Divorce Planning Podcast

Carri Goldring

Welcome to Divorce Planning Podcast. Hosted by Cari Goldring, a mortgage expert, who specializes in helping others in the pre-divorce planning process. This podcast is your trusted companion to help you through the process, specifically focusing on refinancing a home, buying with equity, and buying a new home. Each week, Cari brings in new guests, including attorneys, mediators, and other experts who share their experiences and insights. Connect with Cari: cgoldring@uhm.com http://uhm.com/cgoldring

  1. Oct 7

    Dividing Assets Without Dividing Your Future

    Divorce isn't just about dividing what you have today. The financial decisions you make during the process can shape your life for years to come. In this episode of the Divorce Planning Podcast, Carrie Goldring sits down with Alicia Schonberger. CFP® and CDFA® with Lylac Divorce Solutions, to talk about the importance of specialized financial planning during divorce. Alicia explains why assets that look equal on paper aren't always equal in reality. From Roth IRAs and traditional retirement accounts to home equity, taxes, and refinancing, she breaks down why understanding the long-term impact of a settlement is so important before you agree to it. Carrie and Alicia also discuss why divorce professionals shouldn't work in silos. Attorneys, mortgage professionals, financial planners, and other specialists each bring a different perspective to the table, and collaboration can help uncover potential problems before they become expensive mistakes. In this episode, you'll learn: The difference between a CFP® and a CDFA® Why $100,000 in home equity isn't necessarily equal to $100,000 in a retirement account How taxes can affect the true value of assets in a divorce What to consider when deciding whether to keep the marital home Why your post-divorce budget should be part of your settlement planning How financial decisions can affect mortgage qualification and refinancing Why collaboration between your attorney, financial professional, and mortgage professional matters When to bring a divorce financial professional into the process Why getting professional valuations and advice early can help prevent costly problems later One of the biggest takeaways: it's often easier to build a settlement that works from the beginning than to try to fix one after you've already agreed to it. Whether you're just contemplating divorce or already negotiating a settlement, understanding the numbers can help you make decisions with a clearer picture of what your financial life will actually look like afterward. Connect with Alicia Schonberger.:Lylac Divorce SolutionsWebsite: lylacdivorce.comEmail: alicia@lylacdivorce.comFind Lylac Divorce Solutions on Facebook, Instagram, TikTok, and LinkedIn. Connect with Carrie Goldring:For questions about mortgages, refinancing, equity buyouts, or purchasing a home during or after divorce, contact Carrie at 248-420-4524.

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About

Welcome to Divorce Planning Podcast. Hosted by Cari Goldring, a mortgage expert, who specializes in helping others in the pre-divorce planning process. This podcast is your trusted companion to help you through the process, specifically focusing on refinancing a home, buying with equity, and buying a new home. Each week, Cari brings in new guests, including attorneys, mediators, and other experts who share their experiences and insights. Connect with Cari: cgoldring@uhm.com http://uhm.com/cgoldring