Beyond The Next Move with Jyoti

Jyoti Pannu
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  • Self-Improvement
  • Updated Biweekly

We talk about the decisions that shape your next move, in work, money, and life. You’ll hear from guests who bring their unique and helpful perspectives, and from me in solo episodes where I share lessons I’m working through. #BeyondTheNextMove #jyotikpannu #coaching #mindset #life #RealEstate Podcast Disclaimer: The views and opinions shared in this podcast are my own and are based on my personal experiences and insights. This content is intended for general informational purposes only and should not be taken as professional advice. You should always seek guidance from a qualified professional for your specific situation.

  1. Divorce, Money, and Rebuilding: What Strangers by Belle Burden Revealed to Me

    May 13

    Divorce, Money, and Rebuilding: What Strangers by Belle Burden Revealed to Me

    In this solo episode of Beyond the Next Move, Jyoti reflects on the memoir Strangers by Belle Burden and opens up about the emotional and financial realities of divorce. From property ownership and pre-nups to rebuilding financially after separation, this conversation explores the parts of relationships people often avoid discussing until life changes. As a realtor and coach, Jyoti shares why financial literacy, clarity, and understanding the systems behind your life matter just as much as love and trust. Connect with Jyoti on Instagram: @jyotikpannu Music: C. David #BeyondTheNextMove #FinancialLiteracy #DivorceRecovery #WomenAndMoney #belleburden 

    15 min
  2. Full HST Rebate - You Can Save Up to $130k on a New Home

    Mar 31

    Full HST Rebate - You Can Save Up to $130k on a New Home

    In this solo episode of Beyond the Next Move with Jyoti, I break down one of the biggest shifts in Ontario real estate right now: the temporary (April 1, 2026–March 31, 2027) full 13% HST rebate on new construction homes. If you’ve been debating between resale and pre-construction, this changes the math completely. I walk you through: How HST on new builds worked before What the federal and provincial governments changed for first-time buyers in Ontario Real examples of how much you could save How to think about timing, strategy, and opportunity in this market This is a practical breakdown of what this means for you as a buyer, and how to approach your next move with clarity. If you’ve been on the sidelines, this might be the window that shifts your decision. Connect with me: Instagram @jyotikpannu Email: Jyotikpannu@gmail.com Website: www.jyotipannu.com #realestateontario #firsttimehomebuyer #preconstruction #realestatetips #homebuyingstrategy Music: C. David

    15 min
  3. Building with Purpose: Anthony Lombardo on Business, Giving Back, & Real Estate

    Mar 20

    Building with Purpose: Anthony Lombardo on Business, Giving Back, & Real Estate

    In this episode of Beyond the Move, I sit down with Anthony Lombardo to talk about what it actually looks like to build a business from the ground up, and how purpose fits into that process. We also talk about Coffee Gives Back and why supporting healthcare workers became a core part of his mission. Many of the stories he shares about his work and personal life will stay with you. We break down practical topics too: ​Where to start if you have a business idea​Why momentum beats perfection early on​The hidden costs of running a business​What cash flow really feels like in real life​Mistakes new founders keep repeating We also get into social media, staying real while growing online, and what success actually looks like now versus when he started. If you’re thinking about starting something, investing, or just trying to figure out your next move, this one is worth your time. Bonus: Use code PODCAST2026 for 15% off on your next order at https://themisterbrewer.ca/ You can connect with Anthony on Instagram: @themisterbrewer Music: C. David Jyoti’s Socials: Instagram: Jyotikpannu Website: www.jyotipannu.com #EntrepreneurMindset #RealEstateInvesting #StartUpLife #BusinessGrowth #BeyondTheMove

    53 min
  4. Starting Over and Rewriting Our Lives: An IWD Special with Angie Biln

    Mar 6

    Starting Over and Rewriting Our Lives: An IWD Special with Angie Biln

    In this special episode in honour of International Women’s Day, Jyoti sits down with social worker and life coach Angie Biln to talk about rebuilding life after multiple major changes. They discuss divorce, moving provinces, raising teens, and what it means to rewrite your identity as Punjabi women navigating independence, culture, and new beginnings. The conversation covers financial independence, real estate decisions after separation, rebuilding community in a new city, and what teenagers see when their mom is starting over. An honest conversation about identity, money, motherhood, and redefining what home looks like after life changes. Connect with Angie: www.angiebiln.ca Connect with Jyoti: www.JyotiPannu.com or on IG: @jyotikpannu #InternationalWomensDay #BeyondTheNextMove #PunjabiWomen #iwd2026 #jyotipannu Music: C. David

    46 min
  5. A chat with Mr. Torres: How we blended our worlds!

    Feb 23

    A chat with Mr. Torres: How we blended our worlds!

    What does it take to make a relationship work when you come from two different cultures and are blending families? In this episode, my husband, Mr. Torres joins me for a candid chat about: * Cultural differences and how we handle them * Parenting in a blended family * Managing expectations * Where we clash and how we reset * What appreciation of each other and our cultures looks like in real life We talk openly about the tensions that show up when traditions, habits, and personalities collide. We also share what helps us stay grounded: clear communication, respect for each other’s backgrounds, and choosing partnership over ego. Art by Mr. Torres #CrossCulturalLove #BlendedFamilies #MarriageConversations #beyondthenextmove #HealthyRelationships Music by C. David

    37 min

  6. Jan 30

    Landman, Women & Buyers Market

    This episode opens with a reflection on the show *Landman* and how women are still framed as side characters in money conversations. That framing shows up in real estate too. Who leads. Who gets heard. Who is taken seriously. This episode pushes back on that. The episode focuses on the buyers’ market and what to do next, without hype or pressure. I break down what a buyers’ market actually looks like right now and why it matters. I talk through how slower pace, more listings, and changed buyer behaviour affect real decisions, especially for first-time buyers and women carrying financial responsibility. You’ll hear clear, practical context on: * What’s happening in today’s buyers’ market * What this means if you’re a first-time buyer * What sellers need to adjust in this market * How to decide next steps if you’re unsure or waiting This is about clarity, not timing the market. About slowing down instead of reacting, and about making decisions that fit your life, not headlines. If you’re navigating the buyers’ market and want a grounded way to think about your next move, this episode is for you. You can connect with me on instagram @jyotikpannu #BuyersMarket #FirstTimeBuyer #RealEstateOntario #WomenAndMoney #BeyondTheNextMove #RealEstatePodcast #HomeBuying #SellingAHome #MarketClarity #FinancialDecisionMaking #WomenInRealEstate #SmartMoves Music: C. David

    23 min

  7. Jan 30

    Nostalgia is Not a Strategy & Real Estate Investments: Multi-Family Units

    Nostalgia can keep you stuck. Strategy helps you move forward. In this episode, I unpack why what once worked in your career, relationships, or real estate may no longer fit your life today. We talk burnout, big personal shifts, and how to approach real estate decisions with clarity, not emotion. I also break down CMHC, MLI programs, and why multi-family investing is an option many people overlook. This is about making decisions for where you are now, using structure, numbers, and the right support. Connect with me on Instagram: @jyotikpannu #NostalgiaIsNotStrategy #RealEstateStrategy #CMHC #MultiFamilyInvesting #SmartMoves Music: C.David

    16 min

  8. Jan 1

    Page 1 of 365: Two Practices to Start the Year Grounded & Connected

    It’s January 1, and before goals, plans, or resolutions, this episode invites you to pause. After a year of job loss, high stress, health scares, and burnout, I’m starting this year differently with the tools that helped me bounce back in 2025. Slower. More present. More intentional. In this solo episode, I share two simple practices to begin the year grounded: A daily pause to settle your nervous system and get clear One genuine conversation that reminds us how growth, career moves, and opportunities actually happen through people If you’re a high achiever, multi-passionate, or in the middle of a career or life shift, this episode is for you. #Page1of365 #BeyondTheNextMove #GroundedLiving #CareerClarity #IntentionalStart Music: C. David

    13 min
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About

We talk about the decisions that shape your next move, in work, money, and life. You’ll hear from guests who bring their unique and helpful perspectives, and from me in solo episodes where I share lessons I’m working through. #BeyondTheNextMove #jyotikpannu #coaching #mindset #life #RealEstate Podcast Disclaimer: The views and opinions shared in this podcast are my own and are based on my personal experiences and insights. This content is intended for general informational purposes only and should not be taken as professional advice. You should always seek guidance from a qualified professional for your specific situation.

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