Wealth Experience

Alman Partners Pty Ltd

Welcome to Wealth Experience, a podcast by expert financial advisory firm, Alman Partners True Wealth. Join experienced Financial Advisers Kelsey Dent & Teneale Laister each fortnight for insightful and thought-provoking conversations with business professionals and life coaches, along with helpful everyday finance tips. Let us help you create a life based on your true north.

  1. 5d ago

    Ep 56 - What would you start doing differently today if you knew you'd live to 100?

    This episode of 𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞 explores a thought-provoking question: What if retirement wasn't the finish line, but the beginning of your next chapter? With more people expected to live beyond 95, longevity is becoming one of the most important conversations in financial planning. In this episode, we explore what the world's longest-living communities can teach us about purpose, connection, health, and preparing for a life that's not only longer, but more meaningful. Listen now to learn how to plan for a longer future, make smarter decisions today, and create a life of purpose, wellbeing and financial confidence for the decades ahead.   RESOURCES Wealth Experience: Podcast - Alman Partners  Book – Ikigai: The Japanese Secret to a Long and Happy Life by Héctor García and Francesc Miralles Book – The Blue Zones Secrets for Living Longer: Lessons from the Healthiest Places on Earth by Dan Buettner App – Yuka APP: Food & Cosmetic Scanner   Find us on: 𝗣𝗼𝗱𝗯𝗲𝗮𝗻: https://wealthexperience.podbean.com/ 𝗦𝗽𝗼𝘁𝗶𝗳𝘆: https://open.spotify.com/show/2qj0mIoNL48BQWb3H7cYxH 𝗔𝗺𝗮𝘇𝗼𝗻 𝗠𝘂𝘀𝗶𝗰: https://music.amazon.com/podcasts/5731c30d-a1d5-4485-822d-d55d0845cdcf/wealth-experience 𝗣𝗹𝗮𝘆𝗲𝗿𝗙𝗠: https://player.fm/series/3472668 𝗔𝗽𝗽𝗹𝗲 𝗣𝗼𝗱𝗰𝗮𝘀𝘁𝘀: https://podcasts.apple.com/us/podcast/wealth-experience/id1688303408   𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, a podcast by expert financial advisory firm, 𝐴𝑙𝑚𝑎𝑛 𝑃𝑎𝑟𝑡𝑛𝑒𝑟𝑠 𝑇𝑟𝑢𝑒 𝑊𝑒𝑎𝑙𝑡ℎ (AFSL: 222107). Alman Partners True Wealth | Expert Financial Advice | Mackay & Brisbane AP Direct Invest - Alman Partners   Wealth Experience: Podcast - Alman Partners https://www.alman.com.au/ https://www.alman.com.au/our-services/apdirectinvest/   #wealthexperiencepodcast #bluezones #lifeafterwork #almanpartners #truewealth #splitspaces #launchpadstudios

    Ep 56 - What would you start doing differently today if you knew you'd live to 100?
  2. Sep 18

    Ep 55 - Personal Insurance: The Missing Link to your Estate Plan

    In Part 3 of our conversation, Teneale is joined by insurance specialist Mark Everingham from PRP to explore the critical role personal insurance plays in a well-structured estate plan. This episode of 𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞 explores protecting family interests and structuring policies effectively to understanding beneficiary nominations and insurance within superannuation, this episode highlights why insurance is an essential part of the estate planning conversation. When aligned with your broader estate wishes, it can help ensure the right assets reach the right people at the right time, providing greater certainty and protection for those you care about most. Listen now to learn how integrating personal insurance into your estate plan can help safeguard your family's future and support the legacy you want to leave behind.   RESOURCES Personal Risk Professionals Ep 54 - Premium Factors & Ways to Save Ep 53 - Beyond Premiums: Understanding the Real Value of Personal Insurance   Find us on: 𝗣𝗼𝗱𝗯𝗲𝗮𝗻: https://wealthexperience.podbean.com/ 𝗦𝗽𝗼𝘁𝗶𝗳𝘆: https://open.spotify.com/show/2qj0mIoNL48BQWb3H7cYxH 𝗔𝗺𝗮𝘇𝗼𝗻 𝗠𝘂𝘀𝗶𝗰: https://music.amazon.com/podcasts/5731c30d-a1d5-4485-822d-d55d0845cdcf/wealth-experience 𝗣𝗹𝗮𝘆𝗲𝗿𝗙𝗠: https://player.fm/series/3472668 𝗔𝗽𝗽𝗹𝗲 𝗣𝗼𝗱𝗰𝗮𝘀𝘁𝘀: https://podcasts.apple.com/us/podcast/wealth-experience/id1688303408   𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, a podcast by expert financial advisory firm, 𝐴𝑙𝑚𝑎𝑛 𝑃𝑎𝑟𝑡𝑛𝑒𝑟𝑠 𝑇𝑟𝑢𝑒 𝑊𝑒𝑎𝑙𝑡ℎ (AFSL: 222107). Alman Partners True Wealth | Expert Financial Advice | Mackay & Brisbane AP Direct Invest - Alman Partners   Wealth Experience: Podcast - Alman Partners https://www.alman.com.au/ https://www.alman.com.au/our-services/apdirectinvest/   #wealthexperiencepodcast #almanpartners #truewealth #personalinsurance #personalriskprofessionals #estateplanning #splitspaces #launchpadstudios

    Ep 55 - Personal Insurance: The Missing Link to your Estate Plan
  3. Aug 21

    Ep 54 - Premium Factors & Ways to Save

    In Part 2 of our conversation, join Kelsey and insurance specialist Mark Everingham from PRP as they take a closer look at the rising cost of insurance premiums and the key factors influencing pricing across the industry. This episode of 𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞 explores increasing claim volumes, the impact of mental health-related claims, and how insurers balance premium pricing to support policyholders. You'll also gain practical tips on reducing premiums through regular policy reviews, improved health outcomes, and ensuring your cover reflects current medical advancements and personal circumstances. A must-listen for anyone wanting to better understand their insurance and potentially save on their premiums.   RESOURCES Personal Risk Professionals Ep 53 - Beyond Premiums: Understanding the Real Value of Personal Insurance Why Personal Risk Insurance Premiums are Rising in Australia - Alman Partners True Wealth   Find us on:  𝗣𝗼𝗱𝗯𝗲𝗮𝗻, 𝗦𝗽𝗼𝘁𝗶𝗳𝘆, 𝗔𝗺𝗮𝘇𝗼𝗻 𝗠𝘂𝘀𝗶𝗰, 𝗣𝗹𝗮𝘆𝗲𝗿𝗙𝗠, 𝗔𝗽𝗽𝗹𝗲 𝗣𝗼𝗱𝗰𝗮𝘀𝘁𝘀   𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, a podcast by expert financial advisory firm, 𝐴𝑙𝑚𝑎𝑛 𝑃𝑎𝑟𝑡𝑛𝑒𝑟𝑠 𝑇𝑟𝑢𝑒 𝑊𝑒𝑎𝑙𝑡ℎ.   Alman Partners True Wealth | Expert Financial Advice | Mackay & Brisbane  AP Direct Invest - Alman Partners    #wealthexperiencepodcast #almanpartners #truewealth #personalinsurance #personalriskprofessionals #insurancepremiums #splitspaces #launchpadstudios

    Ep 54 - Premium Factors & Ways to Save
  4. Jul 24

    Ep 53 - Beyond Premiums: Understanding the Real Value of Personal Insurance

    In this episode of 𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, Kelsey is joined by recognised Life Insurance Subject Matter Expert, Mark Everingham (Managing Director and Founder of Personal Risk Professionals). Personal insurance is often misunderstood, overlooked, or put on the "I'll deal with it later" list. In this episode, we challenge some of the most common misconceptions about personal insurance, discuss how changing industry pricing models and pricing volatility are impacting policyholders, and explore what these shifts mean for individuals and families seeking financial security. We unpack one of the most important questions in financial planning: When should you start thinking about personal insurance? From major life events to career progression and family responsibilities, we examine the key moments that should trigger a review of your cover and why regularly revisiting your policy is just as important as taking it out in the first place. The conversation also focuses on the three critical pillars of managing financial uncertainty: managing debt, protecting ongoing income, and maintaining adequate contingency funding. Together, these foundations can help create a more resilient financial future and provide confidence when life doesn't go according to plan. Whether you're reviewing existing cover, considering insurance for the first time, or looking to better understand the evolving insurance landscape, this episode offers practical insights to help you make informed decisions and protect what matters most.   RESOURCES Personal Risk Professionals Life Insurance: Are you getting value for your premium dollar? - Alman Partners True Wealth   Find us on:  𝗣𝗼𝗱𝗯𝗲𝗮𝗻, 𝗦𝗽𝗼𝘁𝗶𝗳𝘆, 𝗔𝗺𝗮𝘇𝗼𝗻 𝗠𝘂𝘀𝗶𝗰, 𝗣𝗹𝗮𝘆𝗲𝗿𝗙𝗠, 𝗔𝗽𝗽𝗹𝗲 𝗣𝗼𝗱𝗰𝗮𝘀𝘁𝘀   𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, a podcast by expert financial advisory firm, 𝐴𝑙𝑚𝑎𝑛 𝑃𝑎𝑟𝑡𝑛𝑒𝑟𝑠 𝑇𝑟𝑢𝑒 𝑊𝑒𝑎𝑙𝑡ℎ.   Alman Partners True Wealth | Expert Financial Advice | Mackay & Brisbane  AP Direct Invest - Alman Partners    #wealthexperiencepodcast #almanpartners #truewealth #personalinsurance #personalriskprofessionals #insurancepremiums #splitspaces #launchpadstudios

    Ep 53 - Beyond Premiums: Understanding the Real Value of Personal Insurance
  5. May 15

    Ep 51 - Smart Money for Small Business

    In this episode of 𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, Teneale is joined by Financial Adviser and Alman Partners business owner, Jason Kirk, to unpack the realities of running a small business in Australia. With 98% of Australian businesses falling into the SME category—and many owners sacrificing a salary in the early years—Jason explores how financial advice for business owners differs from that for individuals. He explains why effective advice comes down to sequencing risk: understanding what to prioritise, what to put on hold, and what to avoid altogether. They also dive into the strong link between personal and business finances, and the value of a well-rounded professional network—especially collaborating closely with accountants—to achieve better client outcomes. Jason shares his perspective on the right time for business owners to seek financial advice, challenging the common mindset of waiting until “later.” Whether you’re launching a start-up or managing an established SME, this episode delivers practical insights to help you make smarter financial decisions at every stage.   Find us on:  𝗣𝗼𝗱𝗯𝗲𝗮𝗻, 𝗦𝗽𝗼𝘁𝗶𝗳𝘆, 𝗔𝗺𝗮𝘇𝗼𝗻 𝗠𝘂𝘀𝗶𝗰, 𝗣𝗹𝗮𝘆𝗲𝗿𝗙𝗠, 𝗔𝗽𝗽𝗹𝗲 𝗣𝗼𝗱𝗰𝗮𝘀𝘁𝘀   𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, a podcast by expert financial advisory firm, 𝐴𝑙𝑚𝑎𝑛 𝑃𝑎𝑟𝑡𝑛𝑒𝑟𝑠 𝑇𝑟𝑢𝑒 𝑊𝑒𝑎𝑙𝑡ℎ.   Alman Partners True Wealth | Expert Financial Advice | Mackay & Brisbane  AP Direct Invest - Alman Partners    #wealthexperiencepodcast #almanpartners #truewealth #smallbusiness #businessowner #smefinancialadvice

    Ep 51 - Smart Money for Small Business
  6. Apr 2

    Ep 50 - Planning for Forever (and Just in Case)

    In this milestone episode, Kelsey is joined by Leanne Abela and Joseph Schepis of Pearsons Family Law, who bring 40+ years of experience each to a frank, practical conversation about family law and asset protection. Together, they cut through the confusion and debunk common myths that stop people from planning with confidence. From pre-nups and property division to settlements, asset protection, and gifting property to children, this episode breaks down what really matters - before things get complicated. Whether you’re planning for the future or protecting what you’ve built, this is essential listening for couples, families, and anyone serious about long-term security.   Topics covered: Pre-nuptial agreements: what they do (and don’t) protect Property division & settlements explained Asset protection strategies Gifting property to children - pitfalls and planning tips Trusts   RESOURCES Pearsons Family Lawyers Melbourne   Find us on:  𝗣𝗼𝗱𝗯𝗲𝗮𝗻, 𝗦𝗽𝗼𝘁𝗶𝗳𝘆, 𝗔𝗺𝗮𝘇𝗼𝗻 𝗠𝘂𝘀𝗶𝗰, 𝗣𝗹𝗮𝘆𝗲𝗿𝗙𝗠, 𝗔𝗽𝗽𝗹𝗲 𝗣𝗼𝗱𝗰𝗮𝘀𝘁𝘀   𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, a podcast by expert financial advisory firm, 𝐴𝑙𝑚𝑎𝑛 𝑃𝑎𝑟𝑡𝑛𝑒𝑟𝑠 𝑇𝑟𝑢𝑒 𝑊𝑒𝑎𝑙𝑡ℎ.   Alman Partners True Wealth | Expert Financial Advice | Mackay & Brisbane  AP Direct Invest - Alman Partners    #wealthexperiencepodcast #almanpartners #pearsonsfamilylaw #assetprotection #familylaw #prenup

About

Welcome to Wealth Experience, a podcast by expert financial advisory firm, Alman Partners True Wealth. Join experienced Financial Advisers Kelsey Dent & Teneale Laister each fortnight for insightful and thought-provoking conversations with business professionals and life coaches, along with helpful everyday finance tips. Let us help you create a life based on your true north.

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