Financially Empowered Women

Dionne Payn

The Financially Empowered Women podcast, hosted by Dionne Payn, tackles the shocking reality that 400,000 women in Australia are at risk of homelessness. The podcast dives into the barriers that lead to financial insecurity, aiming to give women the knowledge and tools they need to build a strong financial foundation. Featuring world-class experts, each episode provides practical, women-specific tips on topics such as negotiating a better salary, demystifying superannuation, and navigating divorce and separation while ensuring assets are distributed fairly. This podcast is designed to help women build a strong financial foundation, take control of their financial future and create lasting social change.

  1. 5d ago

    S2: Ep. 25 Money Mindset for Women: How to Rewire Your Identity and Break Unhelpful Patterns

    Have you ever wondered why you consistently put everyone else’s needs before your own, even when it compromises your financial stability? What if the financial identities and behaviours keeping you stuck aren't actually your own, but rather inherited patterns absorbed from childhood and societal conditioning? For many, cultivating a strong money mindset for women is hampered by deep-rooted systemic barriers and self-limiting beliefs. Historically conditioned to be subservient or to shy away from claiming success - often falling victim to the "tall poppy syndrome" - women frequently struggle to value their own worth. Generic financial advice usually fails to create lasting change because it only looks at the numbers, ignoring the individual psychology, life stage, and deeply ingrained habits driving those financial decisions. In this episode, personal development coach Helen Frances discusses how to break free from these decades-old patterns. Following a 20-year career in government, Helen transitioned into coaching to help women build lives that genuinely fit who they are. She shares the profound impact of being raised by a financially independent mother who taught her the vital importance of protecting her own assets. We explore Helen's "four quadrants" framework for holistic change, why your identity is completely changeable, and how to effectively model the successful financial behaviours of others. 🎧 Press play now to start rewiring your internal narratives and take control of your financial identity. In this episode, you will: ✅ Understand why generic financial advice fails when it ignores your unique individual psychology and the societal ideals you have absorbed. ✅ Learn how to use the "four quadrants" method to holistically analyse your internal beliefs, external behaviours, and the systemic structures impacting your wealth. ✅ Discover actionable ways to break ingrained habits, including how to identify and adopt the specific leverage points of successful financial role models. About Helen Frances Helen Frances spent 20 years working across various government roles before transitioning into personal development. Through her business, Helen Frances Official, she combines her professional background, training in NLP, and her own lived experience to help women build lives and make decisions that truly align with who they are. She supports her clients through one-to-one coaching, small-group circles, and exclusive, intimate retreats in Bali.  Resources & Link 🌐 Website: helenfrancesofficial.com 📅 Book a Free Call: [https://calendly.com/helenfrancescoaching/30-minute-coaching 📋 Free Coherence Check: helenfrancesofficial.com/coherence-check 📱 Instagram: @helenfrancesofficial 📘 Facebook: Helen Frances Official - https://www.facebook.com/helenfrancesofficial/ Financially Empowered Women Podcast The Financially Empowered Women Podcast is for women who want to take control of their financial future and make a lasting impact. Each week, we bring on expert guests to answer real listener questions, helping them break financial barriers, build wealth, and invest in social change. Whether you’re looking to master your money, grow your income, or use your wealth as a force for good, this podcast gives you the tools to make it happen. Next Steps Join the community for free resources to help you take control of your financial future at www.women4homes.com

    S2: Ep. 25 Money Mindset for Women: How to Rewire Your Identity and Break Unhelpful Patterns
  2. Aug 28

    S2: Ep. 24 Why the Over-50s Are Leaving Corporate to Start Businesses

    Have you ever hit a certain age and realised the corporate ladder is suddenly being pulled out of reach? What if stepping out of the traditional workforce and starting your own business is not a step backwards, but the ultimate pivot for your professional future? For many women over 50, the traditional job market presents harsh realities. Severe ageism means finding a new senior role can take up to 18 months and often comes with a significant salary cut. Rather than accepting these limitations, many are redefining what career progression for women looks like by launching their own enterprises. Surprisingly, 76% of female business owners are over the age of 45, yet they remain vastly underrepresented in the media and receive a shockingly low percentage of venture capital funding. In this episode, visibility coach and She's The Boss founder Jules Brooke sheds light on the realities of being a female founder later in life. Jules discusses why women over 50 are starting businesses driven by legacy and impact rather than just profit, and why many intend to keep working well into their seventies. We explore the hidden barriers to business growth, such as imposter syndrome and a lack of access to funding, and how the traditional path of career progression for women can be reimagined through strategic partnerships and global networking. 🎧 Press play now to discover how to navigate ageism and take charge of your professional trajectory. In this episode, you will: ✅ Learn the shocking statistics about female founders, including why women receive only 1% of venture capital funding and win only 13% of business awards. ✅ Understand how ageism in the corporate world is driving a massive wave of entrepreneurship for women over 50. ✅ Discover practical strategies to grow your business and increase your visibility using collaboration and global networking on platforms like LinkedIn. About Jules Brooke Jules Brooke is a speaker and coach specialising in visibility for female entrepreneurs. She is the founder of Handle Your Own PR, Australian Women Speakers, and She's The Boss, a community dedicated to women business owners over 45. Through online and offline events, a YouTube channel, and international retreats, Jules connects and empowers women to step into the spotlight and build legacy businesses. Resources & Link 🌐 Website: https://shesthebossgroup.com/ 📖 Directory: https://shesthebossdirectory.com/ 🎓 Mentoring: https://shesthebossgroup.com/mentoring/ 🎥 YouTube: https://www.youtube.com/@shestheboss 📘 Facebook Group: https://www.facebook.com/groups/shesthebossgroup 🔗 LinkedIn: https://au.linkedin.com/in/julesbrooke Financially Empowered Women Podcast The Financially Empowered Women Podcast is for women who want to take control of their financial future and make a lasting impact. Each week, we bring on expert guests to answer real listener questions, helping them break financial barriers, build wealth, and invest in social change. Whether you’re looking to master your money, grow your income, or use your wealth as a force for good, this podcast gives you the tools to make it happen. Next Steps Join the community for free resources to help you take control of your financial future at www.women4homes.com

    S2: Ep. 24 Why the Over-50s Are Leaving Corporate to Start Businesses
  3. Aug 7

    S2: Ep. 23 Why a Good Salary Doesn't Protect You From Financial Stress

    Have you ever wondered why bringing home a six-figure salary can still leave you struggling to afford a home or feeling like you are just getting by? What if the secret to financial security has less to do with your income bracket and everything to do with understanding your own behavioural patterns? For many professionals, the modern financial landscape leaves a massive gap. The "working poor" are those who are employed and earn too much to qualify for government assistance, yet still face significant financial pressure to cover the basics. With the rise of AI chatbots and unregulated social media "Finfluencers" spreading financial misinformation, finding credible, independent guidance is increasingly difficult. Furthermore, women often face a severe "super gap" due to time taken out of the workforce, losing vital years of compounding interest during their peak earning years. In this episode, Amanda Di Medici, founder of Yenom, explains why achieving true financial wellbeing requires a robust money mindset for women. Drawing on her extensive background in law, finance, and adult education, Amanda explores Maslow’s hierarchy of needs, explaining why you cannot pursue your life's passions until your basic survival needs are financially secure. We discuss the importance of identifying your money archetype, how to establish a six-month emergency fund, and why co-parents must have proactive conversations about equal superannuation contributions. 🎧 Press play now to master your money mindset for women and learn how to secure the financial foundations you need to thrive. In this episode, you will: ✅ Learn how to identify your unique money personality and why "knowing thyself" is the ultimate key to changing your financial habits. ✅ Understand the severe risks of relying on AI chatbots and social media "Finfluencers" for financial education. ✅ Discover practical strategies to overcome the "super gap" and ensure equal retirement contributions when taking time out of the workforce. About Amanda Di Medici Amanda is a self-described "financial literacy nerd" with a comprehensive educational background in law, finance, and adult education. After witnessing the extreme financial vulnerability of everyday people in the finance broking sector, she founded Yenom (money backwards) to provide independent financial literacy education for the "working poor". Her mission is to alleviate financial stress by delivering education directly into workplaces and providing a gamified mobile app to build daily financial habits, all without selling products or user data. Resources & Link 🔗 LinkedIn: https://au.linkedin.com/in/amanda-d-495991281 📱 AI-Powered Budgeting Buddy App (Coming Soon) https://yenommoney.com/   Financially Empowered Women Podcast The Financially Empowered Women Podcast is for women who want to take control of their financial future and make a lasting impact. Each week, we bring on expert guests to answer real listener questions, helping them break financial barriers, build wealth, and invest in social change. Whether you’re looking to master your money, grow your income, or use your wealth as a force for good, this podcast gives you the tools to make it happen. Next Steps Join the community for free resources to help you take control of your financial future at www.women4homes.com

    S2: Ep. 23 Why a Good Salary Doesn't Protect You From Financial Stress
  4. Jul 31

    S2: Ep. 22 The Financial Impact of Menopause: Why Your Drive and Earning Capacity Change in Midlife

    Have you ever hit a point in your career where you suddenly lost all drive to keep climbing the corporate ladder? What if that loss of ambition isn't a sign of failure, but a biological and psychological response hardwired into your body during midlife? For many women, the collision of midlife and menopause creates a perfect storm of physical and financial vulnerability. We are often taught to fear ageing and view menopause as a medical dysfunction, pushing us to simply "take a pill" to keep up with the relentless pace of a patriarchal society. However, this "business as usual" approach ignores the intense pressure women face - from caring for elderly parents and teenagers to navigating career changes and relationship breakdowns. This overwhelming stress often leads to a drop in earning capacity, contributing to the alarming statistic that women over 55 are the fastest-growing demographic of people experiencing homelessness. True financial and emotional security requires a shift away from isolated, individualistic living toward a shared, community-based economy. In this episode, author and mystic Tanishka (The Moon Woman) explains why menopause is not just a physical transition, but a necessary "shamanic initiation" and a growth spurt for the psyche. Tanishka shares her own harrowing experiences with homelessness and how the power of community helped her find a home. We explore why our bodies biologically reject the "hustle" in midlife, the dangers of relying solely on a medicalised view of menopause, and how intergenerational living and share housing can provide the safety and connection we actually need to thrive. 🎧 Press play now to understand the profound link between menopause, midlife crises, and your changing financial drive. In this episode, you will: ✅ Understand why menopause and midlife trigger a biological rejection of traditional, patriarchal career structures and earning models. ✅ Learn how isolation exacerbates the symptoms of menopause, and why community and share-housing are vital for women's financial and emotional safety. ✅ Discover why menopause is a crucial "growth spurt for our psyche" that forces us to re-evaluate our values and lifestyle. About Tanishka Tanishka, also known as The Moon Woman, is an author of six books and a leader in the Red Tent movement. For 30 years, she has been passionate about creating social sustainability by reinstating rites of passage and community-building practices. She has trained women in 44 countries to facilitate Moon Lodges and is currently writing her next book, MOONPAUSE: The True Power & Purpose of Midlife & Menopause, due out in September 2027. Resources & Link 🌐 Website: themoonwoman.com 📋 Participate in the Survey: Menopause Experience Survey - https://themoonwoman.com/moon-pause-event/ 📱 Instagram: @tanishkathemoonwoman 📘 Facebook: The Moon Woman - https://www.facebook.com/TheMoonWoman/   🎥 YouTube: https://www.youtube.com/@TanishkaTheMoonWoman   Financially Empowered Women Podcast The Financially Empowered Women Podcast is for women who want to take control of their financial future and make a lasting impact. Each week, we bring on expert guests to answer real listener questions, helping them break financial barriers, build wealth, and invest in social change. Whether you’re looking to master your money, grow your income, or use your wealth as a force for good, this podcast gives you the tools to make it happen. Next Steps Join the community for free resources to help you take control of your financial future at www.women4homes.com

    S2: Ep. 22 The Financial Impact of Menopause: Why Your Drive and Earning Capacity Change in Midlife
  5. Jul 27

    S2: Ep. 21 Escaping the Rat Race for Semi-Retirement in a Tiny House

    Have you ever felt trapped on the endless mortgage treadmill, working a demanding job just to afford a house that leaves you stressed and overwhelmed? What if the key to financial freedom and semi-retirement wasn't earning more, but radically redefining how and where you live? For many women, the traditional path to property ownership feels increasingly out of reach during the current housing and cost-of-living crisis. We are often told that success looks like a massive mortgage and a corporate career. However, this narrative can lock women into a cycle of high expenses and burnout. Finding secure, affordable housing requires thinking differently and embracing alternative options that prioritise financial flexibility over square footage. True empowerment for women buying homes might just look like a house with wheels. In this episode, Danielle Lester, a construction, engineering, and real estate professional, shares her incredible journey of stepping away from academia to build her own tiny house. As the president of the Australian Tiny House Association, Danielle explains the practicalities of tiny house living, how to navigate renting land, and the current state of council regulations. We explore how drastically lowering your expenses can lead to semi-retirement, the power of living intentionally, and how a tiny house can act as a financial stepping stone for the future. 🎧 Press play now to discover a radical new approach for women buying homes seeking true financial freedom. In this episode, you will: ✅ Learn the practicalities of building and living in a tiny house, from composting toilets to intentional space design.  ✅ Understand how to navigate land rentals and council regulations for alternative housing.  ✅ Discover how drastically lowering your living expenses can provide the financial freedom to make work optional. About Danielle Lester Danielle Lester is a construction, engineering, and real estate professional who stepped off the mortgage treadmill to build her own tiny house. She is the president of the Australian Tiny House Association and the creator of the documentary Tiny Solution to a Big Problem, which chronicles her build. Danielle is passionate about making alternative housing a viable reality for Australians and helping women understand their options for achieving financial independence. Resources & Link Website & Documentary: tinysolutiontoabigproblem.com 📱 Instagram: @tinysolutiontoabigproblem Financially Empowered Women Podcast The Financially Empowered Women Podcast is for women who want to take control of their financial future and make a lasting impact. Each week, we bring on expert guests to answer real listener questions, helping them break financial barriers, build wealth, and invest in social change. Whether you’re looking to master your money, grow your income, or use your wealth as a force for good, this podcast gives you the tools to make it happen. Next Steps Join the community for free resources to help you take control of your financial future at www.women4homes.com

    S2: Ep. 21 Escaping the Rat Race for Semi-Retirement in a Tiny House
  6. Jul 17

    S2: Ep. 20 Career Progression for Women: How to Conquer AI Overwhelm and Future-Proof Your Work

    Have you ever felt a wave of panic reading headlines about Artificial Intelligence replacing human jobs? What if this technological revolution is not a threat to your livelihood, but actually the greatest opportunity you will ever have to amplify your unique skills and redesign how you work? For many women, the rapid acceleration of AI can feel deeply overwhelming, especially with the fear that administrative roles, which are often held by a large proportion of women, are the first to be automated. However, retreating from this technology leaves the future of work entirely in the hands of a male-dominated tech industry. Stepping into the AI space is essential for securing your professional future, as the new world of work will highly value "feminine" skills such as intuition, empathy, and holistic systems thinking. True career progression for women in this era means learning to partner with AI to amplify your brilliance rather than competing against it. In this episode, technology veteran Michelle Williams demystifies the world of AI to help you build confidence and capability. Drawing on 25 years of experience in the tech sector, Michelle explains why AI is far more than just a glorified Google search, and how it can act as an incredible partner to streamline your systems and boost your income. We explore the difference between simple chatbots and advanced AI "agents," how to overcome nervous system overwhelm when facing new technology, and why human connection will always be your ultimate differentiator. 🎧 Press play now to discover how mastering AI can be the ultimate catalyst for career progression for women. In this episode, you will: ✅ Learn why administrative and system-driven roles are changing, and how women can leverage AI to amplify their unique human skills. ✅ Discover the difference between chatting with an AI and deploying AI "agents" to complete complex tasks and boost your productivity. ✅ Understand practical ways to calm your nervous system so you can move past tech overwhelm and start building the work life you truly desire. About Michelle Williams Michelle Williams is a technology expert with 25 years of experience who helps people and small businesses understand and use AI in practical, everyday ways. She runs The Remix and The Signal Studio, creating workshops, events, and support pathways for individuals wanting to feel less overwhelmed and more confident with new technology. Michelle is passionate about the opportunity for women to build capability, income, and control over how work gets done in the evolving technological landscape. Resources & Link 🌐 The Remix: theremix.au 🌐 The Signal Studio: thesignalstudio.au 🌐 Personal Website: michellewilliams.au 📅 Book a Free AI Check-In: Bring one messy or repetitive task to find a practical starting point - https://michellewilliams.au/work-with-me#apply 🔗 LinkedIn: https://au.linkedin.com/in/michellewilliams1212   Financially Empowered Women Podcast The Financially Empowered Women Podcast is for women who want to take control of their financial future and make a lasting impact. Each week, we bring on expert guests to answer real listener questions, helping them break financial barriers, build wealth, and invest in social change. Whether you’re looking to master your money, grow your income, or use your wealth as a force for good, this podcast gives you the tools to make it happen. Next Steps Join the community for free resources to help you take control of your financial future at www.women4homes.com

    S2: Ep. 20 Career Progression for Women: How to Conquer AI Overwhelm and Future-Proof Your Work
  7. Jul 3

    S2: Ep. 19 Career Progression for Women: Why Being Good at Your Job Isn't Enough

    Have you ever wondered why you are working so hard, yet others are getting promoted ahead of you? What if the secret to landing your dream role is not acquiring more skills, but learning how to effectively communicate the value you already bring? For many executives, being a lynchpin in the team can ironically lead to going unnoticed. Women often face unique transition points in their professional lives, whether it is returning to the workforce after raising children, taking a redundancy, or deciding in their fifties that it is finally their turn to step into a bigger role. During these transitions, simply waving a resume is no longer effective. To achieve meaningful career progression for women, you must build a leadership brand that makes you the first person people think of when new opportunities arise. In this episode, career and communications coach Sarah Makris shares her transition from working in corporate affairs for major companies like Coles and NAB to building a successful coaching business. Sarah explains why sitting in the "career corner" will leave you starting from scratch if your role disappears, and how to separate your personal brand from your employer. We also explore how to build a strategic network without letting it consume your time, and why adopting tools like AI while honing strong communication skills is essential to staying relevant. 🎧 Press play now to discover how to amplify your visibility and take control of your career progression for women. In this episode, you will: ✅ Learn the difference between your operational, personal, and strategic networks and how to nurture them in just 10 minutes a day. ✅ Understand why building your leadership brand separately from your current company acts as "career insurance" against unexpected redundancies. ✅ Discover how to stay relevant by embracing tools like AI while honing the human communication skills that set you apart under pressure. About Sarah Makris Sarah Makris is a career and communications coach who helps high-level executives articulate their expertise and position themselves as leaders in their field. With 20 years of experience in corporate affairs advising leaders at organisations like Coles and NAB, she brings proven communication techniques to her tailored coaching programmes. Sarah empowers professionals to increase their visibility, attract their ideal roles, and reach their full career potential. Resources and Links 🌐 Website: sarahmakris.com.au 📅 Book a Discovery Call: https://calendly.com/sarah-880/shinediscoverycall?month=2026-07 🎓 Monthly Masterclass: Free live masterclass on accelerating your career - https://form.sarahmakris.com.au/how-to-accelerate-your-career 🔗 LinkedIn: Sarah Makris Financially Empowered Women Podcast The Financially Empowered Women Podcast is for women who want to take control of their financial future and make a lasting impact. Each week, we bring on expert guests to answer real listener questions, helping them break financial barriers, build wealth, and invest in social change. Whether you’re looking to master your money, grow your income, or use your wealth as a force for good, this podcast gives you the tools to make it happen. Next Steps Join the community for free resources to help you take control of your financial future at www.women4homes.com

    S2: Ep. 19 Career Progression for Women: Why Being Good at Your Job Isn't Enough
  8. Jun 26

    S2: Ep. 18 Money Mindset for Women: Love, Boundaries, and Why We Over-Give

    Have you ever found yourself over-giving in a relationship, hoping your generosity would fix a problem or buy loyalty? What if the financial patterns playing out in your romantic life were actually set in motion during your childhood? For many women, coming into money through inheritance or business success can be a double-edged sword. While we may be financially prepared, we are often emotionally unprepared for the shift in power dynamics and how others treat us. Without a strong foundation, financially independent women can fall into the trap of over-giving, trying to rescue or fix partners who lack the same level of wealth. Building a healthy money mindset for women means recognising these patterns and learning to give slowly. In this episode, author and philanthropist Suzanne Leydecker shares her deeply personal journey of navigating love, wealth, and boundaries after inheriting money at age 47. Suzanne reflects on how observing her father use money as a tool for manipulation shaped her early beliefs. We explore the parallels between sudden wealth recipients and lottery winners, the dangers of trying to rescue romantic partners financially, and the daily practice required to become truly unshakable. By mastering three core pillars, women can protect their wealth and their hearts. Taking personal responsibility, saying no unless it is a definitive yes, and refusing to take things personally are essential practices for any woman navigating modern love and money. 🎧 Press play now to learn how to strengthen your money mindset for women and stop over-giving in your relationships. In this episode, you will: ✅ Discover why sudden wealth can leave you feeling like a lottery winner and how to prepare yourself emotionally. ✅ Understand the three pillars of becoming an unshakable woman, including how to stop taking things personally. ✅ Learn practical dating advice for financially independent women, such as the importance of giving slowly. About Suzanne Leydecker Suzanne Leydecker is an author, speaker, and philanthropist dedicated to helping women reclaim their worth and fall in love with their lives. Drawing on 66 years of life experience, she helps high achievers navigate modern love, power dynamics, and self-worth. Her memoir, "A Woman on Top: My Journey of Self-Discovery Through Love and Money", chronicles her path to overcoming lifelong patterns around boundaries and relationships. Resources & Link 🌐 Website: www.suzanneleydecker.com 📘 Book: A Woman on Top (Amazon) - https://www.amazon.com/Woman-Top-Journey-Self-Discovery-Through/dp/1962074005 📰 Substack: Diary of a Woman on Top - https://diaryofawomanontop.substack.com/ 🔗 Linktree: https://linktr.ee/sleydecker Financially Empowered Women Podcast The Financially Empowered Women Podcast is for women who want to take control of their financial future and make a lasting impact. Each week, we bring on expert guests to answer real listener questions, helping them break financial barriers, build wealth, and invest in social change. Whether you’re looking to master your money, grow your income, or use your wealth as a force for good, this podcast gives you the tools to make it happen. Next Steps Join the community for free resources to help you take control of your financial future at www.women4homes.com

    S2: Ep. 18 Money Mindset for Women: Love, Boundaries, and Why We Over-Give

About

The Financially Empowered Women podcast, hosted by Dionne Payn, tackles the shocking reality that 400,000 women in Australia are at risk of homelessness. The podcast dives into the barriers that lead to financial insecurity, aiming to give women the knowledge and tools they need to build a strong financial foundation. Featuring world-class experts, each episode provides practical, women-specific tips on topics such as negotiating a better salary, demystifying superannuation, and navigating divorce and separation while ensuring assets are distributed fairly. This podcast is designed to help women build a strong financial foundation, take control of their financial future and create lasting social change.

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