The Highly Curious Podcast

The Highly Curious Podcast

Hello, and welcome to Highly Curious, the show where curiosity knows no bounds. Whether you're passionate about truth, the bible, finance, fascinated by medicine, or simply highly curious about everything in between, you've come to the right place.

  1. 04/16/2024

    Value Billing

    Summary: The conversation explores different ways of getting paid for services and billing methods. The hosts discuss hourly rates, value-based billing, and success-based fees. They provide examples such as a mechanic charging by the hour, a kid charging a fixed amount to cut lawns, and a real estate agent earning a commission only if a transaction closes. They also touch on the fairness of these billing methods and the importance of expertise and experience in determining value. The hosts encourage listeners to develop a unique skill and become experts in their field to command higher rates. Connect with Highly Curious on Social Media: TikTok - https://www.tiktok.com/@highlycuriouspodcast Instagram - https://www.instagram.com/highlycuriouspodcast/ YouTube - https://www.youtube.com/@highlycuriouspodcast Facebook - https://www.facebook.com/highlycurious Takeaways: There are different ways to get paid for services, including hourly rates, value-based billing, and success-based fees. Value-based billing is when the price is determined by the perceived value of the service, regardless of the time it takes to complete. Success-based fees are only paid if a successful outcome is achieved, such as a real estate agent earning a commission upon closing a deal. The fairness of billing methods can be subjective, but it is important to consider the risk, expertise, and experience involved. Becoming an expert in a specific field and being unconsciously competent can lead to higher rates and success in the industry. Chapters: 00:00 Introduction and Overview 01:04 Different Ways of Getting Paid 08:15 The Fairness Debate: Is It Fair to Charge Based on Value? 10:41 The Importance of Expertise and Experience in Determining Value 25:03 Conclusion and Call to Action

  2. 04/09/2024

    How To Make An Investment

    Summary: In this episode, the hosts discuss their experiences and considerations when making financial decisions and investments. Keith shares an embarrassing moment at a sporting event, which leads to a discussion on the importance of being present and making wise investment choices. They explore different investment opportunities, including land and franchises, and discuss the factors to consider before making an investment. The hosts share their preferences for passive investments and the time commitment required for a business. They emphasize the importance of cautious decision-making and being passionate about the investment. The episode concludes with plans for future investments. Connect with Highly Curious on Social Media: TikTok - https://www.tiktok.com/@highlycuriouspodcast Instagram - https://www.instagram.com/highlycuriouspodcast/ YouTube - https://www.youtube.com/@highlycuriouspodcast Facebook - https://www.facebook.com/highlycurious Takeaways: Cautiously make investments and ensure you have covered all your financial obligations. Consider factors such as paying bills on time, reducing debt, and saving before making larger investments. Passive investments may be more suitable for individuals with limited time availability. Investments in land and franchises offer potential opportunities, but require careful consideration and time commitment. Passion and belief in the investment are crucial for success. Real estate investments can be profitable, but timing and market conditions should be considered. The first investment is crucial and requires significant time and effort, while subsequent investments become easier. Continuously evaluate investment opportunities and be prepared for when the right opportunity presents itself. Chapters: 00:00 Introduction to the podcast 00:32 Discussion on financial decisions 01:01 Keith's embarrassing experience at a sporting event 01:30 Keith's court side experience and the topic of investments 03:21 Keith's embarrassing moment and the lesson learned 05:43 Transition to the topic of investments 06:13 Exploring different investment opportunities 08:06 Pop's checklist for making investments 09:05 Factors to consider before making an investment 10:02 Discussion on investing in land and franchises 11:26 Keith's preference for passive investments 12:18 Keith's experience with high returns in his career 13:39 Pop's hesitation with real estate investments 14:38 Discussion on the potential of the land investment 20:22 Pop's concerns about selling the land 23:30 Discussion on the potential of opening a restaurant 26:54 Considerations for the time commitment of a business 28:44 Ben's motivation to make an investment 30:12 Discussion on the potential of real estate investments 31:09 Cautious approach to investments 32:05 Importance of passion and time commitment in a business 33:01 Conclusion and future plans

  3. 04/02/2024

    How To Make A Financial Decision

    Summary: In this episode, the hosts discuss how to make a financial decision and evaluate different investment opportunities. They consider a franchise opportunity, the benefits and risks of the franchise model, and the importance of management in a franchise business. They also discuss the potential benefits of owning land and the personal enjoyment it can bring. The hosts explore the idea of involving family members in the business and consider the rental real estate market as another investment option. They conclude by summarizing the five questions to answer before making an investment. Takeaways Evaluate investment opportunities based on your investment goals and risk tolerance. Consider the benefits and risks of the franchise model, including the importance of management. Owning land can provide personal enjoyment and potential appreciation in value. Involving family members in the business can create opportunities for personal growth and learning. Consider the rental real estate market as a potential investment option. Chapters 00:00 - Introduction 00:36 - How to Make a Financial Decision 01:35 - Five Questions to Answer Before Investing 03:23 - Understanding Franchise Model 04:21 - Benefits and Risks of Franchise 07:08 - Determining Investment Goals 08:04 - Evaluating Investment Options 09:00 - Combining Franchise and Home Run Opportunities 10:28 - Considering a Personal Connection to the Franchise 11:24 - Importance of Management in Franchise Business 12:48 - Benefits of Owning Land 13:46 - Personal Enjoyment and Long-Term Hold 19:58 - Concerns about the Franchise Model 25:44 - Identifying the Right Person to Manage the Franchise 29:00 - Considering Rental Real Estate Market 35:19 -Five Questions to Answer Before Investing (Recap) 36:44 - Conclusion Social Media: Instagram: https://www.instagram.com/highlycuriouspodcast/ TikTok: https://www.tiktok.com/@highlycuriouspodcast YouTube: https://www.youtube.com/@highlycuriouspodcast

  4. 03/26/2024

    Life Insurance

    Summary: In this episode, the hosts discuss life insurance policies and their purpose. They explain that life insurance is a tool to mitigate financial risks in the event of death, such as burial costs and loss of income. The two main types of life insurance are term and permanent, with term insurance being cheaper but offering no savings component. They also discuss employer-provided life insurance and the advantages and disadvantages of such policies. The hosts emphasize the importance of determining the coverage amount based on financial obligations and the need to be budget-conscious. They also recommend maximizing retirement savings and having an emergency fund. Takeaways: Life insurance is a tool to mitigate financial risks in the event of death, such as burial costs and loss of income. The two main types of life insurance are term and permanent, with term insurance being cheaper but offering no savings component. Employer-provided life insurance can be advantageous due to lower premiums and group rates, but it may not be sufficient to cover all financial obligations. Determining the coverage amount requires considering financial obligations, such as mortgages and car payments, and adding a buffer for additional expenses. It is important to be budget-conscious and regularly review and adjust life insurance coverage as financial circumstances change. Maximizing retirement savings and having an emergency fund can help reduce the need for excessive life insurance coverage. Chapters: 00:00 - Introduction and Purpose of Life Insurance 01:05 - Types of Life Insurance: Burial and Income Replacement 05:37 - Employer-Provided Life Insurance 08:08 - Advantages and Disadvantages of Employer-Provided Life Insurance 11:29 - Term Life Insurance 13:14 - Permanent Life Insurance 16:06 - Determining Coverage Amount 25:34 - Maximizing Retirement Savings and Emergency Fund 27:20 - Closing Remarks

  5. 03/12/2024

    Growing Up In The 70s

    Summary This conversation explores the integration of schools during the Civil Rights Movement. The speaker, Keith Giddens, shares his personal experiences and provides insights into the timeline, communication, and tensions surrounding this significant period in history. He discusses the differences between black and white schools, the role of teachers of different races, and the impact on sports and athletics. The conversation highlights the progress made in society while acknowledging the work that still needs to be done. Takeaways The integration of schools varied by state, region, and county during the Civil Rights Movement. Tensions were high during the initial stages of integration, leading to incidents of violence. Black and white schools had differences in funding and resources, with newly built schools often having better facilities. Sports and athletics played a role in bringing students together and fostering integration. The integration of schools occurred towards the end of desegregation efforts in other areas of society. Chapters 00:00 - Intro 00:49 - Integration of Schools 03:49 - How Did The Schools Spread The News? And How Did People Respond? 06:06 - Keith Giddens Experience With Segregation In The South 09:33 - Forrest Gump, Was it Dramatized or Realistic? 13:32 - People Were Not As Transient As They Are Today 15:53 - What Were The Differences Between Schools?  17:45 - What Was The Temperament In Sports And Athletics? 20:13 - Where Did School Fall In The Timeline Of Desegregation?  21:45 - We Have Come So Far 22:51 - Conclusion

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Hello, and welcome to Highly Curious, the show where curiosity knows no bounds. Whether you're passionate about truth, the bible, finance, fascinated by medicine, or simply highly curious about everything in between, you've come to the right place.