This Week in Fintech

This Week In Fintech

This Week in Fintech Podcast is where the decision makers shaping the future of finance come to talk candidly about what’s working, what’s breaking, and what’s coming next in fintech. Hosted by Nik Milanović, founder of This Week in Fintech and General Partner at The Fintech Fund, the show goes beyond headlines to unpack the real stories behind product decisions, regulation, and market shifts with leading founders, C-suite execs, and ecosystem veterans. This is your front-row seat to the people and ideas moving money into the future. ⭐Top 40 Best Financial News Podcasts! ⭐ according to https://blog.feedspot.com/financIf you’re looking to expand your network and knowledge of fintech, look no further than the This Week In Fintech podcast. 

  1. Oct 22

    Can AI Give Every Small Business a Virtual CFO? With Clover's Krishna Bhagavatula

    In this sponsored episode of This Week in Fintech Partnered, Katie Perry sits down with Krishna Bhagavatula, Chief Product Officer at Clover, to talk about how the platform is evolving far beyond payments. Krishna explains why small business owners need something very different from enterprise software. They are often acting as the CFO, CMO, COO and HR team all at once, which means the best technology has to hide complexity rather than add to it. That philosophy is behind Clover’s push to become a full operating system for SMBs, bringing together payments, inventory, payroll, staffing, loyalty, marketing and back-office tools in one place. The conversation also gets into how better connected data can help small businesses make smarter decisions around pricing, labor, inventory and cash flow, as well as how Clover uses its understanding of a merchant’s business to offer financing when they need it most. Katie and Krishna then look at what AI could change. From automatically building menus and product imagery to surfacing business insights and eventually running tasks through AI agents, Krishna lays out a future where a small business could have the equivalent of a virtual CFO, COO and CMO built into the software it already uses. This is a sponsored episode of This Week in Fintech Partnered, produced in partnership with Clover. Follow This Week in Fintech Linkedin X Instagram TikTok YouTube

    Can AI Give Every Small Business a Virtual CFO? With Clover's Krishna Bhagavatula
  2. Oct 15

    How PayJoy Turns Smartphones Into a Path to Credit

    In this sponsored episode of This Week in Fintech Partnered, Katie Perry sits down with Doug Ricket, founder and CEO of PayJoy, to talk about how the company is expanding access to credit for people who have historically been left out of the formal financial system. PayJoy began with a simple idea: use the smartphone itself as collateral. Customers can finance a device, build a repayment history, and then use that relationship as a stepping stone toward broader access to credit. Today, PayJoy has served more than 20 million customers across emerging markets, helping people finance everything from smartphones to everyday expenses and small business needs. Doug shares how his time in the Peace Corps, his work in emerging markets, and his experience with pay-as-you-go solar shaped the company’s approach. He also explains why PayJoy avoids compounding interest, how the business tries to align its economics with customer success, and why giving someone their first real access to credit can be far more valuable than simply giving them another bank account. The conversation also looks at what happens after that first smartphone loan, from digital payments and credit cards to financing for appliances and small businesses. Doug explains why PayJoy is choosing to stay focused on credit rather than becoming a super app, and why he believes the opportunity could ultimately extend to hundreds of millions, or even billions, of people across the Global South. This is a sponsored episode of This Week in Fintech Partnered, produced in partnership with PayJoy. Follow This Week in Fintech Linkedin X Instagram TikTok YouTube

    How PayJoy Turns Smartphones Into a Path to Credit
  3. Oct 13

    Can AI Catch Invoice Fraud? Plus, How Imprint Is Rebuilding Credit Cards

    This week on This Week in Fintech, Sasha Pilch sits down with Daragh Murphy, co-founder and CEO of Imprint, to talk about how the company is helping major brands rethink credit cards, rewards, and customer loyalty. Imprint is building financial experiences directly into the brands consumers already know and love, replacing outdated bank-driven credit card programs with modern technology and personalized rewards. Daragh explains how Imprint is winning enterprise customers, why major retailers are rethinking their credit card partnerships, and why investing in risk management, compliance, and infrastructure has been critical to the company's growth. The conversation also explores the future of agentic commerce and how Imprint is developing safeguards that allow consumers to use AI agents to make purchases without giving them unrestricted access to their cards. Daragh shares how virtual card numbers, transaction alerts, and more flexible credit products could help bring more consumers into the financial system. Before that, Sasha is joined by This Week in Fintech editor Larry DiTore to unpack Iridium Credit’s $3 million funding round and its use of AI agents to automate invoice verification for factoring companies. They discuss how AI can help lenders catch discrepancies and potential fraud, reduce manual checks, and prevent businesses from financing the same invoice multiple times. Follow This Week in Fintech Linkedin X Instagram TikTok YouTube

  4. Oct 8

    What Happens to Your Money When an Account Goes Dormant? With Eisen CEO Allen Osgood

    In this episode of This Week in Fintech Partnered, Nik Milanovic sits down with Allen Osgood, founder and CEO of Eisen, to unpack one of the seemingly least glamorous but most important parts of financial infrastructure: what happens when customer accounts go dormant. Allen explains the world of escheatment, the process that can require financial institutions to hand abandoned assets over to state governments after a period of inactivity. States are currently holding around $70 billion in unclaimed property, and for banks, brokerages, crypto platforms and fintechs, navigating dozens of different state rules can quickly become a major operational and compliance problem. The conversation gets into why Eisen is focused on preventing accounts from reaching that point in the first place, how outdated customer information can lead to assets being liquidated without their owners realizing it, and why crypto has made the problem even more complicated. Allen also shares how Eisen works with companies like Coinbase, Binance.US and other financial institutions to automate account offboarding, outreach and regulatory workflows at scale. Nik and Allen also discuss Eisen’s new Tax Center, the coming challenge of backup withholding for crypto platforms, and how AI could dramatically increase the number of financial accounts that institutions need to manage. They also get into where AI can help automate the back office, and where regulated financial services still demands systems that are deterministic, tested and 100 percent reliable. This is a sponsored episode of This Week in Fintech Partnered, produced in partnership with Eisen. Connect Allen Osgood Linkedin Eisen Website About This Week in Fintech This Week in Fintech’s Podcast is where the decision makers shaping the future of finance come to talk candidly about what’s working, what’s breaking, and what’s coming next in fintech. The show goes beyond headlines to unpack the real stories behind product decisions, regulation, and market shifts with leading founders, C-suite execs, and ecosystem veterans. This is your front-row seat to the people and ideas moving money into the future. Follow This Week in Fintech Linkedin X Instagram TikTok YouTube

    What Happens to Your Money When an Account Goes Dormant? With Eisen CEO Allen Osgood
  5. Oct 2

    Can Reusable Identity Fix Fintech’s Verification Problem? - With SOLO Founder Georgina Merhom

    In this episode of This Week in Fintech Partnered, Katie Perry sits down with Georgina Merhom, founder and CEO of SOLO, to explore why financial services still asks customers to prove who they are over and over again — and what it would take to make identity verification reusable. Georgina explains how SOLO is building a verification network that allows banks and fintechs to rely on identity checks that have already been completed elsewhere, provided those checks meet their own compliance standards. Rather than acting as another KYC provider, SOLO is positioning itself more like a clearinghouse for verification: auditing how information was verified, matching credentials against an institution’s policies, and managing the governance and economics around sharing that work. They also discuss recent regulatory guidance around verifiable digital credentials, what SOLO learned from a pilot involving banks and regulatory observers, and why Georgina believes the bigger challenge is no longer regulation but getting institutions comfortable trusting one another’s verification work. The conversation closes on consumer control, agentic commerce, and why the rise of AI agents could make persistent identity, permission, and revocation infrastructure even more important. This is a sponsored episode of This Week in Fintech Partnered, produced in partnership with SOLO. Connect Georgina Merhom Linkedin SOLO Website About This Week in Fintech This Week in Fintech’s Podcast is where the decision makers shaping the future of finance come to talk candidly about what’s working, what’s breaking, and what’s coming next in fintech. The show goes beyond headlines to unpack the real stories behind product decisions, regulation, and market shifts with leading founders, C-suite execs, and ecosystem veterans. This is your front-row seat to the people and ideas moving money into the future. Follow This Week in Fintech Linkedin X Instagram TikTok YouTube

    Can Reusable Identity Fix Fintech’s Verification Problem? - With SOLO Founder Georgina Merhom
4.9
out of 5
10 Ratings

About

This Week in Fintech Podcast is where the decision makers shaping the future of finance come to talk candidly about what’s working, what’s breaking, and what’s coming next in fintech. Hosted by Nik Milanović, founder of This Week in Fintech and General Partner at The Fintech Fund, the show goes beyond headlines to unpack the real stories behind product decisions, regulation, and market shifts with leading founders, C-suite execs, and ecosystem veterans. This is your front-row seat to the people and ideas moving money into the future. ⭐Top 40 Best Financial News Podcasts! ⭐ according to https://blog.feedspot.com/financIf you’re looking to expand your network and knowledge of fintech, look no further than the This Week In Fintech podcast. 

You Might Also Like