Dollars With Dennis

Dennis Horr

Welcome to Dollars with Dennis, the podcast that helps you navigate the complex world of financial planning with confidence. Hosted by Dennis Horr, AIF®, founder of Faith 401K & Money Management, LLC, this show is designed to help individuals, families, and businesses chart their financial futures with clarity.  With more than 30 years of experience, Dennis explores important topics like retirement strategies, 401(k) plan consulting, estate planning, investing, and more. Each episode is designed to provide valuable insights that will help you better understand the world of financial planning.  Subscribe today and never miss an episode of Dollars with Dennis. For more information, visit www.faith401kmgmt.com or call 513-898-1897. For Broker Dealer disclosure, please click on website link. Securities and advisory services offered through LPL Financial, a registered investment advisor, Member FINRA/SIPC. 

  1. 2d ago

    Five Retirement Fears No One Talks About

    Discover the hidden pain points that can quietly undermine your retirement confidence. Join guest host Ryan Hoover as he explores the emotional roadblocks that often surface during the transition and explains why they can be just as important as the numbers. Stay tuned to see which of these concerns might be holding you back, and what you can do about them before they become bigger problems. Here’s some of what we discuss in this episode: 😨 Running Out: Written plans test long-term income needs 🏦 Leaving Paychecks: Clear distributions replace workplace income 🛍️ Spending Guilt: Planning creates confidence to enjoy money ⚠️ Big Mistakes: Trusted guidance helps prevent costly decisions 🔎 Pain Points: Honest conversations reveal deeper financial concerns ✅ Seek Help: Professional planning can reduce retirement anxiety Our website:  https://www.401k.faith Phone: (513) 898-1897 Contact our team: https://www.faith401kmgmt.com/contact_us/ Book an Introductory Meeting: https://www.faith401kmgmt.com/contact_us/ Check out our no-cost financial flipbooks here: https://www.faith401kmgmt.com/learning_center/flipbooks/ Join one of our upcoming events: https://www.faith401kmgmt.com/events.htm Check out our online calculators: https://www.faith401kmgmt.com/learning_center/calculators/ Check us out on YouTube: https://www.youtube.com/channel/UCpuK6WuipFhXBxujjM6nl7g Facebook: https://www.facebook.com/profile.php?id=100063561056644 LinkedIn: https://www.linkedin.com/in/dennis-horr-2ba3714/ X: https://x.com/dennishorr

  2. Jul 23

    Signs You're Building Real Trust With Your Financial Advisor

    Your finances touch nearly every part of your life: your family, your goals, your fears, your values. So finding an advisor isn't just about finding someone who knows the most about finances. It's about finding someone you actually trust. Today, Dennis talks about what that looks like in practice. These are the real signs that an advisor relationship is working. If that's not what you have right now, it might be worth finding out what that could look like. Here’s some of what we discuss in this episode: 🗣️ Communication Style: Match how clients prefer updates 🔓 Comfort Level: Make honesty feel safe ⏳ Growing Trust: Build confidence over time 🪟 Transparency: Be open about the process 📖 Client Stories: Trust often grows gradually ✅ Real Honesty: Planning needs the full picture Our website:  https://www.401k.faith Phone: (513) 898-1897 Contact our team: https://www.faith401kmgmt.com/contact_us/ Book an Introductory Meeting: https://www.faith401kmgmt.com/contact_us/ Check out our no-cost financial flipbooks here: https://www.faith401kmgmt.com/learning_center/flipbooks/ Join one of our upcoming events: https://www.faith401kmgmt.com/events.htm Check out our online calculators: https://www.faith401kmgmt.com/learning_center/calculators/ Check us out on YouTube: https://www.youtube.com/channel/UCpuK6WuipFhXBxujjM6nl7g Facebook: https://www.facebook.com/profile.php?id=100063561056644 LinkedIn: https://www.linkedin.com/in/dennis-horr-2ba3714/ X: https://x.com/dennishorr

  3. Jul 16

    The 5 D's of Retirement Planning

    According to a recent Kiplinger article, there are five keys to a retirement plan that hold up over time. They all happen to start with the same letter — which either means it's a great framework or someone really wanted it to work out that way. In this episode, advisor guest host Ryan Hoover joins the show to walk through the “5 D’s” of retirement planning and how each one plays a role in helping retirees build a plan that can hold up over time.  Here’s some of what we discuss in this episode: 📊 Diversification: More than investment mix ⏳ Duration: Planning around time 🛡️ Downside Protection: Guarding retirement income 💵 Discretionary Income: Spending with confidence ⚖️ Portfolio Drag: Avoiding hidden return killers See the Kiplinger article: https://www.kiplinger.com/retirement/retirement-plans/how-to-turn-a-usd1-million-nest-egg-into-a-lifetime-income-machine  Our website:  https://www.401k.faith Phone: (513) 898-1897 Contact our team: https://www.faith401kmgmt.com/contact_us/ Book an Introductory Meeting: https://www.faith401kmgmt.com/contact_us/ Check out our no-cost financial flipbooks here: https://www.faith401kmgmt.com/learning_center/flipbooks/ Join one of our upcoming events: https://www.faith401kmgmt.com/events.htm Check out our online calculators: https://www.faith401kmgmt.com/learning_center/calculators/ Check us out on YouTube: https://www.youtube.com/channel/UCpuK6WuipFhXBxujjM6nl7g Facebook: https://www.facebook.com/profile.php?id=100063561056644 LinkedIn: https://www.linkedin.com/in/dennis-horr-2ba3714/ X: https://x.com/dennishorr

  4. Jul 9

    The 4% Rule vs. the 8% Rule: What's the Right Withdrawal Rate for You?

    Dave Ramsey has built one of the most recognized brands in personal finance. Millions of people have followed his advice out of debt and into savings. But when it comes to how much you should pull from your retirement accounts each year, Ramsey takes a position that some financial professionals find hard to get behind. Today, we break it down: what Dave says, what the research says, and what Dennis thinks. Here’s some of what we discuss in this episode: 💬 Ramsey’s Rule: A controversial 8% approach 📉 4% Rule: A long-standing retirement benchmark 🧾 Client Planning: Turning rules into real numbers ⚠️ 8% Risk: Why averages can mislead retirees 🔄 Plan Adjustments: Flexibility for real-life needs 🕰️ Red Zone: Plan before retirement begins Our website:  https://www.401k.faith Phone: (513) 898-1897 Contact our team: https://www.faith401kmgmt.com/contact_us/ Book an Introductory Meeting: https://www.faith401kmgmt.com/contact_us/ Check out our no-cost financial flipbooks here: https://www.faith401kmgmt.com/learning_center/flipbooks/ Join one of our upcoming events: https://www.faith401kmgmt.com/events.htm Check out our online calculators: https://www.faith401kmgmt.com/learning_center/calculators/ Check us out on YouTube: https://www.youtube.com/channel/UCpuK6WuipFhXBxujjM6nl7g Facebook: https://www.facebook.com/profile.php?id=100063561056644 LinkedIn: https://www.linkedin.com/in/dennis-horr-2ba3714/ X: https://x.com/dennishorr

  5. Jul 2

    What Does Smart Risk Actually Look Like At Your Age?

    The right investment strategy isn't determined by your age alone, it's determined by where you are in life, what you're trying to accomplish, and how much uncertainty you're willing to accept along the way. Dennis explores how financial priorities evolve and why a successful plan requires balancing growth, protection, and flexibility through every stage of the journey.  Here’s some of what we discuss in this episode: 📈 Life Stages: Risk changes as priorities evolve 🚀 Young Investors: Avoiding extreme approaches 💸 Inflation Risk: Being too safe can hurt ⚖️ Finding Balance: Growth without overexposure 🏖️ Retirement Shift: Different risks require new strategies 🛡️ Protect Assets: Balancing growth and preservation Our website:  https://www.401k.faith Phone: (513) 898-1897 Contact our team: https://www.faith401kmgmt.com/contact_us/ Book an Introductory Meeting: https://www.faith401kmgmt.com/contact_us/ Check out our no-cost financial flipbooks here: https://www.faith401kmgmt.com/learning_center/flipbooks/ Join one of our upcoming events: https://www.faith401kmgmt.com/events.htm Check out our online calculators: https://www.faith401kmgmt.com/learning_center/calculators/ Check us out on YouTube: https://www.youtube.com/channel/UCpuK6WuipFhXBxujjM6nl7g Facebook: https://www.facebook.com/profile.php?id=100063561056644 LinkedIn: https://www.linkedin.com/in/dennis-horr-2ba3714/ X: https://x.com/dennishorr

  6. Jun 18

    How to Spend on Travel Without Derailing Your Retirement

    Summer's here. And somewhere between the excitement of planning a big trip and the anxiety of what it costs, a lot of retirees end up doing something that surprises us… they feel guilty about it. They worked hard, they saved, they planned for decades, and then they second-guess a beach vacation. Today, Dennis talks about how travel fits into a real retirement plan and how to enjoy it without guilt. Here’s some of what we discuss in this episode: ✈️ Travel Guilt: Learning to spend confidently 📋 Built-In Planning: Making vacations part of the plan 💬 Different Priorities: Navigating couple disagreements 🔄 Annual Reviews: Adjusting as life changes 🚨 Unexpected Expenses: Preparing for travel surprises 🌎 Go-Go Years: Making the most of retirement Our website:  https://www.401k.faith Phone: (513) 898-1897 Contact our team: https://www.faith401kmgmt.com/contact_us/ Book an Introductory Meeting: https://www.faith401kmgmt.com/contact_us/ Check out our no-cost financial flipbooks here: https://www.faith401kmgmt.com/learning_center/flipbooks/ Join one of our upcoming events: https://www.faith401kmgmt.com/events.htm Check out our online calculators: https://www.faith401kmgmt.com/learning_center/calculators/ Check us out on YouTube: https://www.youtube.com/channel/UCpuK6WuipFhXBxujjM6nl7g Facebook: https://www.facebook.com/profile.php?id=100063561056644 LinkedIn: https://www.linkedin.com/in/dennis-horr-2ba3714/ X: https://x.com/dennishorr

  7. Jun 11

    Lessons From Maverick: What Top Gun Teaches Us About Money

    It's summer and nothing says summer quite like Tom Cruise as Maverick soaring across the sky in Top Gun. This year marks the 40th anniversary of the original film, and with Tom Cruise's birthday on July 3rd, Dennis figured it was the perfect excuse to revisit some of the most iconic quotes from the franchise and see what they have to say about your financial life. Because Maverick didn't become the best by flying blind and hoping for the best. He had a plan, a co-pilot, and enough self-awareness to know when the risk was worth it. Here’s some of what we discuss in this episode: ✈️ Need for Speed: Why patience beats quick riches 💳 Lifestyle Creep: When ego outruns your finances ⚠️ Danger Zone: Managing investment risk wisely 🔮 Future Planning: Preparing for what's ahead 🛩️ Talk to Goose: The value of trusted financial guidance Our website:  https://www.401k.faith Phone: (513) 898-1897 Contact our team: https://www.faith401kmgmt.com/contact_us/ Book an Introductory Meeting: https://www.faith401kmgmt.com/contact_us/ Check out our no-cost financial flipbooks here: https://www.faith401kmgmt.com/learning_center/flipbooks/ Join one of our upcoming events: https://www.faith401kmgmt.com/events.htm Check out our online calculators: https://www.faith401kmgmt.com/learning_center/calculators/ Check us out on YouTube: https://www.youtube.com/channel/UCpuK6WuipFhXBxujjM6nl7g Facebook: https://www.facebook.com/profile.php?id=100063561056644 LinkedIn: https://www.linkedin.com/in/dennis-horr-2ba3714/ X: https://x.com/dennishorr

About

Welcome to Dollars with Dennis, the podcast that helps you navigate the complex world of financial planning with confidence. Hosted by Dennis Horr, AIF®, founder of Faith 401K & Money Management, LLC, this show is designed to help individuals, families, and businesses chart their financial futures with clarity.  With more than 30 years of experience, Dennis explores important topics like retirement strategies, 401(k) plan consulting, estate planning, investing, and more. Each episode is designed to provide valuable insights that will help you better understand the world of financial planning.  Subscribe today and never miss an episode of Dollars with Dennis. For more information, visit www.faith401kmgmt.com or call 513-898-1897. For Broker Dealer disclosure, please click on website link. Securities and advisory services offered through LPL Financial, a registered investment advisor, Member FINRA/SIPC.