Land to Lots

Carter Froelich

Carter Froelich hosts the Land to Lots™ podcast powered by Launch Development Finance Advisors. Carter shares how he and his team help their clients finance infrastructure, reduce costs, and mitigate risks all with the goal of enhancing project profitability

  1. 1d ago

    E103 – Interview with James Hamill and Robert Williams on California's SCIP Program, Part 2

    In this episode of the Land to Lots™ Podcast, Carter Froelich continues his discussion with James Hamill, Managing Director of the California Statewide Communities Development Authority, and Bob Williams, Managing Director at RBC Capital Markets, on the practical mechanics of using California's Statewide Community Infrastructure Program.  This episode takes a deeper look at how SCIP proceeds are incorporated into a project pro forma, the difference between financing fees and financing infrastructure, and the timing considerations developers and builders should understand before entering the program.    James and Bob also discuss how agencies participate in SCIP, when taxable bonds may be used, and why the program can be a competitive advantage for both developers and municipalities looking to support growth.   In Part 2 of this conversation, you'll learn:  How developers should think about timing bond proceeds in the project pro forma.  The difference between using SCIP to finance impact fees versus public infrastructure.  Why infrastructure reimbursement typically requires completed improvements, agency inspection, and approved requisitions.  Why using SCIP proceeds as construction financing is difficult under California public works requirements.  How fee credits and reimbursements work when financing development impact fees.  When taxable SCIP bonds may be used and how they differ from tax-exempt bonds.  What steps are required for cities, counties, school districts, and special districts to participate in CSCDA and SCIP.  Why SCIP can be a deciding factor in whether a project pencils for developers and builders.  How municipalities can use SCIP as a tool to attract development without taking on the administrative burden of forming and managing districts themselves.  The value of SCIP's flexibility for small, medium, and large projects across California.   Show Notes James Hamill Contact Information W – https://cscda.org/contact/ O – (925) 476-5644 E – jhamill@cscda.org    Bob Williams Contact Information W – https://www.rbccm.com/ O – (415) 445-8674 E – bob.williams@rbccm.com      Plus: Whenever you're ready here are 4 ways Launch can help you with your project:    Prepare a Special Tax District Bond Analysis for your Project – If you have a projects in AZ, CA, CO, ID, NC, NM, SC, TX, UT, WA contact  Carter Froelich (ADD MY EMAIL LINK) and have Launch prepare an initial complimentary high-level bond analysis for your project. Add Favorable Financing Language to Annexation and/or Development Agreements – Create certainty and flexibility related to your project's infrastructure financing by having Launch professionals prepare handcrafted favorable financing language for inclusion in your Annexation and/or Development Agreement. Contact Carter Froelich for more information.    Perform The RED Analysis™ on your Project – We have developed a unique process at Launch called The RED Analysis™ in which we perform a diagnostic review of your project to determine possible ways to Reduce, Eliminate and Defer infrastructure construction costs in order to enhance project returns. Contact Carter Froelich for more information. Track Your Reimbursable Costs Utilizing The Launch Reimbursement System™ ("LRS") – Never lose track of your district eligible reimbursable costs and have Launch manage your district's costs reimbursement tracking, preparation of electronic reimbursement submittal packages and processing of your reimbursement requests with the district, jurisdiction and/or agency. Contact Curry Froelich for more information.    Complimentary Offers for Land to Lots™ Listeners Complimentary Land to Lots book: https://www.launch-mpc.com/offer  Complimentary Bond Sizing Analysis:  https://form.jotform.com/231376408765160

    26 min
  2. May 28

    E102- Understanding California's SCIP Program with James Hamill and Bob Williams Part 1

    In this episode of the Land to Lots™ Podcast, Carter Froelich speaks with James Hamill, Managing Director of the California Statewide Communities Development Authority, and Bob Williams, Managing Director at RBC Capital Markets, to discuss one of California's most powerful infrastructure financing tools: the Statewide Community Infrastructure Program, commonly known as SCIP.  James and Bob share the history of the program, how SCIP has evolved from assessment district financing into a more flexible platform that includes CFDs, and why it has become such a valuable tool for developers, builders, cities, counties, and special districts across California.   In Part 1 of this conversation, you'll learn:  How SCIP was created and why it became a practical tool for financing impact fees and public infrastructure.  The difference between assessment districts and CFDs within the SCIP program.  Why CFDs are becoming more common due to their flexibility around product type, tax rates, and eligible facilities.  How SCIP helps make public financing available to smaller projects that may not otherwise be able to access the bond market.  Why cities, counties, and districts often prefer to use CSCDA rather than managing district formation and bond issuance themselves.  How tax rate sensitivity varies across different California markets.  When developers and builders should begin engaging with CSCDA and RBC during the development process.  How SCIP can be used for early-stage infrastructure needs, including critical offsite improvements.   Show Notes James Hamill Contact Information W – https://cscda.org/contact/ O – (925) 476-5644 E – jhamill@cscda.org  Bob Williams Contact Information W – https://www.rbccm.com/ O – (415) 445-8674 E – bob.williams@rbccm.com  Plus: Whenever you're ready here are 4 ways Launch can help you with your project: (NOTE – PICK 4)  Prepare a Special Tax District Bond Analysis for your Project – If you have a projects in AZ, CA, CO, ID, NC, NM, SC, TX, UT, WA contact Carter Froelich and have Launch prepare an initial complimentary high-level bond analysis for your project.  Add Favorable Financing Language to Annexation and/or Development Agreements – Create certainty and flexibility related to your project's infrastructure financing by having Launch professionals prepare handcrafted favorable financing language for inclusion in your Annexation and/or Development Agreement. Contact Carter Froelich for more information. Perform The RED Analysis™ on your Project – We have developed a unique process at Launch called The RED Analysis™ in which we perform a diagnostic review of your project to determine possible ways to Reduce, Eliminate and Defer infrastructure construction costs in order to enhance project returns. Contact Carter Froelich for more information. Track Your Reimbursable Costs Utilizing The Launch Reimbursement System™ ("LRS") – Never lose track of your district eligible reimbursable costs and have Launch manage your district's costs reimbursement tracking, preparation of electronic reimbursement submittal packages and processing of your reimbursement requests with the district, jurisdiction and/or agency. Contact Curry Froelich for more information.   Complimentary Offers for Land to Lots™ Listeners Complimentary Land to Lots™ book: https://www.launch-mpc.com/offer  Complimentary Bond Sizing Analysis:  https://form.jotform.com/231376408765160

    34 min
  3. May 14

    E101- Robert Davis & the Story of Seaside (Part 2)

    In Episode 101 of the Land to Lots™ podcast, Carter wraps up his conversation with Robert Davis, focusing on how Seaside, FL was built and what developers can take from Robert's experiences.  On this episode, Robert walks through how the project progressed one street at a time, why they were intentional about not getting ahead of the market, and how they managed construction quality as the community grew. He also explains how builders were selected and overseen, and how the architectural review process helped maintain consistency without limiting creativity.  The conversation also shifts to some broader takeaways. Robert shares his perspective on how developers think about time, why most capital structures push the wrong decisions, and how Seaside was approached as a long-term investment rather than something to turn quickly.  In this episode you'll learn:  How Seaside, FL was built one phase at a time without getting ahead of the market.  The role of construction oversight and contractor selection in maintaining quality.  How the architectural review process allowed for variety while preserving a cohesive vision.  Why most developers misunderstand time and how that impacts decision making.  How capital structure influences outcomes and why long-term thinking matters.    Show Notes  Robert Davis Contact Information –   E – info@seasidefl.com   W – https://seasidefl.com/     Plus: Whenever you're ready here are 4 ways Launch can help you with your project: (NOTE – PICK 4)  Prepare a Special Tax District Bond Analysis for your Project – If you have a projects in AZ, CA, CO, ID, NC, NM, SC, TX, UT, WA contact Carter Froelich and have Launch prepare an initial complimentary high-level bond analysis for your project.  Add Favorable Financing Language to Annexation and/or Development Agreements – Create certainty and flexibility related to your project's infrastructure financing by having Launch professionals prepare handcrafted favorable financing language for inclusion in your Annexation and/or Development Agreement. Contact Carter Froelich for more information. Perform The RED Analysis™ on your Project – We have developed a unique process at Launch called The RED Analysis™ in which we perform a diagnostic review of your project to determine possible ways to Reduce, Eliminate and Defer infrastructure construction costs in order to enhance project returns. Contact Carter Froelich for more information. Track Your Reimbursable Costs Utilizing The Launch Reimbursement System™ ("LRS") – Never lose track of your district eligible reimbursable costs and have Launch manage your district's costs reimbursement tracking, preparation of electronic reimbursement submittal packages and processing of your reimbursement requests with the district, jurisdiction and/or agency. Contact Curry Froelich for more information.   Complimentary Offers for Land to Lots™ Listeners Complimentary Land to Lots™ book: https://www.launch-mpc.com/offer  Complimentary Bond Sizing Analysis:  https://form.jotform.com/231376408765160

    33 min
  4. Apr 30

    E100- Robert Davis & the Story of Seaside, FL (Part 1)

    In Episode 100 of the Land to Lots™ podcast, Carter talks with Robert Davis, the developer behind Seaside,FL one of the most influential master-planned communities in the United States.   Robert shares the early story behind Seaside,FL, from his grandfather's initial land purchase to the experiences that shaped his approach to development. He walks through how time spent studying iconic places and observing how people live informed the vision for Seaside,FL.   Additionally, Robert explains how the master plan and urban code came together, why development started with a single street, and how limiting lot supply and staying disciplined early on helped build momentum over time.  In this episode you'll learn: How Robert's early experiences shaped the vision for Seaside, FL Why studying traditional towns influenced the planning and design approach How Seaside,FL's master plan and urban code were developed and refined Why building one street at a time helped create demand How limiting supply early on contributed to long term value Show Notes  Robert Davis Contact Information – E – info@seasidefl.com  W – https://seasidefl.com/   Plus: Whenever you're ready here are 4 ways Launch can help you with your project: (NOTE – PICK 4) Prepare a Special Tax District Bond Analysis for your Project – If you have a projects in AZ, CA, CO, ID, NC, NM, SC, TX, UT, WA contact Carter Froelich and have Launch prepare an initial complimentary high-level bond analysis for your project. Add Favorable Financing Language to Annexation and/or Development Agreements – Create certainty and flexibility related to your project's infrastructure financing by having Launch professionals prepare handcrafted favorable financing language for inclusion in your Annexation and/or Development Agreement. Contact Carter Froelich for more information. Perform The RED Analysis™ on your Project – We have developed a unique process at Launch called The RED Analysis™ in which we perform a diagnostic review of your project to determine possible ways to Reduce, Eliminate and Defer infrastructure construction costs in order to enhance project returns. Contact Carter Froelich for more information. Track Your Reimbursable Costs Utilizing The Launch Reimbursement System™ ("LRS") – Never lose track of your district eligible reimbursable costs and have Launch manage your district's costs reimbursement tracking, preparation of electronic reimbursement submittal packages and processing of your reimbursement requests with the district, jurisdiction and/or agency. Contact Curry Froelich for more information. Complimentary Offers for Land to Lots™ Listeners Complimentary Land to Lots book: https://www.launch-mpc.com/offer Complimentary Bond Sizing Analysis:  https://form.jotform.com/231376408765160

    46 min
  5. Apr 16

    E99- Innovation at Scale with Ian Kinne of Hillwood

    In Episode 99 of the Land to Lots™ podcast, Carter Froelich sits down with Ian Kinne, Vice President of Logistics Innovation and Investments at Hillwood, the developer behind Alliance Texas, one of the largest master-planned communities in the country, located in Fort Worth. During the interview, Ian discusses how Alliance Texas has evolved from a traditional industrial project into a large-scale logistics environment that supports freight movement, emerging mobility concepts, and next-generation infrastructure. The conversation focuses on how Hillwood plans land, infrastructure, and entitlements to support innovation while still managing risk, phasing development, and protecting long-term project value. In this episode you'll learn: Ian's background and how his role at Hillwood focuses on logistics innovation and investment. How Alliance Texas was conceived and how its land use strategy supports large scale logistics. How Hillwood plans for emerging technology without overbuilding ahead of demand. What a Mobility Innovation Zone is and why Hillwood created one. How infrastructure, connectivity, and data are becoming core land improvements. Lessons learned from innovation pilots and partnerships that influenced future development decisions. What landowners and developers should consider when planning logistics focused innovation districts. Show Notes Ian Kinne Contact Information – O -- 817 224 6351 C -- 682 224 9882 E -- ian.kinne@hillwood.com W -- www.alliancetexas.com W -- www.alliancemiv.com Plus: Whenever you're ready here are 4 ways Launch can help you with your project: Prepare a Special Tax District Bond Analysis for your Project – If you have a projects in AZ, CA, CO, ID, NC, NM, SC, TX, UT, WA contact  Carter Froelich (ADD MY EMAIL LINK) and have Launch prepare an initial bond analysis for your project. Add Favorable Financing Language to Annexation and/or Development Agreements – Create certainty and flexibility related to your project's infrastructure financing by having Launch professionals prepare handcrafted favorable financing language for inclusion in your Annexation and/or Development Agreement. Perform The RED Analysis™ on your Project – We have developed a unique process at Launch called The RED Analysis™ in which we perform a diagnostic review of your project to determine possible ways to Reduce, Eliminate and Defer infrastructure construction costs in order to enhance project returns. Track Your Reimbursable Costs Utilizing The Launch Reimbursement System™ ("LRS") – Never lose track of your district eligible reimbursable costs and have Launch manage your district's costs reimbursement tracking, preparation of electronic reimbursement submittal packages and processing of your reimbursement requests with the district, jurisdiction and/or agency. Complimentary Offers for Land to Lots™ Listeners Complimentary Land to Lots book: https://www.launch-mpc.com/offer Complimentary Bond Sizing Analysis:  https://form.jotform.com/231376408765160

    1h 1m
  6. Apr 2

    E98- Land Development Financing with John Hutchinson of Trez Capital

    In Episode 98 of the Land to Lots™ podcast, Carter Froelich sits down with John Hutchinson, Co-Chief Executive and Global Head of Origination at Trez Capital, a private real estate investment firm providing debt and equity solutions across the United States and Canada. John shares perspective on how private capital is underwriting land development today, what lenders are focused on in the current market, and how sponsors can better position their projects for successful execution. Carter and John discuss entitlement risk, absorption assumptions, loan structure, recourse, and how infrastructure financing tools factor into lending decisions. In this episode you'll learn: John's background and path into land development finance. How Trez Capital approaches land and horizontal development lending today. What lenders consider "down the middle of the fairway" underwriting in the current market. How entitlement risk, absorption, and takedown assumptions are evaluated. Typical loan structures, leverage ranges, and covenant considerations. How draw schedules, inspections, and funding mechanics work in practice. How special districts and bond reimbursements are viewed from a lender perspective. What John is watching in land development finance over the next 12 to 24 months. Trends John is watching in land and development lending over the next 12 to 24 months. John's biggest professional learning experience and what currently keeps him up at night. Show Notes John Hutchinson, Contact Information O: 214 545 0952 E: johnh@trezcapital.com W: www.trezcapital.com Plus: Whenever you're ready here are 4 ways Launch can help you with your project: Prepare a Special Tax District Bond Analysis for your Project – If you have a projects in AZ, CA, CO, ID, NC, NM, SC, TX, UT, WA contact  Carter Froelich (ADD MY EMAIL LINK) and have Launch prepare an initial bond analysis for your project. Add Favorable Financing Language to Annexation and/or Development Agreements – Create certainty and flexibility related to your project's infrastructure financing by having Launch professionals prepare handcrafted favorable financing language for inclusion in your Annexation and/or Development Agreement. Perform The RED Analysis™ on your Project – We have developed a unique process at Launch called The RED Analysis™ in which we perform a diagnostic review of your project to determine possible ways to Reduce, Eliminate and Defer infrastructure construction costs in order to enhance project returns. Track Your Reimbursable Costs Utilizing The Launch Reimbursement System™ ("LRS") – Never lose track of your district eligible reimbursable costs and have Launch manage your district's costs reimbursement tracking, preparation of electronic reimbursement submittal packages and processing of your reimbursement requests with the district, jurisdiction and/or agency. Complimentary Offers for Land to Lots™ Listeners Complimentary Land to Lots book: https://www.launch-mpc.com/offer Complimentary Bond Sizing Analysis:  https://form.jotform.com/231376408765160

    54 min
  7. Mar 19

    E97- Gross Margin vs. Sales Velocity with Scott Cox of SLC ADVISORS (PART 3)

    In Episode 97 of the Land to Lots™ Podcast, Carter Froelich finishes his conversation with Scott Cox, Principal of SLC Advisors and a frequent contributor to The Builder's Daily, for a candid discussion on what is really driving builder stress right now. While margins may still look acceptable on paper, many private builders feel pressure building beneath the surface. The issue is not just today's closings, but higher-basis land in the pipeline, slower absorption, and the simple reality that time is expensive. Carter and Scott explore the difference between managing to a pro forma and managing to the market. They discuss why sales velocity often matters more than protecting the last point of margin, how to calculate the true monthly carrying cost of a community, and why that number alone can reshape pricing decisions. Scott also shares practical ways to protect backlog without losing momentum, how trapped cash impacts capital structure, and when it may be time to revisit product instead of relying only on incentives. In this episode, you'll learn: 1.      Why margin concerns today are often rooted in tomorrow's land pipeline. 2.      The dashboard metrics builders should be watching when absorption slows. 3.      How to calculate the real monthly cost of being in a project. 4.      How trapped cash impacts capital structure and future deal flow. 5.      When protecting backlog makes sense and when it becomes counterproductive. 6.      Why velocity protects more than revenue. 7.      How to evaluate product utility against competitors in a practical way. 8.      When it is time to revisit product instead of simply cutting price. Show Notes: Scott Cox 01scottcox10@gmail.com https://www.linkedin.com/in/scott-cox-25874154/ Plus: Whenever you're ready here are 4 ways Launch can help you with your project: Prepare a Special Tax District Bond Analysis for your Project – If you have a projects in AZ, CA, CO, ID, NC, NM, SC, TN, TX, UT, WA contact  Carter Froelich (ADD MY EMAIL LINK) and have Launch prepare an initial bond analysis for your project. Add Favorable Financing Language to Annexation and/or Development Agreements – Create certainty and flexibility related to your project's infrastructure financing by having Launch professionals prepare handcrafted favorable financing language for inclusion in your Annexation and/or Development Agreement. Perform The RED Analysis™ on your Project – We have developed a unique process at Launch called The RED Analysis™ in which we perform a diagnostic review of your project to determine possible ways to Reduce, Eliminate and Defer infrastructure construction costs in order to enhance project returns. Track Your Reimbursable Costs Utilizing The Launch Reimbursement System™ ("LRS") – Never lose track of your district eligible reimbursable costs and have Launch manage your district's costs reimbursement tracking, preparation of electronic reimbursement submittal packages and processing of your reimbursement requests with the district, jurisdiction and/or agency. Complimentary Offers for Land to Lots™ Listeners Complimentary Land to Lots book: https://www.launch-mpc.com/offer Complimentary Bond Sizing Analysis:  https://form.jotform.com/231376408765160 Carter Froelich hosts the Land to Lots™ podcast powered by Launch Development Finance Advisors. Carter shares how he and his team help their clients finance infrastructure, reduce costs, and mitigate risks all with the goal of enhancing project profitability Land to Lots™ is a registered trademark of Launch Development Finance Advisors

    35 min
  8. Mar 5

    E96- Gross Margin vs. Sales Velocity with Scott Cox of SLC ADVISORS (PART 2)

    In Episode 96 of the Land to Lots™ Podcast, Carter Froelich continues his conversation with Scott Cox, Principal of SLC Advisors and a frequent contributor to The Builder's Daily, for a candid discussion on what is really driving builder stress right now. While margins may still look acceptable on paper, many private builders feel pressure building beneath the surface. The issue is not just today's closings, but higher-basis land in the pipeline, slower absorption, and the simple reality that time is expensive. Carter and Scott explore the difference between managing to a pro forma and managing to the market. They discuss why sales velocity often matters more than protecting the last point of margin, how to calculate the true monthly carrying cost of a community, and why that number alone can reshape pricing decisions. Scott also shares practical ways to protect backlog without losing momentum, how trapped cash impacts capital structure, and when it may be time to revisit product instead of relying only on incentives. In this episode, you'll learn: 1.      Why margin concerns today are often rooted in tomorrow's land pipeline. 2.      The dashboard metrics builders should be watching when absorption slows. 3.      How to calculate the real monthly cost of being in a project. 4.      How trapped cash impacts capital structure and future deal flow. 5.      When protecting backlog makes sense and when it becomes counterproductive. 6.      Why velocity protects more than revenue. 7.      How to evaluate product utility against competitors in a practical way. 8.      When it is time to revisit product instead of simply cutting price. Show Notes: Scott Cox 01scottcox10@gmail.com https://www.linkedin.com/in/scott-cox-25874154/ Plus: Whenever you're ready here are 4 ways Launch can help you with your project: Prepare a Special Tax District Bond Analysis for your Project – If you have a projects in AZ, CA, CO, ID, NC, NM, SC, TN, TX, UT, WA contact  Carter Froelich (ADD MY EMAIL LINK) and have Launch prepare an initial bond analysis for your project. Add Favorable Financing Language to Annexation and/or Development Agreements – Create certainty and flexibility related to your project's infrastructure financing by having Launch professionals prepare handcrafted favorable financing language for inclusion in your Annexation and/or Development Agreement. Perform The RED Analysis™ on your Project – We have developed a unique process at Launch called The RED Analysis™ in which we perform a diagnostic review of your project to determine possible ways to Reduce, Eliminate and Defer infrastructure construction costs in order to enhance project returns. Track Your Reimbursable Costs Utilizing The Launch Reimbursement System™ ("LRS") – Never lose track of your district eligible reimbursable costs and have Launch manage your district's costs reimbursement tracking, preparation of electronic reimbursement submittal packages and processing of your reimbursement requests with the district, jurisdiction and/or agency. Complimentary Offers for Land to Lots™ Listeners Complimentary Land to Lots book: https://www.launch-mpc.com/offer Complimentary Bond Sizing Analysis:  https://form.jotform.com/231376408765160 Carter Froelich hosts the Land to Lots™ podcast powered by Launch Development Finance Advisors. Carter shares how he and his team help their clients finance infrastructure, reduce costs, and mitigate risks all with the goal of enhancing project profitability Land to Lots™ is a registered trademark of Launch Development Finance Advisors

    34 min
4.7
out of 5
13 Ratings

About

Carter Froelich hosts the Land to Lots™ podcast powered by Launch Development Finance Advisors. Carter shares how he and his team help their clients finance infrastructure, reduce costs, and mitigate risks all with the goal of enhancing project profitability

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