The Winner's Playbook

Link Wealth Group
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The Winner’s Playbook is your go-to podcast for real talk about money, careers, success and the challenges along the way. Hosted by financial advisers Josh and Billy, we break down the financial world in a way that’s clear, relatable and actually enjoyable to listen to. Whether you’re trying to grow your wealth, make smarter money moves, level up your career, or just figure out what success looks like for you, we’ve got you covered. No boring lectures, no complicated jargon - just straight-up conversations that help you win in life and money. New episodes drop every week, so hit follow and join us for practical advice, honest insights and maybe even a few laughs along the way.

  1. 3d ago

    Why Australians are looking offshore

    Send us Fan Mail Tax havens, private credit and super access More Australians are starting to think seriously about tax, residency and where their money is actually being invested. In this episode of The Winner’s Playbook, Josh and Billy unpack tax havens, special visas and why some Australians are looking at countries like Singapore, Dubai, Hong Kong, New Zealand, Italy, Greece and Portugal. They also discuss private credit, how it works, why it has become a growing investment asset class, and what investors need to understand after the collapse of a major property developer. Josh and Billy then break down the latest proposed trust changes, including fixed distributions, bucket companies, franking credits and why good accounting advice is becoming even more important. To close out, they discuss One Nation’s proposal around early access to super, what it could mean for everyday Australians, and why financial literacy may be a bigger long-term solution than another complicated policy. If you’re interested in tax strategy, investing, trusts, super or how policy changes could affect your financial future, this episode gives you plenty to think about. ⏱️ Timestamps: 00:00 Intro 01:23 Tax havens and special visas 04:36 Singapore, Dubai, Hong Kong and low-tax countries 12:15 New Zealand and no capital gains tax 15:03 Private credit and the Bathla Group collapse 27:13 Proposed trust changes 34:42 One Nation’s early super access proposal 37:38 What early access could mean long term Hit follow, leave a review, and share this episode with someone who wants to better understand tax, investing, super and the changing rules around wealth. ---- Want to find an Adviser that suits your financial needs: https://www.linkwealth.com.au/ Get in touch with Josh: https://www.linkwealth.com.au/josh-lee-link Get in touch with Billy: https://www.linkwealth.com.au/billy-norman-link Josh's TikTok:  https://www.tiktok.com/@joshleefinadv Billy's TikTok:  https://www.tiktok.com/@billynormanfp     Sign up to Link Wealth Group’s newsletter, Wealth Simplified: https://www.linkwealth.com.au/wealth-simplified     Our Financial Services + Credit Guide: https://www.linkwealth.com.au/financial-services-and-credit-guide  ----    General advice disclaimer: The information contained within this podcast is general in nature and does not take into account your personal circumstances. Please reach out if you wish to discuss your personal situation.

    Why Australians are looking offshore

  2. Sep 8

    Five client scenarios every investor should know

    Send us Fan Mail Property, TPD payouts and real client strategy Sometimes the best way to understand financial advice is through real client scenarios. In this episode of The Winner’s Playbook, Josh and Billy unpack five client situations they have worked through recently, covering property decisions, insurance claims, expat investing, super strategies and building wealth in your 50s. They discuss why selling an underperforming property too early can be a costly mistake, how a TPD payout inside super can be structured, and why having the right insurance in place can make a major difference when life changes unexpectedly. Josh and Billy also cover investing back into Australia as an expat, age-gap super strategies for couples, transition to retirement pensions, contribution splitting and reducing future death benefits tax. To close out, they share a client case study where a clearer plan, better cash flow, property strategy and consistent investing helped create a significant lift in net worth over 12 months. If you want to see how financial planning works in real life, this episode gives a practical look at the decisions, strategies and conversations that can shape long-term outcomes. ⏱️ Timestamps:  00:00 Intro  01:29 Five recent client scenarios  01:58 Holding or selling a poor-performing property  07:37 TPD payout inside an SMSF  16:22 Investing in Australia as an expat  23:31 Super strategies for couples with an age gap  29:34 How one client grew net worth by $1 million  34:49 Why advice gives clients confidence to act Hit follow, leave a review, and share this episode with someone who wants to better understand how advice can work in real client situations. ---- Want to find an Adviser that suits your financial needs: https://www.linkwealth.com.au/ Get in touch with Josh: https://www.linkwealth.com.au/josh-lee-link Get in touch with Billy: https://www.linkwealth.com.au/billy-norman-link Josh's TikTok:  https://www.tiktok.com/@joshleefinadv Billy's TikTok:  https://www.tiktok.com/@billynormanfp     Sign up to Link Wealth Group’s newsletter, Wealth Simplified: https://www.linkwealth.com.au/wealth-simplified     Our Financial Services + Credit Guide: https://www.linkwealth.com.au/financial-services-and-credit-guide  ----    General advice disclaimer: The information contained within this podcast is general in nature and does not take into account your personal circumstances. Please reach out if you wish to discuss your personal situation.

    Five client scenarios every investor should know

  3. Sep 1

    The tax traps business owners need to know

    Send us Fan Mail Business structures, GST traps and Div 7A loans Starting a business is exciting, but getting the structure wrong early can create expensive problems later. In this episode of The Winner’s Playbook, Josh is joined by Adam Jacobson, Accounting Principal at Link Wealth Accounting, to unpack what business owners need to understand when setting up and running through a company, trust or both. They discuss asset protection, company tax rates, family trusts, directorship risks, GST registration, first-year cash flow traps and why new business owners need to plan for tax before the bill arrives. Josh and Adam also dive into Division 7A loans, how business owners can accidentally create them, why they can snowball over time, and what options may be available to start fixing the problem. If you run a business, are thinking about starting one, or want to avoid common tax and structuring mistakes, this episode gives you a practical look at what to get right from the beginning. ⏱️ Timestamps:  00:00 Intro  00:58 Meet Adam Jacobson  03:21 Company structures and asset protection  10:54 Why trusts are often used with companies  16:42 GST registration traps  19:49 Cash flow and first-year tax bills  24:59 What is a Div 7A loan?  28:41 How to get out of a Div 7A loan Hit follow, leave a review, and share this episode with someone who owns a business or is thinking about starting one. Get in touch with Adam: https://www.linkwealthaccounting.com.au/adam-jacobson Adam's TikTok: https://www.tiktok.com/@adam.jacobson.accounting ---- Want to find an Adviser that suits your financial needs: https://www.linkwealth.com.au/ Get in touch with Josh: https://www.linkwealth.com.au/josh-lee-link Get in touch with Billy: https://www.linkwealth.com.au/billy-norman-link Josh's TikTok:  https://www.tiktok.com/@joshleefinadv Billy's TikTok:  https://www.tiktok.com/@billynormanfp     Sign up to Link Wealth Group’s newsletter, Wealth Simplified: https://www.linkwealth.com.au/wealth-simplified     Our Financial Services + Credit Guide: https://www.linkwealth.com.au/financial-services-and-credit-guide  ----    General advice disclaimer: The information contained within this podcast is general in nature and does not take into account your personal circumstances. Please reach out if you wish to discuss your personal situation.

    The tax traps business owners need to know

  4. Aug 12

    The hidden death tax within super

    Send us Fan Mail Super death tax, TPD payouts and the age pension problem Superannuation can be one of the most tax-effective ways to build wealth, but many people do not realise there can still be tax waiting inside their super when they pass away. In this episode of The Winner’s Playbook, Josh and Billy unpack the hidden super death tax, how taxable and tax-free components work, and why beneficiary nominations matter more than most people think. They also discuss withdrawal and re-contribution strategies, how adult children can be taxed on super death benefits, and why getting the structure right can make a major difference for families. Billy then breaks down total and permanent disability payouts, including how TPD claims work, why they can be complex, and the tax planning considerations that come after a payout is received. To close out, Josh and Billy discuss the age pension, the treatment of the family home, gifting rules, and the issue being called the “widow tax” in relation to negative gearing and property ownership changes. If you have super, insurance, ageing parents, or want to better understand how tax can affect wealth transfers, this episode is worth a listen. ⏱️ Timestamps:  00:00 Intro  05:51 Super death tax and beneficiaries  07:41 Who can receive your super when you die?  10:21 Taxable and tax-free components in super  15:09 Withdrawal and re-contribution strategies  19:18 TPD payouts inside super  29:45 Is the age pension system fair?  40:29 The proposed widow tax issue Hit follow, leave a review, and share this episode with someone who wants to better understand super, tax and retirement planning. ---- Want to find an Adviser that suits your financial needs: https://www.linkwealth.com.au/ Get in touch with Josh: https://www.linkwealth.com.au/josh-lee-link Get in touch with Billy: https://www.linkwealth.com.au/billy-norman-link Josh's TikTok:  https://www.tiktok.com/@joshleefinadv Billy's TikTok:  https://www.tiktok.com/@billynormanfp     Sign up to Link Wealth Group’s newsletter, Wealth Simplified: https://www.linkwealth.com.au/wealth-simplified     Our Financial Services + Credit Guide: https://www.linkwealth.com.au/financial-services-and-credit-guide  ----    General advice disclaimer: The information contained within this podcast is general in nature and does not take into account your personal circumstances. Please reach out if you wish to discuss your personal situation.

    The hidden death tax within super

  5. Aug 5

    Why everyday investors deserve access to private markets

    Send us Fan Mail Private markets, business pressure and managing a big lump sum Private markets are usually reserved for the wealthiest investors, large super funds and institutions, but should everyday investors have better access? In this episode of The Winner’s Playbook, Billy is joined by Steve Sloane, Founder and Managing Director of Link Wealth, to unpack what private markets actually are and why access has traditionally been limited. They discuss private equity, private credit, infrastructure, unlisted assets, and the work involved in creating a better way for clients to access these opportunities inside super. Steve also shares his view on whether Victoria has become one of the hardest places in Australia to run a business, including the impact of payroll tax, property taxes, regulation and business confidence. To close out, Billy and Steve talk through what to do after receiving a large lump sum, whether from selling a business, selling property, receiving an inheritance or exiting a major asset. If you’re interested in private markets, business strategy, tax structures or how to manage significant capital properly, this episode is worth a listen. ⏱️ Timestamps: 00:00 Intro 01:11 Private markets and why access matters 02:28 What are private markets? 05:48 Why private markets have been hard to access 08:37 Building private market access inside super 12:26 Is it harder to do business in Victoria? 20:25 Planning for a major liquidity event 25:42 Tax structures for large lump sums   Hit follow, leave a review, and share this episode with someone who wants to better understand private markets, business risk and how to manage serious capital. ---- Want to find an Adviser that suits your financial needs: https://www.linkwealth.com.au/ Get in touch with Josh: https://www.linkwealth.com.au/josh-lee-link Get in touch with Billy: https://www.linkwealth.com.au/billy-norman-link Josh's TikTok:  https://www.tiktok.com/@joshleefinadv Billy's TikTok:  https://www.tiktok.com/@billynormanfp     Sign up to Link Wealth Group’s newsletter, Wealth Simplified: https://www.linkwealth.com.au/wealth-simplified     Our Financial Services + Credit Guide: https://www.linkwealth.com.au/financial-services-and-credit-guide  ----    General advice disclaimer: The information contained within this podcast is general in nature and does not take into account your personal circumstances. Please reach out if you wish to discuss your personal situation.

    Why everyday investors deserve access to private markets

  6. Jul 29

    Why the Aussie share market is falling behind

    Send us Fan Mail Market moves, redundancies and building a personal brand The Australian share market has lagged behind the US, tech has continued to dominate globally, and investors are being reminded why diversification still matters. In this episode of The Winner’s Playbook, Josh and Billy unpack what has been happening across the Australian and global share markets, including the role of AI, tech stocks, index funds, active managers and why chasing the latest market trend can be risky. They also discuss redundancies, job cuts and what to do if your role is suddenly affected, from building cash reserves and understanding your entitlements to using your network and keeping future options open. Josh and Billy also talk through the value of building a personal brand, why social media is becoming a search engine, and how being visible online can help create career and business opportunities. To close out, they break down private ancillary funds, how they work, who they may suit, and how charitable giving can be structured more effectively. ⏱️ Timestamps:  00:00 Intro  02:47 Australian share market update  04:10 Why US tech has been driving returns  08:53 Active management vs index investing  13:44 Redundancies and job cuts  17:03 How to protect yourself financially  22:11 Why building a personal brand matters  32:37 What is a private ancillary fund? Hit follow, leave a review, and share this episode with someone who wants to better understand markets, career risk and smarter long-term planning. ---- Want to find an Adviser that suits your financial needs: https://www.linkwealth.com.au/ Get in touch with Josh: https://www.linkwealth.com.au/josh-lee-link Get in touch with Billy: https://www.linkwealth.com.au/billy-norman-link Josh's TikTok:  https://www.tiktok.com/@joshleefinadv Billy's TikTok:  https://www.tiktok.com/@billynormanfp     Sign up to Link Wealth Group’s newsletter, Wealth Simplified: https://www.linkwealth.com.au/wealth-simplified     Our Financial Services + Credit Guide: https://www.linkwealth.com.au/financial-services-and-credit-guide  ----    General advice disclaimer: The information contained within this podcast is general in nature and does not take into account your personal circumstances. Please reach out if you wish to discuss your personal situation.

    Why the Aussie share market is falling behind

  7. Jul 21

    Is property still a good investment after the budget?

    Send us Fan Mail Property investing after the Budget Property investing is changing, but that does not mean the opportunity has disappeared. In this episode of The Winner’s Playbook, Josh is joined by Kev Tran from KTG Property Advisory to unpack where the property market could be heading after the latest Budget changes. They discuss SMSF property changes, negative gearing, supply and demand, Melbourne’s potential opportunity, and why property selection matters more than ever in the current market. Kev also shares his view on boutique units, commercial property, rental pressure, and why investors may need to think differently about price points, location and long-term strategy. If you’re thinking about buying property or wondering whether property still makes sense after the Budget, this episode gives you a clear look at what to consider before making your next move. ⏱️ Timestamps:  00:00 Intro  01:36 Meet Kev Tran  02:03 SMSF property lending changes  03:57 Is property still a good long-term asset?  05:24 What makes a good property market?  15:15 Is Melbourne becoming an opportunity?  24:07 Boutique units and why they may be worth considering  34:19 Commercial property after the Budget Get in touch with Kev Tran: https://www.linkedin.com/in/kevtranbuyersagent/ Learn more about Kev & his team: https://www.kevtran.com.au/ Book a call with Kev: https://calendly.com/kevtrangroup/clarity-call-with-kev?month=2024-10 Hit follow, leave a review, and share this episode with someone who is trying to understand the property market after the latest Budget changes. ---- Want to find an Adviser that suits your financial needs: https://www.linkwealth.com.au/ Get in touch with Josh: https://www.linkwealth.com.au/josh-lee-link Get in touch with Billy: https://www.linkwealth.com.au/billy-norman-link Josh's TikTok:  https://www.tiktok.com/@joshleefinadv Billy's TikTok:  https://www.tiktok.com/@billynormanfp     Sign up to Link Wealth Group’s newsletter, Wealth Simplified: https://www.linkwealth.com.au/wealth-simplified     Our Financial Services + Credit Guide: https://www.linkwealth.com.au/financial-services-and-credit-guide  ----    General advice disclaimer: The information contained within this podcast is general in nature and does not take into account your personal circumstances. Please reach out if you wish to discuss your personal situation.

    Is property still a good investment after the budget?

  8. Jul 17

    How we would fix Australia’s tax system

    Send us Fan Mail Trust changes, tax reform and what Australia should fix Australia’s tax system is changing, and family trusts are now firmly in the spotlight. In this episode of The Winner’s Playbook, Josh and Billy unpack the latest details around the government’s proposed trust changes, what structures may be excluded, and why business owners need to start thinking carefully before making any major restructuring decisions. They also discuss rollover relief, companies, franking credits, stamp duty risks, and the practical complexity that could come with moving assets out of discretionary trusts. To close out the episode, Josh and Billy put forward their own take on how they would fix Australia’s tax system, from GST and income tax to business incentives, housing, payroll tax, parental leave and government spending. If you run a business, use a trust structure, invest through companies, or simply want to understand where Australia’s tax system could be heading, this episode is worth a listen. ⏱️ Timestamps:  00:00 Intro  01:12 Trust tax changes and what we know so far  02:06 Which trusts are excluded?  03:30 Rollover relief and restructuring options  08:22 Stamp duty and property inside trusts  12:36 Why companies may become more attractive  16:51 Franking credits and bucket companies  21:40 How Josh and Billy would fix Australia’s tax system Hit follow, leave a review, and share this episode with someone who wants to understand the latest trust and tax changes. ---- Want to find an Adviser that suits your financial needs: https://www.linkwealth.com.au/ Get in touch with Josh: https://www.linkwealth.com.au/josh-lee-link Get in touch with Billy: https://www.linkwealth.com.au/billy-norman-link Josh's TikTok:  https://www.tiktok.com/@joshleefinadv Billy's TikTok:  https://www.tiktok.com/@billynormanfp     Sign up to Link Wealth Group’s newsletter, Wealth Simplified: https://www.linkwealth.com.au/wealth-simplified     Our Financial Services + Credit Guide: https://www.linkwealth.com.au/financial-services-and-credit-guide  ----    General advice disclaimer: The information contained within this podcast is general in nature and does not take into account your personal circumstances. Please reach out if you wish to discuss your personal situation.

    How we would fix Australia’s tax system
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About

The Winner’s Playbook is your go-to podcast for real talk about money, careers, success and the challenges along the way. Hosted by financial advisers Josh and Billy, we break down the financial world in a way that’s clear, relatable and actually enjoyable to listen to. Whether you’re trying to grow your wealth, make smarter money moves, level up your career, or just figure out what success looks like for you, we’ve got you covered. No boring lectures, no complicated jargon - just straight-up conversations that help you win in life and money. New episodes drop every week, so hit follow and join us for practical advice, honest insights and maybe even a few laughs along the way.

Information

  • Creator
    Link Wealth Group
  • Years Active
    2023 - 2026
  • Episodes
    127
  • Rating
    Clean
  • Copyright
    © 2026 The Winner's Playbook
  • Show Website
    The Winner's Playbook