Your Finance Lounge

Your Finance Lounge

Join us on the lounge, with local Sunny Coast Finance Broker, Teressa Fisk & special guests, as we discuss all things finance. From budgeting tips & lending scenarios to finding the right professionals to help you on your finance journey. Afterall, finance isn't a dirty word! Teressa is the Director of Your Finance Broker, a boutique brokerage on the Sunshine Coast, who brings 20 plus years of finance and business experience to the table. All discussions on the podcast are guidance only and by no means finance advice. Please reach out to discuss your individual circumstance.

  1. May 12

    Ep22. How to Stay Financially Confident in an Uncertain Market

    Financial confidence isn’t about having all the answers. It’s about understanding your position, knowing your options, and making decisions from a calm place instead of fear. With so much uncertainty around interest rates, cost of living, and the market right now, I wanted to create an episode that feels grounding, practical, and real. In this week’s podcast episode, we chat about: ✔️ Staying financially confident in uncertain times ✔️ Why comparison can damage your money mindset ✔️ The power of small financial check-ins ✔️ Focusing on what you can actually control 🎧 Listen now on the Your Finance Lounge podcast.

    21 min

  2. Jan 22

    E21. Setting Your Finances Up for the Year Ahead

    Starting the year with your finances doesn’t need to feel overwhelming. In this episode of Your Finance Lounge, Teressa shares a calm and practical reset to help you approach your money with more clarity and confidence. We cover three simple financial foundations worth revisiting, a brief and grounded market update, and how preparation — not perfection — leads to better outcomes. You’ll also hear how Your Finance Lounge can support you through education, resources, and finance consultations, plus what’s coming this year across workshops, courses, and future podcast episodes. If you’re looking for a clear, no-jargon way to reset your finances and feel more in control this year, this episode is a great place to start. Key Takeaways ✔ Clarity beats avoidance when it comes to money✔ Flexibility matters more than perfection✔ The right structure can make a long-term difference✔ Preparation creates confidence Explore free guides, courses, and finance support at:👉 yourfinancelounge.com.au  If you’d like help reviewing your current loan or planning your next step, you can also book a finance consultation through the website. If you enjoyed this episode: Follow or subscribe to Your Finance Lounge Share it with someone who might benefit Send through topic suggestions for future episodes Helpful ResourcesStay Connected

    26 min

  3. 10/16/2025

    E20. How to Reduce the Interest You Pay on Your Home Loan

    Ever wondered how to cut years off your mortgage and save thousands in interest? In this episode, Teressa breaks down the practical steps you can take to reduce the total cost of your loan, without drastically changing your lifestyle. From making the most of your offset account and redraw facility to adjusting your repayment frequency and scheduling regular loan reviews, these simple strategies can make a huge difference over time. Whether you’re just starting out or already a few years into your home loan, this episode will give you clear, easy to action tips to help you get ahead financially, and own your home sooner. ✨ Tune in and learn how small changes can lead to big savings. If you would like to have your loan reviewed reach out to us at yourfinancebroker.co

    18 min

  4. 08/28/2025

    E 19. First Home Buyer Boost: Schemes, Grants & Government Support

    🎙️ Episode: First Home Buyer Boost — Schemes, Grants & Government Support Buying your first home is one of the biggest financial steps you’ll ever take — but it doesn’t have to feel out of reach. In this episode, I unpack the government schemes, grants and concessions that are designed to give first-home buyers a helping hand. From 1 October, the First Home Buyer Scheme is expanding, allowing more Australians to purchase with just a 5% deposit and no lenders’ mortgage insurance. I’ll break down exactly what’s changing, plus explore other key benefits like the First Home Owner Grant, Stamp Duty concessions, and the First Home Super Saver Scheme. We’ll also bust some of the biggest myths that often hold buyers back — like needing a full 20% deposit or missing out because you earn “too much.” Whether you’re actively house hunting or just starting to dream about your first home, this episode will give you the clarity and confidence to understand what support is available — and how it could save you thousands. ✨ Ready to explore your options? Let’s dive in. Reach out if you are ready to chat further about your options. Yourfinancebroker.co

    22 min
  5. E18. Credit Score Clarity: Myths, Mistakes & Taking Control — with Kerry Sainsbury

    07/18/2025

    E18. Credit Score Clarity: Myths, Mistakes & Taking Control — with Kerry Sainsbury

    In this episode of Your Finance Lounge, I’m joined by the incredible Kerry Sainsbury — Director of Credit Success and a passionate advocate for financial education. With over 20 years in the banking and credit industry, Kerry brings deep knowledge and lived experience to this conversation. We dive into what your credit report really means, common myths (like whether you need a credit card to build your score), and the biggest mistakes people unknowingly make when it comes to their credit. Kerry also shares practical steps to protect your credit, rebuild after financial setbacks, and why education — especially for young people — is key to long-term financial wellbeing. Whether you're new to the world of credit or looking to improve your score, this episode is full of simple, empowering insights. Listen in and take your first step toward credit confidence. Don't forget to check out Kerry's website and her Ebook on how to get a healthier credit report. CreditSuccess.com.au

    26 min

  6. 05/06/2025

    Ep 17. Why getting pre-approved before house hunting can be a game-changer.

    In this episode, I break down why pre-approvals are one of the most important steps in the home buying journey. From giving you confidence and clarity around your budget, to helping you stand out in a competitive market — we’ll chat about how a simple pre-approval can put you ahead of other buyers. I’ll also explain how that first conversation with a broker can uncover potential grants, schemes, or stamp duty savings you didn’t even know you were eligible for. Whether you’re a first home buyer or just getting back into the market — this episode is for you.

    19 min

  7. 04/09/2025

    EP 16. Making Property Ethical & Inclusive – with Dione Payn

    In this episode of Your Finance Lounge, Teressa chats with Dione Payn, founder of High Impact Property Investments and author of E.T.H.I.C.A.L Property Investing. Dione shares her journey from finance to social impact, how she’s helping more women into safe and inclusive homes, and why ethical investing doesn’t mean sacrificing returns. They unpack: • What makes a property investment truly ethical • How Dione’s E.T.H.I.C.A.L. framework works • The biggest challenges in the affordable housing market • How everyday investors can be part of the solution • Why women need to be leading the charge in values-based investing This episode is for anyone who wants to do good and build wealth. Connect with Dione: https://www.linkedin.com/in/dionnepayn/ women4homes.com

    36 min

  8. 03/31/2025

    E15. Modular Finance Made Simple: New Loan Policies, Lender Options & What You Need to Know

    Today we’re diving into some important updates and helpful insights if you’re considering building a modular home in 2025. We’re seeing exciting shifts in how policies, lenders, and construction processes are aligning to make modular living more accessible—and way less confusing. In this episode, I’m going to break down: What’s changed with progressive payment policies,What lender options you now have for modular builds, • • And how our own process supports you from pre-approval to the final handover. to organise a chat. #modularhomes #modularbuild #modularAustralia

    26 min
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About

Join us on the lounge, with local Sunny Coast Finance Broker, Teressa Fisk & special guests, as we discuss all things finance. From budgeting tips & lending scenarios to finding the right professionals to help you on your finance journey. Afterall, finance isn't a dirty word! Teressa is the Director of Your Finance Broker, a boutique brokerage on the Sunshine Coast, who brings 20 plus years of finance and business experience to the table. All discussions on the podcast are guidance only and by no means finance advice. Please reach out to discuss your individual circumstance.

Information

  • Creator
    Your Finance Lounge
  • Years Active
    2024 - 2026
  • Episodes
    22
  • Rating
    Clean
  • Copyright
    © Your Finance Lounge
  • Show Website
    Your Finance Lounge