Ms Moneypennies

Ms Moneypennies
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Join Jill Steeples QFA RPA and Kelly-Anne Quinn QFA RPA SIA FPRA CFP®, on their podcast “Ms Moneypennies”, where they have created a space for judgement-free finance chats. With their wealth of experience, they are amplifying female financial voices to every day money matters. Their mission? To demystify financial planning by stripping away the jargon and simplifying concepts, making it approachable for all. Tune in to join their conversations and submit the questions you’ve been longing to ask! Have you got a question for Ms Moneypennies? Get in touch Email: info@msmoneypennies.ie Website: www.msmoneypennies.ie Instagram: https://www.instagram.com/msmoneypennies.ie/ All topics discussed during this podcast are for informational purposes only and do not constitute financial advice. We recommend when considering financial decisions, you seek the appropriate professional advice. Credit: Pixabay Music by Sergio Prosvirini from Pixabay

  1. Oct 15

    EP 54 - Budget takeaways, tax changes, and what they mean for your pocket

    Kelly-Anne and Jill break down the latest budget announcements, focusing on what could change for employees, employers, investors, homeowners, and pension savers. They also share practical examples to help make the numbers easier to understand. The conversation covers wage and employer cost changes, capital gains and exit tax, personal tax credits, inheritance thresholds, the state pension, rental relief, Help to Buy, and the proposed personal investment account.  Key topics Capital gains tax falls from 33% to 31%, while exit tax falls to 35%. They recommend planning ahead and checking whether reliefs such as entrepreneur or retirement relief may apply. They explain personal tax credit changes using examples, and urge people with multiple jobs, pensions, or split credits to check their tax credit certificate. They discuss inheritance tax threshold increases and the case for a family home exemption. The state pension increase of €10 a week is welcomed, while the hosts note that long-term retirement planning should not rely on it alone. Rental room relief and the Help to Buy threshold increase are discussed as supports for homeowners, students, and first-time buyers. They examine the proposed personal investment account, including questions around the 1% flat tax and deemed disposal.   Have you got a question for Ms Moneypennies? Get in touch Voice Note: 085 7285161 Email: info@msmoneypennies.ie Website: www.msmoneypennies.ie Instagram: https://www.instagram.com/msmoneypennies.ie/ All topics discussed during this podcast are for informational purposes only and do not constitute financial advice.  We recommend when considering financial decisions, you seek the appropriate professional advice

  2. Oct 1

    Ep 53: What Should Your Adviser Do For You?

    In this episode of Ms Moneypennies  Jill and Kelly-Anne answer a listener question: what should a financial advisor actually do for me? They break down the real role of an advisor beyond products and paperwork, showing how advice should be built around goals, risk, reviews, and clear communication.The conversation also makes the case for ongoing relationship-based advice. Jill and Kelly-Anne explain why good advice is about listening, planning, adjusting, and keeping clients calm when life or markets change. Key topics In this episode, they explain that a good financial advisor should start by listening to your goals, not by pushing a product. They use a sat nav analogy to show how advice should help map the most appropriate route based on your destination and your risk tolerance. They discuss why emergency funds matter, including the warning that many people are only a couple of pay slips away from trouble. Explain why money needed in the short term should not be left in volatile investments, especially if it is earmarked for something like a renovation. They stress that different people have different priorities, such as protecting income, saving for a renovation, or funding a pension. They talk about the importance of plain-English explanations so clients understand what they are signing up for before they leave the meeting. Reviews are a major theme, with both hosts saying an advisor should revisit your plan regularly as your circumstances, goals, and legislation change. The episode closes with a reminder that if you do not feel comfortable with your advisor, it may be time to have an honest conversation or find a better fit. Have you got a question for Ms Moneypennies? Get in touch Voice Note: 085 7285161 Email: info@msmoneypennies.ie Website: www.msmoneypennies.ie Instagram: https://www.instagram.com/msmoneypennies.ie/ All topics discussed during this podcast are for informational purposes only and do not constitute financial advice.  We recommend when considering financial decisions, you seek the appropriate professional advice

  3. Sep 17

    What Does Mortgage Protection Cover?

    Summary In this episode, Kelly-Anne and Jill explore the essentials of mortgage protection, clarifying misconceptions and offering practical advice on choosing the right cover to protect your family and financial future. Key Topics What mortgage protection covers and what it doesn't The importance of understanding decreasing vs. level term cover The benefits of dual life cover and joint policies The significance of conversion options in policies How to review and update your protection plans   Have you got a question for Ms Moneypennies? Get in touch Voice Note: 085 7285161 Email: info@msmoneypennies.ie Website: www.msmoneypennies.ie Instagram: https://www.instagram.com/msmoneypennies.ie/ All topics discussed during this podcast are for informational purposes only and do not constitute financial advice.  We recommend when considering financial decisions, you seek the appropriate professional advice

  4. Jun 25

    Ep 51: Pension Adjustment Orders

    Pension adjustment orders can have a major impact on your financial future after separation or divorce, yet they're often misunderstood. In this episode, Jill and Kelly-Anne explain how pension adjustment orders work, common mistakes people make, and why understanding your pension entitlements is so important before agreeing a settlement. They discuss relevant periods, pension valuations, retirement options, and the importance of getting financial advice to avoid costly surprises later.   Have you got a question for Ms Moneypennies? Get in touch Voice Note: 085 7285161 Email: info@msmoneypennies.ie Website: www.msmoneypennies.ie Instagram: https://www.instagram.com/msmoneypennies.ie/ All topics discussed during this podcast are for informational purposes only and do not constitute financial advice.  We recommend when considering financial decisions, you seek the appropriate professional advice

  5. Jun 11

    Ep 50: Negotiate your Worth: Why Women Need To Ask For More

    Why do so many women hesitate to ask for the salary they deserve? In this episode of Miss Moneypennies, Jill and Kelly-Anne are joined by Becky Thomas, author of Negotiate Your Worth: Strategies for Women to Get the Salary Increase They Deserve. They discuss the confidence gap, salary negotiations, and the long-term financial impact of not asking for more. Exploring why women often undervalue themselves, how to prepare for salary conversations, the importance of leading with facts rather than emotions, and how even a small increase early in your career can have a significant effect on your future wealth, pension, and financial freedom. A practical and empowering conversation for anyone who wants to build confidence, increase their earning potential, and take control of their financial future. Want to know more? You can get Negotiate Your Worth here: https://www.amazon.ie/Negotiate-Your-Worth-Strategies-Increase/dp/B0FDQPHRW2   Check out Becky on Instagram under Female_negotiator_tribe    Have you got a question for Ms Moneypennies? Get in touch Voice Note: 085 7285161 Email: info@msmoneypennies.ie Website: www.msmoneypennies.ie Instagram: https://www.instagram.com/msmoneypennies.ie/ All topics discussed during this podcast are for informational purposes only and do not constitute financial advice.  We recommend when considering financial decisions, you seek the appropriate professional advice

  6. May 28

    Ep 49: How Much Should Be In My Pension

    Are you saving into your pension without knowing if it will actually be enough? In this episode, Kelly-Anne and Jill use the Financial Planning Standards Board’s Prime Retirement Index to unpack what your pension pot may need to look like, why clear retirement targets matter, and how to tell if you’re on track. A practical conversation for anyone who wants to stop guessing and start planning for retirement with more confidence..    Have you got a question for Ms Moneypennies? Get in touch Voice Note: 085 7285161 Email: info@msmoneypennies.ie Website: www.msmoneypennies.ie Instagram: https://www.instagram.com/msmoneypennies.ie/ All topics discussed during this podcast are for informational purposes only and do not constitute financial advice.  We recommend when considering financial decisions, you seek the appropriate professional advice

  7. May 14

    Ep 48: Finance Through The Decades

    How did we get from credit cards and ATMs to crypto and post-pandemic investing? Jill and Kelly-Anne explore the biggest financial shifts from the 1950s to today, and what they reveal about how we save, spend and invest. A sharp, practical look at the moments that shaped modern money.   Have you got a question for Ms Moneypennies? Get in touch Voice Note: 085 7285161 Email: info@msmoneypennies.ie Website: www.msmoneypennies.ie Instagram: https://www.instagram.com/msmoneypennies.ie/ All topics discussed during this podcast are for informational purposes only and do not constitute financial advice.  We recommend when considering financial decisions, you seek the appropriate professional advice

  8. Apr 30

    Ep 47: Questions and Answers

    In this Q and A episode of Ms Moneypennies, Kelly-Anne and Jill answer listeners’ questions on some of the money issues coming up most often right now. They cover old pensions, whether to combine them, fixed versus variable mortgage rates for first-time buyers, the cost of childcare, guilt around spending money on yourself, auto-enrolment and private pensions, and how to think about risk in volatile markets. It is a practical episode with simple advice on understanding what you have, reviewing your options, and making a plan that works for your life now and in the future.   Have you got a question for Ms Moneypennies? Get in touch Voice Note: 085 7285161 Email: info@msmoneypennies.ie Website: www.msmoneypennies.ie Instagram: https://www.instagram.com/msmoneypennies.ie/ All topics discussed during this podcast are for informational purposes only and do not constitute financial advice.  We recommend when considering financial decisions, you seek the appropriate professional advice

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About

Join Jill Steeples QFA RPA and Kelly-Anne Quinn QFA RPA SIA FPRA CFP®, on their podcast “Ms Moneypennies”, where they have created a space for judgement-free finance chats. With their wealth of experience, they are amplifying female financial voices to every day money matters. Their mission? To demystify financial planning by stripping away the jargon and simplifying concepts, making it approachable for all. Tune in to join their conversations and submit the questions you’ve been longing to ask! Have you got a question for Ms Moneypennies? Get in touch Email: info@msmoneypennies.ie Website: www.msmoneypennies.ie Instagram: https://www.instagram.com/msmoneypennies.ie/ All topics discussed during this podcast are for informational purposes only and do not constitute financial advice. We recommend when considering financial decisions, you seek the appropriate professional advice. Credit: Pixabay Music by Sergio Prosvirini from Pixabay

Information

  • Creator
    Ms Moneypennies
  • Years Active
    2024 - 2026
  • Episodes
    54
  • Rating
    Clean
  • Copyright
    © Copyright 2024 All rights reserved.
  • Show Website
    Ms Moneypennies

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