Fintech Corner

Fintech Corner

For fintech innovators and finance leaders ready to evolve how money moves. We bring together bankers, treasury practitioners, and technology builders to tackle the real questions reshaping finance — from AI agents automating the treasury workflow, to stablecoins and digital assets rewriting the rules of liquidity, to open banking and API connectivity finally closing the gap between what banks offer and what corporate clients need. For decades, that gap has slowed finance down. We're done waiting. Episodes explore the infrastructure, intelligence, and ideas driving treasury and finance.

  1. 2d ago

    Supply and Demand: Paxos on What Moves Stablecoins Into Corporate Treasury

    Most stablecoin conversations start with a list of use cases. Cross-border payments, access to dollars, micropayments, and treasury. Walter Hessert's view is that a stablecoin's properties don't create adoption on their own. Someone has to understand the buyer. In this episode of the stablecoin series, Brett Turner, Founder and CEO of Trovata, and Paul Bances, who leads Trovata's stablecoin efforts, are joined by Walter Hessert, Head of Strategy at Paxos. Paxos issued its first stablecoin under prudential oversight in 2018 and now operates as an OCC-regulated national trust company. Walter and Paul first met at Money20/20 in 2019. Less than a year later, PayPal launched crypto with Paxos as its infrastructure provider. Walter's case is that the GENIUS Act gave the market a definition of a regulated stablecoin, and the infrastructure work it started has kept moving. Issuers can create supply. Demand has to come from applications built by people who understand the buyer's incentives and risks, and he points to treasury as one of the clearest examples. Highlights Paxos has operated under bank-level oversight for a decade. Walter sees that track record as what large, regulated firms look for in an infrastructure partner.GENIUS gave the market a working definition of a regulated stablecoin. The CLARITY Act failing its cloture vote hasn't changed the plans of the firms Paxos is building with.The reciprocity provision in GENIUS lets a single dollar stablecoin move across jurisdictions without a separate version for each market.Issuers create supply. Demand comes from applications that understand the buyer's incentives and risks.

  2. Sep 9

    When Money Goes On-Chain: The Bank's Role in the New Financial Infrastructure

    Most of the conversation about banks and digital money assumes banks are on defense. Protecting deposits, watching issuers take share, and moving because they have to. BNY's account of how it got here is a different one. In episode four of the stablecoin series, Brett Turner, Founder and CEO of Trovata, and Paul Bances, who led the team at PayPal that architected PYUSD, are joined by Nader Souri, who leads corporate and digital banking at BNY. Nader was making the internal case for digital assets six or seven years ago, well before stablecoins became a mainstream topic for banks. Where he and Paul land is that regulation has stopped being the barrier for corporate treasury. Handing a treasurer a wallet solves nothing unless it connects to the systems already running the function. BNY built digital asset custody because institutional clients asked for it, not out of fear of being disintermediated. Stablecoins, tokenized deposits, and tokenized money market funds are legally and economically different instruments. They will coexist rather than compete. Regulation has stopped being the barrier to treasury adoption. Ubiquity and integration are what is left. A wallet on its own solves nothing without integration into the treasury management system, the ERP, and the investment policy.

  3. Aug 13

    What Tokenized Deposits Mean for Banks

    Banks are worried about losing deposits to stablecoins. Ryan Zacharia thinks the fear is legitimate but the reasoning behind it is wrong. In episode 3 of the stablecoin series, Brett Turner and Paul Bances are joined by Ryan, a partner at FINTOP, which invests in companies serving financial institutions and counts roughly 100 regional and community banks among its strategic LPs. He was also a founding board member of the USDF Consortium. Ryan's argument is that deposit pricing was already under pressure from new charters and fintechs buying banks. Stablecoins are one more channel, not the root cause. The real corporate risk isn't deposits walking out the door, it's the bank losing its place in the settlement flow. He also thinks nobody has stress tested the economics of stablecoin issuance itself, and that banks have a better position than they realize. A stablecoin issuer can hold your dollar, but it can't extend your mortgage or your working capital line. Watch the full episode to hear what he tells banks to start doing.

  4. Jul 31

    Why Liquidity Comes Before Yield in Corporate Treasury

    Most of the stablecoin debate is about yield. Who earns it, whether banks lose deposits, and what the Clarity Act will finally allow. Corporate treasury teams are asking something else entirely. In part two of the stablecoin series, Brett Turner, Founder and CEO of Trovata, is joined again by Paul Bances, who helped build PayPal's digital currency business and the market for PYUSD. Together they get into why the corporate use case looks nothing like the consumer one. For a treasury team, availability and control of cash matter more than what that cash earns. Brett shares how Trovata got here, from pioneering bank APIs to walking into Paxos with a thesis he wasn't sure anyone would believe. He and Paul work through intercompany settlement as the first real use case, since it doesn't depend on a willing counterparty or a mature ecosystem. You are moving value between entities you already own. They also cover why governed access decides everything. Audit trails, controls, and remediation are what turn a promising rail into something a treasury team will actually touch. Eighty percent accuracy is fine for a consumer app. In the enterprise it gets someone fired. The conversation closes on tokenized assets, where AI and agents fit, and what both of them are watching next.

  5. Jul 30

    What Will It Take for Stablecoins to Go Mainstream?

    Stablecoins are all over the news. They still haven't shown up in the day-to-day work of corporate treasury and finance teams. In the first episode of our stablecoin series, Brett Turner, Founder and CEO of Trovata, is joined by Paul Bances, who helped build PayPal's digital currency business and the market for PYUSD. Brett opens with the question most treasury and fintech leaders are already asking. If this is as big and game-changing as everyone says, when does it actually arrive? Ten years out? Five? Or sooner than the market expects? Together they frame what mainstream adoption looks like in corporate finance and corporate treasury, and what needs to change before stablecoins become part of how companies move money.

  6. Jan 8

    From Data to Dollars: AI, Stablecoins, & Banking Innovation

    The future of banking is arriving faster than many banks can keep up. But not all are falling behind. In this episode of Fintech Corner, Trovata Co-founder and CEO Brett Turner is joined by Matt Kelley, Director at FINTOP Capital, for an insider’s look at how banks are navigating AI disruption, data modernization, and the rapid rise of stablecoins.  You’ll hear why data—not just AI—is the battleground for banking’s next evolution, how smaller institutions are leapfrogging legacy players with flexible tech stacks, and where tokenized deposits, faster payments, and automation are reshaping treasury. Whether you work in corporate treasury, fintech, or banking strategy, this episode delivers a sharp, timely take on the trends shaping finance in real time. Highlights: Why legacy tech isn’t the biggest risk for banks—it’s inertiaThe underdog story: how smaller banks are using fintech to outmaneuver the giantsA behind-the-scenes look at how stablecoins are shaking up the deposit modelWhat treasury teams can learn from bank innovation strategiesThe hidden costs of waiting to modernize—and why they’re compounding Never be out of the loop on what’s going on in finance, tech, and business. Subscribe to our podcast. This episode is brought to you by Trovata. Trovata is reengineering the way companies manage cash. No spreadsheets. No legacy systems. Just real-time visibility, intelligent forecasting and analysis, and seamless money movement—all in one unified platform. As the first cloud-native treasury platform built on corporate banking APIs and AI, Trovata partners with the world’s largest financial institutions to deliver next-gen digital experiences for corporate finance and treasury teams at scale. Learn more at ⁠www.trovata.io  and follow us on LinkedIn. Speakers: About Brett Turner:  After starting his career as a CPA with the Deloitte audit practice, Brett gained progressive experience in corporate finance and accounting managing SEC reporting for Amazon and then becoming VP of Finance for Worldwide Packets (sold for $300M+ in 2008). Across his last three roles as a startup Co-Founder / CFO, Brett has raised over $100M in equity and venture debt financing while helping create over $500M in shareholder value. Today, he is the founder and CEO of the cash management platform, Trovata. Brett is a Seattle native, with a BA in Finance from Seattle Pacific University. Connect with Brett on LinkedIn: https://www.linkedin.com/in/brett-turner/   About Matt Kelley: Matt Kelley is a seasoned banking and fintech strategist serving as Director of the FINTOP Network, where he leads engagement with banks and fintech innovators to accelerate technology adoption and partnerships across a national network of financial institutions. In this role within the FINTOP ecosystem he manages programming, cultivates strategic relationships, and supports investments that help banks modernize and compete in an evolving digital landscape. Kelley brings more than two decades of experience in institutional equities and financial services, including senior roles at Stephens, Piper Jaffray, Sterne Agee (Stifel) and RBC Capital Markets. He holds a Bachelor of Science from Marquette University. Connect with Matt on LinkedIn: https://www.linkedin.com/in/matthew-kelley-7189753/

  7. 12/30/2025

    Starting Lean, Thinking Big: Treasury Lessons from Trupanion’s Samma Hollier

    What do you do when you’re the first-ever treasury hire and there’s no system, no team—and no playbook? In this episode of Fintech Corner, Trovata’s Joseph Drambarean sits down with Samma Hollier, newly promoted Senior Treasury Manager at Trupanion, to talk about building treasury from the ground up. From logging into dozens of bank portals and exporting 10,000-line spreadsheets, to implementing automation and creating scalable forecasting, Samma’s journey is packed with hard-won lessons for anyone navigating a lean or growing team. Samma shares how Trovata helped her go from reactive to proactive, how she shifted out of spreadsheet survival mode, and why building a strong network has been key to every step of her career growth. Whether you’re the first hire or the next, this episode is for anyone ready to build smarter, lead confidently, and scale without burning out. What to automate first when you’re doing everything yourselfHow to build a scalable treasury function with limited resourcesWhy transaction tags matter (and how AI might make them better)From being the first hire to managing a teamAdvice for treasury pros evaluating tools and building their networkNever be out of the loop on what’s going on in finance, tech, and business. Subscribe to our podcast. This episode is brought to you by Trovata. Trovata is reengineering the way companies manage cash. No spreadsheets. No legacy systems. Just real-time visibility, intelligent forecasting and analysis, and seamless money movement—all in one unified platform. As the first cloud-native treasury platform built on corporate banking APIs and AI, Trovata partners with the world’s largest financial institutions to deliver next-gen digital experiences for corporate finance and treasury teams at scale. Learn more at ⁠www.trovata.io  and follow us on LinkedIn. Speakers: About Joseph Drambarean JD is Trovata’s Chief Technology Officer. Previously, he was Director of Strategy with the mobile app design firm, Punchkick Interactive. There, he was responsible for developing roadmaps and executing global product launches for brands like Marriott International, Allstate Insurance, and Harley-Davidson. He later served as a Senior Manager in Capital One’s Digital Product Management team. Joseph is a Chicago native, and graduated with a BA in Political Science & Economics from Loyola University of Chicago. Connect with Joseph on LinkedIn: https://www.linkedin.com/in/jdrambarean/ About Samma Hollier: Samma Hollier is the Senior Treasury Manager at Trupanion, where she leads enterprise-wide cash management, investment strategy, and financial risk oversight for a $1BN revenue pet insurance company. With over eight years of experience in corporate treasury—including key roles at Starbucks—Samma brings deep expertise in liquidity planning, capital markets, and banking infrastructure. She is passionate about optimizing financial operations and fostering high-performing teams to support strategic growth. Connect with Samma on LinkedIn: https://www.linkedin.com/in/samma-hollier/

  8. 12/23/2025

    Is a Team of AI Agents Coming for Your Treasury? A Conversation with CSG’s Kyle Fisher

    Imagine if you could hand off your treasury workflows to a team of AI agents. That’s exactly what Kyle Fisher is working toward at CSG. In this episode of Fintech Corner, Trovata’s Joseph Drambarean sits down with Kyle to explore how automation and AI are transforming treasury, from the way data flows to how decisions get made. Kyle shares how he automated hours of manual work, creating better visibility across systems, and why his free time is now spent experimenting with AI tools. From building trust in agents to redefining the treasurer’s role, this episode is packed with all the big questions that forward-thinking treasury teams should be asking today. Highlights: Learn about the use cases and concerns around AI in treasury and how they’re evolvingHear why Kyle believes treasury is shifting from its day-to-day activities to system designUnderstand the importance of guardrails, data quality, and AI governanceGet Kyle’s advice on evaluating and implementing new treasury systems the right way Never be out of the loop on what’s going on in finance, tech, and business. Subscribe to our podcast. This episode is brought to you by Trovata. Trovata is reengineering the way companies manage cash. No spreadsheets. No legacy systems. Just real-time visibility, intelligent forecasting and analysis, and seamless money movement—all in one unified platform. As the first cloud-native treasury platform built on corporate banking APIs and AI, Trovata partners with the world’s largest financial institutions to deliver next-gen digital experiences for corporate finance and treasury teams at scale. Learn more at ⁠www.trovata.io  and follow us on LinkedIn. Speakers: About Joseph Drambarean JD is Trovata’s Chief Technology Officer. Previously, he was Director of Strategy with the mobile app design firm, Punchkick Interactive. There, he was responsible for developing roadmaps and executing global product launches for brands like Marriott International, Allstate Insurance, and Harley-Davidson. He later served as a Senior Manager in Capital One’s Digital Product Management team. Joseph is a Chicago native, and graduated with a BA in Political Science & Economics from Loyola University of Chicago. Connect with Joseph on LinkedIn: https://www.linkedin.com/in/jdrambarean/ About Kyle Fisher: Kyle Fisher is CSG’s Senior Manager of Treasury & Investor Relations and has 7 years of experience in the Treasury space. He has held Manager and Analyst roles at 4 other publicly traded companies prior to joining CSG in 2024. Kyle has worked in several global corporations supporting all aspects of Treasury from TMS and ERP system implementations, to global credit card programs and credit facility refinancing. Kyle has lived across the US, graduating from the University of Wyoming, and now lives in Denver, CO. Connect with Kyle on LinkedIn: https://www.linkedin.com/in/kyle-fisher-821470b4/

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For fintech innovators and finance leaders ready to evolve how money moves. We bring together bankers, treasury practitioners, and technology builders to tackle the real questions reshaping finance — from AI agents automating the treasury workflow, to stablecoins and digital assets rewriting the rules of liquidity, to open banking and API connectivity finally closing the gap between what banks offer and what corporate clients need. For decades, that gap has slowed finance down. We're done waiting. Episodes explore the infrastructure, intelligence, and ideas driving treasury and finance.

Information

  • Creator
    Fintech Corner
  • Years Active
    2023 - 2026
  • Episodes
    53
  • Rating
    Clean
  • Copyright
    © Fintech Corner
  • Show Website
    Fintech Corner

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