Natalie Pace

Natalie Pace
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Transforming lives on Main Street and adding a splash of green to Wall Street since 1999. Co-creator of the Earth Gratitude project and bestselling author of The ABCs of Money (6th edition) and The Power of 8 Billion: It's Up to Us. nataliepace.substack.com

  1. Oct 16

    The Hidden Risks in Your Mortgage.

    Over the past few weeks, Natalie Pace has been highlighting risks in mortgages. While those with a very low fixed rate feel secure, we're seeing signs of shenanigans in the fine print that could strip away that ultra low interest rate (which is too low for the banks to make money). On the other side of the spectrum, some homeowners and income property investors are falling for interest-only loans and loan modifications that wipe out any opportunity for building up equity. In fact, a great number of loan mods put the homeowner severely underwater on their mortgage (where the loan is 25% or more higher than the value of their home). In these scenarios, the homeowner is taking on all of the responsibilities and expenses of ownership, with none of the equity building -- essentially being a renter, but shouldering all of the costs for the true owner -- the bank or lender. There are also hidden risks in reverse mortgages to be aware of. Homeownership is one of the most powerful ways to build wealth. Homeowners are worth up to 43 times renters. However, home ownership done wrong can be a devastating hit to our financial, emotional and physical well-being for more than a decade. (Over 20 million homes were foreclosed on over the last 26 years.) All this and more in today's free podcast and videoconference with Natalie Pace. Email info@nataliepace.com with your money questions, opportunities and challenges. Wisdom and time-proven strategies are the cure. Let's win together. Get links from today’s podcast in the description of the YouTube videoconference at YouTube.com/NataliePace. Be sure to read Natalie Pace’s blog at NataliePace.com/Blog. https://www.nataliepace.com/blog/the-mirage-of-the-interest-only-mortgage#/ Get full access to Natalie Wynne Pace at nataliepace.substack.com/subscribe

  2. Oct 2

    How a 3.75% Fixed-Rate Mortgage Was Legally Broken

    Think your fixed-rate mortgage keeps you completely safe? Think again.As banks lose money on mortgages locked in under 4 percent, they are digging into the fine print for loopholes and what they are finding could put your home at risk. In my latest interview, financial investigator Kelly McGinnis shares some of the 2,500 shocking case studies she has uncovered, including: The 10.25 percent Trap: One homeowner paid his 3.75 percent fixed-rate mortgage on time every single month. The bank found a loophole in the contract, broke the agreement, jacked his rate up to 10.25 percent, and foreclosed on his home. The 30-Day Auction: After her parents passed, a daughter tried to buy back their family reverse mortgage. Instead of working with her, the lender auctioned off the home within 30 days, wiping out over 100 years of family history without warning. The Reality Check: If there is a single unfulfilled condition or ambiguous loophole hidden in your contract, you could face an unaffordable interest rate reset or, in the worst-case scenario, foreclosure. Protect your hardest-earned asset. Tune into this critical interview to learn exactly what to look for in your paperwork and how to shield yourself from these growing financial tactics. All this and more in today's free podcast and videoconference with Natalie Pace. Email info@nataliepace.com with your money questions, opportunities and challenges. Wisdom and time-proven strategies are the cure. Let's win together. Links from Today: https://kellymcginnis.com/ https://joinhomera.com/ Get full access to Natalie Wynne Pace at nataliepace.substack.com/subscribe

  3. Sep 25

    The Gig Worker’s Guide to Financial Freedom

    When Natalie Pace was in her 30s, she was a single mom, with a son in elementary school. Her income didn't cover the bills. Her credit card debt was high and the home that she got in the divorce was underwater, owing more on the mortgage than the condo was worth. It was a 2-bedroom, so renting out the 2nd bedroom wasn't an option. So, how did she escape that dead-end and build an authentic life and career? More importantly, do you know someone in your family who is stuck in the gig economy, drowning in debt (including student loan debt), perhaps forced to move back in with the parents? How can gig workers employ the same tools to build a financially, fulfilling life? Multi-Generational Homes: when gig workers have to move back in with their parents, stop thinking of it as a failure to launch and start building a foundation to launch. All this and more in today's free podcast and videoconference with Natalie Pace. Email info@nataliepace.com with your money questions, opportunities and challenges. Wisdom and time-proven strategies are the cure. Let's win together. Links from Today: https://www.nataliepace.com/blog/the-gig-workers-guide-to-financial-freedom#/ Get full access to Natalie Wynne Pace at nataliepace.substack.com/subscribe

  4. Sep 18

    Interest Rates Soar. Bond Values Sink.

    The hidden vulnerabilities of fixed-income assets are being exposed. What many investors treat as a risk-free security blanket is actually carrying unprecedented levels of risk. If you don't know exactly what you own and why you own it, you could be exposed to quiet, compounding losses that threaten your long-term financial security. Conservative investors with little risk tolerance are in fact the most vulnerable.All this and more in today's free podcast and videoconference with Natalie Pace. Email info@nataliepace.com with any questions or comments. Email info@nataliepace.com with your money questions, opportunities and challenges. Wisdom and time-proven strategies are the cure. Let's win together. Get full access to Natalie Wynne Pace at nataliepace.substack.com/subscribe

  5. Sep 11

    2026 Investment of the Year.

    Who Wins the Trillion-Dollar Sky?The era of sitting in 90-minute bumper-to-bumper traffic is coming to an end. Electric air taxis (eVTOLs) are officially preparing for liftoff, actively replacing noisy, expensive helicopters with zero-emission flights that can turn an hour-long gridlock commute into a stress-free, 10-minute cruise. In our latest deep dive, we break down the two market giants leading this multi-billion-dollar race: Archer Aviation and Joby Aviation. From Archer’s massive $126M infrastructure land grab at Hawthorne Airport to Joby's FAA testing milestones and plans to launch in Dubai, we explore exactly how these corporate empires are carving up the sky. See you in the clouds. All this and more in today's free podcast and videoconference with Natalie Pace. Email info@nataliepace.com with any questions or comments. Email info@nataliepace.com with your money questions, opportunities and challenges. Wisdom and time-proven strategies are the cure. Let's win together. Links from Today: https://www.nataliepace.com/blog/who-wins-the-trillion-dollar-sky-how-evtols-are-displacing-helicopters#/ https://www.nataliepace.com/blog/the-jetsons-age-flying-cars-have-finally-arrived#/ https://www.nataliepace.com/blog/should-chatgpt-be-my-financial-planner-investors-ask-natalie#/ Get full access to Natalie Wynne Pace at nataliepace.substack.com/subscribe

  6. Sep 2

    Don't Dream It. Be It.

    When you are driving a rideshare or working a corporate gig far outside your area of expertise and passion, life can feel bleak. The road ahead looks endless. Like many of us, Natalie Pace's own journey started with jobs she didn't care for at all—including one that directly violated my moral code. But taking a leap of faith allowed her to step into a career that brings genuine joy. Life isn't perfect, but waking up on fire with purpose is a beautiful feeling. It brings a heart-centered smile that social media filters could never replicate. We just posted a brand-new blueprint on Natalie Pace's blog breaking down the 4 distinct spark plugs to help you transition away from the daily grind and build a life on your own terms. All this and more in today's free podcast and videoconference with Natalie Pace. Email info@nataliepace.com with any questions or comments. https://www.nataliepace.com/#/ Get full access to Natalie Wynne Pace at nataliepace.substack.com/subscribe

  7. Aug 21

    $40 Trillion Debt. Interest Rates Rise.

    Yesterday, the Treasury Department tried to calm interest rates by throwing money into the bond market. However, just one day later, investors of long-term Treasury bonds and notes ignored the bailout and continued to demand a higher return for their risk. Why? Investors worldwide want a real plan for lowering U.S. debt and deficits, rather than just a bailout Band-Aid. U.S. public debt topped $40 trillion on August 18, 2026. The budget deficit is on track to be $2.1 trillion this fiscal year. The amount the U.S. must pay in interest will be $1 trillion. The current debt ceiling kicks in at $41.1 trillion, which sets Congress up for another epic battle over borrowing more money, yet again, to keep operating in the red. What does this mean for Main Street investors? What should you do? All this and more in today's free podcast and videoconference with Natalie Pace. Email info@nataliepace.com with any questions or comments. Email info@nataliepace.com with your money questions, opportunities and challenges. Wisdom and time-proven strategies are the cure. Let's win together. Get full access to Natalie Wynne Pace at nataliepace.substack.com/subscribe

  8. Aug 7

    Superior Performance by Rigorous Analysis & Design.

    Designing High-Performance Wealth: The Power of Rigorous Analysis. Copper prices are an all-time high. But an investment in Peru yield the superstar returns. 169.3% gains over the 3-year period versus 53.3%. Everyone wants a little income these days. Which country offers lower risk and higher yield than the United States? There’s one country in Europe that has 3rd highest GDP per capita in the world. It’s also been a great investment. Wonder which one it is? There’s a liquidity concern in US treasury bonds. You can get the same yield (4%) with much lower risk and no paper losses using one simple strategy. What is it? Silver was the superstar 2025 and is down by 50% from its high. How do you manage that volatility? Crypto was a great performer in 2024 through Oct. 2025. We warned that the Crypto Winter could come in 2025 & 2026 when we named Bitcoin the Investment of the Year in 2024. We make high performance and essential protection easy with our video conferences & blogs (free), financial freedom retreats and masterclasses. Email info@nataliepace.com with your money questions, opportunities and challenges. Let's win together. Links from Today: https://www.nataliepace.com/blog/hot-countries#/ https://old.nataliepace.com/pie/pie.phphttps://www.nataliepace.com/blog/why-i-prefer-select-corporate-bonds-to-treasuries#/ https://www.nataliepace.com/blog/2024-investment-of-the-year#/ https://www.nataliepace.com/blog/are-we-headed-for-another-crypto-winter#/ https://www.nataliepace.com/blog/spacex-ipo-soars-should-you-take-flight-too#/ https://www.nataliepace.com/blog/sp500-hits-another-high-gdp-growth-predicted-to-be-70#/ Get full access to Natalie Wynne Pace at nataliepace.substack.com/subscribe

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About

Transforming lives on Main Street and adding a splash of green to Wall Street since 1999. Co-creator of the Earth Gratitude project and bestselling author of The ABCs of Money (6th edition) and The Power of 8 Billion: It's Up to Us. nataliepace.substack.com

Information

  • Creator
    Natalie Pace
  • Years Active
    2022 - 2026
  • Episodes
    207
  • Rating
    Clean
  • Copyright
    © Natalie Pace
  • Show Website
    Natalie Pace