Ladies Finance Club - Get Rich

Molly Benjamin
  • 5.0 (1)
  • Investing
  • Updated Weekly

Welcome to Get Rich by Ladies Finance Club - the personal finance podcast that helps women do just that: get rich and stay rich. Hosted by Molly Benjamin, founder of the award-winning Ladies Finance Club and a reformed hot financial mess, this is where smart, ambitious women come to take control of their finances, grow their wealth, and level up their money game.   We make personal finance fun, fearless, and totally doable no matter where you're starting from. No confusing jargon, no guilt trips - just high-impact, simple money strategies that anyone can start using right away.   Whether you’re saving for a home deposit, creating a budget that actually works, investing in property or the sharemarket, growing your income, or finally figuring out superannuation, this podcast has you covered.   Hit subscribe and let’s get rich (and stay rich) together.

  1. 14h ago

    How to Navigate Aged Care in Australia: Costs, Government Subsidies and What to Do When Mum or Dad Needs Help

    What does aged care in Australia actually cost, and is your family prepared when the time comes? In this episode of Get Rich, Molly sits down with aged care financial specialist and co-author of Downsizing Made Simple, Rachel, to demystify one of the most overwhelming   and most avoided   financial conversations Australian families need to have. Whether you're the one your family looks to when things get hard (hi, TED 👋) or you just want to get ahead of this before there's a crisis, this episode is your starting point. No jargon, no overwhelm   just clear, practical guidance on what to expect and how to plan. In this episode, you'll learn: What aged care in Australia actually includes   and why it's so much more than just nursing homes The difference between home care and residential aged care, and what each one costs How means testing works and why the bill can be higher than your income What a RAD and a DAP are, and how families typically fund the move into residential care Why selling the family home isn't always the right move (and when it could actually cost you more) How to access government-funded care through My Aged Care   and why you shouldn't wait until there's a crisis What the Aged Care Assessment is, why it's like a passport, and the one mistake people make that leaves them under-supported What happens when a parent lands in hospital and you have 48 hours to find a bed The questions you must ask before signing anything with an aged care provider Three things you can do this week to start the conversation with your parents Perfect for: Australian women with ageing parents, anyone who's ever Googled "how does aged care work in Australia," and every Trusted Eldest Daughter who's quietly holding this all together. The biggest takeaway from this episode? The best time to plan for aged care was years ago. The second-best time is right now. 🎧   Buying a property? Need Financial Advice? Time to sort the Will? Let us help connect you with an awesome woman in finance! https://directory.ladiesfinanceclub.com/ 💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.] Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc See omnystudio.com/listener for privacy information.

    28 min

  2. Jun 2

    Home Batteries 101: How to Cut Your Power Bill

    If someone had asked me about home batteries a few weeks ago, I probably would've thought they were talking about the ones in my TV remote. But with electricity prices rising, government rebates on offer, and more Australians looking for ways to cut household costs, I figured it was time to learn what all the fuss is about. So in this week's episode of Get Rich, I sat down with Leigh Storr, Founder of RESINC, an award-winning national renewable energy company for a Home Batteries 101 session. Here's what we covered:- The Australian government rebate that could knock up to $6,500 off your home battery install- The three free hours of electricity now available to Australians in NSW, VIC and Southeast QLD and how to make the most of them- How a home battery can actually earn you money through something called a virtual power plant- How to get solar panels and a home battery in Australia for zero upfront cost- What happens to your power when the grid goes down (good news: you're fine) One thing that surprised me? Some Australian households are turning their battery into a bit of a side hustle, selling excess energy back into the grid when demand is high. If you've ever wondered whether a home battery could lower your power bills in Australia, help protect you from blackouts, or simply make your home more energy independent, this episode is worth a listen. As always, this isn't about rushing out and buying something. It's about understanding your options, running the numbers, and making informed decisions with your money. 🎧 Want to find out if a home battery makes sense for your home? The RESINC team has put together a special offer for the LFC community - check it out here 👉 https://resinc.com.au/LFC/   Buying a property? Need Financial Advice? Time to sort the Will? Let us help connect you with an awesome woman in finance! https://directory.ladiesfinanceclub.com/ 💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.] Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc See omnystudio.com/listener for privacy information.

    20 min

  3. May 18

    Why You Have Nothing to Wear (Even With a Full Wardrobe)

    Ever stood in front of a wardrobe full of clothes and felt like you have absolutely nothing to wear? You're not alone and this episode explains exactly why. Molly sits down with Melbourne-based personal stylist Melissa Murgana to talk about how to build a wardrobe that actually works for your life, your budget, and your body, without spending a fortune. In this episode we cover: Why most women wear only 20% of their wardrobe 80% of the time The 3-outfit rule that will change how you shop forever How to look polished and expensive on a tight budget The 5 winter capsule wardrobe essentials every woman needs Affordable brands stylists actually rate (Target, Uniqlo, Portman's) Whether expensive clothes are actually better quality How to get more longevity out of your clothes (including the jeans-washing debate) What a personal stylist costs and why it's a smart investment How to find your personal style when you have no idea where to start Whether you're rebuilding your wardrobe after having kids, going through a body change, or just sick of feeling uninspired getting dressed every day, this episode is for you. Follow Melissa on Instagram and TikTok: @melissagotstyle   Buying a property? Need Financial Advice? Time to sort the Will? Let us help connect you with an awesome woman in finance! https://directory.ladiesfinanceclub.com/ 💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.] Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc See omnystudio.com/listener for privacy information.

    32 min

  4. May 11

    1 in 4 Aussies Aren't Getting Paid Their Super - Are You One of Them?

    When was the last time you actually checked your super? Like, really checked it, not just glanced at a statement and shoved it in a drawer? If your answer is "um… a while ago," you are absolutely not alone and this episode is for you. Molly sits down with Misha Schubert, CEO of the Super Members Council, the peak body representing over 11 million Australians in our super system, to cut through the confusion and give you a real, honest look at what's happening with your super right now. Because here's the thing: 1 in 4 working Australians are currently not being paid some or all of the super they've earned. That's not a small problem. That's your money, that you worked for, just… not showing up. And with major new payday super laws coming July 1st, 2026, there has never been a better time to get across what you're actually entitled to. In this episode, you'll learn: Why most Aussies aren't engaging with their super and what it's actually costing them How to find out if your employer has been paying your super correctly (and what to do if they haven't) What payday super laws are and why they're a game changer for Aussie women The truth about self-managed super funds and who they're actually right for How to spot a super scam before it's too late (this one is so important right now) What women who've taken time out of the workforce can do to catch up on super The single homework task Misha wants every Australian to do this week Perfect for: Aussie women who've been putting super in the "future me" basket, anyone who's ever thrown a super statement in the bin without opening it (no judgment, Molly did it too!), and women who want to make sure their retirement isn't an afterthought. The biggest takeaway from this episode? Your super is one of the most powerful financial tools you have, you just need to start paying attention to it. And it's a lot simpler than you think. 🎧   Buying a property? Need Financial Advice? Time to sort the Will? Let us help connect you with an awesome woman in finance! https://directory.ladiesfinanceclub.com/ 💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.] Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc See omnystudio.com/listener for privacy information.

    28 min

  5. May 4

    How to Get Out of Debt in Australia - Without Doing It Alone

    What do you do when debt feels like it's swallowing you whole and you're too ashamed to tell anyone? Molly is back hosting Get Rich this week, sitting down with Kristen Hartnett, a financial counsellor from the Salvation Army's MoneyCare service, to talk about something so many Australian women are quietly going through right now, debt. Whether it's credit cards, buy now pay later, a car loan that's gotten away from you, or just the creeping anxiety of cost of living hitting harder than ever, this episode is a must-listen. And here's the thing - there is a free, professional, non-judgmental service available to every single Australian, and most of us have no idea it exists. Until now. In this episode, you'll learn: Why smart, capable women end up in serious debt and why it has nothing to do with poor spending habits How shame and secrecy make debt worse, and what to do instead What a financial counsellor actually does (and why it costs you absolutely nothing) The signs it's time to stop Googling and just make the call What can realistically be negotiated with banks and creditors on your behalf Why bankruptcy is rarely the answer and what the alternatives are How the debt snowball method works and when it makes sense to use it What debt collectors can and can't legally do to you in Australia Government grants and emergency relief payments you might not know you're entitled to How to rebuild your financial confidence after clearing debt, for good Perfect for: Australian women feeling the pressure of cost of living, anyone quietly struggling with debt, and women who just want to know their options before things get worse. The biggest takeaway from this episode? You are not alone, you are not a failure, and there is free help waiting for you right now. 🎧   Buying a property? Need Financial Advice? Time to sort the Will?Let us help connect you with an awesome woman in finance! https://directory.ladiesfinanceclub.com/ 💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.] Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc See omnystudio.com/listener for privacy information.

    27 min

  6. Apr 27

    Getting Your Finances Organised Before You Separate: What You Need to Know

    What do you actually need to sort out financially before you separate and when should you start? This week on Get Rich, Molly sits down with mortgage broker, Stella Finance Group founder, and Ladies Finance Club ambassador Lisa Bridgett to break down everything Australian women need to know about getting their finances in order before, during, and after a separation. No jargon, no judgment, just clear, practical advice from someone who has not only helped countless women through this process, but has lived it herself. Whether you've been putting off getting your finances sorted because you don't know where to start, you're not sure what you're actually entitled to, or you're worried about what life looks like on the other side, this episode is for you. In this episode, you'll learn: Why speaking to a mortgage broker before a lawyer could save you thousands What actually happens to the family home in a separation and whether you can really afford to keep it Why so many women leave superannuation on the table and why you absolutely shouldn't How interest rate rises affect your borrowing capacity as a single income household What a binding financial agreement is and why more couples should be having this conversation The financial red flags to watch for when things start to turn ugly Why having your own emergency fund in your own name is non-negotiable How to build your separation support team, from mortgage brokers to family lawyers to forensic accountants The one thing Lisa wishes more women knew before they signed anything Perfect for: Australian women who are considering separation, going through one, or simply want to be financially prepared for whatever life throws at them. And if this isn't you right now, share it with a girlfriend who needs to hear it. The biggest takeaway from this episode? Knowledge is power. The sooner you know your numbers, the more confidently you can fight for what you deserve. 🎧   Buying a property? Need Financial Advice? Time to sort the Will?Let us help connect you with an awesome woman in finance! https://directory.ladiesfinanceclub.com/ 💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.] Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc See omnystudio.com/listener for privacy information.

    32 min

  7. Apr 20

    Why Your Relationship with Money is More Complicated than You Think and How to Fix it with Rachel Davies & Angela Meyer

    What if being bad with money was never actually your fault? Molly Benjamin sits down with Rachel Davies and Angela Meyer, the New Zealand co-founders of Hi Money and authors of the brand new book Money, Money, Money: How to Reset Your Money Mindset and Find Financial Freedom - which just hit number one on the NZ bestseller charts. Rachel is a therapist specialising in money psychology, and Angela is a gender equity expert with two decades of experience unpacking the systems that make financial wellbeing so much harder for women to achieve. Together, they're on a mission to get more money into the hands of more women  and this conversation is exactly where to start. Whether you've ever avoided opening your banking app, wondered how on earth you'll survive retirement, or quietly left the big financial decisions to your partner, this episode is for you. In this episode, you'll learn: Why being bad with money is not a personal failing  and what's actually responsible for it What the gender retirement gap, the pink tax, and the silence gap really mean for your financial future How the pink tax adds up to over $250,000 across a woman's lifetime What the Rich in Context research across Australia and New Zealand revealed about women and financial wellbeing  and the finding that surprised even the researchers Why 30% of women have no financial plan beyond hoping something works out How your money psychology  not your budget  might be the real thing holding you back What happens to women's wealth when they leave the finances to their partner The one money move both Rachel and Angela say every woman should make this week Why the financial services industry keeps getting women wrong and what they should be doing instead What your 25-year-old self needs to hear about compounding, investing, and starting now Perfect for: Australian women who want to understand why money feels so complicated, anyone ready to stop blaming themselves and start taking action, and every woman who knows she should be doing something about her finances but isn't quite sure where to begin. The biggest takeaway from this episode? The system wasn't designed for you  but that doesn't mean you can't win at it. Here's how. 🎧   Buying a property? Need Financial Advice? Time to sort the Will?Let us help connect you with an awesome woman in finance! https://directory.ladiesfinanceclub.com/ 💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.] Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc See omnystudio.com/listener for privacy information.

    29 min

  8. Apr 13

    Money Talks: How to Raise Financially Confident Kids With Dawn Thomas

    What's the best thing you can do for your child's financial future and where do you even begin? In this episode of Get Rich, Molly sits down with financial advisor and LFC favourite Dawn Thomas to get into one of the most important (and most underrated) conversations we can have as parents: how to raise a financially confident kid. And yes, she does it while breastfeeding a newborn, because that's just the season of life we're in right now. Whether you've been wondering how to talk to your kids about money without passing on your own stress, or you're not sure how to explain investing to a teenager, this episode is packed with practical, real-talk advice straight from a mum who also happens to be a financial advisor. In this episode, you'll learn: Why your money behaviours matter more than any lesson you'll ever teach The exact phrases to swap out when your kid asks for something you don't want to buy How to talk to your children about cost-of-living pressure without creating money anxiety Why delayed gratification is one of the greatest financial gifts you can give your kids The tax traps Australian parents hit when investing in their child's name Why investment bonds and education bonds can be a smarter option than a kids' share account Why letting your kids experience financial "failure" is actually a good thing What family financial socialisation is and why it starts earlier than you think Perfect for: Australian mums with kids of any age, women who want to break generational money cycles, and anyone who's ever said "we can't afford that" and wondered if there's a better way. The biggest takeaway from this episode? You don't need to be a financial expert to raise a money-smart kid, you just need to start the conversation. 🎧   Buying a property? Need Financial Advice? Time to sort the Will?Let us help connect you with an awesome woman in finance! https://directory.ladiesfinanceclub.com/ 💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.] Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc See omnystudio.com/listener for privacy information.

    27 min
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Welcome to Get Rich by Ladies Finance Club - the personal finance podcast that helps women do just that: get rich and stay rich. Hosted by Molly Benjamin, founder of the award-winning Ladies Finance Club and a reformed hot financial mess, this is where smart, ambitious women come to take control of their finances, grow their wealth, and level up their money game.   We make personal finance fun, fearless, and totally doable no matter where you're starting from. No confusing jargon, no guilt trips - just high-impact, simple money strategies that anyone can start using right away.   Whether you’re saving for a home deposit, creating a budget that actually works, investing in property or the sharemarket, growing your income, or finally figuring out superannuation, this podcast has you covered.   Hit subscribe and let’s get rich (and stay rich) together.

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