Your Inbox Last Night

Payometry Labs

Welcome to Your Inbox Last Night – the fintech podcast that reads your newsletters so you don’t have to. You know why you subscribed to so many newsletters -- you don't want to "miss anything." Now, dozens crowd your inbox every day, and you don't read most of them. So, we'll do it for you. We also have blind items and insider gossip from the fintech world with a little help from a very well-connected friend. They drop by to spill the tea on who’s merging, who’s folding, and who’s quietly ghosting their investors. Their signal: https://signal.me/#eu/vfCDtG-oyj9Lt-ORbBDUTHU8-du9BrKw1pRABOQzo

  1. 04/04/2025

    This Week’s Regulatory Replay | April 4, 2025

    IMPORTANT: To have this episode delivered toyou daily, and to be on the waitlist for our new app, please sign up HERE: ⁠⁠⁠https://your-inbox.beehiiv.com/subscribe⁠⁠ Toget links for all stories included in our daily episodes, please subscribe forfree: https://your-inbox.beehiiv.com/subscribe Forexclusive content like Press Availabilities, Job Opportunities, A no-saleenvironment, help from colleagues, events, and more, become an executivemember: https://your-inbox.beehiiv.com/upgrade Repurposeour white label our content with a Creators' Membership:https://your-inbox.beehiiv.com/upgrade     Links to the news sources from today's episode: #FintechNews #Stablecoins #DigitalPayments #CFPB#EmbeddedLending NBC News | Federal government is phasing out paperchecks. Here's who will be affected | Link Banking Dive | FDIC eases crypto custody rules forbanks | Link Mondaq | Congress Considering Securities OfferingReform To Encourage Capital Formation | Link Mondaq | CFPB Is Proceeding With Some Of ItsEnforcement Actions, But Most Are Now Stayed Or Dismissed | Link Banking Dive | CFPB, DOJ appeal injunction that'strimmed bureau’s workforce from 1,700 to 1,000 | Link Bloomberg Law | CFPB Cuts Spur California Senate Voteto Boost State Regulator | Link Reuters | U.S. SEC restructures enforcement division,memo says | Link Banking Dive | OCC rescinds climate risk guidance forlarge banks | Link Banking Exchange | The future of UDAAP? Look to thestates | Link

    5 min
  2. 04/02/2025

    Crypto, Cards & Klarna | Fintech Headlines Tariff-a-Palooza Day | April 2, 2025

    #FintechNews #DigitalPayments #CryptoAdoption #BNPL #Revolut #KlarnaIPO #VirtualCards #Web3 #RegTech #DeFi #CFPB #ACH #Stablecoins #Zelle #BankingInnovation #FinancialCrime #ClimateRisk #Wirex #AIinBanking Fintech Blueprint | The Paypers | Tearsheet | Nacha | Finextra | Payments Dive | Wall Street Journal | The Information | Scientific American | UKTN | Biometric Update IMPORTANT: To get links for all stories included in our daily episodes, please subscribe for free: https://your-inbox.beehiiv.com/subscribe For exclusive content like Press Availabilities, Job Opportunities, A no-sale environment, help from colleagues, events, and more, become an executive member: https://your-inbox.beehiiv.com/upgrade Repurpose our white label our content with a Creators' Membership: https://your-inbox.beehiiv.com/upgrade Links from Today's Episode: Fintech Blueprint | Fintech Klarna IPO primer: Will it deliver? | Link The Paypers | Circle plans IPO, targeting late April filing | Link The Paypers | Mastercard launches initiative to boost virtual card adoption | Link Tearsheet | The story of Erica, Bank of America’s homegrown digital assistant | Link Nacha | Nacha seeks comments on proposals to update IAT rules | Link Finextra | Zelle shuts down standalone P2P payments app | Link Finextra | Fraudsters turning to encrypted messaging platforms to scam users, Revolut warns | Link Finextra | Wearable UK tipping app launches | Link Payments Dive | House plans vote to kill CFPB payments rule | Link Payments Dive | Clearing House sees increase in ACH payments volume: Nacha | Link Wall Street Journal | Affirm’s buy-now-pay-later to appear on credit reports | Link The Paypers | Mastercard launches initiative to boost virtual card adoption | Link The Information | Trump’s stablecoin push set to collide with banks | Link Scientific American | Big banks quietly prepare for catastrophic climate change | Link UKTN | Revolut hires crypto marketing team after launch of mobile trading app | Link The Paypers | Wirex introduces travel booking platform for crypto payments and rewards | Link Biometric Update | Demand for biometric authentication rises among gambling platforms | Link Lex Substack | The Paypers | Tearsheet | Nacha | Finextra | Payments Dive | Wall Street Journal | The Information | Scientific American | UKTN | Biometric Update

    8 min
  3. 03/31/2025

    Regulatory Bloodbath | March 31, 2025

    IMPORTANT: To have this episode delivered toyou daily, and to be on the waitlist for our new app, please sign up HERE: ⁠⁠⁠https://your-inbox.beehiiv.com/subscribe⁠⁠ To get links for all stories included in our daily episodes, please subscribe for free: https://your-inbox.beehiiv.com/subscribe For exclusive content like Press Availabilities, Job Opportunities, A no-sale environment, help from colleagues, events, and more, become an executive member: https://your-inbox.beehiiv.com/upgrade Repurpose our white label our content with a Creators' Membership: https://your-inbox.beehiiv.com/upgrade Banking Dive | Fed, OCC, FDIC seek to rescind CRA final rule | Link Banking Dive | House Republicans demand CFPB docs on UDAAP, Chopra, Frotman | Link Banking Dive | Senate eyes vote to overturn CFPB overdraft rule with $5 cap | Link Finextra | A new era of KYC – Why it’s time to redefine client onboarding| Link FinTech Futures | The White House unveils fintech framework for US | Link Crowdfund Insider | Affirm’s COO highlights key differentiators in BNPL industry | Link FinTech Futures | Seven US states standardize fintech payments | Link Fintech Business Weekly (Substack) | CFPB offers flexibility to small-dollar lenders| Link JD Supra | Fintech trade association moves to dismiss CFPB suit | Link FDIC (GovDelivery) | FDIC issues bulletin on resolution plans | Link ATM Marketplace | Bitcoin ATM market sees 971 machines go offline | Link Kansas City Fed | Debit card interchange fees charged to small merchants afterRegulation II | Link

    7 min

About

Welcome to Your Inbox Last Night – the fintech podcast that reads your newsletters so you don’t have to. You know why you subscribed to so many newsletters -- you don't want to "miss anything." Now, dozens crowd your inbox every day, and you don't read most of them. So, we'll do it for you. We also have blind items and insider gossip from the fintech world with a little help from a very well-connected friend. They drop by to spill the tea on who’s merging, who’s folding, and who’s quietly ghosting their investors. Their signal: https://signal.me/#eu/vfCDtG-oyj9Lt-ORbBDUTHU8-du9BrKw1pRABOQzo