Back-to-school season is here, and for some families, the next big milestone is college! 🎓 Are you preparing to send your child off to college next year—or maybe the year after? Now is the time to start planning, asking questions, and exploring ways to make higher education more affordable without sacrificing your family's financial future. We're BACK for Season 3 of Money TALK$: Wealth Beyond Numbers! 🎉 And we're kicking off the new season with a conversation every parent needs to hear. Dr. Constance Craig-Mason sits down with Shellee Howard, college planning expert and founder of College Ready, to share practical strategies for navigating college admissions, finding scholarships, and helping your child pursue higher education without taking on unnecessary debt. Shellee shares insights from her own family's journey, including how Harvard matched her son's full-ride scholarship, and breaks down the four buckets of college funding every family should understand. From starting college conversations early to aligning your child's development with your family's values and financial goals, this episode will help you approach college planning with greater clarity and confidence. Because getting your child into college is one thing. Planning for college without putting your family's financial future at risk? That's the conversation we need to have. 🎧 In This Season 3 Premiere, You'll Discover: The Four Buckets of College Money: Understand the different sources of college funding and how to maximize available resources. Scholarships & Grants: Learn why early preparation and strategic planning matter when pursuing scholarship opportunities. When to Start Planning: Find out why college conversations should begin long before senior year. Family Financial Literacy: Discover how conversations about money, education, and family values can shape smarter decisions. College Beyond the Acceptance Letter: Learn why choosing a college should align with your child's development and your family's long-term goals. ⏱️ Episode Chapters Back-to-school season is here, and for some families, the next big milestone is college! 🎓 Are you preparing to send your child off to college next year—or maybe the year after? Now is the time to start planning, asking questions, and exploring ways to make higher education more affordable without sacrificing your family's financial future. We're BACK for Season 3 of Money TALK$: Wealth Beyond Numbers! 🎉 And we're kicking off the new season with a conversation every parent needs to hear. Dr. Constance Craig-Mason sits down with Shellee Howard, college planning expert and founder of College Ready, to share practical strategies for navigating college admissions, finding scholarships, and helping your child pursue higher education without taking on unnecessary debt. Shellee shares insights from her own family's journey, including how Harvard matched her son's full-ride scholarship, and breaks down the four buckets of college funding every family should understand. From starting college conversations early to aligning your child's development with your family's values and financial goals, this episode will help you approach college planning with greater clarity and confidence. Because getting your child into college is one thing. Planning for college without putting your family's financial future at risk? That's the conversation we need to have. 🎧 In This Season 3 Premiere, You'll Discover: The Four Buckets of College Money: Understand the different sources of college funding and how to maximize available resources. Scholarships & Grants: Learn why early preparation and strategic planning matter when pursuing scholarship opportunities. When to Start Planning: Find out why college conversations should begin long before senior year. Family Financial Literacy: Discover how conversations about money, education, and family values can shape smarter decisions. College Beyond the Acceptance Letter: Learn why choosing a college should align with your child's development and your family's long-term goals. 🎙️ Memorable Moments "Harvard matched my son's full ride." "There are four buckets of college money." "College is a stepping stone, not the end game." ⏱️ Episode Chapters 00:46 Introduction to College Readiness 03:30 Shellee's Journey to Educational Consulting 06:18 The Impact of Personal Experience 10:04 Understanding College Readiness 10:50 The Role of a College Consultant 12:09 Shifting the Focus to the Child 16:03 Navigating Financial Strategies for College 19:53 Understanding Financial Aid and Scholarships 23:28 The Importance of Personal Development 25:45 The Impact of Service on Youth Development 27:52 Navigating College Choices: The Importance of Fit 31:31 Financial Literacy and College Debt Awareness 33:36 Understanding Military Benefits for Education 33:43 The Importance of Communication in College Planning 37:00 When to Start Conversations About Higher Education 40:00 Scholarships and Financial Literacy for Students 41:33 Resources for College Planning and Support 👋🏽 Connect With Shellee Howard Ready to take the guesswork out of college planning? Explore Shellee's resources and connect with her: Website: College Ready — Meet Shellee LinkedIn: Shellee Howard Instagram: @college_ready Book: How to Send Your Student to College Without Losing Your Mind or Your Money Book: College Admissions PLAN Simplified 💰 Partner With Money TALK$: Wealth Beyond Numbers At Money TALK$: Wealth Beyond Numbers, we believe financial wellness is about more than the numbers in your bank account. It's about making informed decisions, building financial confidence, and creating opportunities for generations to come. Visit our official podcast website to explore more conversations and discover ways to partner with Money TALK$. 🏢 Bring Dr. Constance Craig-Mason to Your Organization or Company Retreat! Give your team more than another presentation. Bring practical financial education and meaningful money conversations to your next company retreat, organizational event, or employee development experience. Partner with Money TALK$ and have Dr. Constance teach your organization how to build financial knowledge, confidence, and healthier financial futures. Learn more at Money TALK$: Wealth Beyond Numbers. 🔑 Keywords College planning, scholarships, financial literacy, college admissions, debt-free college, family values, scholarship strategies, college funding, student development, college readiness. 🏷️ Hashtags #MoneyTALKSMovement #WealthBeyondNumbers #Season3Premiere #CollegePlanning #ScholarshipStrategies 👋🏽 Connect With Shellee Howard Ready to take the guesswork out of college planning? Explore Shellee's resources and connect with her: Website: College Ready — Meet Shellee LinkedIn: Shellee Howard Instagram: @college_ready Book: How to Send Your Student to College Without Losing Your Mind or Your Money Book: College Admissions PLAN Simplified 💰 Partner With Money TALK$: Wealth Beyond Numbers At Money TALK$: Wealth Beyond Numbers, we believe financial wellness is about more than the numbers in your bank account. It's about making informed decisions, building financial confidence, and creating opportunities for generations to come. Visit our official podcast website to explore more conversations and discover ways to partner with Money TALK$. 🏢 Bring Dr. Constance Craig-Mason to Your Organization or Company Retreat! Give your team more than another presentation. Bring practical financial education and meaningful money conversations to your next company retreat, organizational event, or employee development experience. Partner with Money TALK$ and have Dr. Constance teach your organization how to build financial knowledge, confidence, and healthier financial futures. Learn more at Money TALK$: Wealth Beyond Numbers. 🔑 Keywords College planning, scholarships, financial literacy, college admissions, debt-free college, family values, scholarship strategies, college funding, student development, college readiness. 🏷️ Hashtags #MoneyTALK$ #WealthBeyondNumbers #Season3Premiere #CollegePlanning #ScholarshipStrategies