The Intuition Finance Digest

Intuition Publishing (www.intuition.com)

What’s happening in the world of finance? The Intuition Finance Digest gives you a unique take on the industry’s major trends.

  1. 5d ago

    The skills new banking employees need in the AI era

    Employers’ expectations of people entering banking and finance are changing. As AI and automation reshape financial services, the shift is not simply from traditional finance skills to technology skills. New employees still need financial knowledge, but they also need to apply that knowledge to real business problems, question AI-generated work, communicate effectively, and keep adapting as the industry changes. In this episode of The Intuition Finance Digest, we explore what employers increasingly expect from early-career professionals in banking and finance. The discussion looks at applied knowledge, AI oversight, judgment, human skills, and adaptability, and why these capabilities are becoming more important as routine work is automated. The key point is that AI can support analysis, calculation, and summarization, but employees remain accountable for how that work is interpreted and used. In this episode, we cover: Why applied knowledge matters for new banking employees How AI is changing early-career expectations Why employees need to audit AI-generated work Why judgment is becoming more important in banking How human skills support trust and collaboration Why adaptability is now part of a financial services career Resources: 1. UK Financial Services Skills Commission report, A Workforce Transformed: https://financialservicesskills.org/wp-content/uploads/2026/05/AI-disruptive-technology-report-workforce-transformed.pdf 2. CFA Institute Finance Skills Pulse Survey: https://www.cfainstitute.org/insights/professional-learning/skills-pulse-survey 3. Learn more about Intuition Know-How: https://www.intuition.com/know-how/ 4. Find out more about Intuition Publishing: https://www.intuition.com/ 5. Follow Intuition Publishing on LinkedIn: https://www.linkedin.com/company/intuition-publishing-ltd./

  2. Sep 9

    Fintech’s challenge to retail banking gathers pace

    Fintech is changing the competitive landscape in retail banking.   Digital-first firms are raising expectations around speed, convenience, payments, lending, personal finance, and customer experience. For banks, the challenge is no longer whether fintech will affect the sector, but how quickly retail banking models need to adapt.   In this episode of The Intuition Finance Digest, we look at how fintech competition is gathering pace, where the pressure is being felt most clearly, and why traditional banks still have important strengths, including trust, scale, regulation, balance sheet strength, and long-standing customer relationships.   The discussion also looks at why the future of retail banking may depend less on banks versus fintechs, and more on how financial institutions modernize, partner, and respond to changing customer behavior.   In this episode, we cover:   Why fintech competition in retail banking is accelerating How digital-first firms are changing customer expectations Why payments, lending, and personal finance are key areas of disruption What traditional banks still have in their favor Why innovation, partnerships, and digital transformation matter What this means for the future of retail banking   Resources:   Read the full article: Fintech retail banking: Risks and challenges | Intuition   Learn more about Intuition Know-How: https://www.intuition.com/know-how/   Find out more about Intuition Publishing: https://www.intuition.com/   Follow Intuition Publishing on LinkedIn: https://www.linkedin.com/company/intuition-publishing-ltd./   #TheIntuitionFinanceDigest #Fintech #RetailBanking #DigitalBanking #IntuitionPublishing

  3. Sep 9

    T+1 settlement Why one day matters for European markets

    European markets are preparing to move from T+2 to T+1 settlement.   From October 11, 2027, the EU will shorten the standard settlement cycle for securities trades from two business days to one, with the UK moving on the same date. The change is designed to reduce the time buyers and sellers remain exposed to each other before securities and cash are exchanged.   But moving faster also brings practical challenges. Payment deadlines arrive sooner, funding gaps can appear when trades settle on different timelines, and firms have less time to fix errors in settlement instructions or cash movements.   In this episode of The Intuition Finance Digest, we explain what happens after a trade, why T+1 matters, and how shorter settlement could affect collateral, funding liquidity, operational readiness, and investment decisions.   In this episode, we cover:   1. What T+1 settlement means2. How securities trades are completed after execution3. Why shorter settlement can reduce counterparty exposure4. How T+1 can affect collateral requirements5. Why earlier payment deadlines can create funding liquidity needs6. What firms need to prepare before Europe’s move to T+1   Resources: Learn more about Intuition Know-How: https://www.intuition.com/know-how/ Find out more about Intuition Publishing: https://www.intuition.com/ Follow Intuition Publishing on LinkedIn: https://www.linkedin.com/company/intuition-publishing-ltd./

  4. Aug 26

    The human element shaping sustainable project finance

    Sustainable project finance is often discussed in terms of capital, policy, regulation, and technology. But the human element is becoming increasingly important to whether projects are accepted, financed, and delivered. In this episode of The Intuition Finance Digest, we explore how community support, social risk, just transition considerations, and workforce capability are shaping sustainable finance and project finance decisions. The discussion looks at why community acceptance can affect bankability, why social risk is moving deeper into due diligence, and why workforce capability is becoming a practical delivery issue for sustainable projects. For lenders, investors, and project sponsors, the message is clear: sustainable finance needs more than a strong financial model. It also needs credible execution, social awareness, and a clear understanding of the people affected by the project. In this episode, we cover: Why community support is becoming a bankability factorHow social risk affects project finance due diligenceWhy sustainable finance is increasingly linked to the just transitionHow workforce capability can influence project deliveryWhat the human element means for lenders, investors, and project sponsorsResources: Learn more about Intuition Know-How: https://www.intuition.com/know-how/ Find out more about Intuition Publishing: https://www.intuition.com/ Follow Intuition Publishing on LinkedIn: https://www.linkedin.com/company/intuition-publishing-ltd./ #TheIntuitionFinanceDigest #SustainableFinance #ProjectFinance #ESG #IntuitionPublishing

  5. Aug 19

    The pitfalls of private assets: What investors need to understand

    Private assets have become an increasingly important part of investment portfolios, offering access to opportunities beyond public markets.   But the appeal of private markets needs to be considered alongside the risks.   In this episode of The Intuition Finance Digest, we explore some of the key pitfalls of private assets, including liquidity risk, valuation uncertainty, higher fees, complex structures, and reduced transparency. The discussion looks at why private assets may behave differently from publicly traded investments and why investors need to understand the trade-offs before increasing exposure.   Private equity, private credit, infrastructure, and real estate can all play a role in long-term portfolio strategy, but they also require careful due diligence, realistic expectations, and a clear understanding of how money can be accessed when conditions change.   In this episode, we cover:   Why private assets have become more prominent in investment portfoliosHow private markets differ from public marketsWhy liquidity risk is a major considerationHow valuation uncertainty can affect investment decisionsWhy fees, complexity, and transparency matterWhat investors should consider before increasing exposure to private markets   Resources:   Learn more about Intuition Know-How: https://www.intuition.com/know-how/   Find out more about Intuition Publishing: https://www.intuition.com/   Follow Intuition Publishing on LinkedIn: https://www.linkedin.com/company/intuition-publishing-ltd./ #PrivateMarkets #PrivateEquity #PrivateCredit #InvestmentManagement #LiquidityRisk #CapitalMarkets

  6. Jul 28

    Passive investing and its impact on capital markets

    Passive investing has made financial markets more accessible, lower-cost, and easier to navigate for many investors. But as index funds, ETFs, and market-cap-weighted strategies continue to grow, their influence now reaches beyond individual portfolios. In this episode of The Intuition Finance Digest, we explore the impact of passive investing on capital markets. The discussion looks at how passive flows can affect market concentration, capital allocation, price discovery, liquidity, and the role of active management. The question is not whether passive investing is good or bad. It is how its scale may be changing the way markets function, and what that means for investors, asset managers, and financial services professionals.   In this episode, we cover: • Why passive investing has grown so quickly• How index funds and ETFs influence capital flows• Why market-cap-weighted strategies can increase concentration• How passive investing may affect price discovery and liquidity• Why active management still matters for market efficiency• What investors need to consider as passive flows grow   Resources: 1. Read the full article: Passive investing and its impact on capital markets | Intuition 2. Learn more about Intuition Know-How: Know-How - The Premier Digital Learning Solution for Financial Services 3. Find out more about Intuition Publishing: Intuition - Corporate Learning Services Partner 4. Follow Intuition Publishing on LinkedIn: Intuition | LinkedIn   #TheIntuitionFinanceDigest #PassiveInvesting #CapitalMarkets #AssetManagement #IntuitionPublishing

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What’s happening in the world of finance? The Intuition Finance Digest gives you a unique take on the industry’s major trends.