The Broker's Lounge

Link Wealth Finance
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Welcome to The Broker’s Lounge with Eddie & Carlo - the podcast where we make the world of mortgages and finance feel a whole lot less intimidating. If you’re here, chances are you’re thinking about buying a home, maybe your first, or maybe you’ve been down this road before. Either way, you’re in the right place. So, who are we? We’re Eddie and Carlo, two senior mortgage brokers from Link Wealth Finance with over 30 years combined experience helping people just like you navigate the sometimes confusing, often overwhelming, but ultimately rewarding journey of buying a home. We’ve seen it all - the highs, the lows, the "I didn’t know that" moments - and we’re here to share what we’ve learned. So, whether you’re just starting out or looking to refine your financial game plan, The Broker’s Lounge is here to help you make informed decisions with confidence.Tune in, get comfortable and let’s talk about how we can help you turn that dream home into a reality.

  1. Should you refinance after the latest rate rise?

    Jun 4

    Should you refinance after the latest rate rise?

    Should you refinance after the latest rate rise? With the RBA lifting rates again, many mortgage holders are asking the same question: should I refinance, restructure, or just sit tight? In this episode of The Brokers’ Lounge, Eddie and Carlo break down what the latest rate rise means for repayments, household cash flow and the pressure many borrowers are feeling right now. They also unpack when refinancing can make sense, including lowering repayments, improving cash flow, consolidating debt, accessing equity or getting a better loan structure. But it’s not always about chasing the lowest rate. From cashback traps and hidden fees to extending your loan term and assuming approval is automatic, this episode covers the common refinancing mistakes borrowers need to avoid. If your loan hasn’t been reviewed in a while, this episode is a timely reminder to check your rate, understand your structure and speak with a broker before making any major decisions. Hit follow, leave a review, and share this episode with someone who needs to review their home loan. ------- Get in touch with Eddie: Eddie Malaeb - Senior Mortgage Broker Get in touch with Carlo: https://calendly.com/carlo-o8zv/30min More info: https://www.linkwealthfinance.com.au/ Our Financial Services + Credit Guide: https://www.linkwealthfinance.com.au/fscg Disclaimer: The information contained within this podcast is general in nature and does not take into account your personal circumstances. Please reach out if you wish to discuss your personal situation

    25 min
  2. Could New CGT Rules Change the Way Australians Invest in Property?

    May 21

    Could New CGT Rules Change the Way Australians Invest in Property?

    Could capital gains tax changes shake up the property market? Capital gains tax is back in the spotlight after the latest Federal Budget, and the proposed changes could have a real impact on property investors, first home buyers and renters. In this episode of The Brokers’ Lounge, Eddie and Carlo break down what capital gains tax actually means, how the current 50% CGT discount works, and what could change if the new inflation indexation model goes ahead. They also unpack what this could mean for investment property decisions, rental supply, housing affordability, first home buyers and the broader property market. With plenty of headlines and uncertainty flying around, the key message is simple: don’t make emotional decisions. Understand the numbers, get the right advice, and look at how the changes could affect your personal strategy. Hit follow, leave a review, and share this episode with someone trying to make sense of the proposed property tax changes. ------- Get in touch with Eddie: Eddie Malaeb - Senior Mortgage Broker Get in touch with Carlo: https://calendly.com/carlo-o8zv/30min More info: https://www.linkwealthfinance.com.au/ Our Financial Services + Credit Guide: https://www.linkwealthfinance.com.au/fscg Disclaimer: The information contained within this podcast is general in nature and does not take into account your personal circumstances. Please reach out if you wish to discuss your personal situation

    26 min
  3. Buying Off the Plan? The Risks Most Buyers Don’t See Coming

    Apr 28

    Buying Off the Plan? The Risks Most Buyers Don’t See Coming

    Buying off the plan? Know the risks before you sign In this episode of The Brokers’ Lounge, Eddie and Carlo unpack what buyers need to know before purchasing off the plan. They cover the appeal of lower upfront deposits, extra time to save and buying brand new, but also explain the key risks that can show up before settlement, including valuation shortfalls, lending changes, interest rate rises, construction delays and developer issues. If you are considering buying off the plan, this episode is a practical reminder to do your research, understand your borrowing limits and keep a strong buffer before committing. ------- Get in touch with Eddie: Eddie Malaeb - Senior Mortgage Broker Get in touch with Carlo: https://calendly.com/carlo-o8zv/30min More info: https://www.linkwealthfinance.com.au/ Our Financial Services + Credit Guide: https://www.linkwealthfinance.com.au/fscg Disclaimer: The information contained within this podcast is general in nature and does not take into account your personal circumstances. Please reach out if you wish to discuss your personal situation

    23 min
  4. This refinancing mistake can ruin your next purchase

    Apr 16

    This refinancing mistake can ruin your next purchase

    When refinancing first makes sense and when it can backfire. In this episode of The Brokers’ Lounge, Eddie and Carlo break down when refinancing before your next property purchase actually makes sense, and when it can quietly work against you. They unpack how equity release, lender policy, servicing, and timing all play a role in whether refinancing helps or hurts your next move. They also cover the common mistakes people make, like chasing a better rate without looking at the bigger picture, taking on new debt at the wrong time, or refinancing too early without a clear purchase plan. If you’re thinking about using equity to buy again, this episode will help you understand the strategy, the risks, and how to approach it properly. ------- Get in touch with Eddie: Eddie Malaeb - Senior Mortgage Broker Get in touch with Carlo: https://calendly.com/carlo-o8zv/30min More info: https://www.linkwealthfinance.com.au/ Our Financial Services + Credit Guide: https://www.linkwealthfinance.com.au/fscg Disclaimer: The information contained within this podcast is general in nature and does not take into account your personal circumstances. Please reach out if you wish to discuss your personal situation

    26 min
  5. Buying at auction? What you MUST know before you bid

    Mar 30

    Buying at auction? What you MUST know before you bid

    Buying at auction can move fast, and if you are not prepared, it can get expensive very quickly. In this episode of The Brokers’ Lounge, Eddie and Carlo break down what buyers need to know before auction day, from getting the right type of finance approval in place to understanding deposits, building and pest inspections, solicitor reviews, and the risks that come with unconditional contracts. They also explain why preparation matters just as much as confidence, and why knowing your limit before the bidding starts can save you from making emotional decisions you regret.  They also walk through the practical side of auction strategy, including how to assess comparable sales, why you need to have your funds accessible, what to clarify with the agent before the day, and how to think about things like settlement terms, insurance, and borrowing buffers. Eddie and Carlo also discuss why buyers can get caught up in the heat of the moment, how to avoid overextending yourself, and what to do if you miss out on a property so you can reset and go again with a better plan.  If you are planning to buy at auction, or you are helping someone else through the process, this episode will help you understand the risks, get your finance sorted properly, and go in with a clearer plan and more confidence. ------- Get in touch with Eddie: Eddie Malaeb - Senior Mortgage Broker Get in touch with Carlo: https://calendly.com/carlo-o8zv/30min More info: https://www.linkwealthfinance.com.au/ Our Financial Services + Credit Guide: https://www.linkwealthfinance.com.au/fscg Disclaimer: The information contained within this podcast is general in nature and does not take into account your personal circumstances. Please reach out if you wish to discuss your personal situation

    25 min
  6. Upgrading your home without the financial headache

    Mar 17

    Upgrading your home without the financial headache

    Thinking about upgrading your home but not sure how to make the numbers work? In this episode of The Broker’s Lounge, Eddie and Carlo unpack the key things to think about when moving from one property to the next. They talk through bridging loans, using equity, selling before buying, and what can happen when you end up holding two properties at once. They also cover timing, cash flow, repayments, lender requirements, and some of the common mistakes people make when they rush the process. If you are planning to upgrade, this episode will help you better understand your options and what to consider before making your next move. ------- Get in touch with Eddie: Eddie Malaeb - Senior Mortgage Broker Get in touch with Carlo: https://calendly.com/carlo-o8zv/30min More info: https://www.linkwealthfinance.com.au/ Our Financial Services + Credit Guide: https://www.linkwealthfinance.com.au/fscg Disclaimer: The information contained within this podcast is general in nature and does not take into account your personal circumstances. Please reach out if you wish to discuss your personal situation

    27 min
  7. Should you fix your mortgage rate in 2026?

    Mar 4

    Should you fix your mortgage rate in 2026?

    Should you fix your mortgage rate or keep it variable? In this episode of The Broker’s Lounge, Eddie and Carlo break down one of the most common questions borrowers are asking right now. With rates moving around and the RBA keeping everyone guessing, many homeowners are wondering whether fixing their loan actually makes sense. They walk through when fixing might work, when it probably doesn’t, and why the structure of your loan often matters more than chasing the lowest rate. The conversation also covers splitting loans, break costs, offset accounts, and the emotional side of borrowing when rates are uncertain. If you have a mortgage or are thinking about buying property, this episode will help you understand the trade-offs so you can make a smarter decision for your situation. ------- Get in touch with Eddie: Eddie Malaeb - Senior Mortgage Broker Get in touch with Carlo: https://calendly.com/carlo-o8zv/30min More info: https://www.linkwealthfinance.com.au/ Our Financial Services + Credit Guide: https://www.linkwealthfinance.com.au/fscg Disclaimer: The information contained within this podcast is general in nature and does not take into account your personal circumstances. Please reach out if you wish to discuss your personal situation

    24 min
  8. Before you buy your first home… listen to this!

    Feb 19

    Before you buy your first home… listen to this!

    Buying your first property is exciting, stressful, emotional and, if you are not careful, expensive in ways you did not expect. In this episode of The Brokers Lounge, Eddie and Carlo break down what first home buyers actually need to focus on. From the real costs people forget about like stamp duty, lenders mortgage insurance, building inspections and settlement adjustments, through to the grants and government schemes that can genuinely help you get in sooner, they simplify the noise and give you the practical stuff that matters. They also unpack the big debate of rate versus structure, why sometimes getting into the market is more important than chasing the absolute cheapest interest rate, and how to avoid letting emotion push you beyond your limits at auction. If you are buying your first home, or helping your kids take that step, this episode will help you plan smarter, stay calm under pressure, and make decisions that set you up for the long run rather than just the next weekend open home. ------- Get in touch with Eddie: Eddie Malaeb - Senior Mortgage Broker Get in touch with Carlo: https://calendly.com/carlo-o8zv/30min More info: https://www.linkwealthfinance.com.au/ Our Financial Services + Credit Guide: https://www.linkwealthfinance.com.au/fscg Disclaimer: The information contained within this podcast is general in nature and does not take into account your personal circumstances. Please reach out if you wish to discuss your personal situation

    25 min
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About

Welcome to The Broker’s Lounge with Eddie & Carlo - the podcast where we make the world of mortgages and finance feel a whole lot less intimidating. If you’re here, chances are you’re thinking about buying a home, maybe your first, or maybe you’ve been down this road before. Either way, you’re in the right place. So, who are we? We’re Eddie and Carlo, two senior mortgage brokers from Link Wealth Finance with over 30 years combined experience helping people just like you navigate the sometimes confusing, often overwhelming, but ultimately rewarding journey of buying a home. We’ve seen it all - the highs, the lows, the "I didn’t know that" moments - and we’re here to share what we’ve learned. So, whether you’re just starting out or looking to refine your financial game plan, The Broker’s Lounge is here to help you make informed decisions with confidence.Tune in, get comfortable and let’s talk about how we can help you turn that dream home into a reality.

Information

  • Creator
    Link Wealth Finance
  • Years Active
    2024 - 2026
  • Episodes
    44
  • Rating
    Clean
  • Copyright
    © 2026 The Broker's Lounge
  • Show Website
    The Broker's Lounge