The HMO Property Show

Neil Gibb

Join us on the HMO Property Show as co-living entrepreneur Neil Gibb talks through everything you need to know about property investing. Featuring local, national and international guests, Neil will discuss the co-living model taking the world by storm that provides savvy investors with double or even triple the passive income of a regular investment property. He'll talk finance with our financial strategist, asset protection and tax minimisation with a specialist property accountant, take a pulse on the property market here and globally, speak with guests about tactics to make your property investment dreams come true and give listeners a step-by-step guide on creating financial freedom. New content will drop each Wednesday morning. Join us every Wednesday morning at 7am! If you're interested in working with us contact us via our website! https://thehmopropertyco.com/

  1. Ep. 193 - 7 Flips in 12 Months: How Danny & Lexi Quit Mining to Build a Property Flipping Empire

    1H AGO

    Ep. 193 - 7 Flips in 12 Months: How Danny & Lexi Quit Mining to Build a Property Flipping Empire

    What does it take to walk away from a six-figure mining career, start flipping properties with zero experience — and do 7 deals in just 12 months? In this episode, Neil sits down with Danny and Lexi, two of Perth's most inspiring property flippers, who went from oil & gas fly-in fly-out work to running their own property business, Intuitive Property Group — and never looked back. It started with a broken back on the stairs of the Colosseum in Rome. Lexi's recovery became the wake-up call they didn't know they needed. Suddenly, the audio and the visual didn't align anymore. So they made a plan — educated themselves, found investors, bought their first flip in Padbury (bought for $764k, sold for $1.09m) — and from there the train didn't stop. In this episode you'll hear: 🔑 How they funded their first deal with JV investors — and said no to one who wanted too much 💡 Why putting your own money in is the biggest mistake first-time flippers make 🏚️ The Wembley Downs project that tested every limit — roof, pool, deck, council approvals, all in 8 weeks 🔄 The "two-way door" mindset that made leaving high-paying jobs feel less scary 🤝 What it's really like building a business with your partner 🎯 How they went from "who would back us?" to investors replying within 2 minutes 💥 The low moment that nearly broke Danny — on his hands and knees sanding tile glue at Balcara 📈 Where Intuitive Property Group is headed in the next 3 years 🏠 Learn more: https://www.thehmopropertyco.com 📲 Instagram: @thehmopropertyco

    56 min
  2. 6D AGO

    Ep. 192 - The Federal Government Just Put the Final Nail in Negative Gearing's Coffin

    Jim Chalmers handed down the 2026–27 Federal Budget last night — and Neil Gibb's phone hasn't stopped ringing since. Three massive changes landed for property investors. And if you've been building cashflow positive, new build properties? The government just validated everything. In this episode Neil breaks it all down piece by piece — what changed, what it means for your portfolio, and exactly what you should be doing right now. ───  THE 3 BIG CHANGES: 1. NEGATIVE GEARING — ABOLISHED FOR ESTABLISHED PROPERTIES Millions of Australians built their entire investment strategy around negative gearing because the government told them to for decades. Now the goalposts have moved. If you owned or contracted on a property before Budget night — you're grandfathered. Nothing changes until July 2027. After that, losses can only be offset against other property income, not your wages. New builds? Fully protected. The government is pointing every investor in one direction: new construction. 2. CAPITAL GAINS TAX — THE 50% DISCOUNT IS GONE Buy an established property after Budget night and the 50% CGT discount disappears from July 2027. It's replaced with CPI indexation — you only pay tax on the real gain above inflation, but a 30% minimum tax applies regardless. New build investors get to CHOOSE at the time of sale — whichever treatment is more favourable. That's a meaningful structural advantage handed exclusively to new build investors. And here's the kicker: if you've been quietly thinking about selling, you now have a 14-month window. Anyone who sells before 30 June 2027 gets the full 50% discount on the entire gain. The smart money is already doing the numbers. 3. DISCRETIONARY TRUSTS — THE RULES JUST CHANGED A lot of investors hold properties inside discretionary trusts to split income across family members on lower tax rates. From July 2028, a 30% minimum tax applies to all distributions first. The entire point of distributing to lower-income family members? Gone. Cycling income through bucket companies to get to 25%? Closed. There IS a rollover relief window — July 2027 to June 2030 — to restructure without triggering CGT or income tax. But you need to be planning now, not in 2028. ─── WHAT THIS MEANS FOR HMO PROPERTY CO CLIENTS Every single property we build is a new build. Cashflow positive from day one. Our clients have never relied on negative gearing to make the numbers work — not once. The capital gains changes actually favour our clients, who get to choose the best treatment at sale. And yes, we need to have a conversation with accountants about the trust changes. But the core strategy? The government just confirmed it was right all along. ─── WHAT THE GOVERNMENT ISN'T TELLING YOU Buried in the budget papers, Treasury's own modelling estimates these changes will produce 35,000 fewer dwellings over the next 10 years. The same government saying this budget fixes housing affordability has modelled it producing fewer homes. Fewer rental properties. Same demand. Rents go up. Yields increase. Investors come back. Neil explains the full cycle — and why he thinks the market impact started at 7:30pm last night, not July 2027. Learn how we build cashflow positive HMO properties: https://www.thehmopropertyco.com Follow us on Instagram: @thehmopropertyco Subscribe to The HMO Property Show for weekly property insights #FederalBudget #Budget2026 #NegativeGearing #PropertyInvesting #AustralianProperty #HMOProperty #PerthProperty #CapitalGainsTax #NewBuilds #CashflowProperty #PropertyInvestor #FinancialFreedom #RealEstate #WealthBuilding

    26 min
  3. Ep. 191 - The Boring Habits Behind the Life Everyone Envies

    MAY 6

    Ep. 191 - The Boring Habits Behind the Life Everyone Envies

    "I'd love to be doing what you're doing." Neil hears it all the time. From old offshore mates, former colleagues, people who watched him go from fly-in fly-out to building a property empire — and now they're reaching out wondering how he got there. In this episode Neil gets brutally honest about what success actually looks like behind the scenes. Not the Hong Kong holidays or the flexibility or the Instagram posts — but the 5am alarms, the gym sessions before the family wakes up, the macro-tracked meals, the 9pm bedtimes, and the discipline of doing the boring things consistently for years. He also digs into why most people never build the life they say they want — lifestyle creep, spending money to impress people they don't even like, and waiting until they "feel ready" to take action.   If you want the life, you've got to embrace the boring first. In this episode: Why success looks exciting on Instagram but is built on boring daily habits  Neil's full daily routine — 5am starts, gym, macros, sauna, 9pm bedtimes  Lifestyle creep and why upgrading your car instead of investing is killing your future  How to use your spare 4–5 hours a day to build a second income stream  Why AI is the new internet revolution and how to make money from it right now  The Cashflow Academy — what it is and who it's built for  Why you need to pick ONE thing, go deep, and stop being a magpie  Neil's origin story — arrived in Australia with £8,000, no connections, no head start • "Action is better than a perfect plan on the shelf"  Why you're not a tree — you're not stuck "The people who envy your life don't know how you built it." 🏡 Subscribe for weekly cashflow property insights from Neil Gibb and the HMO Property Co team.  👉 Learn more: www.thehmopropertyco.com 📚 Cashflow Academy: www.thehmopropertyco.com/cashflow-academy 📩 Book a call: www.thehmopropertyco.com/book

    25 min
  4. Ep. 190 - 5 Property Lessons I Learned on a Golf Course

    APR 24

    Ep. 190 - 5 Property Lessons I Learned on a Golf Course

    What does a charity golf day have to do with building a property portfolio? More than you'd think. In this episode, Neil Gibb recaps a day at the Happiness Co. and M2 Corporate Golf Day — and turns it into five genuine lessons for anyone building wealth through property. From why you can't win alone (and who should be on your Ambrose team), to knowing when the market is right to take a shot, to what happens when the round doesn't go to plan — Neil ties each moment from the course back to real investing decisions. He also opens up about losing $200k on his first development, why Perth still has legs despite tightening supply, and why he's now expanding into Melbourne. Plus a shoutout to the Happi mental health app from Happiness Co. If you've ever compared yourself to someone further ahead on their property journey, this one's for you. Run your own race. Start where you are. Improve 1% every day. Hit play — your next step starts here. 👉 If you're serious about building wealth through property — and want to see what's actually possible — this episode is a must-listen. 🔔 Subscribe and turn on notifications so you never miss an episode! 👉 Want help with your investment strategy? Book a free, no-obligation chat with our team: Calendly – 15 min call 👉 Join our community: Perth HMO and High Cashflow Investment Properties Facebook Group Connect with The HMO Property Co: 🌐 Website: www.thehmopropertyco.com 📸 Instagram: @the_hmo_property_co 📘 Facebook: The HMO Property Co 🔗 LinkedIn: The HMO Property Co ▶️ YouTube: The HMO Property Co 🎵 TikTok: @thehmopropertyco_ 🎙️ Spotify: The HMO Property Show 🍏 Apple Podcasts: The HMO Property Show 🏘️ Living Rooms: livingrooms.com.au 🛑 Disclaimer: Nothing on this channel should be considered tax, financial, investment, or any kind of advice. Always do your own due diligence as only a professional diagnosis of your specific situation can determine which strategies are right for you. Our goal is to frequently feature actionable value, thought leadership, and property/investment strategies. #hmoproperty #propertyinvestment #perthproperty #cashflow #realestate #investing #australia

    20 min
  5. Ep. 189: Real HMO Project Breakdown (Numbers, Timelines & Results)

    APR 15

    Ep. 189: Real HMO Project Breakdown (Numbers, Timelines & Results)

    In this episode, I break down a real HMO (coliving) project we've just completed — sharing the actual numbers, timelines, and outcomes straight from our systems. If you've ever wondered what a finished deal really looks like — from land purchase through to full tenancy — this is for you. We cover: The full project timeline (from 2023 to completion in 2026) Land, build, and total project costs How the deal achieved ~25% capital growth before/at completion Expected vs actual rental income How we increased rent from $2,100/week to $2,345/week in 12 days Final yield (~12.4%) Real cashflow after all expenses How this strategy combines cashflow, capital growth, and debt reduction We also walk through the Financial Freedom Blueprint — the exact model we use to show clients how one property can accelerate their path to financial freedom. This particular deal: Generated over $121,000/year in rent Became cashflow positive from day one Is on track to be paid off in ~13 years Could produce $100K+ per year passive income once debt-free 👉 If you're serious about building wealth through property — and want to see what's actually possible — this episode is a must-listen. 🔔 Subscribe and turn on notifications so you never miss an episode! 👉 Want help with your investment strategy? Book a free, no-obligation chat with our team: Calendly – 15 min call 👉 Join our community: Perth HMO and High Cashflow Investment Properties Facebook Group Connect with The HMO Property Co: 🌐 Website: www.thehmopropertyco.com 📸 Instagram: @the_hmo_property_co 📘 Facebook: The HMO Property Co 🔗 LinkedIn: The HMO Property Co ▶️ YouTube: The HMO Property Co 🎵 TikTok: @thehmopropertyco_ 🎙️ Spotify: The HMO Property Show 🍏 Apple Podcasts: The HMO Property Show 🏘️ Living Rooms: livingrooms.com.au 🛑 Disclaimer: Nothing on this channel should be considered tax, financial, investment, or any kind of advice. Always do your own due diligence as only a professional diagnosis of your specific situation can determine which strategies are right for you. Our goal is to frequently feature actionable value, thought leadership, and property/investment strategies. #hmoproperty #propertyinvestment #perthproperty #cashflow #realestate #investing #australia

    22 min
  6. MAR 18

    Ep.187 - War, Oil & Australian Property

    What's happening globally right now isn't just headline news—it's directly impacting the property market. Here's the reality: • Major shipping routes disrupted • Oil prices rising • Australia imports ~90% of its fuel • Construction costs increasing Now look at the flow-on effect: ➡️ Higher build costs ➡️ Fewer new homes ➡️ Supply falls further behind demand ➡️ Existing property values rise Australia is already tens of thousands of homes short each year—and that gap is widening, not closing. In Perth: • Population growth is leading the country • Vacancy rates are near zero • Rents have surged significantly • Supply cannot keep up Add long-term drivers like AUKUS and infrastructure investment, and the outlook becomes even clearer. This is where informed investors pay attention. While most people sit back during uncertainty, experienced investors look at the data and position accordingly. The opportunity isn't in the headlines. It's in understanding what happens next. 🔔 Subscribe and turn on notifications so you never miss an episode! 👉 Want help with your investment strategy? Book a free, no-obligation chat with our team: Calendly – 15 min call 👉 Join our community: Perth HMO and High Cashflow Investment Properties Facebook Group Connect with The HMO Property Co: 🌐 Website: www.thehmopropertyco.com 📸 Instagram: @the_hmo_property_co 📘 Facebook: The HMO Property Co 🔗 LinkedIn: The HMO Property Co ▶️ YouTube: The HMO Property Co 🎵 TikTok: @thehmopropertyco_ 🎙️ Spotify: The HMO Property Show 🍏 Apple Podcasts: The HMO Property Show 🏘️ Living Rooms: livingrooms.com.au 🛑 Disclaimer: Nothing on this channel should be considered tax, financial, investment, or any kind of advice. Always do your own due diligence as only a professional diagnosis of your specific situation can determine which strategies are right for you. Our goal is to frequently feature actionable value, thought leadership, and property/investment strategies. #hmoproperty #propertyinvestment #perthproperty #cashflow #realestate #investing #australia

    17 min
  7. Ep.186 – Has the Perth Property Boom Finished? The Data Behind the Market

    MAR 12

    Ep.186 – Has the Perth Property Boom Finished? The Data Behind the Market

    In Episode 186 of The HMO Property Show, Neil Gibb breaks down the real numbers behind the Perth property market and answers the question investors are asking right now: Has the Perth property boom finished? Instead of relying on headlines or opinions, this episode looks at the macro data comparing Perth with Sydney, Brisbane and Melbourne to understand where the Perth market currently sits in the property cycle. Key data discussed in this episode: • Perth median house price: $873,000 • Perth median rent: $720 per week • Listings in Perth: 2,867 properties • Listings per 1,000 residents:  Melbourne – 7.5  Sydney – 6.3  Brisbane – 5.9  Perth – 1.2 Neil explains why housing supply relative to population is one of the most important indicators investors should track and why Perth still has dramatically less housing supply per person than the other major cities. In this episode you'll learn: • Why most investors analyse property incorrectly • The macro indicators that drive property price growth • Where Perth sits in the property cycle today • Why Perth wages support continued property demand • How Perth compares to Sydney, Brisbane and Melbourne • Why Perth could still be one of the strongest markets in 2026 Neil also introduces the Equity Accelerator, a new buyer's agency model designed to help investors with $100k–$300k accelerate their equity position before transitioning into HMO investments. If you want to invest using data instead of emotion, this episode will help you understand how professional investors analyse property markets. 🔔 Subscribe and turn on notifications so you never miss an episode! 👉 Want help with your investment strategy? Book a free, no-obligation chat with our team: Calendly – 15 min call 👉 Join our community: Perth HMO and High Cashflow Investment Properties Facebook Group Connect with The HMO Property Co: 🌐 Website: www.thehmopropertyco.com 📸 Instagram: @the_hmo_property_co 📘 Facebook: The HMO Property Co 🔗 LinkedIn: The HMO Property Co ▶️ YouTube: The HMO Property Co 🎵 TikTok: @thehmopropertyco_ 🎙️ Spotify: The HMO Property Show 🍏 Apple Podcasts: The HMO Property Show 🏘️ Living Rooms: livingrooms.com.au 🛑 Disclaimer: Nothing on this channel should be considered tax, financial, investment, or any kind of advice. Always do your own due diligence as only a professional diagnosis of your specific situation can determine which strategies are right for you. Our goal is to frequently feature actionable value, thought leadership, and property/investment strategies.

    27 min

About

Join us on the HMO Property Show as co-living entrepreneur Neil Gibb talks through everything you need to know about property investing. Featuring local, national and international guests, Neil will discuss the co-living model taking the world by storm that provides savvy investors with double or even triple the passive income of a regular investment property. He'll talk finance with our financial strategist, asset protection and tax minimisation with a specialist property accountant, take a pulse on the property market here and globally, speak with guests about tactics to make your property investment dreams come true and give listeners a step-by-step guide on creating financial freedom. New content will drop each Wednesday morning. Join us every Wednesday morning at 7am! If you're interested in working with us contact us via our website! https://thehmopropertyco.com/

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