Limitless

Matthew Preston & Thaon Simms

Just 2 best friends talking about their interests which just happen to be finance

  1. 3d ago

    Why Everyone Hates the IMF

    Why does the IMF still bring back memories of hard times for so many Jamaicans? Dr. Matthew Preston and Dr. Thaon Simms sit down with Julian Morrison, “Dr. Doom,” to trace Jamaica’s economic story from the oil shocks and currency problems of the 1970s and 1980s through FinSAC, IMF austerity, JDX, NDX and the reforms that followed. The conversation explains why Jamaica kept borrowing, why debt restructuring was so painful, how EPOC helped rebuild confidence, and how falling government interest rates eventually pushed more capital toward the Jamaica Stock Exchange. Then the discussion turns to investors: What would it take for the JSE to return to its 2016–2019 form? Julian breaks down the role of interest rates, liquidity, market sentiment and earnings—and argues that when it comes to moving stock prices, flows and perception can matter before fundamentals. 📊 Highlights & Chapters: 0:00 - 12:58 | 🏦 What the IMF Actually Does 12:58 - 21:20 | 📉 Inflation, Interest Rates & Government Debt 21:20 - 39:48 | 🇯🇲 How Jamaica’s Debt Crisis Took Shape 39:48 - 1:01:47 | 💥 FinSAC, Austerity, JDX & Jamaica’s Credit Rating 1:01:47 - 1:16:05 | 🔄 NDX, EPOC & the Debt Turnaround 1:16:05 - 1:31:06 | 💵 IMF Reform, BFIXIT & Jamaica’s Recovery 1:31:06 - 1:38:44 | 📈 What Would Make the JSE Boom Again? 1:38:44 - 1:45:19 | 🧠 APOs, Liquidity & Market Sentiment 1:45:19 - 1:54:26 | 🏦 Scotia, NCB & the Cost of Capital 1:54:26 - 2:03:14 | 💰 Dividends, Investor Flows & What Moves Stocks 🎧 Listen to more episodes: https://limitlesspodcast.buzzsprout.com 🐥 Follow us on Twitter: https://twitter.com/Limitless_pod 📷 Stay connected on Instagram: https://www.instagram.com/limitless_pod/ 💲 Get exclusive insights: https://bit.ly/Limitless-MMJA-Discount 👍 If you enjoyed this episode, please like, subscribe, and share! ❓ What do you think matters most for another JSE boom: lower interest rates, stronger earnings, or better investor sentiment? ⚠️ Disclaimer: The opinions expressed in this podcast are solely those of the hosts and do not constitute financial advice. Please consult a financial advisor before making any investment decisions. Send us Fan Mail Support the show

  2. Oct 9

    We Ranked Jamaica’s Best Dividend Stocks for 2025-2026

    Jamaican investors love dividend stocks. But does a high dividend yield actually mean you're making more money? In this episode of the Limitless Podcast, Dr. Matthew Preston and Dr. Thaon Simms compare some of the JSE's best-known dividend stocks. Instead of looking at the dividend alone, they compare it with changes in the share price to see what investors actually earned. TransJamaica is one of the biggest surprises. Its current dividend yield isn't particularly high compared with other stocks on the list, but its share price climbed sharply over the period examined. Guardian Holdings tells a different story. It tops the list for dividend yield, but its share price barely moved over the same period. The discussion also covers Carreras, Fontana, GraceKennedy, Scotia Group, NCB Financial Group and several other JSE stocks. If you're buying stocks for dividends, this episode asks a simple question: What happens to your total return when the share price moves against you? 📊 Highlights & Chapters: 0:00 - 5:59 | 💰 Why investors love dividend stocks 5:59 - 10:33 | 🚀 TransJamaica's 156% capital gain 10:33 - 15:38 | 🏆 The highest dividend yields on the JSE 15:38 - 19:24 | 📉 When capital losses wipe out your dividend 19:24 - 26:14 | 💊 Fontana's 4% dividend vs a falling share price 26:14 - 34:21 | 🌎 GraceKennedy's dividends and 2030 targets 34:21 - 39:30 | 🏦 Scotia's dividend and proposed buyout 39:30 - 47:13 | 💵 What price would make Scotia worth buying? 47:13 - 51:02 | 📈 NCB and the case for watching capital gains 51:02 - 51:59 | 🎯 Dividend yield vs total return 🎧 Listen to more episodes: https://limitlesspodcast.buzzsprout.com 🐥 Follow us on Twitter: https://twitter.com/Limitless_pod 📷 Stay connected on Instagram: https://www.instagram.com/limitless_pod/ 💲 Get exclusive insights: https://bit.ly/Limitless-MMJA-Discount 👍 If you enjoyed this episode, please like, subscribe, and share! ❓ When you buy a stock, which matters more to you: the dividend yield or your total return? ⚠️ Disclaimer: The opinions expressed in this podcast are solely those of the hosts and do not constitute financial advice. Please consult a financial advisor before making any investment decisions. Send us Fan Mail Support the show

  3. Oct 7

    Jermaine McDonald: What Most Investors Learn Too Late

    Jermaine McDonald, co-founder of Learn Grow Invest, joins Dr. Matthew Preston and Dr. Thaon Simms to talk investing, the Jamaica Stock Exchange and the lessons that shaped his approach to building wealth. Jermaine shares how he went from a J$2 million negative net worth to becoming an investor and educator, the mistakes he made early on, how FOMO affected his decisions, and why losing money eventually forced him to learn how to invest properly. We also get into his current approach to the market, including why he only holds four stocks, why he no longer believes in simply buying and holding forever, and how he separates the bull case from the bear case when analysing a company. The conversation also covers FESCO, RPL, Image Plus, JetCon, Indies Pharma, TransJamaica and other JSE stocks, including growth, valuation, investor sentiment and what can cause an investment thesis to change. Jermaine also explains the responsibility that comes with talking about stocks publicly, including the surprising story of someone who bought a stock simply because he smiled while discussing it. 🎧 Listen to more episodes: https://limitlesspodcast.buzzsprout.com 🐥 Follow us on Twitter: https://twitter.com/Limitless_pod 📷 Stay connected on Instagram: https://www.instagram.com/limitless_pod/ 💲 Get exclusive insights: https://bit.ly/Limitless-MMJA-Discount 👍 If you enjoyed this episode, please like, subscribe, and share! ❓ What is the biggest lesson you have learned from losing money in the stock market? ⚠️ Disclaimer: The opinions expressed in this podcast are solely those of the hosts and do not constitute financial advice. Please consult a financial advisor before making any investment decisions. #JamaicaStockExchange #JSE #LearnGrowInvest #InvestingJamaica #LimitlessPodcast Send us Fan Mail Support the show

  4. Oct 7

    Seprod's 5-for-1 Split: Is the Market Missing the Real Story?

    SEPROD has put a five-for-one stock split, a major increase in authorized shares and the possibility of an Additional Public Offer on the table. Dr. Matthew Preston and Dr. Thaon Simms break down what the announcement could mean for SEPROD shareholders and what the company may be preparing to do next. We look at SEPROD's history of using cash and shares for acquisitions, the possibility of another major deal, dilution, debt repayment and how much capital the company could theoretically raise. At the upper end of the share capacity discussed in the episode, the numbers become enormous, potentially enough to fund an acquisition approaching the size of SEPROD itself. Is the stock split mainly about making SEPROD more accessible to investors, or is it part of a much bigger plan? 🎧 Listen to more episodes: https://limitlesspodcast.buzzsprout.com 🐥 Follow us on Twitter: https://twitter.com/Limitless_pod 📷 Stay connected on Instagram: https://www.instagram.com/limitless_pod/ 💲 Get exclusive insights: https://bit.ly/Limitless-MMJA-Discount 👍 If you enjoyed this episode, please like, subscribe, and share! ❓ What do you think SEPROD is raising capital for: an acquisition, debt reduction, expansion, or something else? ⚠️ Disclaimer: The opinions expressed in this podcast are solely those of the hosts and do not constitute financial advice. Please consult a financial advisor before making any investment decisions. Send us Fan Mail Support the show

  5. Oct 7

    Why Jamaica’s Doctors Are In Dispute With The Government

    Why are Jamaica's public sector doctors taking industrial action, and how did a dispute over overtime pay reach this point? On October 2, 2026, Jamaica's public sector doctors took industrial action, providing emergency services only. JMDA President Dr. Jubilee Brown-Service joins Dr. Matthew Preston and Dr. Thaon Simms to explain the association's position, the dispute over emergency duty pay, the differing estimates of J$31 billion and J$23 billion, and why doctors are still waiting for a ruling from the Industrial Disputes Tribunal. We also discuss 48- and 72-hour shifts, the effects of sleep deprivation, unpaid working hours, patient care and what a resolution could look like. 📊 Highlights & Chapters: 0:00 - 4:23 | 🎙️ Why Jamaica's doctors took industrial action 4:23 - 9:07 | 🩺 Meet the JMDA president and understand the association's role 9:07 - 14:05 | ⏰ What is the dispute over doctors' overtime pay? 14:05 - 17:54 | 😴 Long shifts, sleep deprivation and patient safety 17:54 - 22:01 | 📅 42 months waiting: The dispute and IDT proceedings 22:01 - 29:27 | 💰 J$31 billion vs J$23 billion and unpaid overtime 29:27 - 34:09 | ⚖️ Why negotiations failed and the dispute reached the IDT 34:09 - 37:54 | 🏥 Why doctors are still waiting for a ruling 37:54 - 43:13 | 🚑 Emergency services, patient care and a possible resolution 43:13 - 48:27 | 🎤 The JMDA president's message to doctors and the public 🎧 Listen to more episodes: https://limitlesspodcast.buzzsprout.com 🐥 Follow us on Twitter: https://twitter.com/Limitless_pod 📷 Stay connected on Instagram: https://www.instagram.com/limitless_pod/ 💲 Get exclusive insights: https://bit.ly/Limitless-MMJA-Discount 👍 If you enjoyed this episode, please like, subscribe, and share! ❓ What questions do you still have about the doctors' overtime dispute or its effect on Jamaica's public healthcare system? Send us Fan Mail Support the show

  6. Sep 18

    The Truth About Dividend Investing: Is It Really Worth It?

    Are dividends really the passive-income machine investors make them out to be? 📈💵 In this episode of the Limitless Podcast, Dr. Thaon Simms and Dr. Matthew Preston break down the truth about dividend investing, from dividend yields and taxes to capital gains, bonds, portfolio size, and the amount of money you may actually need before dividends materially change your life. The hosts explore why a great dividend yield on a small portfolio can still produce relatively little cash 💸, why dividends are never guaranteed, and why investors need to consider total return instead of focusing only on income. They also discuss dividend investing on the Jamaica Stock Exchange 🇯🇲, using companies such as TransJamaican Highway, Carreras, NCB Financial Group, Jetcon and others as examples. Could capital gains be more important while you're building wealth? And when might dividends finally become a bigger part of your strategy? 🤔 📊 Highlights & Chapters: 0:00 - 5:45 | 💰 Dividends, Capital Gains & Getting Paid Without Selling 5:45 - 10:07 | 🤔 Why Dividends May Not Change Your Life Yet 10:07 - 16:08 | 🧮 Dividend Yields, Taxes & What Investors Actually Receive 16:08 - 21:30 | 📉 The Risks Behind Dividend Investing 21:30 - 25:08 | ⚖️ Dividend Stocks vs Bonds 25:08 - 29:31 | 🏦 Bonds, Inflation & Putting Idle Cash to Work 29:31 - 34:25 | 💵 How Much Money Do You Need to Live Off Dividends? 34:25 - 39:12 | 📈 Capital Gains, Total Returns & Building Wealth 39:12 - 40:52 | 🎯 The Real Lesson for Dividend Investors 🎧 Listen to more episodes: https://limitlesspodcast.buzzsprout.com 🐥 Follow us on Twitter: https://twitter.com/Limitless_pod 📷 Stay connected on Instagram: https://www.instagram.com/limitless_pod/ 💲 Get exclusive insights: https://bit.ly/Limitless-MMJA-Discount 👍 If you enjoyed this episode, please like, subscribe, and share! ❓ How much monthly dividend income would you need before dividends materially changed your life? Let us know in the comments! ⚠️ Disclaimer: The opinions expressed in this podcast are solely those of the hosts and do not constitute financial advice. Please consult a financial advisor before making any investment decisions. Send us Fan Mail Support the show

  7. Sep 11

    These Jamaican Stocks Look Cheap — But the Market May Be Right

    🎙️ Ryan Strachan returns for Part 2 with Dr. Matthew Preston and Dr. Thaon Simms for a wide-ranging conversation on Jamaica’s stock market, investing, entrepreneurship, and wealth creation. 📈 Why are many Jamaican financial institutions trading at relatively low valuations? 🏦 Ryan argues that the market may be sending a message: banks and investment firms need to become more aggressive about M&A, investment banking, dealmaking, and creating new revenue streams. The conversation also dives into Carreras 🚬, Dolphin Cove 🐬, Sagicor’s proposed APO, JMMB, Lasco Manufacturing, the JSE Micro Market, Junior Market investing, and market makers. Ryan also explains why investors should focus on underlying value rather than market noise—and why stocks deserve the same long-term mindset many Jamaicans already apply to real estate. 🏠📊 The episode closes with a bigger lesson on entrepreneurship, opportunity in Jamaica 🇯🇲, persistence, relationships, and the extraordinary results that can come from simply being consistent for long enough. 🚀 📊 Highlights & Chapters: 0:00 - 1:51 | 🎙️ Ryan Strachan Returns for Part 2 1:51 - 19:48 | 🏦 Why Jamaican Financial Stocks Are Struggling 19:48 - 29:14 | 🚬 Carreras, Vaping Growth & Illicit Cigarettes 29:14 - 41:12 | 🐬 Dolphin Cove & Jamaica’s Need for Bigger Deals 41:12 - 49:14 | 📈 The JSE Micro Market & New Company Listings 49:14 - 1:06:10 | 🌎 Sagicor APO, JMMB & Finding Hidden Value 1:06:10 - 1:18:23 | 🏭 Lasco, New Products & Manufacturing Growth 1:18:23 - 1:29:37 | 💹 Market Makers, Junior Market & Retail Investors 1:29:37 - 1:42:57 | 🏠 Stocks vs Real Estate for Building Wealth 1:42:57 - 1:59:19 | 🚀 Opportunity, Entrepreneurship & the Power of Consistency 🎧 Listen to more episodes: https://limitlesspodcast.buzzsprout.com 🐥 Follow us on Twitter: https://twitter.com/Limitless_pod 📷 Stay connected on Instagram: https://www.instagram.com/limitless_pod/ 💲 Get exclusive insights: https://bit.ly/Limitless-MMJA-Discount 👍 If you enjoyed this episode, please like, subscribe, and share! ❓ Do you think Jamaica’s next major investing opportunity will come from financial stocks, the Junior Market, or a new generation of companies coming to the JSE? Let us know in the comments! ⚠️ Disclaimer: The opinions expressed in this podcast are solely those of the hosts and do not constitute financial advice. Please consult a financial advisor before making any investment decisions. Send us Fan Mail Support the show

  8. Sep 4

    TransJamaica Went From $3 to $12. What’s the Next Big JSE Opportunity?

    In this episode of the Limitless Podcast, Dr. Matthew Preston and Dr. Thaon Simms welcome back Ryan Strachan for a wide-ranging conversation on investing, Jamaica’s energy future, infrastructure, the Jamaica Stock Exchange, and the forces that could reshape the Jamaican economy. ⚡ A major focus is the future of JPS and Jamaica’s electricity sector. Ryan explores what the upcoming changes could mean for renewable energy, battery storage, electricity prices, manufacturing, household expenses, and economic growth. Could cheaper energy unlock an entirely new phase for Jamaican businesses and investors? 📈 The conversation also examines TransJamaican Highway and the question every investor wants answered: What could be the next TransJamaica? Ryan makes the case for energy and infrastructure as areas investors should be watching closely while breaking down how major structural changes can create opportunities before the wider market fully recognizes them. 🧬 The discussion goes global too, covering Moderna, biotech investing, mRNA technology, personalized medicine, AI, nuclear energy, and the risk-versus-reward equation behind investing in emerging technologies. 💡 From identifying undervalued opportunities to understanding the economic ripple effects of lower energy costs, this episode is packed with insights for anyone following Jamaican stocks, the JSE, Caribbean investing, and Jamaica’s economic future. 📊 Highlights & Chapters: 0:00 - 4:55 | 🎙️ Ryan Strachan Returns & Jamaica Market Talk 4:55 - 12:22 | 🧬 Moderna, mRNA, Biotech & AI Investing 12:22 - 20:41 | ⚡ JPS, Renewables & Jamaica’s Energy Future 20:41 - 26:02 | 🇯🇲 How Cheaper Energy Could Transform Jamaica 26:02 - 34:30 | 📈 TransJamaica & Finding the Next Big Investment 34:30 - 42:50 | 🏦 Jamaica’s Banking & Financial Sector 42:50 - 50:00 | 💰 Capital Markets & Where the Money Could Flow 50:00 - 60:22 | 📊 Financial Stocks, Valuations & Investment Opportunities 60:22 - 60:50 | 🎤 Part Two Teaser & Closing Thoughts 🎧 Listen to more episodes: https://limitlesspodcast.buzzsprout.com 🐥 Follow us on Twitter: https://twitter.com/Limitless_pod 📷 Stay connected on Instagram: https://www.instagram.com/limitless_pod/ 💲 Get exclusive insights: https://bit.ly/Limitless-MMJA-Discount 👍 If you enjoyed this episode, please like, subscribe, and share! ❓ Do you think energy could produce Jamaica’s next TransJamaica-style investment opportunity? What Jamaican stock or sector are you watching next? ⚠️ Disclaimer: The opinions expressed in this podcast are solely those of the hosts and guests and do not constitute financial advice. Please consult a financial advisor before making any investment decisions. Send us Fan Mail Support the show

Ratings & Reviews

5
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6 Ratings

About

Just 2 best friends talking about their interests which just happen to be finance

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