Latina Financial Education, Investing & Wealth Building: MoneyChisme

Violeta Sandoval
  • 5.0 (4)
  • ENTREPRENEURSHIP
  • UPDATED WEEKLY

Welcome to Money Chisme, the go-to show for Latinas ready to take control of their financial future! Whether you're learning about investing for beginners, building generational wealth, or launching a side hustle, this podcast is designed to empower our comunidad with the tools and strategies to thrive. I break down the essentials of personal finance, real estate investing, and entrepreneurship in the Latina community, helping you grow your money while staying connected to your roots. My mission is to close the racial wealth gap by sharing relatable success stories, practical advice, and wealth-building tips tailored for Latinas. Whether you're dreaming of financial independence or growing your business, we’ve got you covered. Tune in, level up, and let’s build the future we deserve—together!

  1. 5D AGO

    116. How to Manage Your Money: 3 Budgeting Methods That Actually Work

    Share Your Thoughts! If you want to feel more in control of your money, it starts with having a system — not guessing, avoiding, or hoping it works itself out. In this episode, I break down what money management actually is, why tracking your money matters, and how choosing the right budgeting method can help you stop leaking money and start making intentional financial decisions. This is a practical, judgment-free breakdown designed especially for first-generation professionals and Latinas who were never taught how to manage money beyond “pay your bills and save what’s left.” I walk you through three common budgeting styles, who each one is best for, and how to choose the one that aligns with your current financial season — without feeling restricted or punished. We cover: Why tracking your money is important to reach your financial goalsWhat money management really isWhat budgeting is (and why it feels restrictive)What is the 50/30/20 budgetWhy zero-based budgeting is one of the most effective budgeting methodsWhat is a zero-based budgetWhy you need to give every dollar a jobWhat happens when you don’t plan for every dollar you makeWhat is the pay-yourself-first budgetWhich budget is the best for youIf budgeting has ever felt overwhelming, restrictive, or like a punishment, this episode will help you reframe it as a supportive tool — one that gives your money direction so it can work for you, not against you. Mentioned in episode: Monthly Budget & Yearly Money Tracker - Get the free tracker hereSupport the show Sign Up for the MoneyChisme & Raíces Newsletter Join my Keys to Cashflow Rental Property Bootcamp https://moneychisme.com/rental-property-bootcamp/ Start Investing with M1Finance Support/Apoya MoneyChisme Disclaimer: I’m not a financial advisor. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. I shall not be held liable for any losses you may incur for information provided in this video. Please be careful! This video is for general information purposes only and is not financial advice. *Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.

    21 min

  2. JAN 20

    115. Financial Reset for 2026: Audit Your Money, Set Smarter Goals

    Share Your Thoughts! Before setting financial goals for 2026, it’s essential to audit your finances. This episode walks through a step-by-step, no-shame financial audit to help you see where your money actually went, understand your current numbers, and set realistic, aligned wealth-building goals. We cover: How to assess your current financial “vital signs” How to track and evaluate your debtUnderstanding your net worthHow to review your spending and create a realistic budget snapshotHow to identify your current financial season (stabilize, grow, or scale)How to set financial goals that actually align with your life and priorities in 2026This episode helps you break the cycle of repeating the same financial goals by slowing down, getting honest with your numbers, and building a solid foundation so your 2026 goals are intentional and achievable. Mentioned in episode: Monthly Money Plan & Yearly Tracker - Get the free tracker hereSupport the show Sign Up for the MoneyChisme & Raíces Newsletter Join my Keys to Cashflow Rental Property Bootcamp https://moneychisme.com/rental-property-bootcamp/ Start Investing with M1Finance Support/Apoya MoneyChisme Disclaimer: I’m not a financial advisor. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. I shall not be held liable for any losses you may incur for information provided in this video. Please be careful! This video is for general information purposes only and is not financial advice. *Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.

    36 min

  3. JAN 13

    114. What’s Changing With Money in 2026? Taxes, Real Estate & Financial Planning Updates

    Share Your Thoughts! If you’re setting financial goals for 2026, you need to know what’s actually changing with money before making big decisions. In this episode, I break down the most important 2026 personal finance updates, including new tax brackets, housing policy proposals, interest rate changes, and what they mean for investing and real estate in 2026. This is a no-shame, no-hype breakdown designed especially for first-generation professionals and Latinas who want to build wealth with clarity and confidence. We cover: 2026 federal tax bracket changes and what marginal tax rates really meanNew and proposed tax law updates impacting paychecks and retirementHousing and mortgage changes being discussed by the current administrationWhat’s happening with real estate investing in 2026How interest rates may affect buying, refinancing, and investing decisionsWhat to prioritize when setting financial goals for 2026If you’ve been feeling overwhelmed by headlines or unsure how policy changes affect your money, this episode will help you focus on what actually matters so you can plan smarter in 2026. Mentioned in episode: IRS New Updates Retirement Investment Account Changes Support the show Sign Up for the MoneyChisme & Raíces Newsletter Join my Keys to Cashflow Rental Property Bootcamp https://moneychisme.com/rental-property-bootcamp/ Start Investing with M1Finance Support/Apoya MoneyChisme Disclaimer: I’m not a financial advisor. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. I shall not be held liable for any losses you may incur for information provided in this video. Please be careful! This video is for general information purposes only and is not financial advice. *Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.

    17 min

  4. 12/23/2025

    113. The Power of Taking Your Time in Building Wealth

    Share Your Thoughts! Let's talk about the importance of taking time to achieve financial freedom, especially for first-generation Latinas who often feel pressured to catch up with their peers. In this episode I share my personal experience with financial anxiety, emotional decision-making, and the mistakes I made in my journey, particularly in real estate investing. I share the value of patience, strategic planning, and learning from past errors to create a sustainable path toward financial stability and success. takeaways First-generation Latinas often feel financial anxiety and pressure.Rushing can lead to emotional financial decisions and mistakes.The military motto 'slow is smooth, smooth is fast' applies to finance.Many people feel they need to catch up with peers financially.Overanalyzing can lead to inaction or poor financial decisions.Investing without a strategy can result in significant losses.It's important to learn from past financial mistakes.Creating a financial strategy requires clarity and intention.Addressing financial anxiety is crucial for making sound decisions.More Chisme on the Blog: https://moneychisme.com/the-power-of-patience-building-wealth-doesnt-have-to-be-rushed/ Support the show Sign Up for the MoneyChisme & Raíces Newsletter Join my Keys to Cashflow Rental Property Bootcamp https://moneychisme.com/rental-property-bootcamp/ Start Investing with M1Finance Support/Apoya MoneyChisme Disclaimer: I’m not a financial advisor. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. I shall not be held liable for any losses you may incur for information provided in this video. Please be careful! This video is for general information purposes only and is not financial advice. *Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.

    25 min

  5. 12/16/2025

    112.Planning for Immigrant Parents' Retirement: A First-Gen Guide

    Share Your Thoughts! This step-by-step addresses the unique challenges faced by first-generation immigrants in planning for their aging parents' retirement. In this rerun episode, I share the importance of understanding their current financial situation, setting retirement goals, and creating a comprehensive budget that includes healthcare and emotional support considerations. Violeta also highlights the cultural expectations that often place financial responsibility on the children of immigrant families, and the need for careful planning to balance these responsibilities with personal financial goals. Get more chisme on the blog: https://moneychisme.com/navigating-the-unique-challenges-of-retirement-planning-of-first-generation-immigrant-parents/ Want to start real estate investing? Sign up for for my Keys to Cashflow Rental Property Bootcamp! https://moneychisme.com/rental-property-bootcamp/ Support the show Sign Up for the MoneyChisme & Raíces Newsletter Join my Keys to Cashflow Rental Property Bootcamp https://moneychisme.com/rental-property-bootcamp/ Start Investing with M1Finance Support/Apoya MoneyChisme Disclaimer: I’m not a financial advisor. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. I shall not be held liable for any losses you may incur for information provided in this video. Please be careful! This video is for general information purposes only and is not financial advice. *Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.

    17 min

  6. 12/09/2025

    111. Empowering the Latino Community Through Financial Literacy with CiCi Plata

    Share Your Thoughts! In this rerun episode we discuss the significance of financial literacy within the Latino community, highlighting personal experiences and the challenges faced in understanding financial concepts. Cici Plata, founder of the Hive Co Realty, discusses the importance of teaching financial skills to future generations, the impact of cultural priorities on financial decisions, and the role of social media in empowering individuals to seek knowledge. She emphasizes the need to break the cycle of poverty through education and responsible financial practices. Connect with CiCi Plata: https://www.instagram.com/TheHiveCoRealty Support the show Sign Up for the MoneyChisme & Raíces Newsletter Join my Keys to Cashflow Rental Property Bootcamp https://moneychisme.com/rental-property-bootcamp/ Start Investing with M1Finance Support/Apoya MoneyChisme Disclaimer: I’m not a financial advisor. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. I shall not be held liable for any losses you may incur for information provided in this video. Please be careful! This video is for general information purposes only and is not financial advice. *Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.

    23 min

  7. 12/02/2025

    110. Money Books to Gift this Holiday Season: Gift Guide

    Share Your Thoughts! Let's give the gift of financial literacy and financial empowerment this holiday season. In this episode I share my favorite money books that you can gift to someone you know or yourself! The best part? They are all Latina, Black and minority authors! So if you are looking to support minority businesses this year, gift a loved one or friend one of these books! Get the full chisme and more on the blog! https://moneychisme.com/powerful-money-books-by-women-of-color-to-gift-ambitious-latinas-this-holiday/ Say Hola Wealth Academy: https://courses.sayholawealth.com/a/2147518588/M89KxGwy Sign up for Riverside for Podcast Editing and Hosting https://riverside.sjv.io/PO3V2z Join the Waitlist for Keys to C.A.S.H.F.L.W. Rental Property Bootcamp https://moneychisme.com/rental-property-bootcamp/ Support the show Sign Up for the MoneyChisme & Raíces Newsletter Join my Keys to Cashflow Rental Property Bootcamp https://moneychisme.com/rental-property-bootcamp/ Start Investing with M1Finance Support/Apoya MoneyChisme Disclaimer: I’m not a financial advisor. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. I shall not be held liable for any losses you may incur for information provided in this video. Please be careful! This video is for general information purposes only and is not financial advice. *Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.

    19 min

  8. 11/25/2025

    109. Changing What Wealth Means to You

    Share Your Thoughts! In this episode rerun, I reflect on how changing my mindset and view on what wealth means, changed my life. We grow up thinking wealth means a big fancy house and car. That we need luxurious bags, shoes and clothes. But it may not really be YOUR idea of wealth. You may have been influenced to think that is what success is. But it may just mean a slow paced life. What does wealth mean to you? How does it look like? Support the show Sign Up for the MoneyChisme & Raíces Newsletter Join my Keys to Cashflow Rental Property Bootcamp https://moneychisme.com/rental-property-bootcamp/ Start Investing with M1Finance Support/Apoya MoneyChisme Disclaimer: I’m not a financial advisor. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. I shall not be held liable for any losses you may incur for information provided in this video. Please be careful! This video is for general information purposes only and is not financial advice. *Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.

    13 min
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About

Welcome to Money Chisme, the go-to show for Latinas ready to take control of their financial future! Whether you're learning about investing for beginners, building generational wealth, or launching a side hustle, this podcast is designed to empower our comunidad with the tools and strategies to thrive. I break down the essentials of personal finance, real estate investing, and entrepreneurship in the Latina community, helping you grow your money while staying connected to your roots. My mission is to close the racial wealth gap by sharing relatable success stories, practical advice, and wealth-building tips tailored for Latinas. Whether you're dreaming of financial independence or growing your business, we’ve got you covered. Tune in, level up, and let’s build the future we deserve—together!

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