Private Lenders' Podcast

Hard Money Bankers - Jason Balin and Chris Haddon

The #1 Podcast On Private Money Lending. Jason Balin and Chris Haddon from Hard Money Bankers deep dive into their experiences with private money lending after lending money on almost 3,000 projects to real estate investors and commercial property owners

  1. 2d ago

    Chris Haddon Interviewed By Holbrook Capital

    Wanna work with us? Schedule a call here: https://go.oncehub.com/bookacall Building a successful private lending business requires more than funding deals — it requires discipline, strong underwriting, and a clear strategy for managing risk. In this episode of the Private Lenders Podcast, Chris Haddon of Hard Money Bankers and Hard Money Mastermind sits down with Holbrook Capital to discuss what it really takes to build a profitable lending operation. Chris shares insights on why Hard Money Bankers never brokers deals, the advantages of staying private, common mistakes lenders should avoid, and the underwriting principles that help create long-term success. 🎙️ In this episode: • Raising private capital • Hard money lending strategies • Smarter loan underwriting • Protecting capital and managing risk • Building a sustainable lending business Whether you're an established private lender or exploring the industry, this conversation delivers actionable insights you can apply immediately. ✅ Please like, subscribe, and share! ✅ Are you a new or experienced private lender or hard money lender? Join Jason Balin and Chris Haddon from Hard Money Bankers as they draw from their extensive experience running a successful hard money lending company since 2007. Tune in weekly with episodes related to all aspects of private lending. From discovering lucrative loan opportunities to securing private capital, effectively managing your loan portfolio, handling defaults, and much more, we've got you covered. ✔️ Tune in now and watch the full video podcast at www.privatelenderspodcast.com ✔️If you enjoyed this podcast we would appreciate a positive review... https://podcasts.apple.com/us/podcast/private-lenders-podcast/id1476153070 ✔️Make sure to check out the #1 Online Community For New and Experienced Private and Hard Money Lenders.. Create your account at www.hardmoneymastermind.com   FOLLOW US ON SOCIAL Get updates or reach out to Get updates on our Social Media Profiles! ✅ Instagram: https://www.instagram.com/hardmoneymastermind/ ✅ Tiktok: https://www.tiktok.com/@hardmoneymastermind

  2. 4d ago

    Touching the Hot Stove: How to Learn from Lending Mistakes

    Wanna work with us? Schedule a call here: https://go.oncehub.com/bookacall In this episode of the Private Lenders Podcast, Jason Balin and Chris Haddon dive into one of the hardest truths of entrepreneurship and private lending: sometimes you have to experience the mistake yourself before the lesson really sticks. After completing thousands of loans and navigating the real-world challenges of lending, Jason and Chris share the "hot stove" moments that shaped how they built a successful private lending business — from underwriting discipline and managing defaults to raising capital, avoiding distractions, and staying focused on what actually drives growth. They discuss why: Over-leveraging deals and offering 100% financing can create painful lessons Conservative underwriting protects your capital and your reputation Brokering loans and chasing every opportunity can distract from your core business Strong deals are the foundation for raising capital at scale Shiny object syndrome can pull entrepreneurs away from what actually makes money Building a successful hard money lending business isn't about avoiding every mistake — it's about learning quickly, adjusting your strategy, and creating systems that protect your borrowers, investors, and business. Whether you're a new private lender or an experienced lender looking to scale, this episode offers real-world lessons from the mistakes, challenges, and breakthroughs that come with building a lending company. 🎧 Tune in to learn why the best lenders aren't the ones who never get burned — they're the ones who learn from the heat. ✅ Please like, subscribe, and share! ✅ Are you a new or experienced private lender or hard money lender? Join Jason Balin and Chris Haddon from Hard Money Bankers as they draw from their extensive experience running a successful hard money lending company since 2007. Tune in weekly with episodes related to all aspects of private lending. From discovering lucrative loan opportunities to securing private capital, effectively managing your loan portfolio, handling defaults, and much more, we've got you covered. ✔️ Tune in now and watch the full video podcast at www.privatelenderspodcast.com ✔️If you enjoyed this podcast we would appreciate a positive review... https://podcasts.apple.com/us/podcast/private-lenders-podcast/id1476153070 ✔️Make sure to check out the #1 Online Community For New and Experienced Private and Hard Money Lenders.. Create your account at www.hardmoneymastermind.com   FOLLOW US ON SOCIAL Get updates or reach out to Get updates on our Social Media Profiles! ✅ Instagram: https://www.instagram.com/hardmoneymastermind/ ✅ Tiktok: https://www.tiktok.com/@hardmoneymastermind

  3. Jul 15

    Should We Do This Loan?

    Wanna work with us? Schedule a call here: https://go.oncehub.com/bookacall A borrower with a 487 credit score, a partially renovated inherited property, and a limited budget walks into a hard money lender asking for a $100,000 loan. The catch? The loan would sit at just 25% of the property's after-repair value (ARV). Would you fund this deal? In this episode of the Private Lenders Podcast, we break down a real loan originated by Hard Money Bankers and walk through the numbers, borrower profile, collateral, exit strategy, and risk analysis that went into the decision. You'll learn: • Why low LTV doesn't always mean low risk • How experienced lenders evaluate borrowers beyond their credit score • The importance of equity, borrower investment, and downside protection • How private lenders think through difficult lending decisions in today's market Would you have approved this loan or passed on it? Let us know in the comments. ✅ Please like, subscribe, and share! ✅ Are you a new or experienced private lender or hard money lender? Join Jason Balin and Chris Haddon from Hard Money Bankers as they draw from their extensive experience running a successful hard money lending company since 2007. Tune in weekly with episodes related to all aspects of private lending. From discovering lucrative loan opportunities to securing private capital, effectively managing your loan portfolio, handling defaults, and much more, we've got you covered. ✔️ Tune in now and watch the full video podcast at www.privatelenderspodcast.com ✔️If you enjoyed this podcast we would appreciate a positive review... https://podcasts.apple.com/us/podcast/private-lenders-podcast/id1476153070 ✔️Make sure to check out the #1 Online Community For New and Experienced Private and Hard Money Lenders.. Create your account at www.hardmoneymastermind.com   FOLLOW US ON SOCIAL Get updates or reach out to Get updates on our Social Media Profiles! ✅ Instagram: https://www.instagram.com/hardmoneymastermind/ ✅ Tiktok: https://www.tiktok.com/@hardmoneymastermind

  4. Jul 2

    The Truth About Subordinate Loans: 2nd Mortgages, Seller Financing & Gap Funding

    *]:pointer-events-auto R6Vx5W_threadScrollVars scroll-mb-[calc(var(--scroll-root-safe-area-inset-bottom,0px)+var(--thread-response-height))] scroll-mt-[calc(var(--header-height)+min(200px,max(70px,20svh)))]" dir="auto" data-turn-id= "request-WEB:00a3793d-a25b-40cf-bf00-4cf4fa7c3d92-0" data-turn-id-container= "request-WEB:00a3793d-a25b-40cf-bf00-4cf4fa7c3d92-0" data-testid= "conversation-turn-2" data-turn="assistant"> Wanna work with us? Schedule a call here: https://go.oncehub.com/bookacall This episode breaks down the truth about subordinate financing, including second mortgages, seller financing, and gap funding. Jason and Chris discuss when these structures can help a deal, when they create unnecessary risk, and why borrower skin in the game matters more than most lenders realize. Learn how experienced private lenders evaluate subordinate debt, protect their first-position loans, and structure deals to reduce risk while maintaining flexibility. ✅ Please like, subscribe, and share! ✅ Are you a new or experienced private lender or hard money lender? Join Jason Balin and Chris Haddon from Hard Money Bankers as they draw from their extensive experience running a successful hard money lending company since 2007. Tune in weekly with episodes related to all aspects of private lending. From discovering lucrative loan opportunities to securing private capital, effectively managing your loan portfolio, handling defaults, and much more, we've got you covered. ✔️ Tune in now and watch the full video podcast at www.privatelenderspodcast.com ✔️If you enjoyed this podcast we would appreciate a positive review... https://podcasts.apple.com/us/podcast/private-lenders-podcast/id1476153070 ✔️Make sure to check out the #1 Online Community For New and Experienced Private and Hard Money Lenders.. Create your account at www.hardmoneymastermind.com   FOLLOW US ON SOCIAL Get updates or reach out to Get updates on our Social Media Profiles! ✅ Instagram: https://www.instagram.com/hardmoneymastermind/ ✅ Tiktok: https://www.tiktok.com/@hardmoneymastermind

  5. Jun 29

    Don't fall into the trap of competing with institutional lenders. Do this instead.

    Wanna work with us? Schedule a call here: https://go.oncehub.com/bookacall In this episode, Jason and Chris break down why competing on price, leverage, and loan terms is a losing strategy—and what successful private lenders do instead. Learn how relationships, marketing, speed, local expertise, and disciplined underwriting create a more sustainable lending business than chasing risky 100% financing and razor-thin margins. 🎙️ Topics covered: ✔ Why institutional lenders can offer terms you shouldn't match ✔ The dangers of competing on leverage and pricing ✔ How private lenders win through relationships and service ✔ Building a profitable lending business without becoming a commodity ✔ Protecting capital through disciplined underwriting ✅ Please like, subscribe, and share! ✅ Are you a new or experienced private lender or hard money lender? Join Jason Balin and Chris Haddon from Hard Money Bankers as they draw from their extensive experience running a successful hard money lending company since 2007. Tune in weekly with episodes related to all aspects of private lending. From discovering lucrative loan opportunities to securing private capital, effectively managing your loan portfolio, handling defaults, and much more, we've got you covered. ✔️ Tune in now and watch the full video podcast at www.privatelenderspodcast.com ✔️If you enjoyed this podcast we would appreciate a positive review... https://podcasts.apple.com/us/podcast/private-lenders-podcast/id1476153070 ✔️Make sure to check out the #1 Online Community For New and Experienced Private and Hard Money Lenders.. Create your account at www.hardmoneymastermind.com   FOLLOW US ON SOCIAL Get updates or reach out to Get updates on our Social Media Profiles! ✅ Instagram: https://www.instagram.com/hardmoneymastermind/ ✅ Tiktok: https://www.tiktok.com/@hardmoneymastermind

  6. Jun 24

    The 3 Most Popular Loans We Fund for Real Estate Investors

    Wanna work with us? Schedule a call here: https://go.oncehub.com/bookacall Most people assume private lenders only fund fix-and-flip deals—but that's far from reality. In this episode, Jason and Chris break down the three most common loan types in their portfolio and explain why residential bridge loans, refinances, and small-balance commercial deals often create some of the best lending opportunities. Learn how experienced lenders uncover creative financing solutions, why competing with institutional capital is a losing game, and how thinking beyond traditional fix-and-flip lending can help grow a stronger, more profitable lending business. 🎙️ Whether you're an active lender or looking to enter the private lending space, this episode offers valuable insights into where today's best deals are really coming from. ✅ Please like, subscribe, and share! ✅ Are you a new or experienced private lender or hard money lender? Join Jason Balin and Chris Haddon from Hard Money Bankers as they draw from their extensive experience running a successful hard money lending company since 2007. Tune in weekly with episodes related to all aspects of private lending. From discovering lucrative loan opportunities to securing private capital, effectively managing your loan portfolio, handling defaults, and much more, we've got you covered. ✔️ Tune in now and watch the full video podcast at www.privatelenderspodcast.com ✔️If you enjoyed this podcast we would appreciate a positive review... https://podcasts.apple.com/us/podcast/private-lenders-podcast/id1476153070 ✔️Make sure to check out the #1 Online Community For New and Experienced Private and Hard Money Lenders.. Create your account at www.hardmoneymastermind.com   FOLLOW US ON SOCIAL Get updates or reach out to Get updates on our Social Media Profiles! ✅ Instagram: https://www.instagram.com/hardmoneymastermind/ ✅ Tiktok: https://www.tiktok.com/@hardmoneymastermind

  7. Jun 18

    5 Biggest Takeaways from Last Week's Mastermind Meeting

    Wanna work with us? Schedule a call here: https://go.oncehub.com/bookacall What happens when some of the top private lenders in the country get in one room? In this episode, Jason and Chris break down the 5 biggest lessons from Hard Money Mastermind's annual summer event. From avoiding high-risk lending mistakes and improving loan structures to scaling operations, marketing for growth, and leveraging mastermind groups as a shortcut to success, this conversation is packed with actionable insights for private and hard money lenders. 🎯 Key Topics: • Why mastermind groups are a lending "cheat code" • The dangers of high-leverage lending • Why accruing interest can hurt your business • Scaling systems, teams, and operations • Lending vs. passive capital deployment Whether you're a new lender or scaling an established portfolio, these takeaways can help you grow smarter and avoid costly mistakes. ✅ Please like, subscribe, and share! ✅ Are you a new or experienced private lender or hard money lender? Join Jason Balin and Chris Haddon from Hard Money Bankers as they draw from their extensive experience running a successful hard money lending company since 2007. Tune in weekly with episodes related to all aspects of private lending. From discovering lucrative loan opportunities to securing private capital, effectively managing your loan portfolio, handling defaults, and much more, we've got you covered. ✔️ Tune in now and watch the full video podcast at www.privatelenderspodcast.com ✔️If you enjoyed this podcast we would appreciate a positive review... https://podcasts.apple.com/us/podcast/private-lenders-podcast/id1476153070 ✔️Make sure to check out the #1 Online Community For New and Experienced Private and Hard Money Lenders.. Create your account at www.hardmoneymastermind.com   FOLLOW US ON SOCIAL Get updates or reach out to Get updates on our Social Media Profiles! ✅ Instagram: https://www.instagram.com/hardmoneymastermind/ ✅ Tiktok: https://www.tiktok.com/@hardmoneymastermind

  8. Jun 15

    How We Found Our First 3 Capital Investors

    Wanna work with us? Schedule a call here: https://go.oncehub.com/bookacall *]:pointer-events-auto R6Vx5W_threadScrollVars scroll-mb-[calc(var(--scroll-root-safe-area-inset-bottom,0px)+var(--thread-response-height))] scroll-mt-[calc(var(--header-height)+min(200px,max(70px,20svh)))]" dir="auto" data-turn-id= "request-WEB:6dc98a96-aa2f-422d-9b38-fe4a3f71ede8-0" data-turn-id-container= "request-WEB:6dc98a96-aa2f-422d-9b38-fe4a3f71ede8-0" data-testid= "conversation-turn-2" data-scroll-anchor="false" data-turn= "assistant"> How did Hard Money Bankers find its first capital investors? In this episode, Jason and Chris share the real story behind raising capital when they had no wealthy contacts, no established track record, and no investor network. Learn how their first three investors came through referrals, why strong deals matter more than sales pitches, and the key lessons they learned about investor relations, trust, patience, and scaling a lending business the right way. Whether you're looking to raise private capital or grow your lending business, this episode offers practical insights from the early days of building a successful private lending company. 🎙️ Topics covered: ✔ Finding investors through your network ✔ Building trust with first-time capital partners ✔ Self-directed IRA investors ✔ Managing defaults and protecting investor capital ✔ Why patience is critical when raising capital ✔ The importance of strong deal flow   ✅ Please like, subscribe, and share! ✅ Are you a new or experienced private lender or hard money lender? Join Jason Balin and Chris Haddon from Hard Money Bankers as they draw from their extensive experience running a successful hard money lending company since 2007. Tune in weekly with episodes related to all aspects of private lending. From discovering lucrative loan opportunities to securing private capital, effectively managing your loan portfolio, handling defaults, and much more, we've got you covered. ✔️ Tune in now and watch the full video podcast at www.privatelenderspodcast.com ✔️If you enjoyed this podcast we would appreciate a positive review... https://podcasts.apple.com/us/podcast/private-lenders-podcast/id1476153070 ✔️Make sure to check out the #1 Online Community For New and Experienced Private and Hard Money Lenders.. Create your account at www.hardmoneymastermind.com   FOLLOW US ON SOCIAL Get updates or reach out to Get updates on our Social Media Profiles! ✅ Instagram: https://www.instagram.com/hardmoneymastermind/ ✅ Tiktok: https://www.tiktok.com/@hardmoneymastermind

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The #1 Podcast On Private Money Lending. Jason Balin and Chris Haddon from Hard Money Bankers deep dive into their experiences with private money lending after lending money on almost 3,000 projects to real estate investors and commercial property owners

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