First Time Property Investor

Imtiyaz Rather

Thinking about buying your first investment property? Or wondering how buying your first home could shape your investment plans? First Time Property Investor (FTPI) helps you make sense of the choices, trade-offs and advice that come before Investment #1. FTPI Explained breaks down the concepts. FTPI IRL puts realistic first-investor scenarios to the test, showing what changes the decision and why. Join Imtiyaz Rather (Hack Mortgages), Pete Theodorou (Mindset Property) and Skye Taylor (Taylored Property) for perspectives across finance, buying and ownership. Explore more ➜ www.ftpi.com.au

  1. Sep 29

    S2E29 - Buyers Agents Explained: What Do They Actually Do (And Cost)?

    In this episode What are you actually paying for when you hire a buyer's agent? Pete breaks down what they do, what the fee can cover and how to tell whether someone is worth considering. We also talk about who they work for, the questions to ask before signing and why off-market deals aren't automatically better. (00:00) - What is a buyer's agent?(02:57) - How much does a buyer's agent cost?(05:30) - How to spot a good buyer's agent from a bad one(08:24) - What a buyer's agent shouldn't replace(10:30) - Do off-market properties actually exist?   About First Time Property Investor Thinking about buying your first investment property, or how buying your first home could shape your plans to invest? First Time Property Investor (FTPI) helps you make sense of the choices and trade-offs that come before Investment #1. FTPI Explained breaks down the concepts. FTPI IRL puts realistic first-investor scenarios to the test, showing what changes the decision and why. Hosted by Imtiyaz Rather (Hack Mortgages), Pete Theodorou (Mindset Property) and Skye Taylor (Taylored Property), bringing perspectives across finance, buying and ownership.   Need help with your property plans? Whether you're preparing for your first investment property or working out how your first home fits into the bigger picture, we're here to help you work through your next steps. Find the right person to help ➜ https://www.ftpi.com.au   Follow FTPI on Instagram More conversations, insights and perspectives from Imti, Pete and Skye. Instagram ➜ https://www.instagram.com/ftpi.pod/ (00:00) - What is a buyer's agent? (02:57) - How much does a buyer's agent cost? (05:30) - How to spot a good buyer's agent from a bad one (08:24) - What a buyer's agent shouldn't replace (10:30) - Do off-market properties actually exist?

    S2E29 - Buyers Agents Explained: What Do They Actually Do (And Cost)?
  2. Sep 24

    S2E28 - A Case Study: Should You Use A Parental Guarantor To Buy Your First Investment Property?

    In this episode Jess wants to buy her first investment property, and her parents could help with the deposit. But should she take them up on it? In this FTPI IRL episode, Imti puts four versions of her situation to Pete and Skye, changing the numbers or family circumstances each time. The interesting part is where they agree, where they don't, and what changes their minds. (00:00) - Scenario 1(05:06) - Scenario 2(10:14) - Scenario 3(18:17) - Scenario 4(23:26) - Final takeaways   About First Time Property Investor Thinking about buying your first investment property, or how buying your first home could shape your plans to invest? First Time Property Investor (FTPI) helps you make sense of the choices and trade-offs that come before Investment #1. FTPI Explained breaks down the concepts. FTPI IRL puts realistic first-investor scenarios to the test, showing what changes the decision and why. Hosted by Imtiyaz Rather (Hack Mortgages), Pete Theodorou (Mindset Property) and Skye Taylor (Taylored Property), bringing perspectives across finance, buying and ownership.   Need help with your property plans? Whether you're preparing for your first investment property or working out how your first home fits into the bigger picture, we're here to help you work through your next steps. Find the right person to help ➜ https://www.ftpi.com.au   Follow FTPI on Instagram More conversations, insights and perspectives from Imti, Pete and Skye. Instagram ➜ https://www.instagram.com/ftpi.pod/ (00:00) - Scenario 1 (05:06) - Scenario 2 (10:14) - Scenario 3 (18:17) - Scenario 4 (23:26) - Final takeaways

    S2E28 - A Case Study: Should You Use A Parental Guarantor To Buy Your First Investment Property?
  3. Sep 17

    S2E27 - Parental Guarantors Explained: What Mum and Dad Are Really Signing Up For

    In this episode Mum and Dad might be willing to help you buy, but what are they actually signing up for? Imti explains how a parental guarantor works, what it can and can't help with and the questions both sides should understand before agreeing. Including how parents might eventually come off the guarantee. (00:00) - What a parental guarantee actually is (Tom's example)(02:24) - Is the parent liable? What happens if the child defaults?(05:02) - Do parents need to own their home outright?(06:06) - Can you guarantee for multiple children?(06:49) - Using a guarantor for an investment property(08:22) - Managing risk — legal advice and setting expectations(10:02) - How parents get released from the guarantee(11:39) - The biggest risks: cash flow and asset selection   About First Time Property Investor Thinking about buying your first investment property, or how buying your first home could shape your plans to invest? First Time Property Investor (FTPI) helps you make sense of the choices and trade-offs that come before Investment #1. FTPI Explained breaks down the concepts. FTPI IRL puts realistic first-investor scenarios to the test, showing what changes the decision and why. Hosted by Imtiyaz Rather (Hack Mortgages), Pete Theodorou (Mindset Property) and Skye Taylor (Taylored Property), bringing perspectives across finance, buying and ownership.   Need help with your property plans? Whether you're preparing for your first investment property or working out how your first home fits into the bigger picture, we're here to help you work through your next steps. Find the right person to help ➜ https://www.ftpi.com.au   Follow FTPI on Instagram More conversations, insights and perspectives from Imti, Pete and Skye. Instagram ➜ https://www.instagram.com/ftpi.pod/ (00:00) - What a parental guarantee actually is (Tom's example) (02:24) - Is the parent liable? What happens if the child defaults? (05:02) - Do parents need to own their home outright? (06:06) - Can you guarantee for multiple children? (06:49) - Using a guarantor for an investment property (08:22) - Managing risk — legal advice and setting expectations (10:02) - How parents get released from the guarantee (11:39) - The biggest risks: cash flow and asset selection

    S2E27 - Parental Guarantors Explained: What Mum and Dad Are Really Signing Up For
  4. Sep 1

    S2E25 - Our Biggest Property Mistakes: 30 Years of Lessons in One Episode

    In this episode The strange thing about our biggest property mistakes? They all felt like sensible decisions at the time. Pete talks about chasing bigger blocks, Imti about researching himself into false confidence, and Skye about buying something that felt safe. We look at what we'd do differently now and what first-time investors can take from it. (00:00) - Pete's mistake - does size really matter?(12:42) - Imti's mistake - knowledge isn't always power(24:25) - Skye's mistake - when playing it safe doesn't pay off(33:22) - Recap & takeaways   About First Time Property Investor Thinking about buying your first investment property, or how buying your first home could shape your plans to invest? First Time Property Investor (FTPI) helps you make sense of the choices and trade-offs that come before Investment #1. FTPI Explained breaks down the concepts. FTPI IRL puts realistic first-investor scenarios to the test, showing what changes the decision and why. Hosted by Imtiyaz Rather (Hack Mortgages), Pete Theodorou (Mindset Property) and Skye Taylor (Taylored Property), bringing perspectives across finance, buying and ownership.   Need help with your property plans? Whether you're preparing for your first investment property or working out how your first home fits into the bigger picture, we're here to help you work through your next steps. Find the right person to help ➜ https://www.ftpi.com.au   Follow FTPI on Instagram More conversations, insights and perspectives from Imti, Pete and Skye. Instagram ➜ https://www.instagram.com/ftpi.pod/ (00:00) - Pete's mistake - does size really matter? (12:42) - Imti's mistake - knowledge isn't always power (24:25) - Skye's mistake - when playing it safe doesn't pay off (33:22) - Recap & takeaways

    S2E25 - Our Biggest Property Mistakes: 30 Years of Lessons in One Episode
  5. Aug 25

    S2E24 - Should You Buy Commercial Property? The Three L's You Need to Stress-Test First

    In this episode Commercial property can look tempting when you see the rental income. But what happens if the tenant leaves, or you need to find another one? Imti and Pete work through the three Ls—lease, location and lending—and the costs and risks worth understanding before deciding whether commercial belongs in your plans. (00:00) - Why commercial property is so appealing right now(06:01) - The Lease(11:21) - Location(17:44) - Lending(24:28) - Alternatives to commercial (and doing nothing)(25:47) - Final takeaways   About First Time Property Investor Thinking about buying your first investment property, or how buying your first home could shape your plans to invest? First Time Property Investor (FTPI) helps you make sense of the choices and trade-offs that come before Investment #1. FTPI Explained breaks down the concepts. FTPI IRL puts realistic first-investor scenarios to the test, showing what changes the decision and why. Hosted by Imtiyaz Rather (Hack Mortgages), Pete Theodorou (Mindset Property) and Skye Taylor (Taylored Property), bringing perspectives across finance, buying and ownership.   Need help with your property plans? Whether you're preparing for your first investment property or working out how your first home fits into the bigger picture, we're here to help you work through your next steps. Find the right person to help ➜ https://www.ftpi.com.au   Follow FTPI on Instagram More conversations, insights and perspectives from Imti, Pete and Skye. Instagram ➜ https://www.instagram.com/ftpi.pod/ (00:00) - Why commercial property is so appealing right now (06:01) - The Lease (11:21) - Location (17:44) - Lending (24:28) - Alternatives to commercial (and doing nothing) (25:47) - Final takeaways

    S2E24 - Should You Buy Commercial Property? The Three L's You Need to Stress-Test First

About

Thinking about buying your first investment property? Or wondering how buying your first home could shape your investment plans? First Time Property Investor (FTPI) helps you make sense of the choices, trade-offs and advice that come before Investment #1. FTPI Explained breaks down the concepts. FTPI IRL puts realistic first-investor scenarios to the test, showing what changes the decision and why. Join Imtiyaz Rather (Hack Mortgages), Pete Theodorou (Mindset Property) and Skye Taylor (Taylored Property) for perspectives across finance, buying and ownership. Explore more ➜ www.ftpi.com.au

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