Latina Financial Education, Investing & Wealth Building: MoneyChisme

Violeta Sandoval
  • 5.0 (4)
  • ENTREPRENEURSHIP
  • UPDATED WEEKLY

Welcome to Money Chisme, the go-to show for Latinas ready to take control of their financial future! Whether you're learning about investing for beginners, building generational wealth, or launching a side hustle, this podcast is designed to empower our comunidad with the tools and strategies to thrive. I break down the essentials of personal finance, real estate investing, and entrepreneurship in the Latina community, helping you grow your money while staying connected to your roots. My mission is to close the racial wealth gap by sharing relatable success stories, practical advice, and wealth-building tips tailored for Latinas. Whether you're dreaming of financial independence or growing your business, we’ve got you covered. Tune in, level up, and let’s build the future we deserve—together!

  1. 4D AGO

    113. The Power of Taking Your Time in Building Wealth

    Share Your Thoughts! Let's talk about the importance of taking time to achieve financial freedom, especially for first-generation Latinas who often feel pressured to catch up with their peers. In this episode I share my personal experience with financial anxiety, emotional decision-making, and the mistakes I made in my journey, particularly in real estate investing. I share the value of patience, strategic planning, and learning from past errors to create a sustainable path toward financial stability and success. takeaways First-generation Latinas often feel financial anxiety and pressure.Rushing can lead to emotional financial decisions and mistakes.The military motto 'slow is smooth, smooth is fast' applies to finance.Many people feel they need to catch up with peers financially.Overanalyzing can lead to inaction or poor financial decisions.Investing without a strategy can result in significant losses.It's important to learn from past financial mistakes.Creating a financial strategy requires clarity and intention.Addressing financial anxiety is crucial for making sound decisions.More Chisme on the Blog: https://moneychisme.com/the-power-of-patience-building-wealth-doesnt-have-to-be-rushed/ Support the show Sign Up for the MoneyChisme & Raíces Newsletter Join my Keys to Cashflow Rental Property Bootcamp https://moneychisme.com/rental-property-bootcamp/ Start Investing with M1Finance Support/Apoya MoneyChisme Disclaimer: I’m not a financial advisor. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. I shall not be held liable for any losses you may incur for information provided in this video. Please be careful! This video is for general information purposes only and is not financial advice. *Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.

    25 min

  2. DEC 16

    112.Planning for Immigrant Parents' Retirement: A First-Gen Guide

    Share Your Thoughts! This step-by-step addresses the unique challenges faced by first-generation immigrants in planning for their aging parents' retirement. In this rerun episode, I share the importance of understanding their current financial situation, setting retirement goals, and creating a comprehensive budget that includes healthcare and emotional support considerations. Violeta also highlights the cultural expectations that often place financial responsibility on the children of immigrant families, and the need for careful planning to balance these responsibilities with personal financial goals. Get more chisme on the blog: https://moneychisme.com/navigating-the-unique-challenges-of-retirement-planning-of-first-generation-immigrant-parents/ Want to start real estate investing? Sign up for for my Keys to Cashflow Rental Property Bootcamp! https://moneychisme.com/rental-property-bootcamp/ Support the show Sign Up for the MoneyChisme & Raíces Newsletter Join my Keys to Cashflow Rental Property Bootcamp https://moneychisme.com/rental-property-bootcamp/ Start Investing with M1Finance Support/Apoya MoneyChisme Disclaimer: I’m not a financial advisor. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. I shall not be held liable for any losses you may incur for information provided in this video. Please be careful! This video is for general information purposes only and is not financial advice. *Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.

    17 min

  3. DEC 9

    111. Empowering the Latino Community Through Financial Literacy with CiCi Plata

    Share Your Thoughts! In this rerun episode we discuss the significance of financial literacy within the Latino community, highlighting personal experiences and the challenges faced in understanding financial concepts. Cici Plata, founder of the Hive Co Realty, discusses the importance of teaching financial skills to future generations, the impact of cultural priorities on financial decisions, and the role of social media in empowering individuals to seek knowledge. She emphasizes the need to break the cycle of poverty through education and responsible financial practices. Connect with CiCi Plata: https://www.instagram.com/TheHiveCoRealty Support the show Sign Up for the MoneyChisme & Raíces Newsletter Join my Keys to Cashflow Rental Property Bootcamp https://moneychisme.com/rental-property-bootcamp/ Start Investing with M1Finance Support/Apoya MoneyChisme Disclaimer: I’m not a financial advisor. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. I shall not be held liable for any losses you may incur for information provided in this video. Please be careful! This video is for general information purposes only and is not financial advice. *Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.

    23 min

  4. DEC 2

    110. Money Books to Gift this Holiday Season: Gift Guide

    Share Your Thoughts! Let's give the gift of financial literacy and financial empowerment this holiday season. In this episode I share my favorite money books that you can gift to someone you know or yourself! The best part? They are all Latina, Black and minority authors! So if you are looking to support minority businesses this year, gift a loved one or friend one of these books! Get the full chisme and more on the blog! https://moneychisme.com/powerful-money-books-by-women-of-color-to-gift-ambitious-latinas-this-holiday/ Say Hola Wealth Academy: https://courses.sayholawealth.com/a/2147518588/M89KxGwy Sign up for Riverside for Podcast Editing and Hosting https://riverside.sjv.io/PO3V2z Join the Waitlist for Keys to C.A.S.H.F.L.W. Rental Property Bootcamp https://moneychisme.com/rental-property-bootcamp/ Support the show Sign Up for the MoneyChisme & Raíces Newsletter Join my Keys to Cashflow Rental Property Bootcamp https://moneychisme.com/rental-property-bootcamp/ Start Investing with M1Finance Support/Apoya MoneyChisme Disclaimer: I’m not a financial advisor. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. I shall not be held liable for any losses you may incur for information provided in this video. Please be careful! This video is for general information purposes only and is not financial advice. *Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.

    19 min

  5. NOV 25

    109. Changing What Wealth Means to You

    Share Your Thoughts! In this episode rerun, I reflect on how changing my mindset and view on what wealth means, changed my life. We grow up thinking wealth means a big fancy house and car. That we need luxurious bags, shoes and clothes. But it may not really be YOUR idea of wealth. You may have been influenced to think that is what success is. But it may just mean a slow paced life. What does wealth mean to you? How does it look like? Support the show Sign Up for the MoneyChisme & Raíces Newsletter Join my Keys to Cashflow Rental Property Bootcamp https://moneychisme.com/rental-property-bootcamp/ Start Investing with M1Finance Support/Apoya MoneyChisme Disclaimer: I’m not a financial advisor. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. I shall not be held liable for any losses you may incur for information provided in this video. Please be careful! This video is for general information purposes only and is not financial advice. *Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.

    13 min

  6. NOV 18

    108. Financial Traps That Keep You Broke: Predatory Loans & Sneaky Marketing Tricks

    Share Your Thoughts! Now more than ever, there are financial traps being set that are designed to keep you broke. Especially with the holiday season and news of 50 year mortgages and 15 year car loans. Here is how to spot financial traps and how to avoid them so you can make better financial decisions.  Mentioned in this episode: 50 Year Mortgage Loans and Fannie Mae Update https://youtu.be/vISX6-OOAT4?si=3_IAEvxi-84PWs0M Money Books I recommend: https://www.amazon.com/shop/moneychisme/list/1MTXRM8003HUP?ref_=cm_sw_r_cp_ud_aip_sf_list_spv_ofs_mixed_d_6RX9JTB4C929AKNDYASF Support the show Sign Up for the MoneyChisme & Raíces Newsletter Join my Keys to Cashflow Rental Property Bootcamp https://moneychisme.com/rental-property-bootcamp/ Start Investing with M1Finance Support/Apoya MoneyChisme Disclaimer: I’m not a financial advisor. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. I shall not be held liable for any losses you may incur for information provided in this video. Please be careful! This video is for general information purposes only and is not financial advice. *Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.

    22 min

  7. NOV 4

    107. The Big Beautiful Boycott: A Holiday Call to Action & Protest

    Share Your Thoughts! The 'Big Beautiful Boycott' is a response to the political and economic challenges faced by communities during the holiday season. I talk about the importance of resisting consumerism, reimagining holiday traditions, and supporting local initiatives. The discussion also highlights the need for financial empowerment as a form of resistance against systemic issues affecting marginalized communities. Key Takeaways The holiday season is heavily impacted by political and economic issues.A no spend holiday season can be a form of protest.Quality time with family can replace consumerism during the holidays.Creating new traditions can help shift focus from gift-giving.Re-gifting can be a sustainable alternative to buying new gifts.Community support is crucial during times of economic hardship.Financial literacy is essential for empowerment and resistance.Local businesses should be prioritized over large corporations.Money management can help build wealth and stability.Participating in community initiatives can make a significant impact.More chisme on the blog: https://moneychisme.com/the-big-beautiful-boycott-how-to-join-the-protest/ https://bigbeautifulboycott.us/ Support the show Sign Up for the MoneyChisme & Raíces Newsletter Join my Keys to Cashflow Rental Property Bootcamp https://moneychisme.com/rental-property-bootcamp/ Start Investing with M1Finance Support/Apoya MoneyChisme Disclaimer: I’m not a financial advisor. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. I shall not be held liable for any losses you may incur for information provided in this video. Please be careful! This video is for general information purposes only and is not financial advice. *Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.

    18 min

  8. OCT 14

    106. What are the New IRS Tax Updates for 2026?

    Share Your Thoughts! Big changes are coming to your taxes in 2026—pero no te me asustes. In this mini episode, I break down the IRS updates to standard deductions, tax brackets, earned income credit, childcare credits, and health flexible spending accounts. But this isn’t just a boring tax update. It’s your chance to plan smarter, save more, and build generational wealth like a jefa. If you're a cycle-breaker Latina navigating dinero decisions while supporting your familia, this episode is your blueprint to keeping more of your hard-earned cash. Tune in to start making those IRS updates work for you—not against you. Get More on the BLOG https://moneychisme.com/irs-tax-changes-for-2026-what-every-latina-investor-should-know/ 🎧 Related Episode: https://moneychisme.com/how-to-reduce-taxable-income-with-tax-planning-strategies/ Full IRS Tax Updates 2026 https://www.irs.gov/newsroom/irs-releases-tax-inflation-adjustments-for-tax-year-2026-including-amendments-from-the-one-big-beautiful-bill Support the show Sign Up for the MoneyChisme & Raíces Newsletter Join my Keys to Cashflow Rental Property Bootcamp https://moneychisme.com/rental-property-bootcamp/ Start Investing with M1Finance Support/Apoya MoneyChisme Disclaimer: I’m not a financial advisor. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. I shall not be held liable for any losses you may incur for information provided in this video. Please be careful! This video is for general information purposes only and is not financial advice. *Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.

    9 min
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5
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About

Welcome to Money Chisme, the go-to show for Latinas ready to take control of their financial future! Whether you're learning about investing for beginners, building generational wealth, or launching a side hustle, this podcast is designed to empower our comunidad with the tools and strategies to thrive. I break down the essentials of personal finance, real estate investing, and entrepreneurship in the Latina community, helping you grow your money while staying connected to your roots. My mission is to close the racial wealth gap by sharing relatable success stories, practical advice, and wealth-building tips tailored for Latinas. Whether you're dreaming of financial independence or growing your business, we’ve got you covered. Tune in, level up, and let’s build the future we deserve—together!

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