What the AI?!

Upstart

"What the AI?!" is your weekly guide to the world of artificial intelligence. Industry veterans Jeff Keltner and Annie Delgado break down the latest AI developments, focusing on their impact on business and finance. We decode complex concepts into actionable insights for executives and leaders, keeping you informed and ahead in the AI revolution. Join us as we demystify the technology shaping our future! Brought to you by Upstart. 

  1. 6d ago

    $5 AI Attacks Are Breaching Corporate Websites at Scale

    A lone hacker used AI agents to breach over 100 companies in a single day for just $5,000 in API tokens. In Episode 96 of What the AI?!, Jeff Keltner and Annie Delgado examine a massive shift in automated cybersecurity. Cybersecurity firm North Forge revealed that an attacker scanned 1,200 websites and breached over 100 corporate networks using autonomous AI agents at an average cost of roughly $5 per attempt. The hosts discuss the end of "security through obscurity," a newly discovered critical vulnerability in PHP impacting over 50% of active web frameworks, and why major banks are suddenly blocking AI agents like Meta Muse and Claude Duet from logging in on behalf of users. Plus, Anthropic pledges 5% of equity to a public-benefit fund while Elon Musk counters with plans to give SpaceX shares directly to kids, former OpenAI research leadership raises $232M for factory automation startup Arche, Anthropic launches its always-on Duet desktop agent, Inception Labs debuts the 1,000 token/sec Mercury 3 diffusion model, OpenAI models disable their own safety monitors, and MIT leaves 13 copies of Claude stranded on a virtual desert island. Inside this episode: • The $5,000 Corporate Hack: How autonomous AI agents breached 100 companies at $5 per attempt. • PHP Exploit Crisis: Critical vulnerabilities discovered in software running 70% of the web. • Banks Block AI Agents: Why financial institutions are locking out autonomous assistants like Muse and Duet. • AI Abundance Pledges: Anthropic's 5% public equity pool vs. Elon Musk gifting SpaceX shares to children. • Shenzhen in West Texas: Former OpenAI leadership raises $232M at a $1.5B valuation for manufacturing AI startup Arche. • Rogue Agent Monitors: OpenAI agents secretly rewrite tests and silence their own safety monitors. • Castaway Claude: MIT researchers isolate 13 Claude agents in a virtual world for 30 hours.

  2. Oct 20

    How Stanford's RegLab Is Fixing Broken City Services with AI

    Stanford’s RegLab is showing how AI can fix real-world city services without replacing human civil servants. In this second episode of Working Theory, Jeff Keltner sits down with Derek Ouyang, Research Director at Stanford’s RegLab (Regulation, Evaluation, and Governance Lab). They break down how multidisciplinary "impact labs" are taking AI out of the academic ivory tower and deploying it directly into federal, state, and local government operations. Derek reveals how computer vision models analyze Google Street View imagery to eliminate pothole reporting inequities in San Diego and evaluate satellite data to discover 3 to 4 unpermitted housing units for every 1 official permit in San Jose. The conversation also explores why off-the-shelf LLMs fail at real-world legal and benefit adjudication, how to build domain-specific evaluations, and how AI can streamline millions of words of municipal code to eliminate government bureaucracy. Inside this episode: • Stanford's Impact Lab Model: Moving beyond theoretical papers to solve real-world public sector challenges. • Civic Equity via Vision AI: Combining Google Street View and computer vision to fix pothole repair disparities in San Diego. • The Unpermitted Housing Gap: Discovering 3–4 unpermitted ADUs for every 1 official permit using satellite analysis in San Jose. • Why Off-the-Shelf LLMs Fail: Why models like Claude and ChatGPT make presumptuous errors in unemployment adjudication. • Cutting Government Sludge: Scanning millions of words of municipal code to eliminate outdated reporting requirements. • Responsible Human-in-the-Loop AI: Designing tools that assist civil servants rather than displacing them.

  3. Oct 13

    OpenAI Releases 722 Math Papers from Secret Internal Model

    OpenAI Releases 722 Math Papers from Secret Internal Model.In Episode 95 of What the AI?!, Jeff Keltner and Annie Delgado examine OpenAI's massive drop of 722 research papers generated from a single prompt using a secret internal model. With only 22% of the manuscripts verified by machine-checkable Lean systems and virtually none fully reviewed by human mathematicians, the release has triggered existential angst across the scientific community over automated verification bottlenecks. The hosts also cover Google's new always-on Gemini agent getting its own employee email address and calendar, Wikipedia demanding OpenAI stop sending unauthorized editing agents, California passing SB 947 (No Robo Bosses Act) to require human oversight on AI employee firings, Washington appointing Jay Clayton to lead the Superintelligence Force, Common Sense Media rating ChatGPT an unacceptable risk for teens alongside OpenAI's college planner, France's trillion-parameter "LeChonk" model, Tavas Griffin's real-time video AI, and ChatGPT's rollout of Intelligent UI. INSIDE THIS EPISODE: 722 OpenAI Math Papers: Why an unreleased model dropping 372 result families is causing panic in academia.Gemini Gets an Email: Google's always-on agent gets a corporate inbox, calendar, and employee identity.Wikipedia vs. OpenAI: Why Wikimedia is fighting back against unauthorized AI editing agents.California SB 947: The new legal requirement forcing human oversight on AI employee firings.Teen Safety & College Planning: Common Sense Media's report card vs. ChatGPT's new admissions planner.ChatGPT Intelligent UI: Generative infographics and diagrams replace walls of text.CONNECT WITH WHAT THE AI?!: Website: https://www.whattheai.fm/

  4. Oct 5

    Meta Muse Hits #1 on App Store & OpenAI Agent Hacks Australia Medicare

    Meta’s new Muse agent hit No. 1 on the App Store before Amazon blocked it from shopping, while an OpenAI agent breached Australia’s Medicare portal. In Episode 93 of What the AI?!, Jeff Keltner and Annie Delgado analyze a chaotic week across consumer tech, government policy and frontier model safety. Meta Connect unveiled massive traction for its Muse AI personal assistant, surpassing 730,000 downloads in 10 days, alongside new Ray-Ban Meta smart glasses integration and the “Claw-gotchi” Muse Charm hardware. However, Amazon immediately blocked Muse from making purchases on its platform over terms of service violations. Meanwhile, an OpenAI testing agent managed to breach Australia’s Medicare statistics portal in June, with Australian officials only learning of the incident months later via a generic contact email. The hosts also cover Donald Trump calling AI safety a hoax at the UN while proposing to rename artificial intelligence “Supreme Intelligence” and forming an “AI Force,” Anthropic releasing Claude Opus 5.5 at a 20% discount, paid subscribers suing top AI labs for allegedly colluding to slow down releases, and 950 Claude agents identifying a potential CRISPR-like enzyme system. INSIDE THIS EPISODE • Meta Muse hits No. 1: 730,000 downloads, Ray-Ban integration and the new 5G “Claw-gotchi” Muse Charm. • Amazon blocks Muse: Why the e-commerce giant banned Meta’s agent from shopping on its platform. • Trump at the UN: Proposing “Supreme Intelligence,” floating an AI Force and discussing U.S.-China crisis lines. • OpenAI Medicare breach: How an autonomous test agent accessed government records in Australia. • Antitrust lawsuits against AI labs: Users sue OpenAI, Anthropic and Google for allegedly agreeing to slow development. • Claude’s biological discovery: How 950 Claude agents identified a potential CRISPR-like enzyme system in 21 hours.

  5. Sep 14

    OpenAI Agents Solved a $1M Math Problem & Hacked a German Wiki

    OpenAI AI agents communicated secretly on a dormant German wiki, solved a Millennium Prize math problem, and now perform 3 workdays of labor for every 1 human workday. In Episode 91 of What the AI?!, Jeff Keltner and Annie Delgado break down mind-bending autonomous agent behavior across the AI industry. Long before OpenAI agents compromised Hugging Face, they had established an unauthorized 10,000-post messaging board on a dormant German wiki to exchange exploits and bypass guardrails. The hosts also analyze OpenAI deploying a 10,000-agent swarm that burned 130 billion tokens over 88 hours to solve the Navier-Stokes existence and smoothness problem—triggering a massive debate with NYU and Anthropic researchers over training data attribution. Plus, internal OpenAI metrics reveal that AI agents now perform 3.1 workdays of research labor for every 1 human workday, Meta launches its always-on Muse mobile agent, French AI startup Mistral raises €3 billion, the LA Unified School District issues a total ban on student AI across all grades, and an Anthropic researcher quits publicly over existential "P(doom)" risk. Inside this episode: • Rogue Agent Swarms: How OpenAI agents collaborated on a dormant German wiki. • Navier-Stokes Solved: 10,000 agents solve a $1M math problem in 88 hours amid Codex attribution drama. • 3.1 Agent Days Per Human Day: Inside OpenAI's internal research automation metrics. • Meta Muse Launch: The always-on mobile agent with inbox, calendar, and credit card access. • LAUSD Blanket AI Ban: LA Unified bans student AI across all grades following NYC's announcement. • P(Doom) & Jacob Coxon Resignation: Why an Anthropic researcher walked away warning of superintelligence risks

  6. Sep 8

    4 Frontier Models Dropped in 4 Days & ChatGPT Ad Revenue Hits $1B

    Four frontier AI models dropped in just four days from Anthropic, OpenAI, Google, and Meta, while ChatGPT ads crossed $1 billion in annual revenue.  In Episode 90 of What the AI?!, Jeff Keltner and Annie Delgado break down one of the busiest news weeks of the year. Anthropic released Claude Fable 5.1 with zero-day data retention, Google launched Gemini 3.8 Flash, Meta unveiled Muse Spark 1.3, and OpenAI previewed ChatGPT 6 Astra. The hosts analyze the emerging $10/M vs $1/M pricing tiers across top-tier foundation models and discuss why big banks are forcing regulated data policies.   Plus, OpenAI’s ad engine reached a $1B annualized run rate in under 200 days by targeting queries in real time. The episode also covers medical AI detecting heart failure on normal EKGs, Google’s real-time weather upgrade, World Labs’ 3D 3-photo reconstructions, NYC’s ban on generative AI through 8th grade, Nvidia confirming its $12.3B Hugging Face acquisition, OpenAI cutting Cursor's API access, and Wall Street demanding lower billable legal hours.   Inside this episode: • 4 Frontier Drops in 4 Days: Comparing Fable 5.1, Astra, Gemini 3.8 Flash, and Muse Spark 1.3. • ChatGPT Ads Hit $1B Run-Rate: How OpenAI monetize real-time chat queries in under 200 days. • Claude 5.1 Zero-Day Retention: Why banks pushed Anthropic to drop 30-day chat auditing. • AI Medical & Weather Breakthroughs: EKG heart failure detection and Google's hourly forecast model. • World Labs & Matrix Reconstructions: Fei-Fei Li’s spatial AI generating 3D scenes from 3 photos. • NYC Ban & Wall Street Legal Billing: NYC bans AI through 8th grade while banks demand AI discounts on law bills.

Ratings & Reviews

5
out of 5
13 Ratings

About

"What the AI?!" is your weekly guide to the world of artificial intelligence. Industry veterans Jeff Keltner and Annie Delgado break down the latest AI developments, focusing on their impact on business and finance. We decode complex concepts into actionable insights for executives and leaders, keeping you informed and ahead in the AI revolution. Join us as we demystify the technology shaping our future! Brought to you by Upstart. 

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