Safe Money and Income with Daryl Blackmon

Daryl Blackmon

If you’re looking for a retirement plan that replaces uncertainty with confidence, Safe Money & Income Podcast is your go-to resource. Join Daryl as he shares proven strategies to help you retire with peace of mind and live the retirement you’ve always dreamed of. He's helped thousands of soon-to-be or current retirees like you life the retirement of their dreams. Subscribe now and take the first step toward a secure financial future! Ready to take control of your retirement? Visit www.SafeHBS.com or call 844-837-SAFE (7233) for a complimentary review!

  1. 10/22/2025

    Stop Gambling on Retirement: Secure Guaranteed Income with No Market Risk

    Are you at or near retirement, worried that a market crash could wipe out your nest egg? Many financial plans are based on "Red Money"—hypothetical growth and risky spend-down strategies (like the flawed 4% rule) that leave you exposed to devastating losses. In this episode of Safe Money and Income Radio, host Darrell Blackman (military veteran, federal retirement consultant, and leader in finance as recognized by Top 100 Magazine) introduces the "Green Money" strategy. This is a contractually guaranteed approach, often using insurance-based products, that allows you to participate in market gains but never suffer market losses. In this episode, you'll learn: The "Red Money vs. Green Money" Philosophy: Why you must distinguish between money you can afford to risk and money you cannot afford to lose. Why the 4% Rule Fails: The danger of "spend-down" planning and the massive impact of "sequential rate of return risk." The "Annual Reset" Concept: Darrell uses a roller coaster analogy to explain how this strategy locks in your gains each year so your account value never goes backward due to a market downturn. How to Secure Lifetime Income: Discover how you can get guaranteed income you can't outlive, often with upfront bonuses (up to 10%) and guaranteed income account growth (up to 7%). This episode is for those age 50+ with at least $100,000 in retirement savings. To request your complimentary, 115-page "Safe Money and Income" book and kit, call Darrell Blackman's team 24/7 at 844-837-SAFE (844-837-7233).

    28 min
  2. 08/15/2025

    Stop Gambling with Your Retirement: The "Safety First" Secret to a Happy, Worry-Free Future

    What is the key to a truly happy retirement? According to research, it isn't just a catchy song like "Don't Worry, Be Happy". Studies show that retirees with guaranteed lifetime income are consistently happier and worry less than those living off volatile retirement savings. In this episode of Safe Money and Income Radio, Daryl Blackmon explains how to stop gambling with your future and build a retirement you can count on. Daryl uses a powerful casino analogy to illustrate the difference between risk-based investing and a "no market risk" strategy where you only get paid and can never lose your principal or locked-in gains due to market losses. He introduces the "Safety First" retirement plan, a time-tested strategy that prioritizes creating a guaranteed income floor that you can never live below. Learn how wealthy investors like Ben Stein and Shaquille O'Neal use these same principles to secure their own financial futures. This episode covers: Why traditional financial advice asking about "risk tolerance" is a faulty, "pass the buck" question. How to create a guaranteed payday where your money only goes up and never down due to market performance. Strategies for business owners, property owners, and 401k participants to protect their hard-earned money from market loss. How to get a complimentary Safe Money and Income book and kit to see if a "Safety First" plan is right for you.

    28 min

About

If you’re looking for a retirement plan that replaces uncertainty with confidence, Safe Money & Income Podcast is your go-to resource. Join Daryl as he shares proven strategies to help you retire with peace of mind and live the retirement you’ve always dreamed of. He's helped thousands of soon-to-be or current retirees like you life the retirement of their dreams. Subscribe now and take the first step toward a secure financial future! Ready to take control of your retirement? Visit www.SafeHBS.com or call 844-837-SAFE (7233) for a complimentary review!