Not Your Parents Financial Advisor

Alex LaRosa
  • 5.0 (3)
  • Investing
  • Updated Biweekly

Not Your Parents Financial Advisor will revolutionize the way millennials think about money. Join Certified Financial Professional and Millennial, Alex LaRosa, as he shares expert advice on navigating major financial decisions like retirement savings, investing, and even home buying. Perfect for those looking to balance growing wealth while managing life's many responsibilities. Check out important disclosures here: https://bluebellpwm.com/disclosure/

Episodes

  1. Charitable giving and the biggest 401(k) mistake people make

    01/15/2025

    Charitable giving and the biggest 401(k) mistake people make

    In this conversation, Alex LaRosa, a certified financial planner, discusses the intricacies of target date funds, particularly focusing on their downsides and performance compared to other investment strategies. He emphasizes the importance of understanding one's financial situation beyond just age when it comes to investment decisions. The discussion includes a detailed analysis of the Vanguard 2055 target date fund, its performance metrics, and a comparison with the S&P 500 index. LaRosa advocates for a more personalized approach to investment allocation, suggesting that with a little effort, individuals can achieve better financial outcomes.

    23 min
  2. End of the year financial planning

    12/27/2024

    End of the year financial planning

    In this episode, Alex LaRosa discusses essential end-of-year financial planning strategies, including tax loss harvesting, key deadlines for contributions, and the importance of setting financial goals for the upcoming year. He emphasizes the need to review savings rates, investment performance, and the benefits of automating savings to achieve financial objectives.

    13 min
  3. The Power Of Tax Free Income

    11/25/2024

    The Power Of Tax Free Income

    In this episode of Not Your Parents Financial Advisor, host Alex LaRosa discusses essential tax planning tips, focusing on the benefits of 401(k) plans and Roth IRAs. He emphasizes the importance of tax-free growth through Roth IRAs, particularly for young investors, and explains the advantages of these accounts, including their role in estate planning. LaRosa also outlines strategies for contributing to Roth IRAs, including the backdoor Roth IRA for high earners, and encourages listeners to maximize their contributions for long-term financial success.

    14 min
  4. Case Study: Helping High Earners Cash Flow

    11/07/2024

    Case Study: Helping High Earners Cash Flow

    In this episode of Not Your Parents Financial Advisor, host Alex LaRosa introduces a new segment focused on tax planning tips, specifically discussing the benefits of Health Savings Accounts (HSAs) for young high earners. He then presents a detailed case study of a young couple seeking financial advice, illustrating how strategic planning can significantly improve their financial outlook. The episode concludes with a critique of financial advice from Dave Ramsey, emphasizing the importance of smart debt management and investment strategies for wealth accumulation.

    22 min
  5. Harnessing Time for Wealth Building

    10/11/2024

    Harnessing Time for Wealth Building

    In this episode, Alex LaRosa discusses the importance of time in wealth building for millennials, emphasizing that starting to invest early can lead to significant long-term gains. He explains the impact of compound interest through a comparative case study of two individuals, Sarah and John, highlighting the disparity in their investment outcomes based on when they started investing. Additionally, Alex reacts to a social media video discussing unrealized losses and shares insights on tax loss harvesting as a strategy for managing investments. The episode concludes with a strong reminder of the power of time in financial growth.

    13 min
  6. Building Your Savings Strategy As a High Earner

    09/25/2024

    Building Your Savings Strategy As a High Earner

    In this episode, the host discusses saving strategies for high-income earners. The conversation covers common mistakes in savings, building a savings strategy, recommended savings rates per age, the importance of automation, and the concept of three buckets for savings. The host also answers frequently asked questions related to retirement savings. The key takeaways include the need to avoid holding too much cash, the importance of saving for retirement outside of a 401k, the focus on hitting savings goals rather than strict budgeting, the impact of lifestyle inflation on savings, and the benefits of splitting savings into different types of accounts.

    12 min
  7. The Need for Financial Literacy Among Millennials

    09/10/2024

    The Need for Financial Literacy Among Millennials

    This episode introduces the podcast and its target audience of affluent millennials. The host, Alex LaRosa, explains his qualifications as a certified financial planner and a millennial himself. He shares statistics about millennials' financial habits, including their interest in seeking financial advice, their low savings rates, their underinsurance, and their lack of financial literacy. The episode concludes with a preview of future episodes and a call to like and subscribe. Please see disclosures here: https://bluebellpwm.com/disclosure/

    9 min

  8. Season 1 Trailer

    Not Your Parents Financial Advisor Trailer

    Trailer Episode for Not Your Parents Financial Advisor. Are you an affluent millennial looking to build long term wealth? I specialize in working with people just like you build a financial plan that encompasses investing, retirement planning, savings strategies, tax planning, and estate planning. Find my calendar link in the show notes and schedule a free consultation today. https://calendly.com/bluebellpwm/15min

    1 min

Trailer

Ratings & Reviews

5
out of 5
3 Ratings

About

Not Your Parents Financial Advisor will revolutionize the way millennials think about money. Join Certified Financial Professional and Millennial, Alex LaRosa, as he shares expert advice on navigating major financial decisions like retirement savings, investing, and even home buying. Perfect for those looking to balance growing wealth while managing life's many responsibilities. Check out important disclosures here: https://bluebellpwm.com/disclosure/

Information