Militarily Speaking

Armed Forces Bank

Militarily Speaking dives into the heart of military life through the voices of those who’ve lived it. Hosted by Tom McLean and Jodi Vickery — seasoned professionals with a passion for serving the military community — the show blends financial insight, real-world experience, and honest conversation. Jodi, a proud military spouse, and Tom bring different perspectives that make every episode both relatable and practical. Each episode, we sit down with veterans, spouses, and leaders who share stories that matter — from the challenges of deployment and transition to insights on careers, family, and finances. It’s about the military journey, told through the people who know it best. And don’t miss our Military Minute, a trivia segment where listeners can test their knowledge of military history, pop culture, and more — with chances to win prizes for you and your favorite charity. Head over to our Facebook page for more info. Season 2 brings even more stories, new voices, and more ways to engage with the community. Follow us on Facebook at Militarily Speaking Podcast and be part of the conversation. Produced by Armed Forces Bank. This is who we are. AFBank.com | Member FDIC

  1. Aug 26

    The Free College Resource Every Veteran Should Know About

    Welcome to Season 2 Episode 17 of the “Militarily Speaking” podcast with Tom McLean and Jodi Vickery In this episode of Militarily Speaking, we talk with Sydney Mathis, CEO of Service to School, about helping active-duty service members and veterans turn their military experience and education benefits into meaningful college opportunities. They discuss Service to School’s free college admissions support, VetLink partner schools, veteran-to-veteran mentorship and how military students can find the right path from service to higher education. “Militarily Speaking” is a podcast produced by Armed Forces Bank that is dedicated to the military lifestyle and all the things that makes the military community who they are. The Free College Resource Every Veteran Should Know About Transitioning from military service can create an unfamiliar question: What comes next? For many veterans and active-duty service members, higher education is part of the answer. The GI Bill and other military education benefits can make college financially possible, but choosing the right school, navigating an admissions process designed largely for traditional students and translating years of military experience into an application can still be difficult. That is where Service to School comes in. Led by CEO Sydney Mathis, Service to School is a national nonprofit that helps active-duty service members and veterans pursue undergraduate and graduate education. Its support can begin long before a service member leaves active duty and continue through the application process and into college. The goal is not simply helping veterans get into a school. It is helping them understand what educational opportunities are available, identify schools that fit their goals and use the benefits they earned through military service in a way that can create long-term opportunity. What Is Service to School? Service to School has spent approximately 15 years helping veterans and service members pursue higher education. The organization originally began with MBA students helping military officers apply to business school. As its founders became more familiar with the military education landscape, they saw an even larger opportunity to assist enlisted service members pursuing undergraduate degrees. Today, Service to School supports both undergraduate and graduate students. Service members can connect with the organization while still on active duty, as they prepare for a military transition or after becoming a veteran. That support can include guidance on selecting schools, navigating college admissions, developing application materials and connecting with mentors who have already made a similar journey. Most importantly for prospective students, Service to School provides its services at no cost. For Mathis, the mission is simple: veterans should have access to the educational opportunities they earned through their service. VetLink Helps Veterans See New College Possibilities One of Service to School’s most prominent undergraduate programs is VetLink. The program connects enlisted service members and veterans with colleges and universities that have demonstrated both strong academic outcomes and a commitment to supporting student veterans. Partner institutions include widely recognized universities such as Stanford, MIT, Harvard and Princeton, along with schools including Amherst, Williams, Wesleyan and Villanova. For some veterans, these may be schools they never imagined attending. Military service, however, can give applicants qualities colleges value. Leadership, maturity, teamwork, problem solving, discipline and significant life experience can distinguish student veterans from traditional applicants. VetLink helps veterans recognize those strengths and understand that highly competitive colleges may be realistic possibilities. The program also focuses on outcomes. Undergraduate VetLink partners must have at least a 70% six-year graduation rate. Mathis notes that only about 23% of GI Bill beneficiaries attend institutions with graduation rates above that threshold. For Service to School, helping veterans access higher education means thinking beyond admission. The organization wants military students attending schools where they have strong opportunities to graduate, build professional networks and prepare for their next career. Veteran-Friendly Colleges Need More Than a LabelGetting veterans onto a campus is only part of creating a successful student veteran experience. Service to School looks for VetLink partners that demonstrate a meaningful commitment to military students. Partner schools participate in the Yellow Ribbon Program and are expected to provide resources that help veterans succeed after enrollment. Those resources may look different from campus to campus. Some universities provide dedicated veteran centers. Others offer year-round housing, an important benefit for veterans and military families who may not have another home to return to when traditional campus housing closes during school breaks. Other institutions offer veteran-specific research opportunities, financial aid or programs such as fully funded study abroad experiences. The common factor is a willingness to go beyond simply saying veterans are welcome. By working directly with colleges, Service to School can also help institutions recognize policies that unintentionally create barriers for military students. College Admissions Were Not Designed Around Military Life A traditional college applicant may move directly from high school into higher education. Their school counselor is readily available, their academic history is recent and the application process is designed around their experiences. A veteran may be applying under completely different circumstances. They may have graduated from high school years earlier. Their former counselor may no longer work there. They may have attended multiple colleges, accumulated military education credits, completed specialized training, deployed overseas and changed jobs or duty stations several times. Yet the same college application is often used for both students. That can leave veterans trying to fit years of military service into forms that were never designed around their experiences. Service to School works not only with veterans, but with higher education professionals to address those challenges. The organization helps admissions offices better understand military backgrounds, enlisted and officer experiences, military education credits and the wide variety of occupations that exist within the Armed Forces. That knowledge can help colleges remove unnecessary barriers while giving admissions teams a more complete understanding of what veteran applicants bring to campus. Veteran Mentorship Creates an Educational Battle Buddy Professional college advising is one part of Service to School’s approach. Veteran-to-veteran mentorship is another. Service to School has more than 800 volunteer ambassadors, many of whom previously received support from the organization and now want to help the next generation of student veterans. These mentors can provide something that even an experienced admissions counselor cannot: firsthand perspective. A veteran who has already transitioned from military service into college understands many of the questions a new applicant may be asking. Am I really qualified for this school? Will I fit in with traditional college students? How do I explain my military experience? What if I have been out of the classroom for years? Mentors have confronted many of those same uncertainties. Mathis describes Service to School’s model as a three-pronged approach involving the student, a veteran mentor and a professional college advisor. The mentor can provide encouragement and firsthand experience, while the advisor contributes technical knowledge of admissions and the application process. Jodi compares the role to an educational battle buddy – someone who has been there before and can help a veteran navigate unfamiliar territory. Turn Military Experience Into an Admissions Strength Military experience can be one of a veteran’s greatest strengths as an applicant, but only if an admissions officer understands it. Military acronyms, occupational specialties and job descriptions may make perfect sense within a unit while meaning very little to someone in a college admissions office. To help bridge that gap, Service to School developed the VetLink Addendum for undergraduate applicants. Mathis describes the tool as essentially a “demilitarized resume.” Veterans can use it to explain jobs, deployments, a href="https://www.afbank.com/learn/media/podcast/militarily-speaking-pcs-survival-guide-episode-1-pcs-

  2. Aug 12

    This Military Spouse Marketplace Will Change How You Shop Small

    Welcome to Season 2 Episode 16 of the "Militarily Speaking" podcast with Tom McLean and Jodi Vickery  In this episode of Militarily Speaking, we talk with Monica Fullerton, Founder & CEO of Spouse-ly, about building her online marketplace connecting shoppers with military spouse, service member, veteran, and first responder-owned businesses. They dive into how she aims to support military spouse-owned businesses and create income-generating opportunities that can move with military families.   “Militarily Speaking” is a podcast produced by Armed Forces Bank that is dedicated to the military lifestyle and all the things that makes the military community who they are.   This Military Spouse Marketplace Will Change How You Shop Small  Military spouses are often required to adapt quickly. A new duty station can mean finding a new home, rebuilding a local support system and restarting a career – all while supporting a service member and managing the needs of a family.   For military spouse entrepreneurs, those moves can also disrupt customer relationships, professional networks and opportunities for growth. A business that depends heavily on one location may become difficult to maintain after the next Permanent Change of Station, or PCS, move.   Monica Fullerton founded Spouse-ly to give military-connected entrepreneurs a more portable path forward.   Her message for aspiring entrepreneurs is straightforward: There may never be a perfect time to begin. Progress starts when you take the first step.   What Is Spouse-ly?  Spouse-ly is an online marketplace featuring products and services from verified military-connected and first responder entrepreneurs. Fullerton describes the platform as a combination of an online handmade marketplace and a service-provider directory, but with a mission-driven focus.   The platform includes businesses owned by military spouses, veterans, active-duty service members, Gold Star family members, or first responders. Customers can use the platform to shop small while knowing their purchases directly support military and first responder families.   That mission is especially important within the military community, where frequent moves can make traditional business development difficult. Spouse-ly gives entrepreneurs a digital storefront that is not tied to one installation, city or state. When a military family receives new PCS orders, the business can continue serving customers online instead of rebuilding from the beginning at every duty station.   Military Spouse Entrepreneurship Can Create Career Portability  Military spouse employment challenges are not always caused by a lack of skill, education or ambition. In many cases, the difficulty comes from trying to maintain a career through repeated relocations.   A military spouse may build professional momentum at one duty station, only to face another move a few years later. State licensing rules, limited local job markets, childcare needs and gaps in employment can all make traditional career paths harder to sustain.   Entrepreneurship can provide another option.   A portable business may allow a military spouse to continue working after a PCS move, allowing them to continue to build income without depending on the local job market. It also allows them to maintain customer relationships across duty stations, and create a schedule that works around deployments and family responsibilities. With this business model, military spouses can turn professional skills or creative interests into a source of income, while building a long-term professional identity despite frequent relocation.   That does not mean entrepreneurship is easy. Starting a business requires planning, time and persistence. It may also require families to think differently about budgeting, savings and financial risk.   Still, for many spouses, the opportunity to build a small business that can move with them is powerful.   Spouse-ly Was Built from a Military Spouse’s Experience  Monica’s motivation for launching Spouse-ly came partly from her own career journey.   She had earned undergraduate and graduate degrees and envisioned a communications-focused career. After becoming a military spouse, however, she realized that the traditional career path she had imagined did not always fit the realities of military life.   Rather than abandoning the interests and skills she had developed, she looked for a new way to use them.   That experience became part of the foundation for Spouse-ly. The business allowed her to combine communications, marketing, e-commerce, partnership development and community building with a mission of helping other military-connected entrepreneurs succeed.   Her story reflects an important lesson for military spouses: a career may change shape without losing its purpose.   Skills developed in one field can often be transferred into another opportunity. A background in education, design, marketing, healthcare, consulting or administration may become the foundation for a portable business – even when the final result looks different from the original plan.   Start with a Strong Business Foundation  During the episode, Monica emphasizes that entrepreneurs should not rush past the early planning phase.   A strong idea matters, but an idea alone is not a complete business strategy. Before investing heavily in products, branding or advertising, aspiring business owners should understand the market they intend to serve.   Monica encourages new entrepreneurs to conduct market research, understand their purpose and build structure around the idea. The strategy may change as the business develops, but taking the time to establish a strong foundation can make future growth easier.   This approach also supports military financial readiness. A new business can affect the household budget, particularly during the startup stage. Military families should understand what they can reasonably invest without undermining emergency savings or other financial priorities.   Build a Small Business Around Authenticity  She chose to share the process of building Spouse-ly rather than presenting only the polished final product. By inviting people into the story, she created a network of supporters who understood both the mission and the people behind it.   That community became one of Spouse-ly’s greatest assets.   Small businesses may not have the advertising budgets of large corporations, but they can still compete through personal connection, trust and a clear sense of purpose. Customers are often drawn to businesses because they believe in the founder, understand the mission or feel connected to the story behind the product.   For military spouse entrepreneurs, their experiences can become part of that story. Adaptability, resilience, community involvement and the ability to rebuild after a PCS move are not weaknesses. They can help shape a brand customers find relatable and meaningful.   Community Can Be a Business Advantage  Spouse-ly is more than a website where vendors list products. Monica describes it as a community of entrepreneurs who support and champion one another.   That community can help business owners overcome one of the most difficult parts of entrepreneurship: trying to figure everything out alone.   Through a strong network, entrepreneurs may find advice from people at a similar stage, referrals and collaborative opportunities. This can help their business with everything from marketing support, to simple encouragement during slow periods. The network also connects people giving them access to mentors and strategic partners, and giving them greater visibility among mission-driven customers.   The platform also helps connect military-connected businesses with corporate partners that want to support military spouse entrepreneurship. Those partnerships can fund new initiatives and expand opportunities for vendors while allowing Spouse-ly to keep its community fees relatively limited.   For consumers, the model provides a simple way to support the military community. Instead of viewing a purchase as only a transaction, shoppers can choose a product or serv...

  3. Jul 29

    The #1 Reason Veterans Fall Through the Cracks With America's Warrior Partnership

    Welcome to Season 2 Episode 15 of the "Militarily Speaking" podcast with Tom McLean and Jodi Vickery  In this episode of Militarily Speaking, we talk with Jim Lorraine, President and CEO of America’s Warrior Partnership (AWP), about how AWP partners with communities nationwide to improve veterans’ quality of life so suicide is not an option. Jim shares AWP’s origins, including early success reducing homeless veterans in the Augusta area from 159 to 7, and explains how AWP bridges local and national resources through relationship-based support, advocacy, and careful partner vetting. He discusses Operation Deep Dive with Duke University focused on deaths of despair, the Corporate Veteran Initiative for workplace outreach, and the “Know a Vet, Tell a Vet” QR program. The conversation covers outcomes tracking, hope-scale measurement, financial insecurity as a major driver, and AWP’s annual symposium.   “Militarily Speaking” is a podcast produced by Armed Forces Bank that is dedicated to the military lifestyle and all the things that makes the military community who they are. The #1 Reason Veterans Fall Through the Cracks With America's Warrior Partnership After serving 22 years in the Air Force and helping establish the U.S. Special Operations Command Care Coalition, Jim Lorraine recognized a recurring problem throughout the veteran community. There wasn't a shortage of organizations. There was a shortage of coordination. Communities often knew exactly which veterans needed help but lacked the specialized resources to assist them. National nonprofits had extensive programs but frequently struggled to identify the veterans who needed those services most. America's Warrior Partnership bridges that gap. Rather than duplicating existing programs, AWP partners with thousands of organizations across the country to connect veterans with housing assistance, employment services, healthcare, education, legal support, emergency assistance, and more. Once a veteran reaches out, AWP helps determine the root cause of their challenge and stays alongside them until they're connected with the right solution. It's a model built around one simple philosophy: Together, we can do better. Military Financial Readiness Is About More Than Money One of the most eye-opening moments from the conversation centered around a surprising statistic. According to Jim, nearly 86% of veterans who screened positive for suicide risk were primarily facing financial insecurity, not mental health challenges alone. Financial stress often becomes the catalyst that impacts every other area of life: Missed mortgage or rent paymentsVehicle repairs that prevent someone from getting to workMedical expensesDifficulty navigating VA benefitsLoss of employmentMounting debt This highlights why military financial readiness isn't simply about budgeting. It's about ensuring military families understand the benefits they've earned, know where to find help, and have trusted organizations available before financial problems become overwhelming. For service members preparing to leave the military, financial education should begin long before transition. Knowing about different services available to veterans can dramatically improve long-term financial stability. Organizations like Armed Forces Bank continue to emphasize military financial education because proactive planning often prevents future financial crises. Helping Veterans Navigate a Complex System One challenge discussed throughout the episode is that many veterans simply don't know what's available to them. Some never enroll in VA healthcare. Others never apply for disability benefits. Some don't realize they qualify for education benefits years after leaving active duty. Jim shared multiple stories of veterans who unknowingly missed out on benefits that could have dramatically improved their lives simply because no one explained the process in a way they understood. That's why trusted veteran support organizations remain so important. Instead of expecting veterans to figure everything out themselves, organizations like America's Warrior Partnership walk alongside them, helping them navigate: Veteran benefitsEmployment opportunitiesHousing assistanceHealthcare enrollmentFinancial resourcesEducation benefitsCommunity services The goal isn't simply solving today's problem. It's building long-term stability. Why Collaboration Produces Better Results One of the biggest themes throughout the episode was collaboration. America's Warrior Partnership intentionally avoids trying to become everything to everyone. Instead, they focus on relationships. If another nonprofit specializes in employment, AWP connects veterans there. If an organization provides housing assistance, that's where the referral goes. If financial counseling is needed, veterans are connected with experts equipped to help. This collaborative approach reduces duplicated services while ensuring veterans receive specialized support from organizations that excel in their particular area. Rather than competing for attention, successful veteran organizations strengthen one another. Operation Deep Dive: Using Data to Save Lives One of America's Warrior Partnership's most innovative initiatives is Operation Deep Dive. Developed in partnership with Duke University, the project analyzes years of military service records alongside state mortality data to better understand deaths of despair among veterans. Instead of relying solely on traditional suicide statistics, the research examines broader patterns, including: Overdose deathsSubstance abuseGeographic trendsMilitary occupationsService historyDemographic information The goal is simple: Identify veterans who may be at higher risk before tragedy occurs. Rather than applying one nationwide strategy, Operation Deep Dive helps communities develop targeted outreach based on local needs. It's another example of how data can improve outcomes while helping organizations better serve veterans and military families. Quality of Life Is the Real Goal Throughout the interview, Jim repeatedly emphasized that America's Warrior Partnership doesn't view itself as a suicide prevention organization. Instead, it focuses on improving quality of life. When veterans have stable housing, meaningful employment, access to healthcare, financial security, transportation, and supportive relationships, the likelihood of crisis decreases significantly. This holistic approach recognizes that every veteran's circumstances are different. There is no one-size-fits-all solution. Helping one veteran may involve emergency financial assistance, helping another might involve VA enrollment, while someone else may simply need transportation to get back to work. Success comes from understanding each individual's story. How Military Families Can Prepare Before Problems Arise Whether you're still serving or already transitioning into civilian life, taking advantage of available resources early can make an enormous difference. Some proactive steps include: Learn about your VA healthcare eligibility before separation.Review your life insurance and retirement options.Understand your GI Bill benefits.Build an emergency savings fund.Maintain relationships within the military community.Partner with trusted financial institutions that understand military life.Reach out to veteran support organizations before small problems become major ones. Organizations like America's Warrior Partnership and Armed Forces Bank share a common goal: helping military families build stronger financial futures while ensuring veterans know they don't have to navigate life's challenges alone. Transitioning from military service isn't a single event – it's an ongoing journey. The good news is that veterans don't have to walk that journey by themselves. As Jim Lorraine explains, the strongest veteran support systems aren't built by one organization doing everything. They're built by communities working together, connecting veterans with the right people, the right resources, and the right opportunities at the right time. Whether you're looking for veteran fin...

  4. Jul 15

    The Organization Quietly Solving One of America's Biggest Veteran Housing Problems – Purple Heart Homes

    Welcome to Season 2 Episode 14 of the "Militarily Speaking" podcast with Tom McLean and Jodi Vickery  In this episode of Militarily Speaking, we sit down with Paul Cockerham, Business Development Director for Purple Heart Homes, to discuss how their organization is transforming the lives of veterans through accessible housing, home repairs, and community support. For many veterans, coming home doesn't always mean returning to a home that meets their needs. Whether it's recovering from combat injuries, aging with service-connected disabilities, or facing financial hardships that make critical home repairs impossible, thousands of veterans across the country struggle to live safely and independently in their own homes.   “Militarily Speaking” is a podcast produced by Armed Forces Bank that is dedicated to the military lifestyle and all the things that makes the military community who they are.   The Organization Quietly Solving One of America's Biggest Veteran Housing Problems – Purple Heart Homes  Purple Heart Homes was born from one veteran helping another.   After serving together during Operation Desert Storm, National Guard soldiers John Gallina and Dale Beatty experienced a life-changing event years later when both were severely injured during a route clearance mission in Iraq. Dale lost both of his legs, while John sustained traumatic brain and back injuries.   When Dale returned home, his house simply wasn't built for someone with his new physical challenges. John, who worked as a custom home builder, rallied volunteers throughout his community to build his friend a fully accessible home.   That single act of service inspired what would become Purple Heart Homes.   Nearly two decades later, the organization continues honoring that same commitment by ensuring veterans have safe, accessible places to call home.  Helping Veterans Stay Safe at Home  Purple Heart Homes focuses on helping veterans remain independent by addressing housing challenges before they become crises. Their Veterans Aging in Place (VAIP) program provides assistance for veterans who own their homes but can no longer safely live in them because of accessibility or maintenance issues.   Projects may include:   ·      Wheelchair ramps ·      ADA-compliant bathrooms ·      Wider doorways ·      Foundation repairs ·      Roof replacement ·      HVAC repairs ·      Other critical home repairs   For many veterans, these improvements mean the difference between remaining at home or losing their independence.   More Than Home Repairs for Veterans  Purple Heart Homes also provides innovative housing solutions through its modular home program. Built in their manufacturing facility in North Carolina, these homes can provide permanent housing for veterans who own land or support other veteran-serving organizations that need on-site housing for their programs.   Another unique initiative is the Veteran Home Opportunity Program (VHOP).   Through donated homes from banks and private donors, Purple Heart Homes renovates properties to meet veterans' accessibility needs before making them available at significantly below market value. Veterans begin homeownership with substantial equity already built into the property, creating long-term financial stability.   The National Mission of Purple Heart Homes  What began with one accessible home has grown into a nationwide organization.   Today, Purple Heart Homes:   ·      Operates chapters across the United States and Puerto Rico ·      Completes more than 200 projects annually ·      Has completed more than 700 housing projects ·      Has served more than 4,000 veterans ·      Has positively impacted over 8,500 veterans, family members, and caregivers   The organization's local chapters help ensure veterans continue receiving support long after construction crews leave.   As Paul explains during the episode, the goal isn't simply completing a project – it's welcoming veterans into the Purple Heart Homes family.   Housing Is the Foundation for Everything Else  One of the most powerful discussions in this episode centers around the idea that safe housing serves as the foundation for every other type of support a veteran may need.   Medical care.   Mental health counseling.   Financial counseling.   Employment assistance.   Community engagement.   All of these become significantly more effective when veterans have a stable, accessible home where they can recover, recharge, and build their future.   Paul describes housing as the "hub," with every other veteran service becoming a spoke extending outward. It's a simple concept with profound implications.   Changing Lives One Veteran at a Time  Purple Heart Homes met a Vietnam veteran who had quietly lived in an uninsulated storage shed for more than 20 years. Despite losing a limb, he had adapted to living without running water, heating, or air conditioning.   After months of building trust, the organization convinced him to accept one of their modular homes. When he turned on the faucet for the first time, he paused and simply listened.   "I haven't heard running water where I live in 22 years."   Moments like these remind us that restoring dignity often begins with something many of us take for granted.   Advocating for Veterans Beyond Housing  Purple Heart Homes doesn't only build homes – they also advocate for better policies affecting veterans nationwide.   The organization played a leading role in supporting federal legislation that corrected an issue preventing many disabled veterans from qualifying for certain housing assistance programs because of outdated income calculations.   The change opened access to housing resources for thousands of veterans who previously fell through the cracks.   It's another example of how meaningful change happens not only through direct service, but also through advocacy.   How You Can Help Veterans  Purple Heart Homes depends on volunteers, corporate partners, donors, and local communities to continue its mission. Whether you have construction experience or simply want to lend a helping hand, volunteers are always welcome.   Businesses can also partner with the organization through sponsorships, donations, and community projects that directly improve veterans' lives. To learn more about Purple Heart Homes, volunteer opportunities, or available programs, visit purplehearthomesusa.org.   Supporting Military Families Beyond Housing  At Armed Forces Bank, we're proud to highlight organizations making a real difference for military families and veterans.   Financial wellness and housing often go hand in hand. Whether you're preparing to purchase a home using a VA home loan, exploring options to refinance your mortgage, opening a military checking account, building long-term savings with a military savings account, or planning your next chapter after military service, having trusted financial resources can help create a stronger future.   Together, organizations like Purple Heart Homes and Armed Forces Bank are committed to helping service members, veterans, and military families build stability, independence, and lasting success.   Military Minute The Military Minute giveaway offers listeners like you a chance to show off your military and life knowledge. Winners receive $50 for themselves and a charity of their choice! For giveaway details or to enter, visit the Militarily Speaking Podcast Facebook page and find this episodes’ Military Minute post! After a winning selection, Military Minute participants are eligible for another selection after 12 months.   ·      Last episode’s Military Minute: Frank C. Mars of Minnesota introduced what candy bar in 1923? ·      Answer: Milky Way   ·      This week’s Military Minute question(s): What was the original name of the Purple Heart, and in which city and state is the National Purple Heart Hall of Honor? Watch for this weeks’ Military Minute post on the Militarily Speaking Facebook page. Answer with the correct answer and you plus a charity of your choice can eac...

  5. Jul 1

    PCS Survival Guide - Episode 4: Landing on the Other Side — The First 30-60 Days, Spouse Careers, Community and What Experienced Military Families Wish They Had Done Earlier

    The boxes are mostly unpacked. The new duty station is no longer a destination — it is home, at least for now. In the 4th and final episode of the Militarily Speaking PCS Survival Series, hosts Tom McLean and Jodi Vickery are joined again by VA Loan Expert Mel Aguto to talk about what happens after a PCS move: the first 30-60 days, the financial and administrative reset, military spouse employment, rebuilding community, and the lessons experienced military families wish they had learned earlier. Militarily Speaking dives into the heart of military life through the voices of those who’ve lived it. Hosted by Tom McLean and Jodi Vickery – seasoned professionals with a passion for serving the military community – the show blends financial insight, real-world experience, and honest conversation. Jodi, a proud military spouse, and Tom bring different perspectives that make every episode both relatable and practical.   Each episode, we sit down with veterans, spouses, and leaders who share stories that matter – from the challenges of deployment and transition to insights on careers, family, and finances. It’s about the military journey, told through the people who know it best.   And don’t miss our Military Minute, a trivia segment where listeners can test their knowledge of military history, pop culture, and more – with chances to win prizes for you and your favorite charity. Head over to our Facebook page for more info.    Season 2 brings even more stories, new voices, and more ways to engage with the community. Follow us on Facebook at Militarily Speaking Podcast and be part of the conversation.   Produced by Armed Forces Bank. This is who we are.   AFBank.com | Member FDIC

  6. Jun 17

    PCS Survival Guide - Episode 3: The Move Itself — What the Military Pays, What Comes Out of Your Pocket, and the Mistakes That Cost Families Most

    In Episode 3 of our PCS Survival Series, Militarily Speaking hosts Tom McLean, Jodi Vickery, and VA Loan Expert Mel Aguto, break down exactly what the government covers, how DLA, per diem, and mileage reimbursement actually work in practice, the financial mistakes that cost families most, and how to manage the emotional weight of the gap period. Militarily Speaking dives into the heart of military life through the voices of those who’ve lived it. Hosted by Tom McLean and Jodi Vickery – seasoned professionals with a passion for serving the military community – the show blends financial insight, real-world experience, and honest conversation. Jodi, a proud military spouse, and Tom bring different perspectives that make every episode both relatable and practical.   Each episode, we sit down with veterans, spouses, and leaders who share stories that matter – from the challenges of deployment and transition to insights on careers, family, and finances. It’s about the military journey, told through the people who know it best.   And don’t miss our Military Minute, a trivia segment where listeners can test their knowledge of military history, pop culture, and more – with chances to win prizes for you and your favorite charity. Head over to our Facebook page for more info.    Season 2 brings even more stories, new voices, and more ways to engage with the community. Follow us on Facebook at Militarily Speaking Podcast and be part of the conversation.   Produced by Armed Forces Bank. This is who we are.   AFBank.com | Member FDIC

  7. May 13

    PCS Survival Guide - Episode 2: Planning the Move – DITY, PPM & the Decisions That Actually Cost You

    In this episode of Militarily Speaking, we continue our four-part PCS Survival Guide. In Episode 2 of our PCS Survival Series, Tom, Jodi, and VA loan expert Mel Aguto break down the biggest planning decisions in any PCS move: how to talk to your kids, on-base vs. off-base housing, and the critical HHG vs. DITY/PPM move choice. Plus: the one thing you should absolutely not do the moment orders arrive. Militarily Speaking dives into the heart of military life through the voices of those who’ve lived it. Hosted by Tom McLean and Jodi Vickery – seasoned professionals with a passion for serving the military community – the show blends financial insight, real-world experience, and honest conversation. Jodi, a proud military spouse, and Tom bring different perspectives that make every episode both relatable and practical.   Each episode, we sit down with veterans, spouses, and leaders who share stories that matter – from the challenges of deployment and transition to insights on careers, family, and finances. It’s about the military journey, told through the people who know it best.   And don’t miss our Military Minute, a trivia segment where listeners can test their knowledge of military history, pop culture, and more – with chances to win prizes for you and your favorite charity. Head over to our Facebook page for more info.    Season 2 brings even more stories, new voices, and more ways to engage with the community. Follow us on Facebook at Militarily Speaking Podcast and be part of the conversation.   Produced by Armed Forces Bank. This is who we are.   AFBank.com | Member FDIC

  8. Apr 29

    PCS Survival Guide - Episode 1: PCS Orders, Paperwork & Everything You Need to Know First

    In this episode of Militarily Speaking, we begin our four-part PCS Survival Guide. In this first episode, we cover what to do if you’ve just received received PCS orders — or you know they're coming. Tom and Jodi are joined by senior VA loan expert Mel Aguto (a combined 20+ years of military spouse experience and more PCS moves than they care to count!) walk through everything you need to tackle first: understanding your orders, navigating CONUS vs. OCONUS differences, the paperwork that trips families up most, and special considerations for EFMP, IEPs, and pets. Militarily Speaking dives into the heart of military life through the voices of those who’ve lived it. Hosted by Tom McLean and Jodi Vickery – seasoned professionals with a passion for serving the military community – the show blends financial insight, real-world experience, and honest conversation. Jodi, a proud military spouse, and Tom bring different perspectives that make every episode both relatable and practical.   Each episode, we sit down with veterans, spouses, and leaders who share stories that matter – from the challenges of deployment and transition to insights on careers, family, and finances. It’s about the military journey, told through the people who know it best.   And don’t miss our Military Minute, a trivia segment where listeners can test their knowledge of military history, pop culture, and more – with chances to win prizes for you and your favorite charity. Head over to our Facebook page for more info.    Season 2 brings even more stories, new voices, and more ways to engage with the community. Follow us on Facebook at Militarily Speaking Podcast and be part of the conversation.   Produced by Armed Forces Bank. This is who we are.   AFBank.com | Member FDIC

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19 Ratings

About

Militarily Speaking dives into the heart of military life through the voices of those who’ve lived it. Hosted by Tom McLean and Jodi Vickery — seasoned professionals with a passion for serving the military community — the show blends financial insight, real-world experience, and honest conversation. Jodi, a proud military spouse, and Tom bring different perspectives that make every episode both relatable and practical. Each episode, we sit down with veterans, spouses, and leaders who share stories that matter — from the challenges of deployment and transition to insights on careers, family, and finances. It’s about the military journey, told through the people who know it best. And don’t miss our Military Minute, a trivia segment where listeners can test their knowledge of military history, pop culture, and more — with chances to win prizes for you and your favorite charity. Head over to our Facebook page for more info. Season 2 brings even more stories, new voices, and more ways to engage with the community. Follow us on Facebook at Militarily Speaking Podcast and be part of the conversation. Produced by Armed Forces Bank. This is who we are. AFBank.com | Member FDIC

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