Get Smart with Money Podcast

Dayna Hernandez
  • 5.0 (7)
  • Self-Improvement
  • Updated Weekly

This podcast is all about finances, mindset, entrepreneurship, personal growth and spirituality. You will hear from business owners, from people who have prevailed and turned their lives around and more. If you are struggling with money and living in a cycle of stress and anxiety and want to change that, this podcast is for you.

  1. 3d ago

    A New Approach to Debt Freedom & Building Generational Wealth

    What if paying down debt and building long-term wealth didn’t have to be two completely separate goals? In this episode of the Get Smart With Money Podcast, I sit down with Ron Harris, CEO of Financial Literacy Group, MBA, author, speaker, and Tax-Free Retirement Income Professional, to explore a different perspective on debt, cash flow, financial protection, and long-term wealth building. Ron introduces us to the concept of Hybrid Financial Arbitrage, an approach he describes as connecting debt optimization with a specially structured life insurance strategy designed to support broader long-term financial goals. Throughout our conversation, we break down complex ideas in a way everyday families can better understand and explore questions such as: 💳 Is paying off debt as quickly as possible always the only approach worth considering? 💰 What does Ron mean when he talks about using the “same dollars” toward multiple financial objectives? 📈 Can debt management and long-term wealth building be approached together? 🛡️ How can certain life insurance strategies fit into a broader financial plan? 🏠 Who might benefit from learning about alternative approaches to debt and cash flow? 🧠 Why is financial literacy still missing for so many working families? 👨‍👩‍👧‍👦 How can the financial decisions we make today influence future generations? Ron also shares his perspective on some of the most common mistakes people make when dealing with debt, the importance of understanding your financial options, and why education should come before major financial decisions. Whether you’re a working professional, homeowner, parent, or approaching retirement, this conversation offers a different perspective on how debt, cash flow, protection, and long-term financial goals may connect. 🎧 Listen to the full episode and decide what questions you should be asking about your own financial future. 🌐 Financial Literacy Group:financialliteracy.group 🎙️ Follow the Get Smart With Money Podcast for more real conversations about financial education, money, mindset, entrepreneurship, personal growth, and building a stronger future. This episode is for educational and informational purposes only and does not constitute financial, tax, legal, or insurance advice. Financial and insurance strategies depend on individual circumstances and may involve costs, risks, eligibility requirements, and tax considerations. Consider consulting appropriately qualified professionals before making financial decisions. Connect with Ron Harris

    34 min

  2. Jun 2

    89.What does true wealth really mean? with Mark Wade

    What does true wealth really mean? In this episode of the Get Smart With Money Podcast, Dayna Hernandez sits down with Mark Wade, a financial advisor with nearly five decades of experience helping individuals and families build wealth, protect their assets, and create meaningful legacies. But Mark's story goes far beyond financial planning. Growing up in Newark, working multiple jobs through college, surviving stage 4 cancer, and overcoming a triple bypass gave him a unique perspective on money, success, and what truly matters in life. Together, Dayna and Mark discuss: • The biggest financial mistakes people make• Why wealth is about more than money• Building a legacy for future generations• How life-changing challenges reshape priorities• The connection between values and financial decisions• What successful families do differently when it comes to money• Why it's never too late to take control of your financial future This conversation is filled with practical wisdom, personal stories, and powerful reminders that money is simply a tool to help create the life and impact you want. Interested in seeing your retirement readiness? Take this two-minute, free quiz: https://form.typeform.com/to/wKC3BoCu To get Retirement Ready, check out Mark Wade's website here: https://retirementsuite.com/Schedule a complimentary and confidential call with Mark Wade here: https://calendly.com/retirement-suite/20-minute-quick-consult   Listen now on the Get Smart With Money Podcast.

    50 min

  3. May 27

    88.Stop Overpaying Taxes and Start Building Wealth

    Michael Uadiale is not your typical CPA.With over 25 years of tax and financial expertise, Michael has helped clients collectively save more than $15 million in taxes while building smarter pathways toward long-term financial freedom.As the founder of SMEED CPA, a 7-figure firm and member of the Tax-Free Wealth Network, Michael specializes in helping entrepreneurs think differently about taxes, wealth creation, and business strategy.Beyond his CPA practice, Michael has built six successful businesses in industries including real estate, technology, and telehealth, giving him firsthand experience in what it actually takes to grow and protect wealth.In this episode we discuss:• Strategic tax reduction for entrepreneurs• How taxes impact long-term wealth building• Passive income and real estate strategies• Business entity structure mistakes• Asset protection and financial freedom• How entrepreneurs should think differently about moneyIf you want to stop simply earning money and start keeping more of it, this episode is for you.🎙 Get Smart With Money Podcast

    29 min
  4. 87. Journey of Resilience, Risk & Reinvention - Joseph Shalaby

    Mar 13

    87. Journey of Resilience, Risk & Reinvention - Joseph Shalaby

    In this powerful episode, Dayna sits down with Joseph Shalaby, founder and CEO of E Mortgage Capital, to unpack a story that goes far beyond business. From arriving in the U.S. as a child fleeing religious persecution in Egypt, to building a nationwide mortgage company from scratch, Joseph shares the real lessons behind resilience, reinvention, and long-term success. We talk about: Starting over with nothing—and what that teaches you about risk How adversity sharpens leadership and decision-making The mindset shifts required to rebuild after failure Why success is more about resilience than resources Lessons from Joseph’s book Rising from the Sand and his own podcast journey This is a conversation about grit, perspective, and building something meaningful—when the odds are stacked against you.

    18 min
  5. 86. Disney to Bankruptcy to Success - Vance Morris

    Mar 10

    86. Disney to Bankruptcy to Success - Vance Morris

    In this episode of the Get Smart with Money Podcast, Dayna sits down with entrepreneur and former Disney executive Vance Morris to explore the powerful lessons behind world-class customer service, resilience, and building businesses people truly love. Vance shares his unique journey—from running restaurants at Disney to facing bankruptcy and eventually rebuilding successful brick-and-mortar businesses. Along the way, he learned that great businesses aren’t built by luck—they’re built through systems, mindset, and a deep understanding of the customer experience. In this conversation, Vance breaks down practical strategies business owners can use immediately to improve cash flow, stand out from competitors, and turn average service into unforgettable experiences. In this episode, we discuss: * The hardest lesson Vance learned after going from Disney leadership to bankruptcy * What small businesses still misunderstand about customer experience * The first thing to fix when cash flow becomes tight * The mindset shift that helped him rebuild after failure * How Disney creates experiences that make people spend money—and leave happy * Why scaling too quickly can hurt your business * Systems that help entrepreneurs work smarter, not harder

    43 min
  6. 85. From Setbacks to Scalable Success: Neil Twa

    Mar 3

    85. From Setbacks to Scalable Success: Neil Twa

    In this episode of the Get Smart with Money Podcast, Dayna sits down with Neil to unpack what it really takes to build a profitable Amazon FBA business. Neil shares his success path, the lessons learned behind the scenes, and the mindset shifts required to move from uncertainty to sustainable income. This conversation isn’t about overnight wins — it’s about systems, discipline, and making smart financial moves that actually work.

    1h 7m
  7. 84. Breaking the Credit Barrier -Peter Maher

    Feb 17

    84. Breaking the Credit Barrier -Peter Maher

    In this episode of Get Smart with Money, Dayna sits down with Peter Maher, CEO of Ovanti US, to discuss how fintech innovation can create real financial inclusion — not just more debt.With over 15 years of experience building and scaling fintech companies, Peter is leading a movement in the short-term payments space focused on accessibility, trust, and smarter alternatives to traditional credit and Buy Now Pay Later systems.Today, more than 150 million American adults are locked out of affordable credit options. Peter shares how Ovanti is working to redesign the payments ecosystem by offering solutions that empower consumers and support merchants — without trapping people in financial stress cycles.In this conversation, we explore:Why traditional credit systems are failing millions of AmericansThe hidden risks behind most Buy Now Pay Later modelsWhat true financial inclusion really looks likeHow fintech leaders navigate regulation and innovationBuilding mission-driven companies that prioritize people over profitIf you're interested in financial literacy, fintech innovation, entrepreneurship, or breaking free from debt cycles — this episode delivers insight with impact. Subscribe and listen on Spotify Watch the full episode on YouTube

    49 min
  8. 83. Remote Work Myths That Are Costing You Money - Steven Puri

    Feb 10

    83. Remote Work Myths That Are Costing You Money - Steven Puri

    Remote work is everywhere—but most people are doing it wrong.In this episode of Get Smart with Money, Dayna Hernandez sits down with Steven Puri, former EVP at DreamWorks, VP at 20th Century Fox, 3x tech CEO, and founder of The Sukha, a global productivity community with over 34,000 members.After more than 20 years leading remote teams across Hollywood and tech, Steven shares the unexpected lessons that actually make remote work successful—lessons most leaders, entrepreneurs, and professionals never hear.We talk about:-Why traditional productivity advice often fails remote teams-The hidden habits that quietly drain performance and income-How leadership mindset directly impacts financial stability-What Hollywood taught Steven about focus, accountability, and trust-The systems behind sustainable remote success (without burnout)-If you work remotely, lead a team, or want to increase productivity without sacrificing your personal life, this episode will completely change how you think about work.🎧 Also Available on Youtube

    1h 2m
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About

This podcast is all about finances, mindset, entrepreneurship, personal growth and spirituality. You will hear from business owners, from people who have prevailed and turned their lives around and more. If you are struggling with money and living in a cycle of stress and anxiety and want to change that, this podcast is for you.

Information

  • Creator
    Dayna Hernandez
  • Years Active
    2022 - 2026
  • Episodes
    89
  • Rating
    Explicit
  • Copyright
    © Dayna Hernandez