Send us Fan Mail 📍 CONNECT WITH DEVIN 🏠 Foresight CRM: https://getforesightcrm.com/aiwithrei (code AIWITHREI, 30-day free trial) 🧠 Fractional CAIO: https://calendly.com/devinrobinson1/fractional-caio 🛠️ Free Starter Skill Pack: https://aiwithrei.com/skills 💼 LinkedIn: https://www.linkedin.com/in/devin-robinson-fund/ (Formerly Funds on Fire. Same show, new name.) AI-staged listing photos have a new problem, and it's lawmakers. A brick garage in Toronto got listed with 15 AI renderings of a polished loft. People on Reddit are asking why the bedroom in the listing suddenly doesn't need a radiator. Now D.C. has a bill on the table, New York has two, New York City plans a rule, and New Jersey's bill is moving. Virtual staging isn't the problem. Changing the house is. Before that, the headlines. One hacker pointed a swarm of AI agents at more than 1,200 websites and got into more than 100 companies, John Deere included, for about $50 a break-in. The big banks are fighting to keep AI agents out of your accounts. OpenAI ran 1,946 agents at once on brain research and finished in 32 minutes. Mortgage rates finally pulled back, and the Fed decides Wednesday. This is the new AI with REI briefing: what's going on in AI, what's going on in real estate, the spot where they run into each other, and one thing you can learn and use this week. This week's lesson is how to build your first AI skill in four steps, and why the fourth step, writing down what it's allowed to touch, is new because of this week's news. 🎯 KEY TAKEAWAYS 1. When a break-in costs $50, nobody has to pick you on purpose. Write down every website and login your business runs, shut off what you don't use, and turn on two-factor for the rest. 2. AI can look at your money. It can't move it. Give AI tools read-only access wherever you can, and keep a person on anything that moves money. 3. Freddie Mac's 7.32% is the first pullback since late August, but it's still more than a full point above a year ago. If a deal only works at 6.5%, it doesn't work. Underwrite at 7.5%. 4. Keep the original of every listing photo, label anything edited past lighting and color, and run one gut check: if a buyer walked in tomorrow, would they feel lied to? 5. Pick one job this week and write a skill for it: the job, ten real examples, what done looks like, and what it's allowed to touch. Start it on read-only and drafts. ⏱️ TIMESTAMPS 00:00 Today on AI with REI 00:50 Intro 00:58 Sponsor: Foresight 02:05 The headlines: one hacker, AI agents, 100+ companies 04:30 The banks vs AI agents 05:42 OpenAI runs 1,946 agents at once 06:52 Rates ease, the Fed, September home sales 08:35 Main story: AI-staged listings and the laws coming for them 13:08 Quick lesson: build your first AI skill 15:33 Close 🤝 SPONSORS Foresight CRM, the CRM hub for off-market work. AI that handles your seller and buyer texts, a pipeline from lead to contract, and dialer and foreclosure data in one place. Try it free for 30 days: getforesightcrm.com/aiwithrei with code AIWITHREI Fractional Chief AI Officer. The chief AI seat without the headcount: AI strategy, a build plan, and weekly execution, for $2,500/mo instead of a $321K to $579K in-house AI team. Book a call: https://calendly.com/devinrobinson1/fractional-caio 🔗 RESOURCES MENTIONED • How one hacker used AI agents to break into scores of sites (Reuters, via Insurance Journal): https://www.insurancejournal.com/news/national/2026/10/19/889528.htm • Unvetted AI agents are accessing U.S. bank accounts (Axios): https://www.axios.com/2026/10/22/ai-agents-banks-unauthorized-accounts-access • Schwab and JPMorgan are blocking AI agents from moving customer money (The Next Web): https://thenextweb.com/news/schwab-blocks-ai-agents-meta-muse • JPMorgan blocks outside AI agents from customer accounts (Cybernews): https://cybernews.com/security/jpmorgan-chase-blocks-outside-ai-agents/ • Using thousands of AI agents to uncover new leads in biological data (OpenAI): https://openai.com/index/scaling-ai-research-for-complex-biological-data/ • OpenAI deploys nearly 2,000 GPT-Rosalind agents (R&D World): https://www.rdworldonline.com/openai-deploys-nearly-2000-gpt-rosalind-agents-to-generate-biological-research-leads-in-32-minutes/ • Primary Mortgage Market Survey (Freddie Mac): https://www.freddiemac.com/pmms • Mortgage rates ease in first pullback since late August (AP via AgriNews): https://x.com/AgNews/status/2114504810523181426 • Mortgage News Daily, Oct 23: https://x.com/mortgagenewsmnd/status/2113712310707540050 • FOMC meeting calendar (Federal Reserve): https://www.federalreserve.gov/monetarypolicy/fomccalendars.htm • Existing-home sales increased 1.5% in September (NAR): https://www.nar.realtor/newsroom/existing-home-sales-increased-1-5-in-september-according-to-nar-report • Sellers cutting prices and helping buyers (PBS NewsHour): https://x.com/NewsHour/status/2114481379727540646 • Rising use of AI-staged real estate photos (r/canada): https://www.reddit.com/r/canada/comments/1x9u0uu/rising_use_of_aistaged_real_estate_photos_raises/ • The AI "staging" on real estate listings should be illegal (r/boston): https://www.reddit.com/r/boston/comments/1xag5ha/the_ai_staging_on_real_estate_listings_should_be/ • In some real estate listings, it's hard to see what's real (The Globe and Mail, 2024): https://www.theglobeandmail.com/real-estate/article-in-some-real-estate-listings-its-hard-to-see-whats-real/ • D.C. lawmakers want to crack down on AI "house-fishing" (Axios): https://www.axios.com/local/washington-dc/2026/10/16/dc-ai-generated-rental-listing-photos-disclosure-bill • D.C. joins others in cracking down on AI-edited listing photos (Inman): https://www.inman.com/2026/10/16/too-good-to-be-true-dc-joins-others-in-cracking-down-on-ai-edited-listing-photos/ • New York legislation would require disclosure for AI-edited listings (6sqft): https://www.6sqft.com/new-york-legislation-would-require-disclosure-for-ai-edited-real-estate-listings/ • Mayor Mamdani says landlords can't secretly use AI images (PetaPixel): https://petapixel.com/2026/07/16/mayor-mamdani-says-landlords-cant-secretly-use-ai-images-to-advertise-properties/ • New Jersey A4728 clears Assembly Housing Committee (NJ Assembly Democrats): https://www.assemblydems.com/CivicAlerts.aspx?AID=13079 • humanizer, the skill that checks my scripts: https://github.com/blader/humanizer Nothing in this episode is investment, legal, or tax advice. I'm not your lawyer, so check what your state actually requires. To great success and greater impact. #AIwithREI #RealEstateInvesting #AIStaging #ListingPhotos #AIAgents #Cybersecurity #MortgageRates #FederalReserve #AISkills #Wholesaling Get the Free Capital Raising Course Get Fund Flow Os Join the Free Capital Raising Community Apply to the Founder's Circle Follow me on instagram Connect with me on Linkedin