Cash Flow Conversations

Matt Love

Interviewing entrepreneurs about their journey from W2 employee to 1099, the struggles they went through, the mindset they developed, and finally, how they view money. ---------------------------------------------------- *DISCLAIMER* This video and audio recording is intended for entertainment purposes only and not considered financial, legal, or tax advice. Please consult a licensed professional before you make any decision on your own financial situations. All content on this channel is for education, discussion, and illustrative purposes only and should not be construe

  1. 11h ago

    42. He Cashed Out His 401(k) Early — Here's Why It Was Genius

    Most people think paying off their mortgage faster is a smart move toward financial freedom. Glenn Yaney thought so too—until the math told a different story.In this episode of Cash Flow Conversations, Matt Love continues his conversation with real estate investor Glenn Yaney, going back to the beginning of his cash flow journey. Glenn breaks down the mistake he made early on—aggressively paying down his mortgage using velocity banking—and why it actually slowed him down instead of speeding him up.From there, Glenn shares the bigger pivot: cashing out roughly $300K from his 401(k)/QRP, penalty and all, to go all-in on real estate. He explains how a cost segregation study helped offset the tax hit, why he now sees his 2.75% mortgage as his best business partner instead of a debt to eliminate, and why he stopped believing that a "diversified" retirement account was actually protecting him.This conversation isn't about reckless risk-taking—it's about understanding leverage, ownership, and why the traditional playbook (max your 401k, pay off your house) can quietly work against the people trying to build real wealth.💡 Key Takeaways:✅ Why paying down his mortgage early was a costly mistake✅ How velocity banking works—and where it falls short✅ Why he cashed out $300K from his 401(k)/QRP despite the penalty✅ How cost segregation offset the tax bill on that withdrawal✅ Why a 2.75% mortgage is his best investor, not a liability✅ The hidden tax lien inside every retirement account nobody talks about✅ Why RMDs can force you to sell at the worst possible time📈 Cash flow isn't just about how much you save—it's about how your money moves.💰 The goal isn't a bigger 401(k) balance. It's a system that generates income today, not just at 65.🧠 Ownership means solving your own problems instead of outsourcing them to Wall Street.🚀 The right leverage, used the right way, builds freedom faster than "safe" savings ever will.🎯 Who Should Listen?✔️ Real estate investors✔️ Business owners✔️ Entrepreneurs✔️ Anyone rethinking their 401(k) strategy✔️ Anyone looking to improve cash flow and build long-term wealthWant help designing your financial life with more purpose, cash flow, and control?👉 Book your strategy call here: https://link.captivationhub.com/widget/booking/CefVjOwzLg0OAi7cgqCKConnect with like-minded entrepreneurs and families who want more control, liquidity, and purpose with their money.👉 Join Here: https://www.skool.com/cashflowarchitects/aboutDiscover how family-oriented entrepreneurs can create greater control, liquidity, and legacy while investing in themselves and those they love.👉 Order your copy here: https://www.amazon.com/Entrepreneurs-Asset-Family-Oriented-Greater-Themselves/dp/1964811902🔗 Connect With Cash Flow Architects🌐 https://cashflowarchitects.com📺 YouTube: https://youtube.com/@cashflowarchitects📸 Instagram: https://instagram.com/cashflowarchitects🎙️ Subscribe to Cash Flow Conversations for more conversations on business, cash flow, retirement, taxes, investing, and legacy planning.⚠️ Financial DisclaimerThe information discussed in this podcast is intended for educational and informational purposes only and should not be construed as investment, tax, legal, or accounting advice. Cash Flow Architects and Matt Love do not provide legal or tax advice. Any opinions expressed by guests are their own and do not necessarily reflect those of Cash Flow Architects. Before making financial decisions, consult with your own qualified financial, tax, and legal professionals. Guarantees are based on the claims-paying ability of the issuing insurance company.

  2. Jul 17

    41. He Started With a $565 Mortgage… Now He Owns 600+ Units

    Most real estate investors think they need a big bank account to build a real estate empire. But what if the real unlock isn't more capital—it's more liquidity? In this episode of Cash Flow Conversations, Matt Love sits down with real estate investor Glenn Yaney to explore how he went from a $565 mortgage to controlling over 600 units, and why he walked away from his 401(k) to get there. Glenn shares the story of his very first deal, why he stopped maxing out traditional retirement accounts in favor of leverage and liquidity, and how a properly structured cash value life insurance policy became the most important asset on his balance sheet—one that helped him survive two back-to-back hurricanes without losing what he'd built. This conversation isn't about avoiding risk—it's about understanding leverage, protecting your downside, and positioning yourself to move when everyone else is stuck. 💡 Key Takeaways: ✅ How Glenn bought his first property on a $565 mortgage ✅ Why he stopped funding his 401(k) and chased liquidity instead ✅ How a cost segregation study helped zero out his tax bill on a 401(k) withdrawal ✅ Why banks care more about your liquidity than the real estate you already own ✅ How cash value whole life insurance helped him survive two hurricanes ✅ The difference between whole life and IUL—and why it matters ✅ Why "having 600 units" and "keeping 600 units" are two very different games 📈 Real estate isn't just one rate of return—it's equity, cash flow, tax benefits, and appreciation all working together. 💰 The goal isn't just to acquire assets. It's to build a balance sheet that can survive anything. 🧠 Liquidity gives you the confidence to move when opportunity shows up. 🚀 Better cash flow leads to better financing, more deals, and greater financial freedom. 🎯 Who Should Listen? ✔️ Real estate investors ✔️ Business owners ✔️ Entrepreneurs ✔️ Anyone rethinking their 401(k) strategy ✔️ Anyone looking to improve cash flow and build long-term wealth Want help designing your financial life with more purpose, cash flow, and control? 👉 Book your strategy call here: https://link.captivationhub.com/widget/booking/CefVjOwzLg0OAi7cgqCK Connect with like-minded entrepreneurs and families who want more control, liquidity, and purpose with their money. 👉 Join Here: https://www.skool.com/cashflowarchitects/about Discover how family-oriented entrepreneurs can create greater control, liquidity, and legacy while investing in themselves and those they love. 👉 Order your copy here: https://www.amazon.com/Entrepreneurs-Asset-Family-Oriented-Greater-Themselves/dp/1964811902 🔗 Connect With Cash Flow Architects 🌐 https://cashflowarchitects.com 📺 YouTube: https://youtube.com/@cashflowarchitects 📸 Instagram: https://instagram.com/cashflowarchitects 🎙️ Subscribe to Cash Flow Conversations for more conversations on business, cash flow, retirement, taxes, investing, and legacy planning. ⚠️ Financial Disclaimer The information discussed in this podcast is intended for educational and informational purposes only and should not be construed as investment, tax, legal, or accounting advice. Cash Flow Architects and Matt Love do not provide legal or tax advice. Any opinions expressed by guests are their own and do not necessarily reflect those of Cash Flow Architects. Before making financial decisions, consult with your own qualified financial, tax, and legal professionals. Guarantees are based on the claims-paying ability of the issuing insurance company.

  3. Jul 10

    40. Why Your CPA Might Be Costing You Thousands.. | Ft. Nick Savoy

    Most business owners think they're paying their fair share of taxes. But what if you're simply overpaying because no one has shown you a better strategy? In this episode of Cash Flow Conversations, Matt Love sits down with tax strategist Nick Savoy to explore one of the biggest blind spots facing entrepreneurs today: treating tax planning as a once-a-year event instead of an ongoing strategy. Nick shares the story of helping a business owner uncover over $170,000 in missed tax-saving opportunities, explains why most CPAs are focused on reporting history instead of building strategy, and reveals how proactive tax planning can dramatically improve your cash flow and long-term wealth. This conversation isn't about avoiding taxes—it's about understanding the rules, making informed decisions, and keeping more of the money you've worked so hard to earn. 💡 Key Takeaways:✅ The difference between tax preparation and tax strategy✅ How one business owner uncovered $170,000 in missed deductions✅ Why cash flow is more important than ROI✅ How the tax code rewards business owners and investors✅ The importance of building the right financial team✅ Why understanding your finances is your responsibility✅ How proactive planning creates more opportunities to invest and build wealth 📈 Every business has a partner—the IRS. 💰 The goal isn't to avoid taxes. It's to stop paying more than you legally owe. 🧠 Financial education gives you the confidence to ask better questions. 🚀 Better tax strategy leads to better cash flow, stronger businesses, and greater financial freedom. 🎯 Who Should Listen?✔️ Business owners✔️ Entrepreneurs✔️ Self-employed professionals✔️ Investors✔️ Anyone looking to improve cash flow and reduce unnecessary taxes Want help designing your financial life with more purpose, cash flow, and control? 👉 Book your strategy call here:⁠https://link.captivationhub.com/widget/booking/CefVjOwzLg0OAi7cgqCK Connect with like-minded entrepreneurs and families who want more control, liquidity, and purpose with their money. 👉 Join Here:⁠https://www.skool.com/cashflowarchitects/about⁠ Discover how family-oriented entrepreneurs can create greater control, liquidity, and legacy while investing in themselves and those they love. 👉 Order your copy here:⁠https://www.amazon.com/Entrepreneurs-Asset-Family-Oriented-Greater-Themselves/dp/1964811902⁠🔗 Connect With Cash Flow Architects 🌐 https://cashflowarchitects.com📺 YouTube: https://youtube.com/@cashflowarchitects📸 Instagram: https://instagram.com/cashflowarchitects 🎙️ Subscribe to Cash Flow Conversations for more conversations on business, cash flow, retirement, taxes, investing, and legacy planning. ⚠️ Financial Disclaimer The information discussed in this podcast is intended for educational and informational purposes only and should not be construed as investment, tax, legal, or accounting advice. Cash Flow Architects and Matt Love do not provide legal or tax advice. Any opinions expressed by guests are their own and do not necessarily reflect those of Cash Flow Architects. Before making financial decisions, consult with your own qualified financial, tax, and legal professionals. Guarantees are based on the claims-paying ability of the issuing insurance company.

  4. Jun 11

    39. 100,000 Cold Calls Later: Joe Wanner Reveals the Truth About Sales, Faith, and Success

    What separates top performers from everyone else? According to Joe Wanner, it isn't talent—it's resilience. In this episode of Cash Flow Conversations, Matt Love sits down with sales coach and entrepreneur Joe Wanner, who has made over 100,000 cold calls and now helps train sales professionals through the world's largest sales training organization. Joe shares his journey from growing up with limited financial resources to building a career in sales, overcoming burnout, and discovering how faith, fitness, and personal development have shaped his success. This conversation goes far beyond scripts and objections. It's about identity, discipline, and learning to trust yourself. 💡 Key Takeaways: ✅ How Joe transitioned from fitness into sales✅ What 100,000 cold calls taught him about life and business✅ Why sales is something you do for people, not to people✅ The mindset difference between amateurs and professionals✅ How faith and personal growth influence success✅ Why burnout isn't always something to fear✅ The importance of taking action before you feel ready 📞 Sales is one of the most valuable skills an entrepreneur can develop. 🧠 Confidence is built through repetition and experience. 💪 Fitness and discipline create stability during difficult seasons. 🙏 Faith without action is dead. 🔥 You are far more capable than you realize. 🚀 Success belongs to those willing to start before everything feels perfect. 🎯 Who Should Listen? ✔️ Entrepreneurs✔️ Sales professionals✔️ Business owners✔️ Anyone feeling stuck in life or business✔️ People looking to increase income and improve their mindset Want help designing your financial life with more purpose, cash flow, and control? 👉 Book your strategy call here:https://link.captivationhub.com/widget/booking/CefVjOwzLg0OAi7cgqCK Connect with like-minded entrepreneurs and families who want more control, liquidity, and purpose with their money. 👉 Join Here:https://www.skool.com/cashflowarchitects/about Discover how family-oriented entrepreneurs can create greater control, liquidity, and legacy while investing in themselves and those they love. 👉 Order your copy here:https://www.amazon.com/Entrepreneurs-Asset-Family-Oriented-Greater-Themselves/dp/1964811902 🔗 Connect With Cash Flow Architects 🌐 https://cashflowarchitects.com📺 YouTube: https://youtube.com/@cashflowarchitects📸 Instagram: https://instagram.com/cashflowarchitects🎙️ Subscribe to Cash Flow Conversations for more conversations on business, cash flow, retirement, taxes, and legacy planning. ⚠️ Financial Disclaimer The information discussed in this podcast is intended for educational and informational purposes only and should not be construed as investment, tax, legal, or accounting advice. Cash Flow Architects and Matt Love do not provide legal or tax advice. Any opinions expressed by guests are their own and do not necessarily reflect those of Cash Flow Architects. Before making financial decisions, consult with your own qualified financial, tax, and legal professionals. Guarantees are based on the claims-paying ability of the issuing insurance company.

  5. Feb 25

    38. From Architect to Cash Flow Architect: My Journey and Mission

    What do architecture and financial planning have in common? More than you might think. In this special episode of Cash Flow Conversations, Matt Love shares his personal journey from architect to financial professional and explains why he became passionate about helping entrepreneurs create greater control, liquidity, and purpose with their money. Matt discusses the lessons learned from both industries and why he believes entrepreneurs need a fundamentally different approach to wealth building than traditional financial planning often provides. 🔥 In This Episode: ✅ How Matt transitioned from architecture to financial services✅ The similarities between designing buildings and designing financial lives✅ Why entrepreneurs face unique financial challenges✅ The importance of cash flow, control, and liquidity✅ How Cash Flow Architects was born 💡 Key Takeaways: 🏗️ Great outcomes don't happen by accident—they happen by design. 💰 Entrepreneurs need financial strategies that support opportunity, not restrict it. 📈 Cash flow is often more important than simply accumulating assets. 🧠 Financial planning should align with your life, values, and goals. 🔥 Building wealth is about creating a life you enjoy, not just growing account balances. 🎯 Who Should Listen? ✔️ Entrepreneurs✔️ Business owners✔️ Self-employed professionals✔️ Investors✔️ Anyone seeking more control over their financial future Want help designing your financial life with more purpose, cash flow, and control? 👉 Book your strategy call here:https://link.captivationhub.com/widget/booking/CefVjOwzLg0OAi7cgqCK Connect with like-minded entrepreneurs and families who want more control, liquidity, and purpose with their money. 👉 Join Here:https://www.skool.com/cashflowarchitects/about Discover how family-oriented entrepreneurs can create greater control, liquidity, and legacy while investing in themselves and those they love. 👉 Order your copy here:https://www.amazon.com/Entrepreneurs-Asset-Family-Oriented-Greater-Themselves/dp/1964811902 🔗 Connect With Cash Flow Architects 🌐 https://cashflowarchitects.com📺 YouTube: https://youtube.com/@cashflowarchitects📸 Instagram: https://instagram.com/cashflowarchitects🎙️ Subscribe to Cash Flow Conversations for more conversations on business, cash flow, retirement, taxes, and legacy planning. ⚠️ Financial Disclaimer The information discussed in this podcast is intended for educational and informational purposes only and should not be construed as investment, tax, legal, or accounting advice. Cash Flow Architects and Matt Love do not provide legal or tax advice. Any opinions expressed are for educational purposes and should not be considered individualized financial recommendations. Before making financial decisions, consult with your own qualified financial, tax, and legal professionals. Guarantees are based on the claims-paying ability of the issuing insurance company.

  6. Feb 10

    37. Will Artificial Intelligence Replace Us? Gray Mitchell Shares His Perspective

    Artificial Intelligence is changing the world—but what does that mean for business, purpose, and faith? In this episode of Cash Flow Conversations, Matt Love sits down with Gray Mitchell to discuss one of the most fascinating topics of our time: the intersection of God, AI, and entrepreneurship. From the rapid rise of artificial intelligence to the importance of values and faith, this conversation explores how technology can be used as a tool while keeping people, purpose, and relationships at the center. 🔥 In This Episode: ✅ How AI is transforming business and entrepreneurship ✅ Why faith and technology don't have to compete ✅ The opportunities and challenges artificial intelligence creates ✅ How business owners can leverage AI without losing their identity ✅ Why relationships and purpose still matter in a technology-driven world 💡 Key Takeaways: 🤖 AI is a tool—but people remain the most valuable asset. 🧠 Technology should enhance human creativity, not replace it. 🙏 Faith and values provide direction in a rapidly changing world. 🚀 Entrepreneurs who embrace innovation often create the greatest opportunities. ❤️ Purpose, relationships, and service will always matter. 🎯 Who Should Listen? ✔️ Entrepreneurs ✔️ Business owners ✔️ Faith-driven leaders ✔️ Technology enthusiasts ✔️ Anyone curious about the future of AI Want help designing your financial life with more purpose, cash flow, and control? 👉 Book your strategy call here: https://link.captivationhub.com/widget/booking/CefVjOwzLg0OAi7cgqCK Connect with like-minded entrepreneurs and families who want more control, liquidity, and purpose with their money. 👉 Join Here: https://www.skool.com/cashflowarchitects/about Discover how family-oriented entrepreneurs can create greater control, liquidity, and legacy while investing in themselves and those they love. 👉 Order your copy here: https://www.amazon.com/Entrepreneurs-Asset-Family-Oriented-Greater-Themselves/dp/1964811902 🔗 Connect With Cash Flow Architects 🌐 https://cashflowarchitects.com 📺 YouTube: https://youtube.com/@cashflowarchitects 📸 Instagram: https://instagram.com/cashflowarchitects 🎙️ Subscribe to Cash Flow Conversations for more conversations on business, cash flow, retirement, taxes, and legacy planning. ⚠️ Financial Disclaimer The information discussed in this podcast is intended for educational and informational purposes only and should not be construed as investment, tax, legal, or accounting advice. Cash Flow Architects and Matt Love do not provide legal or tax advice. Any opinions expressed by guests are their own and do not necessarily reflect those of Cash Flow Architects. Business, technology, and financial strategies involve risk and results will vary. Before making financial decisions, consult with your own qualified financial, tax, and legal professionals. Guarantees are based on the claims-paying ability of the issuing insurance company.

  7. 09/04/2025

    36. The Power of Relationships in Building Real Estate Wealth

    Success in real estate rarely happens overnight. In this episode of Cash Flow Conversations, Matt Love sits down with Mark to discuss his journey into real estate, the lessons he's learned along the way, and how relationships and consistency have helped shape his success. From simple breakfast conversations to bigger opportunities, Mark shares his story and offers insights for anyone looking to build wealth through real estate and entrepreneurship. 🔥 In This Episode: ✅ How Mark got started in real estate✅ The importance of relationships and networking✅ Lessons learned through experience✅ Challenges investors face in today's market✅ Why consistency matters more than perfection 💡 Key Takeaways: 🏡 Real estate is a long-term game. 🤝 Relationships often create opportunities that money alone cannot. 📈 Small decisions made consistently can produce big results over time. 🧠 Experience is often the greatest teacher. 🔥 Success is built one conversation and one relationship at a time. 🎯 Who Should Listen? ✔️ Real estate investors✔️ Entrepreneurs✔️ Business owners✔️ Anyone interested in wealth building✔️ People just getting started in investing Want help designing your financial life with more purpose, cash flow, and control? 👉 Book your strategy call here:https://link.captivationhub.com/widget/booking/CefVjOwzLg0OAi7cgqCK Connect with like-minded entrepreneurs and families who want more control, liquidity, and purpose with their money. 👉 Join Here:https://www.skool.com/cashflowarchitects/about 👉 Order your BOOK here:https://www.amazon.com/Entrepreneurs-Asset-Family-Oriented-Greater-Themselves/dp/1964811902 🔗 Connect With Cash Flow Architects 🌐 https://cashflowarchitects.com📘 Learn More: https://mattlove.com📺 YouTube: https://youtube.com/@cashflowarchitects📸 Instagram: https://instagram.com/cashflowarchitects🎙️ Subscribe to Cash Flow Conversations for more conversations on business, cash flow, retirement, taxes, and legacy planning. ⚠️ Financial Disclaimer The information discussed in this podcast is intended for educational and informational purposes only and should not be construed as investment, tax, legal, or accounting advice. Cash Flow Architects and Matt Love do not provide legal or tax advice. Real estate and investment strategies involve risk and results will vary based on individual circumstances. Any opinions expressed by guests are their own and do not necessarily reflect those of Cash Flow Architects. Before making financial decisions, consult with your own qualified financial, tax, and legal professionals. Guarantees are based on the claims-paying ability of the issuing insurance company. 📅 Schedule a Complimentary Strategy Call👥 Join the Cash Flow Architects Community⚠️ Financial Disclaimer

  8. 08/21/2025

    35. The Happy Hustle Talks Happiness in Business

    In this episode, we delve into the delicate balance between ambition and wellbeing for entrepreneurs. Discover insights from industry leaders on maintaining mental health while pursuing business goals. Learn practical strategies to manage stress, prioritize self-care, and sustain long-term success without sacrificing personal happiness. Tune in for an inspiring conversation that empowers you to thrive both personally and professionally. Schedule your call with Matt Love ----------------------------------------------------  Learn to design cash flow https://cashflowarchitects.com/  Youtube https://www.youtube.com/channel/UCVgh399ix5JZZlAcerqAYqA/?sub_confirmation=1  *DISCLAIMER*  This video and audio recording is intended for entertainment purposes only and not considered financial, legal, or tax advice. Please consult a licensed professional before you make any decision on your own financial situations. All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed professional. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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Ratings & Reviews

5
out of 5
3 Ratings

About

Interviewing entrepreneurs about their journey from W2 employee to 1099, the struggles they went through, the mindset they developed, and finally, how they view money. ---------------------------------------------------- *DISCLAIMER* This video and audio recording is intended for entertainment purposes only and not considered financial, legal, or tax advice. Please consult a licensed professional before you make any decision on your own financial situations. All content on this channel is for education, discussion, and illustrative purposes only and should not be construe

Information

  • Creator
    Matt Love
  • Years Active
    2022 - 2026
  • Episodes
    42
  • Rating
    Explicit
  • Copyright
    © Matt Love
  • Show Website
    Cash Flow Conversations

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