The Winner's Playbook

Link Wealth Group
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  • Investing
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The Winner’s Playbook is your go-to podcast for real talk about money, careers, success and the challenges along the way. Hosted by financial advisers Josh and Billy, we break down the financial world in a way that’s clear, relatable and actually enjoyable to listen to. Whether you’re trying to grow your wealth, make smarter money moves, level up your career, or just figure out what success looks like for you, we’ve got you covered. No boring lectures, no complicated jargon - just straight-up conversations that help you win in life and money. New episodes drop every week, so hit follow and join us for practical advice, honest insights and maybe even a few laughs along the way.

  1. 1d ago

    Is property still a good investment after the budget?

    Send us Fan Mail Property investing after the Budget Property investing is changing, but that does not mean the opportunity has disappeared. In this episode of The Winner’s Playbook, Josh is joined by Kev Tran from KTG Property Advisory to unpack where the property market could be heading after the latest Budget changes. They discuss SMSF property changes, negative gearing, supply and demand, Melbourne’s potential opportunity, and why property selection matters more than ever in the current market. Kev also shares his view on boutique units, commercial property, rental pressure, and why investors may need to think differently about price points, location and long-term strategy. If you’re thinking about buying property or wondering whether property still makes sense after the Budget, this episode gives you a clear look at what to consider before making your next move. ⏱️ Timestamps:  00:00 Intro  01:36 Meet Kev Tran  02:03 SMSF property lending changes  03:57 Is property still a good long-term asset?  05:24 What makes a good property market?  15:15 Is Melbourne becoming an opportunity?  24:07 Boutique units and why they may be worth considering  34:19 Commercial property after the Budget Get in touch with Kev Tran: https://www.linkedin.com/in/kevtranbuyersagent/ Learn more about Kev & his team: https://www.kevtran.com.au/ Book a call with Kev: https://calendly.com/kevtrangroup/clarity-call-with-kev?month=2024-10 Hit follow, leave a review, and share this episode with someone who is trying to understand the property market after the latest Budget changes. ---- Want to find an Adviser that suits your financial needs: https://www.linkwealth.com.au/ Get in touch with Josh: https://www.linkwealth.com.au/josh-lee-link Get in touch with Billy: https://www.linkwealth.com.au/billy-norman-link Josh's TikTok:  https://www.tiktok.com/@joshleefinadv Billy's TikTok:  https://www.tiktok.com/@billynormanfp     Sign up to Link Wealth Group’s newsletter, Wealth Simplified: https://www.linkwealth.com.au/wealth-simplified     Our Financial Services + Credit Guide: https://www.linkwealth.com.au/financial-services-and-credit-guide  ----    General advice disclaimer: The information contained within this podcast is general in nature and does not take into account your personal circumstances. Please reach out if you wish to discuss your personal situation.

    Is property still a good investment after the budget?

  2. 5d ago

    How we would fix Australia’s tax system

    Send us Fan Mail Trust changes, tax reform and what Australia should fix Australia’s tax system is changing, and family trusts are now firmly in the spotlight. In this episode of The Winner’s Playbook, Josh and Billy unpack the latest details around the government’s proposed trust changes, what structures may be excluded, and why business owners need to start thinking carefully before making any major restructuring decisions. They also discuss rollover relief, companies, franking credits, stamp duty risks, and the practical complexity that could come with moving assets out of discretionary trusts. To close out the episode, Josh and Billy put forward their own take on how they would fix Australia’s tax system, from GST and income tax to business incentives, housing, payroll tax, parental leave and government spending. If you run a business, use a trust structure, invest through companies, or simply want to understand where Australia’s tax system could be heading, this episode is worth a listen. ⏱️ Timestamps:  00:00 Intro  01:12 Trust tax changes and what we know so far  02:06 Which trusts are excluded?  03:30 Rollover relief and restructuring options  08:22 Stamp duty and property inside trusts  12:36 Why companies may become more attractive  16:51 Franking credits and bucket companies  21:40 How Josh and Billy would fix Australia’s tax system Hit follow, leave a review, and share this episode with someone who wants to understand the latest trust and tax changes. ---- Want to find an Adviser that suits your financial needs: https://www.linkwealth.com.au/ Get in touch with Josh: https://www.linkwealth.com.au/josh-lee-link Get in touch with Billy: https://www.linkwealth.com.au/billy-norman-link Josh's TikTok:  https://www.tiktok.com/@joshleefinadv Billy's TikTok:  https://www.tiktok.com/@billynormanfp     Sign up to Link Wealth Group’s newsletter, Wealth Simplified: https://www.linkwealth.com.au/wealth-simplified     Our Financial Services + Credit Guide: https://www.linkwealth.com.au/financial-services-and-credit-guide  ----    General advice disclaimer: The information contained within this podcast is general in nature and does not take into account your personal circumstances. Please reach out if you wish to discuss your personal situation.

    How we would fix Australia’s tax system

  3. Jul 14

    Investing for Your Kids: What Parents Need to Know

    Send us Fan Mail Investing for your kids without getting the structure wrong Investing for your kids sounds simple, but once you start looking at tax, account structures, ownership and what happens when they turn 18, it can get complicated quickly. In this solo episode of The Winner’s Playbook, Josh breaks down what parents need to understand before investing for a child under the age of 18. He explains how minor tax rates work, why savings accounts may not always be the best option, and how investment income for children can be taxed very differently depending on the structure used. Josh also covers informal trusts, tax file numbers, beneficial ownership, investment bonds, growth assets, account setup, record keeping, and why getting the structure right from the start can help avoid unnecessary tax issues later. If you are thinking about investing for your child, helping them with school fees, a first home, or simply giving them a stronger financial start, this episode is a practical place to begin. ⏱️ Timestamps:  00:00 Intro  00:46 Why investing for kids can be complex  01:43 How minor tax rates work  05:03 Accepted persons and accepted income  08:24 Savings accounts vs growth investments  11:06 What happens when your child turns 18?  14:17 Why tax file numbers and ownership matter  18:51 What should parents actually do? Hit follow, leave a review, and share this episode with someone who wants to start investing for their kids the right way. ---- Want to find an Adviser that suits your financial needs: https://www.linkwealth.com.au/ Get in touch with Josh: https://www.linkwealth.com.au/josh-lee-link Get in touch with Billy: https://www.linkwealth.com.au/billy-norman-link Josh's TikTok:  https://www.tiktok.com/@joshleefinadv Billy's TikTok:  https://www.tiktok.com/@billynormanfp     Sign up to Link Wealth Group’s newsletter, Wealth Simplified: https://www.linkwealth.com.au/wealth-simplified     Our Financial Services + Credit Guide: https://www.linkwealth.com.au/financial-services-and-credit-guide  ----    General advice disclaimer: The information contained within this podcast is general in nature and does not take into account your personal circumstances. Please reach out if you wish to discuss your personal situation.

    Investing for Your Kids: What Parents Need to Know

  4. Jul 9

    Is it much harder to build wealth today?

    Send us Fan Mail Who has it harder when building wealth today? Is it harder for younger Australians to build wealth today, or are there more opportunities than ever before? In this episode of The Winner’s Playbook, Josh and Billy unpack the latest changes affecting self-managed super funds, including the government’s move to stop borrowing for residential property inside SMSFs. They also debate one of the biggest money questions in Australia right now: who really had it harder when it comes to building wealth, today’s generation or the generations before them? From housing affordability and university costs to tax changes, superannuation, AI, online business, investing apps and the rise of side hustles, they break down both sides of the argument. If you’re trying to build wealth, buy property, start a business, invest for the future, or understand how the rules have changed, this episode gives you plenty to think about. ⏱️ Timestamps: 00:00 Intro 01:24 SMSF property lending changes 05:32 Who has it harder building wealth today? 06:55 Why housing is harder for younger Australians 12:35 Why wealth-building opportunities have changed 20:42 University, HECS and the job market 24:28 Starting a business has never been cheaper 39:41 The effort gap vs the opportunity gap Hit follow, leave a review, and share this episode with someone who is trying to build wealth in today’s economy. ---- Want to find an Adviser that suits your financial needs: https://www.linkwealth.com.au/ Get in touch with Josh: https://www.linkwealth.com.au/josh-lee-link Get in touch with Billy: https://www.linkwealth.com.au/billy-norman-link Josh's TikTok:  https://www.tiktok.com/@joshleefinadv Billy's TikTok:  https://www.tiktok.com/@billynormanfp     Sign up to Link Wealth Group’s newsletter, Wealth Simplified: https://www.linkwealth.com.au/wealth-simplified     Our Financial Services + Credit Guide: https://www.linkwealth.com.au/financial-services-and-credit-guide  ----    General advice disclaimer: The information contained within this podcast is general in nature and does not take into account your personal circumstances. Please reach out if you wish to discuss your personal situation.

    Is it much harder to build wealth today?

  5. Jul 2

    Should you move your business offshore?

    Send us Fan Mail Moving offshore, tax residency and the expat opportunity With major tax changes being proposed in Australia, more business owners, investors and professionals are asking the same question: should I consider moving offshore? In this episode of The Winner’s Playbook, Josh is joined by Tristan Perry, Managing Director of Tax and Accounting at RP Financial Private, to unpack the realities of becoming an expat and what Australians need to understand before making the move. They cover tax residency, moving a business offshore, deemed disposals, capital gains tax, family homes, land tax, Singapore’s tax system, and why timing matters when leaving or returning to Australia. Tristan also shares practical insights from working with expats across Singapore, Hong Kong, Bali, Thailand and beyond, including the opportunities, risks and mistakes people need to avoid. If you’re a business owner, investor, expat, or thinking about working overseas, this episode gives you a clear look at the tax and lifestyle considerations before making a major move. ⏱️ Timestamps: 00:00 Intro 01:21 Welcome back Tristan Perry 04:11 Where Australians are moving offshore 08:24 What has changed for expats and business owners 13:09 Moving a business offshore and tax residency 17:26 How deemed disposal rules work 27:19 The family home, CGT and the six-year rule 35:51 Singapore tax rates and business setup Hit follow, leave a review, and share this episode with someone who is thinking about moving offshore or returning to Australia. Get in touch with Tristan:  https://www.linkedin.com/in/tristan-perry ---- Want to find an Adviser that suits your financial needs: https://www.linkwealth.com.au/ Get in touch with Josh: https://www.linkwealth.com.au/josh-lee-link Get in touch with Billy: https://www.linkwealth.com.au/billy-norman-link Josh's TikTok:  https://www.tiktok.com/@joshleefinadv Billy's TikTok:  https://www.tiktok.com/@billynormanfp     Sign up to Link Wealth Group’s newsletter, Wealth Simplified: https://www.linkwealth.com.au/wealth-simplified     Our Financial Services + Credit Guide: https://www.linkwealth.com.au/financial-services-and-credit-guide  ----    General advice disclaimer: The information contained within this podcast is general in nature and does not take into account your personal circumstances. Please reach out if you wish to discuss your personal situation.

    Should you move your business offshore?

  6. Jun 29

    How to scale without losing control of your business

    Send us Fan Mail Business growth, bank debt and making better capital decisions Running a business is not just about growth. It is about knowing where to put your capital, when to take on debt, who to back, and how to make decisions that still make sense years from now. In this episode of The Winner’s Playbook, Billy is joined by Steve Sloane, Managing Director of Link Wealth, to talk through the realities of building and scaling a business. They unpack the record short bet against Australia’s big four banks, how commercial lending works, what banks look at behind the scenes, and the risks business owners take when using debt to grow. Steve also shares his view on capital allocation, managing shareholders, staff and other stakeholders, and why culture, cash flow and long-term thinking matter more than most people realise. If you run a business, want to grow one, or want to better understand how smart operators think about money, debt and decision-making, this episode is worth a listen. ⏱️ Timestamps: 00:00 Intro 01:11 Meet Steve Sloane 02:37 The $11 billion bet against Australia’s big banks 06:50 How commercial lending works 10:36 Personal guarantees and director risk 15:23 Managing shareholders, staff and stakeholders 22:32 How businesses access capital 27:14 Common capital allocation mistakes Hit follow, leave a review, and share this episode with someone building something for the long term. ---- Want to find an Adviser that suits your financial needs: https://www.linkwealth.com.au/ Get in touch with Josh: https://www.linkwealth.com.au/josh-lee-link Get in touch with Billy: https://www.linkwealth.com.au/billy-norman-link Josh's TikTok:  https://www.tiktok.com/@joshleefinadv Billy's TikTok:  https://www.tiktok.com/@billynormanfp     Sign up to Link Wealth Group’s newsletter, Wealth Simplified: https://www.linkwealth.com.au/wealth-simplified     Our Financial Services + Credit Guide: https://www.linkwealth.com.au/financial-services-and-credit-guide  ----    General advice disclaimer: The information contained within this podcast is general in nature and does not take into account your personal circumstances. Please reach out if you wish to discuss your personal situation.

    How to scale without losing control of your business

  7. Jun 25

    Is early retirement actually overrated?

    Send us Fan Mail Testamentary trusts, direct shares and the retirement question Testamentary trusts are back in the spotlight after the government walked back part of its proposed trust tax changes, and it could matter for families thinking about estate planning, asset protection and passing wealth to the next generation. In this episode of The Winner’s Playbook, Josh and Billy break down what a testamentary trust is, how it works, and why it can be useful for families with children, vulnerable beneficiaries, business owners or larger estates. They also unpack the risks of investing in direct shares, using WiseTech’s recent share price fall as a reminder of how quickly company-specific risk can hit investors. Plus, they discuss the latest SpaceX update, the upcoming OpenAI and Anthropic listings, where capital is flowing in the market, and whether early retirement is actually overrated. If you’re building wealth, thinking about estate planning, holding direct shares, or working towards financial freedom, this episode is packed with practical insights. ⏱️ Timestamps: 00:00 Intro 01:22 Testamentary trusts and the Budget update 04:05 What is a testamentary trust? 07:17 Protecting family wealth and future relationships 13:49 The risk of investing in direct shares 21:21 SpaceX, OpenAI and where capital is flowing 31:09 Is early retirement overrated? 37:52 Why too much choice can become a problem Hit follow, leave a review, and share this episode with someone who wants to make smarter decisions around wealth, investing and long-term planning. ---- Want to find an Adviser that suits your financial needs: https://www.linkwealth.com.au/ Get in touch with Josh: https://www.linkwealth.com.au/josh-lee-link Get in touch with Billy: https://www.linkwealth.com.au/billy-norman-link Josh's TikTok:  https://www.tiktok.com/@joshleefinadv Billy's TikTok:  https://www.tiktok.com/@billynormanfp     Sign up to Link Wealth Group’s newsletter, Wealth Simplified: https://www.linkwealth.com.au/wealth-simplified     Our Financial Services + Credit Guide: https://www.linkwealth.com.au/financial-services-and-credit-guide  ----    General advice disclaimer: The information contained within this podcast is general in nature and does not take into account your personal circumstances. Please reach out if you wish to discuss your personal situation.

    Is early retirement actually overrated?

  8. Jun 18

    Do employee shares create wealth or tax stress

    Send us Fan Mail SpaceX, employee shares and the Melbourne property question SpaceX has listed, the share price has already jumped, and thousands of current and former employees have reportedly become millionaires on paper. In this episode of The Winner’s Playbook, Josh and Billy unpack what the SpaceX IPO means, how employee share plans and ESOP-style incentives work, and why having a clear plan around vested shares, tax and concentration risk matters. They also look at Melbourne property prices, mortgage stress, and whether the current market could create buying opportunities for long-term investors. Plus, they discuss the latest interest rate outlook, the Trump Iran deal, oil prices, crypto, and why diversification still matters when markets are moving quickly. If you’re investing, holding employee shares, thinking about property, or trying to make sense of the latest market headlines, this episode is worth a listen. Hit follow, leave a review, and share this episode with someone who wants to make smarter long-term money decisions. ---- Want to find an Adviser that suits your financial needs: https://www.linkwealth.com.au/ Get in touch with Josh: https://www.linkwealth.com.au/josh-lee-link Get in touch with Billy: https://www.linkwealth.com.au/billy-norman-link Josh's TikTok:  https://www.tiktok.com/@joshleefinadv Billy's TikTok:  https://www.tiktok.com/@billynormanfp     Sign up to Link Wealth Group’s newsletter, Wealth Simplified: https://www.linkwealth.com.au/wealth-simplified     Our Financial Services + Credit Guide: https://www.linkwealth.com.au/financial-services-and-credit-guide  ----    General advice disclaimer: The information contained within this podcast is general in nature and does not take into account your personal circumstances. Please reach out if you wish to discuss your personal situation.

    Do employee shares create wealth or tax stress
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About

The Winner’s Playbook is your go-to podcast for real talk about money, careers, success and the challenges along the way. Hosted by financial advisers Josh and Billy, we break down the financial world in a way that’s clear, relatable and actually enjoyable to listen to. Whether you’re trying to grow your wealth, make smarter money moves, level up your career, or just figure out what success looks like for you, we’ve got you covered. No boring lectures, no complicated jargon - just straight-up conversations that help you win in life and money. New episodes drop every week, so hit follow and join us for practical advice, honest insights and maybe even a few laughs along the way.

Information

  • Creator
    Link Wealth Group
  • Years Active
    2023 - 2026
  • Episodes
    120
  • Rating
    Explicit
  • Copyright
    © 2026 The Winner's Playbook
  • Show Website
    The Winner's Playbook

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