Wise and Shine

The Financial Coconut
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Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. We believe perspectives shape a rounder thinker. In this series, we bring on interesting, relevant people to help you learn better from various perspectives. Life is not always about learning from people that you already agree with.  Join Reggie and SGBudgetBabe Dawn as we banter about the latest disputes out there, seeking to derive some good tangible lessons to help you develop as a person. May we thrive in this modern world! Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut [Podcast, Vodcast] Spotify: https://rebrand.ly/TFC-spotify Apple Podcast: https://rebrand.ly/TFC-applepodcast YouTube: https://rebrand.ly/TFC-youtube [Connect with us] Instagram: https://rebrand.ly/TFC-instagram Tik Tok: https://rebrand.ly/TFC-tiktok Telegram: https://rebrand.ly/TFC-telegram Whatsapp: https://rebrand.ly/TFC-Whatsapp-channel Newsletter: https://rebrand.ly/TFC-Newsletter Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions. Hosted on Acast. See acast.com/privacy for more information.

  1. 6d ago

    70% Teaching, 30% Theatre: The Reality of an Arts Career [W&S S2 E6]

    Can you really make a living doing what you love in Singapore? For Rowena See, theatre is her passion, but teaching accounts for around 70% of her income. The remaining 30% comes from theatre work. And here's the surprising part: landing more than two theatre projects in a year can already feel like an amazing year for her. Meanwhile, Fiona Chua balances modelling, acting and other creative jobs, planning her finances around an unpredictable stream of opportunities. So what does financial stability actually look like when your dream career doesn't come with a fixed salary? In this episode of Wise & Shine, Adrian Tan and Faith Choo sit down with Rowena and Fiona to uncover the realities of building a creative career in Singapore. From taking on multiple jobs and managing irregular income to developing new skills and creating their own opportunities, they share what it really takes to keep pursuing the arts. Because passion may be what gets you started, but financial planning is part of what keeps you going. Would you give up a stable salary to pursue something you love? Watch the full conversation on Youtube. #WiseAndShine #TheFinancialCoconut --- 🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more. Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut 📍 LISTEN & SUBSCRIBE SpotifyApple PodcastYouTube 🔗 CONNECT WITH US Get daily tips, insights, and community: InstagramTikTokTelegramWhatsappNewsletter 📺 MORE FROM OUR NETWORK Discover our other shows and deep dives on YouTube ⚠️ Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions. Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

  2. Oct 25

    She Quit MOE to Become a Professional Cosplayer [W&S S2 E5 ft Chanel Yui]

    Quitting a stable job is one thing. Having enough money to survive if it fails is another. Before Chanel Yui left teaching, she had saved enough to give herself a few years of runway. That gave her room to try different paths: cosplay, modelling, content creation, events, art and retail — without betting everything on one idea. Three years later, she is still taking risks, just calculated ones. For anyone thinking about leaving a stable career, her story is a reminder that the leap does not start with the resignation letter. It starts with being ready for what comes after. Watch the full conversation on Youtube. #WiseAndShine #TheFinancialCoconut --- 🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more. Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut 📍 LISTEN & SUBSCRIBE SpotifyApple PodcastYouTube 🔗 CONNECT WITH US Get daily tips, insights, and community: InstagramTikTokTelegramWhatsappNewsletter 📺 MORE FROM OUR NETWORK Discover our other shows and deep dives on YouTube ⚠️ Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions. Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

  3. Oct 18

    Your Job Might Survive AI. Will Your Skills? | LLSG Thought Leadership x Wise & Shine [W&S S2 E4]

    AI can make work faster. But should it do all the thinking for us? In this Wise & Shine conversation, Chelvin Loh, Dr Tommie Chen and Mario Jacober explore how AI is changing jobs, skills and the way people work. The bigger question is not simply whether AI will replace jobs, but which tasks should be automated, where human judgement still matters and what skills will keep professionals relevant. For working professionals, staying ahead may mean less chasing every new AI tool and more strengthening judgement, communication, adaptability and real-world capability. Produced in partnership with Lifelong Learning Singapore. Disclaimer: This content is for general informational and educational purposes only. Watch the full conversation on Youtube. #WiseAndShine #Lifelong Learning Singapore #CareerGrowth #FutureOfWork #AIAtWork #TheFinancialCoconut --- 🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more. Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut 📍 LISTEN & SUBSCRIBE SpotifyApple PodcastYouTube 🔗 CONNECT WITH US Get daily tips, insights, and community: InstagramTikTokTelegramWhatsappNewsletter 📺 MORE FROM OUR NETWORK Discover our other shows and deep dives on YouTube ⚠️ Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions. Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

    Your Job Might Survive AI. Will Your Skills? | LLSG Thought Leadership x Wise & Shine [W&S S2 E4]

  4. Oct 11

    How a Longkang Cleaner Built a Business Nearing S$3M a Year [W&S S2 E3 ft Shaik Nifael]

    Most people try to make their jobs sound more impressive. Shaik Nifael does the opposite: "I clean longkangs for a living." He left school without the conventional qualifications his parents had hoped for and ended up doing the work he had been warned about growing up. At first, even Shaik was embarrassed by it. Then something shifted: engineers were listening to his advice, clients relied on him when buildings had problems, and he realised the job people looked down on was highly technical and hard to replace. That experience became the foundation for Jetters Incz. Along the way, Shaik took a S$1,900 management trainee salary, learnt sales the hard way, and later secured S$200,000 in backing from businessman Kelvin Neo. Jetters has since grown into a waste-management business reported to be generating around S$3 million in annual revenue. This isn’t a "school doesn’t matter" story. It’s about what happens when you stop judging a career by how impressive it sounds and start asking where the real demand, skill and opportunity are. Hit the link in bio to watch the full episode now. #WiseAndShine #TheFinancialCoconut #SingaporeCareers #Entrepreneurship #SingaporeBusiness --- 🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more. Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut 📍 LISTEN & SUBSCRIBE SpotifyApple PodcastYouTube 🔗 CONNECT WITH US Get daily tips, insights, and community: InstagramTikTokTelegramWhatsappNewsletter 📺 MORE FROM OUR NETWORK Discover our other shows and deep dives on YouTube ⚠️ Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions. Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

  5. Oct 4

    36 Hours in a Cell: The Arrest That Changed a 24-Year-Old's Career [W&S S2 E2]

    At 24, Nicholas thought he was choosing between photography and film production. Then he spent 36 hours in a concrete cell. Lights on around the clock. Air-con blasting. Almost nothing except time to think. And one question kept coming back: “Is this all my life is worth?” The arrest didn’t instantly give him a new career. But it forced him to question the path he had spent years building. Then came another reality check: his four-year university degree cost about S$32,000, while just two days in hospital came to S$43,000. Seeing how his father’s financial planning helped him through that moment changed how he understood the work. Nicholas eventually went from a decade in fine arts to financial consulting — carrying lessons from sport, art, relationships and one of the most difficult periods of his life into a completely different career. Topics covered: What happens when the career you studied for stops making senseThe arrest that left Nicholas in a cell for 36 hoursWhy a pain-relief cream led to interrogation, a raid and arrestFacing the possibility of major hip surgery at 24The S$32K degree vs S$43K hospital bill that changed his perspectiveMoving from fine arts and photography into financeStarting a new career with almost no relevant technical backgroundWhy freedom at work still requires disciplineHow around 50 character references changed his view of relationshipsWhy trust became central to the way he worksHow creative skills can still matter after a major career pivotWhy your career does not have to become your identityNicholas's advice to younger people: trust the process and bet on yourselfPractical, candid conversations on work, money, and everything in between. Like, follow, and subscribe to Wise & Shine for more. #WiseAndShine #CareerPivot #CareerChange #SingaporeCareers #GenZCareers #TheFinancialCoconut --- 🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more. Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut 📍 LISTEN & SUBSCRIBE SpotifyApple PodcastYouTube 🔗 CONNECT WITH US Get daily tips, insights, and community: InstagramTikTokTelegramWhatsappNewsletter 📺 MORE FROM OUR NETWORK Discover our other shows and deep dives on YouTube ⚠️ Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions. Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

  6. Sep 20

    Real Reasons Fresh Grads Get Ghosted After 400 Applications [W&S S2 E1]

    A 100% keyword match on a resume used to be the goal. Now it's often the reason it gets rejected before a human ever reads it. Career coach Samantha Ng joins co-hosts Adrian and Faith to break down why fresh grads are sending out hundreds of applications and hearing nothing back. The diagnosis isn't a weak resume, it's a hiring system that screens through AI before anyone sees the document, filters out "too perfect" applications as machine-generated, and fills most roles through internal referrals long before they ever reach a public job portal. Samantha, who works across local, regional, and global talent as a university career coach, walks through what's actually working right now: building a visible portfolio, going beyond internships for real-world proof of skill, using cold LinkedIn outreach the right way (ask for advice, not a job), and why energy management matters as much as strategy when the rejections start piling up. Topics covered: Why AI hiring screens resumes before a human does, and what a "too perfect" match now signalsThe hidden hiring funnel: referrals → fairs → headhunters → portals (and why job seekers are looking in the wrong place)Portfolio vs. internship stacking: what actually proves capabilityGhost job postings and lazy, AI-generated JDsCold networking that works, and why "ask for advice" beats "ask for a job"Energy management and separating justified stress from self-inflicted comparisonWhat to change in the next 7 days if applications aren't converting Practical, candid conversations on work, money, and everything in between. Like, follow, and subscribe to Wise & Shine for more. #JobSearch #CareerAdvice #FreshGrad #ResumeTips #AIHiring #SingaporeCareers #TheFinancialCoconut --- 🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more. Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut 📍 LISTEN & SUBSCRIBE SpotifyApple PodcastYouTube 🔗 CONNECT WITH US Get daily tips, insights, and community: InstagramTikTokTelegramWhatsappNewsletter 📺 MORE FROM OUR NETWORK Discover our other shows and deep dives on YouTube ⚠️ Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions. Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

  7. Jul 12

    Wise & Shine Returns With A New Gen Z Voice

    Wise and Shine is coming back, and this time, we are looking for a new voice. The career landscape has changed. It is no longer just about climbing the ladder, asking for a higher salary, or figuring out how to survive middle management. Gen Zs are entering a workplace shaped by AI, higher expectations, tougher competition, and new definitions of success. That is why Wise and Shine is opening the door for a Gen Z co-host who can speak honestly about what work feels like today. We are looking for someone who is curious, articulate, opinionated, and passionate about career conversations. Whether it is layoffs, office culture, bosses, burnout, first jobs, AI disruption, or the future of work, we want someone who can bring lived experience into the discussion. This is not about having all the answers. It is about being willing to ask better questions. Interested? Send us a 2 to 3 minute recording and show us why your voice belongs on Wise and Shine. Click the link below: https://docs.google.com/forms/d/e/1FAIpQLScLl23dMBtX8m5oxq2cmyPjfHrLoyePKoWv5GU9yZvecj7NFQ/viewform #TheFinancialCoconut #Wise&Shine #CoHost Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

  8. Mar 29

    Our Last Wise & Shine Episode

    After 160 episodes and 3 years of conversations, the entire Wise and Shine team is back together for one final discussion. But this episode is different. We’re sharing the real story behind the show, the lessons we learned, and why we’re pressing pause on the podcast… for now. From its humble beginnings to becoming a platform for honest conversations about careers, personal growth, and the changing world of work, Wise and Shine has explored the realities that professionals face today. But the world of work is changing faster than ever. Hear from our host and co-hosts: Reggie – Founder of The Financial CoconutDawn Cher – Author of Take Back Control of Your Money and SG Budget BabeAlex Loh – Next Coach helping professionals navigate career transitionsCheryl Lau – Producer behind the recent evolution of Wise & ShineSo what happens next? 💬 Question for you: What was your favourite Wise & Shine episode or lesson? Let us know in the comments. If you’d like the show to return in a new format, tell us what topics you want us to cover next. --- 🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more. Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut 📍 LISTEN & SUBSCRIBE SpotifyApple PodcastYouTube 🔗 CONNECT WITH US Get daily tips, insights, and community: InstagramTikTokTelegramWhatsappNewsletter 📺 MORE FROM OUR NETWORK Discover our other shows and deep dives on YouTube ⚠️ Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions. Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

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About

Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. We believe perspectives shape a rounder thinker. In this series, we bring on interesting, relevant people to help you learn better from various perspectives. Life is not always about learning from people that you already agree with.  Join Reggie and SGBudgetBabe Dawn as we banter about the latest disputes out there, seeking to derive some good tangible lessons to help you develop as a person. May we thrive in this modern world! Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut [Podcast, Vodcast] Spotify: https://rebrand.ly/TFC-spotify Apple Podcast: https://rebrand.ly/TFC-applepodcast YouTube: https://rebrand.ly/TFC-youtube [Connect with us] Instagram: https://rebrand.ly/TFC-instagram Tik Tok: https://rebrand.ly/TFC-tiktok Telegram: https://rebrand.ly/TFC-telegram Whatsapp: https://rebrand.ly/TFC-Whatsapp-channel Newsletter: https://rebrand.ly/TFC-Newsletter Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions. Hosted on Acast. See acast.com/privacy for more information.

Information

  • Creator
    The Financial Coconut
  • Years Active
    2024 - 2026
  • Episodes
    169
  • Rating
    Clean
  • Copyright
    © Copyright 2021 All rights reserved.
  • Show Website
    Wise and Shine