The Abundance Mindset

Allison Cline CFP®, ChFC® & Ben Cline CRPS®
  • 5.0 (18)
  • Entrepreneurship
  • Updated Biweekly

Real, transparent conversations about key financial planning topics. We don't like industry jargon or hidden fees / hidden agendas, so we're here to level up your financial IQ and provide you the resources you need to make wise decisions for yourself and those close to you. Visit us at https://www.abundancewm.com/ Securities offered through Van Clemens & Co., member FINRA/SIPC. Advisory services offered through Van Clemens Wealth Management, a registered investment advisor. Van Clemens & Co. and Van Clemens Wealth Management are separate entities from Abundance Wealth Management. Hosted on Acast. See acast.com/privacy for more information.

  1. May 21

    How to Turn Your HSA Into a Shadow Roth IRA

    The HSA “Shadow Roth IRA” Strategy: How to Turn Medical Receipts Into Future Tax-Free Income. Health Savings Accounts (HSAs) are uniquely “triple tax advantaged” accounts. And there are more ways than one to ues them effectively. Today we'll walk through three levels of using an HSA and dive into an advanced planning strategy we're dubbing the "Shadow Roth IRA" (or "Level 3"). 📌 RESOURCES Visit our website to request a complimentary strategy assessment: https://www.abundancewm.com/contact TIMESTAMPS 00:00 Introduction 02:15 Key Terminology 05:04 Level One: Spend As You Go 06:58 Level Two: Invest And Grow 11:31 Who Should Try Level Three 12:52 Level Three: Shadow Roth Receipt Strategy 16:25 Early Retirement Tax Planning 18:44 Documentation And Penalties 21:14 Wrap Up And Next Steps Hosted on Acast. See acast.com/privacy for more information.

    22 min

  2. May 14

    Seven Signs You've Outgrown Your Financial Advisor

    Too often people stay loyal to a financial advisor even after their financial life has outgrown the advisor’s service model. In this episode we’re contrasting investment-only relationships with proactive, comprehensive planning that integrates taxes, estate, insurance, and coordination with a CPA. Do you see any of these flags in your own financial advisor relationship? Reach out for a complimentary strategy assessment! 📌 RESOURCES Download our free Equity Comp Guide by signing up for our newsletter: https://www.abundancewm.com/contact Visit our website to request a complimentary strategy assessment: https://www.abundancewm.com DISCLAIMER The discussions contained in and referred to in this podcast are provided for educational, informational, and entertainment purposes only. The information, statements, comments, views, and opinions expressed or provided are not necessarily those of Abundance Wealth Management LLC and may not be current. Abundance Wealth Management LLC does not make any representation or warranty as to the accuracy or completeness of any of the information, statements, comments, views, or opinions contained in this video, and any liability therefore (including in respect of direct, indirect or consequential loss or damage of any kind whatsoever) is expressly disclaimed. Abundance Wealth Management LLC does not undertake any obligation whatsoever to provide any form of update, amendment, change or correction to any of the information, statements, comments, views, or opinions set forth in this podcast. Securities offered through Van Clemens & Co., member FINRA/SIPC. Advisory services offered through Van Clemens Wealth Management, a registered investment adviser. Van Clemens & Co. and Van Clemens Wealth Management are separate entities from Abundance Wealth Management. Hosted on Acast. See acast.com/privacy for more information.

    22 min

  3. May 7

    Market Down 15%? Why Long-Term Investors Get Excited

    Is your investing strategy more like going to the gym or visiting the casino? In the latest episode of the Abundance Mindset, we make a case for disciplined, consistent investing and share data about how disciplined approaches beat emotion-driven market timing. We explain dollar-cost averaging as a de-risking approach that accepts uncertainty and can be useful for both ongoing contributions and deploying lump sums over time. If you want to take the emotion out of investing and instead build a routine that helps you quietly win over time, this episode is for you. 📌 RESOURCES Download our free Equity Comp Guide by signing up for our newsletter: https://www.abundancewm.com/contact Visit our website to request a complimentary consultation: https://www.abundancewm.com Read the research we cited in this episode: https://www.schwab.com/learn/story/does-market-timing-work ; https://jfi-aof.org/index.php/jfi/article/view/3353 00:00 Introduction 00:59 Gym vs Casino Mindset 02:04 Information Noise and Hot Takes 03:18 Why Market Corrections Help Savers 03:38 Dollar Cost Averaging 04:46 De Risking Large Lump Sums 05:50 The Trap of Waiting 06:47 Supporting Research on DCA 11:11 Plan First Then Invest 14:35 Silent Wins Over Flashy Tips 15:55 Wrap Up DISCLAIMER The discussions contained in and referred to in this [pdcast are provided for educational, informational, and entertainment purposes only. The information, statements, comments, views, and opinions expressed or provided are not necessarily those of Abundance Wealth Management LLC and may not be current. Abundance Wealth Management LLC does not make any representation or warranty as to the accuracy or completeness of any of the information, statements, comments, views, or opinions contained in this video, and any liability therefore (including in respect of direct, indirect or consequential loss or damage of any kind whatsoever) is expressly disclaimed. Abundance Wealth Management LLC does not undertake any obligation whatsoever to provide any form of update, amendment, change or correction to any of the information, statements, comments, views, or opinions set forth in this podcast. Securities offered through Van Clemens & Co., member FINRA/SIPC. Advisory services offered through Van Clemens Wealth Management, a registered investment adviser. Van Clemens & Co. and Van Clemens Wealth Management are separate entities from Abundance Wealth Management. Hosted on Acast. See acast.com/privacy for more information.

    18 min

  4. Apr 9

    Have You Outgrown Your DIY Financial Plan?

    Have You Outgrown Your DIY Financial Plan? An Evaluation Framework. Have you fallen prey to the “shadow tax of inaction”? Today we step through a three part framework to help listeners evaluate whether it may be time to hire a professional to elevate your financial life. Ultimately, hiring an advisor should remove complexity and capacity constraints while restoring confidence that you're doing the right thing. 🎯 RESOURCES FROM THIS EPISODE: Visit our website to request a complimentary strategy assessment: https://www.abundancewm.com/contact Download our free guide for interviewing financial advisors: https://drive.google.com/file/d/1QmqFiI1sqeT1Gh8xvV0Wpl7CrytDYg_c/view?usp=sharing DISCLAIMER The discussions contained in and referred to in this podcast are provided for educational, informational, and entertainment purposes only. The information, statements, comments, views, and opinions expressed or provided are not necessarily those of Abundance Wealth Management LLC and may not be current. Abundance Wealth Management LLC does not make any representation or warranty as to the accuracy or completeness of any of the information, statements, comments, views, or opinions contained in this podcast, and any liability therefore (including in respect of direct, indirect or consequential loss or damage of any kind whatsoever) is expressly disclaimed. Abundance Wealth Management LLC does not undertake any obligation whatsoever to provide any form of update, amendment, change or correction to any of the information, statements, comments, views, or opinions set forth in this podcast. Securities offered through Van Clemens & Co., member FINRA/SIPC. Advisory services offered through Van Clemens Wealth Management, a registered investment adviser. Van Clemens & Co. and Van Clemens Wealth Management are separate entities from Abundance Wealth Management. Hosted on Acast. See acast.com/privacy for more information.

    20 min

  5. Mar 26

    Should I sell my Employer Stock? Traps to Avoid and Tricks to Maximize

    We're talking ALL about stock concentration risk! Specifically, we're focusing on how equity compensation can tie a person’s paycheck, bonus, and net worth to the same employer. The goal isn’t necessarily to eliminate risk or discourage investing in your employer. Rather, we propose using guardrails instead of gut feelings to objectively manage concentration. 📌 RESOURCES Take our 3-minute Equity Comp Quiz & get your free strategy assessment: https://tally.so/r/np92p8 Download our free Equity Comp Guide by signing up for our newsletter: https://www.abundancewm.com/contact DISCLAIMER The discussions contained in and referred to in this podcast are provided for educational, informational, and entertainment purposes only. The information, statements, comments, views, and opinions expressed or provided are not necessarily those of Abundance Wealth Management LLC and may not be current. Abundance Wealth Management LLC does not make any representation or warranty as to the accuracy or completeness of any of the information, statements, comments, views, or opinions contained in this podcast, and any liability therefore (including in respect of direct, indirect or consequential loss or damage of any kind whatsoever) is expressly disclaimed. Abundance Wealth Management LLC does not undertake any obligation whatsoever to provide any form of update, amendment, change or correction to any of the information, statements, comments, views, or opinions set forth in this podcast. Securities offered through Van Clemens & Co., member FINRA/SIPC. Advisory services offered through Van Clemens Wealth Management, a registered investment adviser. Van Clemens & Co. and Van Clemens Wealth Management are separate entities from Abundance Wealth Management. Hosted on Acast. See acast.com/privacy for more information.

    27 min

  6. Mar 12

    Incentive Stock Options - Key Strategies to Optimize

    Are your Incentive Stock Options (ISOs) building a path to wealth, or are they an accidental tax trap? In this episode of The Abundance Mindset, Ben and Andrew dive into the high-stakes world of ISOs. They break down the terminology, the tax advantages, and the key strategies used to optimize these grants. ISOs offer some of the best tax benefits in equity compensation—but only if you understand the rules. From managing the Alternative Minimum Tax (AMT) to navigating the 90-day rule when leaving a company, we cover the essential levers you need to pull. 📌 RESOURCES Take our 3-minute Equity Comp Quiz & get your free strategy assessment: https://tally.so/r/np92p8 Download our free Equity Comp Guide by signing up for our newsletter: https://www.abundancewm.com/contact DISCLAIMER The discussions contained in and referred to in this podcast are provided for educational, informational, and entertainment purposes only. The information, statements, comments, views, and opinions expressed or provided are not necessarily those of Abundance Wealth Management LLC and may not be current. Abundance Wealth Management LLC does not make any representation or warranty as to the accuracy or completeness of any of the information, statements, comments, views, or opinions contained in this podcast, and any liability therefore (including in respect of direct, indirect or consequential loss or damage of any kind whatsoever) is expressly disclaimed. Abundance Wealth Management LLC does not undertake any obligation whatsoever to provide any form of update, amendment, change or correction to any of the information, statements, comments, views, or opinions set forth in this podcast. Securities offered through Van Clemens & Co., member FINRA/SIPC. Advisory services offered through Van Clemens Wealth Management, a registered investment adviser. Van Clemens & Co. and Van Clemens Wealth Management are separate entities from Abundance Wealth Management. Hosted on Acast. See acast.com/privacy for more information.

    24 min

  7. Feb 26

    Stock Options Give You Options - Mastering Your Equity Comp

    As the title suggests, there are a lot of ways to handle stock options. In this episode, we'll break down how stock options work and the real strategies we help clients employ. We also share some of the variables you should weigh as you determine how best to handle your equity compensation. Ready to level up your equity comp plan? Let's dive in. 🎯 RESOURCES FROM THIS EPISODE: Take our 3-minute Equity Comp Quiz & get your free strategy assessment: https://tally.so/r/np92p8 Download our free Equity Comp Guide by signing up for our newsletter: https://www.abundancewm.com/contact Visit our website to request a complimentary consultation: https://www.abundancewm.com Watch the full episode on YouTube: https://youtu.be/Conv6StOuI0 DISCLAIMER The discussions contained in and referred to in this podcast are provided for educational, informational, and entertainment purposes only. The information, statements, comments, views, and opinions expressed or provided are not necessarily those of Abundance Wealth Management LLC and may not be current. Abundance Wealth Management LLC does not make any representation or warranty as to the accuracy or completeness of any of the information, statements, comments, views, or opinions contained in this podcast, and any liability therefore (including in respect of direct, indirect or consequential loss or damage of any kind whatsoever) is expressly disclaimed. Abundance Wealth Management LLC does not undertake any obligation whatsoever to provide any form of update, amendment, change or correction to any of the information, statements, comments, views, or opinions set forth in this podcast. Securities offered through Van Clemens & Co., member FINRA/SIPC. Advisory services offered through Van Clemens Wealth Management, a registered investment adviser. Van Clemens & Co. and Van Clemens Wealth Management are separate entities from Abundance Wealth Management. Hosted on Acast. See acast.com/privacy for more information.

    25 min

  8. Feb 19

    Federal Tax Rates Extended - What This Means for Tax Planning

    Tax Cuts Made Permanent: What the 2025 Bill Means for Roth Conversion Strategies & Ongoing Tax Planning Last summer, the “One Big Beautiful Bill Act” made the Tax Cuts and Jobs Act federal tax brackets permanent, extending the current rates and removing the expected 2026 increase. Today we discuss how this extension gives planners more runway (not a reason to stop), how it changes the pacing of strategies like Roth conversions, and why tax planning should be updated annually as income, markets, and legislation shift. 📌 RESOURCES Visit our website to request a complimentary strategy assessment: https://www.abundancewm.com DISCLAIMER The discussions contained in and referred to in this podcast are provided for educational, informational, and entertainment purposes only. The information, statements, comments, views, and opinions expressed or provided are not necessarily those of Abundance Wealth Management LLC and may not be current. Abundance Wealth Management LLC does not make any representation or warranty as to the accuracy or completeness of any of the information, statements, comments, views, or opinions contained in this podcast, and any liability therefore (including in respect of direct, indirect or consequential loss or damage of any kind whatsoever) is expressly disclaimed. Abundance Wealth Management LLC does not undertake any obligation whatsoever to provide any form of update, amendment, change or correction to any of the information, statements, comments, views, or opinions set forth in this podcast. Securities offered through Van Clemens & Co., member FINRA/SIPC. Advisory services offered through Van Clemens Wealth Management, a registered investment adviser. Van Clemens & Co. and Van Clemens Wealth Management are separate entities from Abundance Wealth Management. Hosted on Acast. See acast.com/privacy for more information.

    24 min
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5
out of 5
18 Ratings

About

Real, transparent conversations about key financial planning topics. We don't like industry jargon or hidden fees / hidden agendas, so we're here to level up your financial IQ and provide you the resources you need to make wise decisions for yourself and those close to you. Visit us at https://www.abundancewm.com/ Securities offered through Van Clemens & Co., member FINRA/SIPC. Advisory services offered through Van Clemens Wealth Management, a registered investment advisor. Van Clemens & Co. and Van Clemens Wealth Management are separate entities from Abundance Wealth Management. Hosted on Acast. See acast.com/privacy for more information.

Information

  • Creator
    Allison Cline CFP®, ChFC® & Ben Cline CRPS®
  • Years Active
    2024 - 2026
  • Episodes
    53
  • Rating
    Clean
  • Copyright
    © Abundance Wealth Management
  • Show Website
    The Abundance Mindset

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