Level Up With Priyanka Shah

Priyanka Shah

Welcome to Level Up With Priyanka Shah, the podcast dedicated to helping you elevate every aspect of your personal and professional life. Hosted by Priyanka Shah, each episode features inspiring conversations with top professionals who share their insights, tips, and success stories. Whether you’re looking to boost your career, improve your financial health, or gain a fresh perspective on life, Level Up With Priyanka is your go-to source for practical advice and inspiration. Tune in and join us on this journey to unlock your full potential and achieve your goals. Let's level up together!

  1. #22 How a Young Couple Turned $10,000 Into a Multi-Million Dollar Property Portfolio Ft Hardik Shah

    May 5

    #22 How a Young Couple Turned $10,000 Into a Multi-Million Dollar Property Portfolio Ft Hardik Shah

    In this deeply personal episode of LevelUp Podcast with Priyanka Shah, Priyanka sits down with Hardik Shah—entrepreneur, property strategist, and her life partner—for an honest conversation about money, marriage, risk, and building wealth together.This isn’t theory.This is lived experience.From starting with just $10,000 in savings to building a multi-property portfolio and transitioning into business, this episode breaks down the real journey behind financial growth.But here’s what makes this episode different…It’s not just about property.It’s about mindset, risk-taking, relationships, and long-term vision.💡 What You’ll Learn in This Episode✔️ Why your first home is not your last home✔️ The biggest mistake most first-time buyers make✔️ How equity + income can unlock exponential growth✔️ Why business income can accelerate wealth faster than a salary✔️ The truth about property vs other investments✔️ How to think long-term (even if you’re just starting out)✔️ Why having the right people around you changes everything🔥 Key InsightMost people think buying a house is the end goal.But in reality…👉 It’s just your entry ticket into the game.As shared in this episode, many people stop after their first property—without a clear plan, vision, or strategy for what comes next.And that’s where they miss out.🚀 A Bigger PerspectiveThis episode also explores something deeper:The power of self-employment and cash flowWhy income is the real engine behind wealthHow small decisions today can shape your next 10–20 yearsAnd why your life partner and environment play a massive role in your successBecause wealth isn’t built in isolation.It’s built through decisions, consistency, and the people you choose around you.🎯 If You’re Someone Who:Is planning to buy your first homeWants to build long-term wealth through propertyIs thinking about starting a businessFeels stuck in a “salary cycle”Or wants clarity on your financial future👉 This episode will shift how you think.🎧 About the PodcastLevelUp Podcast with Priyanka Shah is where real stories meet practical insights—helping you inspire, empower, and elevate your life through better decisions.👉 Watch till the end—you might rethink your entire financial journey.

    56 min
  2. Apr 24

    The Superannuation Mistakes Every 40-Year-Old Australian Is Making Right Now with Jordan Vaka

    Most Australians are losing thousands in superannuation every single year — and they don't even know it.A "balanced" fund that's actually 90% high-risk. Insurance inside your super costs 4x what you could pay outside. Lost funds are sitting forgotten across multiple accounts. These aren't edge cases — they're happening to everyday Australians right now.In this episode of Level Up with Priyanka Shah, financial adviser Jordan breaks down everything you actually need to know about your super — at every stage of life — and why the best time to act is always right now.─────────────────────────────🎙️ IN THIS EPISODE, WE COVER:─────────────────────────────✅ The worst age to start looking at your super (hint: most people get this wrong)✅ What "balanced" actually means — and why your fund may be lying to you✅ How to check your risk profile and align it with your investments✅ Return benchmarks you should be measuring your fund against✅ The top 3 industry super funds — and how to compare them✅ Why fees matter more than returns (and what a good fee looks like)✅ The hidden danger of consolidating super funds — losing insurance you can never get back✅ How one client was paying 4x more for insurance inside their super✅ Self-managed super funds — who they're for and who should stay away✅ The one action to take today if you've never actively managed your super✅ Why a $50 extra contribution in your 20s can outperform a lifetime of high earnings─────────────────────────────💬 POWERFUL MOMENT FROM THIS EPISODE:─────────────────────────────"The people I've seen at 60-65 with the biggest balances haven't always been the biggest earners. They just started in their 20s, putting in an extra $30, $40, $50 a paycheck — and they just did that forever."— Jordan─────────────────────────────👤 ABOUT OUR GUEST — JORDAN─────────────────────────────Jordan is a financial adviser with deep expertise in superannuation strategy, insurance planning, and long-term wealth building. He helps Australians at every stage of life take control of their super and make smarter decisions with their money.─────────────────────────────⏱️ TIMESTAMPS:──────────────────────────────────────────────────────────🔔 IF THIS OPENED YOUR EYES:─────────────────────────────Share this with someone in their 20s, 30s or 40s who keeps putting their super in the "deal with it later" pile. This conversation could literally be worth hundreds of thousands of dollars to them one day.👍 Like | 💬 Comment your super question below | 🔔 Subscribe to Level Up with Priyanka Shah─────────────────────────────📌 DISCLAIMER:─────────────────────────────This podcast is for educational and informational purposes only and does not constitute financial advice. Please consult a licensed financial adviser before making any changes to your superannuation or investments.

    26 min
  3. Apr 24

    The One Money Mistake Every Migrant Family Makes with Patricia Galea - Levelup with Priyanka Shah

    What happens to your family if you die overseas without a will?A young couple flew to India to celebrate their son's first birthday. The husband passed away suddenly — a blood clot in the heart. He had no will. His wife was left devastated, not knowing what he owned, how his business was structured, or even how to bring his body home to Melbourne.This is a real story. And it could happen to anyone.With the holiday season approaching and so many of us planning trips abroad, this episode of Level Up with Priyanka Shah is one you cannot afford to miss.Priyanka sits down with experienced solicitor Patricia Galea to break down everything you need to have in place before you travel — and the very real consequences of not doing it.─────────────────────────────🎙️ IN THIS EPISODE, WE COVER:─────────────────────────────✅ What happens when you die overseas without a will✅ How intestacy laws (dying without a will) decide who gets your assets — and it may not be who you think✅ What happens to your mortgage and debts when you pass away✅ How your children are protected (or not) without a guardian appointed✅ The difference between a Will, Enduring Power of Attorney & Medical Treatment Decision Maker✅ Why your spouse CANNOT automatically make decisions for you✅ The risks of online or DIY will kits✅ What to do if you have assets in multiple countries✅ Where to safely store your documents─────────────────────────────💬 REAL CASE SHARED IN THIS EPISODE:─────────────────────────────A wife left behind with a one-year-old, no will, no idea what her husband's estate looked like, and no guidance on how to bring him home. This is what no documentation looks like in real life — financial chaos on top of unbearable grief.─────────────────────────────👤 ABOUT OUR GUEST — PATRICIA GALEA─────────────────────────────Patricia Galea is an experienced solicitor specialising in estate planning, wills, powers of attorney, and probate. She has helped countless families navigate one of life's most difficult and overlooked areas of planning.─────────────────────────────📌 KEY TAKEAWAY:─────────────────────────────"You have no idea what sort of mental peace and clarity you bring to your family when those documents are in place. It's a peace of mind you simply cannot put a price on." — Patricia Galea─────────────────────────────⏱️ TIMESTAMPS:─────────────────────────────00:00 — Introduction & real story00:00 — What is an estate?00:00 — Dying overseas without a will — what the law says00:00 — How intestacy laws distribute your assets00:00 — What happens to your mortgage & debts00:00 — Protecting your children — appointing a guardian00:00 — Will vs Power of Attorney vs Medical Decision Maker00:00 — Can your spouse automatically make decisions for you?00:00 — Risks of DIY will kits00:00 — Assets in multiple countries00:00 — What to do before you travel00:00 — Final thoughts & key action steps─────────────────────────────🔔 SUBSCRIBE & STAY PROTECTED:─────────────────────────────If this episode opened your eyes, share it with someone you love. It could be the most important conversation they never knew they needed.👍 Like | 💬 Comment | 🔔 Subscribe to Level Up with Priyanka Shah#EstatePlanning #Wills #LevelUpWithPriyankShah

    35 min
  4. #17 Turn $70K Super Into $1M Property Portfolio - Smart SMSF Strategy Revealed | LevelUp with Priyanka Shah

    Jan 23

    #17 Turn $70K Super Into $1M Property Portfolio - Smart SMSF Strategy Revealed | LevelUp with Priyanka Shah

    In this episode of LevelUp with Priyanka Shah, I sit down with Omprakash, founder of Buyers Bag and experienced buyer's advocate, to demystify property investment through self-managed super funds (SMSF). If you've got money sitting in your super and wondering if it could work harder for you, this conversation will change how you think about retirement planning. KEY TOPICS COVERED:⚡ Why leverage beats industry super returns every time⚡ Real case study: $350K super turned into 60% growth in 2 years⚡ The "buy 2 properties not 1" strategy explained⚡ Cheapest entry point: $70K deposit for $320K property⚡ Regional vs capital city investments through SMSF⚡ 25 due diligence checks before buying⚡ Why Melbourne, Regional VIC, NSW & Tasmania are hot right now⚡ Common misconceptions about SMSF complexity TIMESTAMPS:0:00 - Introduction0:01:49 - Why SMSF property investment is booming0:02:54 - The leverage advantage: Super vs Property0:06:23 - Minimum super balance needed (it's less than you think)0:06:47 - Cheapest property bought: $320K with $70K deposit0:08:17 - Residential vs Commercial for SMSF0:11:14 - Real case study: Neeraj's 60% growth in 2 years0:11:14 - The 2-property diversification strategy0:16:14 - Why you need a buyer's advocate0:17:28 - Portfolio across 5 states strategy0:22:21 - Borrowing capacity separate from personal loans0:23:33 - Biggest misconceptions about SMSF0:26:20 - Realistic returns: Double digit growth explained0:27:35 - Where to buy right now (Regional VIC, NSW, TAS, Melbourne)0:28:46 - Red flags to avoid when buying0:29:26 - 25 due diligence checks explained0:30:53 - SMSF in one word GUEST BIO:Arpat Shah, an experienced buyer's advocate and the founder of BuyersBud. Arpat Shah has helped many clients accelerate their retirement savings by finding suitable properties through a Self-Managed Super Fund (SMSF). KEY INSIGHTS: Leverage multiplier: $300K in industry super at 10% = $30K growth. Same $300K as property deposit + $700K loan at 7% growth = $70K growthCapital gains tax in SMSF: Less than 10% (vs 50% discount in personal name)Two-property strategy: Diversify risk, maximize cashflow, create exit optionsMinimum entry: Can start with as little as $70-80K super balanceCurrent hot markets: Regional Victoria, Regional NSW, Tasmania, select Melbourne areasRESOURCES:🏠 Connect with Buyers Bag: [Add contact details] About Host & LevelUp Ppdcast: Level Up with Priyanka Shah brings you expert insights on financial planning, insurance, and wealth building specifically for Indians living abroad. Subscribe for practical advice on navigating finances across borders!a 👍 If you found this valuable, please LIKE, SHARE & SUBSCRIBE!🔔 Turn on notifications for more NRI financial planning content ⚖️ DISCLAIMER:This video is for educational purposes only and does not constitute financial advice. Insurance and investment decisions should be made after consulting with licensed professionals in your country of residence. Tax implications vary by jurisdiction. Returns mentioned are historical and not guaranteed for future performance. #SMSFProperty #PropertyInvestment #SelfManagedSuperFund

    32 min
  5. #16 Why NRIs Are Investing in Indian Insurance Policies With Tejas Shah | LevelUp with Priyanka Shah

    11/28/2025

    #16 Why NRIs Are Investing in Indian Insurance Policies With Tejas Shah | LevelUp with Priyanka Shah

    🇮🇳 Indian Insurance & Investment Options for NRIs Living Abroad 🇦🇺 Are you an NRI in Australia, the US, Canada, or anywhere in the world, wondering about investment options in India? This detailed podcast reveals everything you need to know about Indian insurance policies that combine life coverage with tax-free investment returns! 🎯 What We Cover in This Video: ✅ Why LIC-style products aren't available in Australia ✅ Endowment, Whole Life & ULIP plans explained for NRIs ✅ Real returns: 7-15% compounding annually (TAX-FREE!) ✅ How to secure your parents' future from abroad ✅ Legacy planning for your children ✅ Claim settlement process (500+ claims, 0 rejections!) ✅ NRI eligibility and application process ✅ Taxation for NRIs in India vs Australia 💰 FEATURED PRODUCTS DISCUSSED: 1️⃣ Whole Life Plans - Flexible withdrawal + lifelong coverage 2️⃣ Endowment Plans - Guaranteed returns after a fixed term 3️⃣ Money Back Plans - Periodic payouts during policy term 4️⃣ ULIP Plans - Market-linked returns (30% in the last 3 years!) 5️⃣ Immediate Annuity - Guaranteed monthly income for parents 📊 REAL EXAMPLES FROM THE VIDEO:- ₹8 Lakhs invested → ₹20 Lakhs received (21 years)- ₹10 Lakhs policy → ₹1 Crore maturity (30 years, 8% CAGR)- ₹3.5 Lakhs/year for 20 years → ₹4.8 Lakhs/year FOREVER- ₹10 Lakhs one-time → ₹5,200/month for parents' lifetime 🎙️ ABOUT OUR GUEST: Tejas Shah - Insurance Adviser with 25+ years of experience- Second-generation insurance professional (50 years of family experience)- Specialises in NRI insurance and investment planning- Clients across Australia, the US, Canada, New Zealand, and Europe- 500+ death claims settled with 100% success rate👩‍💼 HOSTED BY: Priyanka Shah - Insurance Adviser in Australia.- Helps Indians settled in Australia with insurance needs- Expert in comparing Indian vs Australian insurance products- Focus on NRI financial planning and wealth building⏰ TIMESTAMPS: 00:00 - Introduction 02:49 - Dual-purpose insurance plans explained 07:01 - Top products for NRIs 12:30 - ULIP vs Traditional plans 15:28 - Insurance in Australia vs India 18:41 - Real-life case study: Family of 4 with mortgage 25:33 - Claim settlement process 28:00 - Logistics for NRIs 30:51 - Advice for NRIs on the fence 34:20 - Immediate annuity plans for parents 37:45 - Real client success story🎁 KEY BENEFITS FOR NRIs: ✓ Same products available to NRIs as Indian residents ✓ No need to be a tax-paying citizen of India ✓ Can apply from abroad (but better to visit India) ✓ NRO/NRE bank account required ✓ GST benefits: Lower tax for NRIs (4.5% first year, 2.25% after) ✓ Tax-free maturity under Section 10(10D) ✓ Central Government of India guarantee (for traditional plans)📱 CONNECT WITH Tejas Shah: LinkedIn: https://www.linkedin.com/in/tejas-shah-b7b03328 About Us: Level Up with Priyanka Shah brings you expert insights on financial planning, insurance, and wealth building, specifically for Indians living abroad. Subscribe for practical advice on navigating finances across borders! 👍 If you found this valuable, please LIKE, SHARE & SUBSCRIBE! 🔔 Turn on notifications for more NRI financial planning content---⚖️ DISCLAIMER: This video is for educational purposes only and does not constitute financial advice. Insurance and investment decisions should be made after consulting with licensed professionals in your country of residence. Tax implications vary by jurisdiction. Returns mentioned are historical and not guaranteed to be repeated in the future. #NRIInvestment #IndianInsurance #NRIFinance #AustralianNRI

    42 min
  6. #15 The Daily Habit That Will Make You 1% Better Overnight (Why Most People Fail) With Todd Duncan

    11/02/2025

    #15 The Daily Habit That Will Make You 1% Better Overnight (Why Most People Fail) With Todd Duncan

    In this powerful conversation, Todd Duncan shares the inspiring story behind Fuel—a revolutionary learning platform born from a COVID-era livestream that reached 44,000 devices across 13 countries. Unlike traditional learning platforms that stop at content delivery, Fuel takes it a step further with interactive exercises, AI-powered coaching, and performance tracking that turn knowledge into real results.KEY TOPICS COVERED:⚡ The 1% daily improvement formula ⚡ Why micro-learning beats traditional education⚡ How Fuel combines learning + performance⚡ AI coaching available 24/7 in 100 languages⚡ Real transformation stories: weight loss, marriage healing, career growth⚡ From "smart books" to animated content for kids ⚡ Why happy employees create 21% higher profit marginsTIMESTAMPS:0:00 - Introduction0:01:13 - Who is Todd Duncan?0:02:32 - The birth of Fuel during COVID0:05:07 - Why micro-learning changes everything0:06:27 - Performance over content: What makes Fuel different0:11:19 - AI integration & 24/7 coaching0:14:13 - Smart books & the future of learning0:17:03 - Fuel for kids: Teaching the next generation0:19:08 - A father's text: Real impact stories0:20:24 - Transformations: Marriages, health, happiness0:23:06 - Using technology mindfullyGUEST BIO:Todd Duncan is a New York Times bestselling author with 22 books, world-renowned speaker, and founder of Fuel—a micro-learning platform reaching 53 countries. With over 30 years transforming 5+ million lives through relationship selling and personal development, Todd pioneered the concept of making learning accessible anywhere, anytime, on any device.RESOURCES:🔗 Try Fuel: myfuel.ioLinkedIn: Instagram: Don't Miss Out: If you're interested in real estate investment or looking to level up your financial game, this episode is a must-watch!Subscribe to our channel for more expert discussions and insights into real estate, finance, and personal growth.Listen to Our Podcast on Other Platforms:Spotify: https://open.spotify.com/show/1Q0NY5cMTErWqrc9aPbuy1Apple Podcasts: https://podcasts.apple.com/us/podcast/level-up-podcast/id1753974441Amazon Music: https://music.amazon.com/podcasts/35c5ff26-b285-45cb-8121-de2673d81846/level-up-podcastiHeart: https://www.iheart.com/podcast/269-level-up-podcast-189059703/Join Our Fastest-Growing Social Media Community:Instagram: https://www.instagram.com/finsolinsurancesTikTok: https://www.tiktok.com/@priyanka.finsolinsurancesLinkedIn: https://www.linkedin.com/company/finsol-pty-ltd/YouTube: https://www.youtube.com/@finsol.insuranceJoin the Conversation: Leave your thoughts and questions in the comments below. We'd love to hear from you!General Advice Warning:The information provided in this communication is general in nature and does not take into account your personal objectives, financial situation or needs. Before acting on any information, you should consider whether it is appropriate for your circumstances and seek professional advice.#LevelUpWithPriyankaShah

    27 min

About

Welcome to Level Up With Priyanka Shah, the podcast dedicated to helping you elevate every aspect of your personal and professional life. Hosted by Priyanka Shah, each episode features inspiring conversations with top professionals who share their insights, tips, and success stories. Whether you’re looking to boost your career, improve your financial health, or gain a fresh perspective on life, Level Up With Priyanka is your go-to source for practical advice and inspiration. Tune in and join us on this journey to unlock your full potential and achieve your goals. Let's level up together!