The Follio Property Podcast

Lachlan Delahunty and Reece Beddall

Sick of the same old property myths and bad advice? So are we. The Follio Property Podcast delivers real talk on the Australian property market, cutting through the noise to give you insights and education that actually matters. Hosted by property experts Lachlan Delahunty and Reece Beddall, we break down the latest market trends, expose industry topics, and give you the information needed to make smarter property decisions. Whether you're buying your first home, building a portfolio or just trying to make sense of the market, we've got you covered.

  1. 3d ago

    Gold Coast Crashes, Brisbane Holds: Where The Smart Money Is Moving? | Property Experts

    Book Your FREE Investment Assessment 👉: https://follio.com.au/contact-us/ 📊 National Investment Report: https://441711975.hs-sites-ap1.com/follio-property-podcast-content-subscriber?utm_source=YouTube&utm_medium=newsletter&utm_campaign=Episode+71&utm_id=podcast Regional property markets in Queensland are sitting on a structural time bomb, and most investors holding assets in Gladstone, Mackay, or the Sunshine Coast have no idea how close they are to serious losses. Property expert Josh Coleman joins the Follio Property Podcast to reveal exactly why the combination of budget policy changes, investor-heavy buyer pools, and the collapse of the "greater fool theory" is about to reset regional values across Australia.The Australian property market 2026 looks radically different for anyone holding regional assets compared to just 18 months ago. Josh Coleman maps out the risk profile of every major Queensland regional market using hard data. Markets like Gladstone and Mackay, where investor transactions dominate at over 70%, have been propped up by speculative buyer chains rather than genuine occupier demand.The housing market in Australia 2026 is not uniformly at risk. Townsville, with its defence spending and diversified economy, carries a different risk profile to Mackay. Toowoomba's metropolitan character provides another buffer. But for most pure regional markets across Queensland property market corridors, the expert warning is clear: reduce exposure before the Senate finalises the policy.What we have covered in this episode:✅ Why regional Queensland is the highest-risk asset class in Australia right now ✅ The policy double-hit: losing both negative gearing AND capital gains benefits simultaneously ✅ How Gladstone and Mackay rely on speculative investor chains with no owner-occupier floor ✅ Why Townsville is more resilient than Mackay despite both being regional markets TIMESTAMPS: 00:00 Intro 01:38 Post-Budget Sentiment: How Clients, Agents and Media Are Reacting 07:51 The Biggest Risks for Investors Under the New Conditions 08:21 Why Regional Markets Are the Most Dangerous Play Right Now 15:09 House and Land Packages and the Greenfield Estate Trap 17:35 Gold Coast: Boom, Bust and the Off-the-Plan Danger 20:42 Sunshine Coast vs Gold Coast: Which Market Has a Floor 23:42 Brisbane Post-Budget: Olympics Hype vs Structural Reality 24:03 Brisbane Eastern Suburbs: Why the Smart Money Is Here 27:19 Brisbane Market Segmentation: Which Tier to Target in 2026 33:38 Where to Invest in Brisbane Right Now 34:20 The Next Buyer Framework: How to Think About Your Exit Strategy Follow Josh Coleman:BuyWise: https://www.buywiseproperty.com.au/LinkedIn: https://www.linkedin.com/in/joshua-coleman-3334ba27/About The Follio Property PodcastEach week, Reece Beddall and Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights — we make property simple, honest, and practical. 📍 Visit Our Website: https://follio.com.au/ 📩 Contact Us: info@follio.com.au 📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/ Executive Producer: Jonathan Fernandeshttps://www.linkedin.com/in/jonathan-fernandes-a75a991b2/ #AustralianPropertyMarket #RegionalPropertyInvestment #PropertyInvestmentAustralia #NegativeGearingAustralia #QueenslandPropertyMarket #FollioPropertyPodcast #brisbaneproperty #goldcoastproperty #propertyinvestment #propertyinvestor #propertymarketupdate Disclaimer: This is for entertainment purposes - not financial advice. Speak to a qualified professional before making any financial or property decisions

    36 min
  2. 5d ago

    How to scale your Portfolio from 0 to 10+ Properties in 2026 | Property Experts Explain

    Book Your FREE Investment Assessment 👉: https://follio.com.au/contact-us/📊 National Investment Report: https://441711975.hs-sites-ap1.com/follio-property-podcast-content-subscriber?utm_source=YouTube&utm_medium=newsletter&utm_id=Episode+70 Less than 10% of Australians ever own more than 2 investment properties. What separates them from the other 90%? In this episode, Australia's leading property experts Reece Beddall and Lachlan Delahunty reveal the exact step-by-step roadmap to scale your property portfolio from 0 to 10+ properties in 2026 and the 10 EXPENSIVE mistakes that kill most investors before they even get started.Whether you're a first home buyer just entering the Australian property market, or a seasoned investor stuck between two and five properties, this episode delivers a no-BS real estate investing blueprint designed specifically for Australia in 2026. Hosts Reece and Lachlan, who collectively manage hundreds of millions in property transactions across Brisbane, Perth, Melbourne, Adelaide and Sydney, break down exactly why the strategy that works at zero properties completely fails at five. Most investors hit a wall they don't even know exists. Today, you'll know it's there, and you'll know how to break through it. From the rent vesting strategy for investors in their 20s and 30s, to treating your portfolio like a full business at the 5-10+ property mark, this is the most practical, data-driven guide to building long-term wealth through Australian real estate investing you'll find anywhere. If you're serious about property investment in Australia, this episode is non-negotiable.In this episode, you'll discover:✅ The 4 phases of property investing and the exact moves to make (and avoid) at EACH stage✅ Why rent vesting is the #1 wealth-building strategy for Australians in their 20s and early 30s and why NOT doing it is your first mistake✅ The real reason less than 10% of investors ever own more than 2 properties and how to shatter that ceiling✅ How to recycle equity to fund your next deposit WITHOUT working extra hours or saving for years✅ The "Stepping Stone Asset" strategy using entry-level properties to build rapid equity in A-grade locations✅ Why your debt-to-income ratio must NEVER exceed 3.5x on your first home and what happens to your future portfolio if it doesTimestamps:00:00 Why 90% of Investors Never Build a Real Portfolio03:34 Phase 1: Zero to One Property (The Rent Vesting Strategy)06:19 Phase 2: One to Five Properties (Equity Recycling & Scaling)10:32 Phase 3: Five to Ten Properties (Managing Like a Business)21:55 Phase 4: Ten Plus Properties (Advanced Portfolio Management)26:20 Reece & Lachlan's Final Advice for 2026 Each week, Reece Beddall & Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights, we make property simple, honest, and practical.📍Visit Our Website: https://follio.com.au/📩 Contact Us: info@follio.com.au📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/ Executive Producer: Jonathan Fernandeshttps://www.linkedin.com/in/jonathan-fernandes-a75a991b2/ #AustralianPropertyMarket #PropertyInvestmentAustralia #RealEstateAustralia #PropertyInvesting2026 #FirstHomeBuyer #RentVesting #PropertyPortfolio #AustralianRealEstate #RealEstateInvesting #BuildingWealth #PassiveIncome #AustralianHousingMarket #PropertyInvestor #FollioPropertyPodcast #HowToBuildWealth Disclaimer: This is for entertainment purposes - not financial advice. Speak to a qualified professional before making any financial or property decisions This episode was filmed prior to the budget

    27 min
  3. The Truth About Perth Property That They’re Hiding | 2026 Market Updates

    May 28

    The Truth About Perth Property That They’re Hiding | 2026 Market Updates

    Book Your FREE Investment Assessment 👉: https://follio.com.au/contact-us/ 📊 National Investment Report: https://441711975.hs-sites-ap1.com/follio-property-podcast-content-subscriber?utm_source=YouTube&utm_medium=newsletter&utm_id=Episode+69 Perth property keeps growing. The noise doesn't. In this special collab episode, a simulcast between The Follio Property Podcast and The Perth Property Show — Reece and Lachlan sit down with Trent Fleskens, host of The Perth Property Show and founder of Strategic Property Group, for an unfiltered conversation on what the federal budget actually means for Perth investors, why the city's fundamentals remain in a class of their own, and exactly where this market has left to run. While Sydney falls and Melbourne flatlines, Perth is still north of 1% monthly growth. But with budget changes, rate hikes, and media noise hitting simultaneously, the question isn't whether Perth is strong, it's how to read it clearly. VALUE BREAKDOWN ✅ Why property's slow-moving nature is its biggest advantage right now ✅ What 5,000 listings actually means — and why 13,000 is the number to watch ✅ The real impact of scrapping negative gearing on established investor properties ✅ Is the mum-and-dad investor dead? Trent's direct answer ✅ First-home buyer risk, negative equity, and what Perth learned from Keystart ✅ Infill development as the most defensive strategy in any market — how Strategic ran 104 projects profitably during Perth's worst downturn ✅ Perth's theoretical price cap: why Trent puts the ceiling at Sydney's median ✅ Perth vs Brisbane and Adelaide: who's peaked and who still has runway 🕐 TIMESTAMPS 00:00 Perth vs other capital cities 01:40 Where is the Perth market right now? Noise vs fundamentals 08:30 Interest rates, serviceability and the real story for investors in 2026 11:30 Is the mum-and-dad investor dead? What the budget actually changes 17:00 Spruikers, SMSFs and how to protect yourself post-budget 20:00 First-home buyers, negative equity and the Keystart warning 28:18 The budget's housing supply reality: 25 new Perth homes a month 33:03 Does Perth still have legs? The property clock and affordability ceiling 36:55 Infill development: 104 projects, the defensive strategy that works in any market 46:19 The accidental landlord strategy and how to reach your dream home 49:23 Perth vs Sydney, Adelaide and Brisbane: where does this market end? Follow Trent Fleskens: LinkedIn: https://www.linkedin.com/in/trent-fleskens-bbbb3846/Business: https://www.strategicpropertygroup.com.au/Podcast: https://perthpropertyshow.com.au/ About The Follio Property PodcastEach week, Reece Beddall and Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights — we make property simple, honest, and practical. 📍 Visit Our Website: https://follio.com.au/ 📩 Contact Us: info@follio.com.au 📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/ Executive Producer: Jonathan Fernandeshttps://www.linkedin.com/in/jonathan-fernandes-a75a991b2/ #PerthPropertyMarket #PerthRealEstate #AustralianPropertyMarket #NegativeGearing #PropertyInvestment #Budget2026 #RealEstateAustralia #PerthProperty #CapitalGainsTax #PerthPropertyInvestment #InfillDevelopment #PropertyPodcast #PropertyInvestor #FolioPropertyPodcast #WesternAustraliaProperty #PerthHousingMarket #AustralianHousingMarket2026 #RentCrisisAustralia #FirstHomeBuyer #PropertyClock #PerthVsSydney Disclaimer: This is for entertainment purposes - not financial advice. Speak to a qualified professional before making any financial or property decisions

    55 min
  4. May 26

    My Exact Plan To Overcome the Negative Gearing/CGT Changes | Post Budget Strategy 2026

    Book Your FREE Investment Assessment 👉: https://follio.com.au/contact-us/📊 National Investment Report: https://441711975.hs-sites-ap1.com/follio-property-podcast-content-subscriber?utm_source=YouTube&utm_medium=newsletter&utm_campaign=Episode+68&utm_id=podcast Value-Add Case Study: https://follio.com.au/value-add-strategy-2/The 2026 federal budget just redrew the rules for every Australian property investor. Negative gearing is now limited to new builds, CGT thresholds have shifted, and first-time investor confidence has dropped 15 to 20% overnight. If you are sitting on a portfolio wondering what to do next, this episode gives you a concrete, numbers-backed plan to come out ahead.The Follio Property Podcast Sentiment Index surveyed over 250 investors and uncovered a stark divide: experienced investor confidence surged from 42% to 78% post-budget, while first-timers lost ground fast. That gap is not accidental, and it is not closing on its own.In this episode, Reece Beddall and Lachlan Delahunty break down exactly what the budget changes mean for your property portfolio in Australia. From restructuring strategies that protect your serviceability, to wholesale unit acquisitions in blue-chip localities, to syndicated development deals that convert $30,000 cash burn assets into $25,000 positive cash flow positions, this is the most important real estate investment strategy conversation for Australian investors in 2026.Whether you are a first home buyer trying to understand how the capital gains tax property Australia changes affect your entry strategy, a mum-and-dad investor with one or two properties looking to restructure, or a sophisticated investor exploring commercial property investment in Australia, this episode lays out a clear post-budget roadmap with real numbers attached.TIMESTAMPS:00:00 The Negative Gearing & CGT Bombshell Explained02:40 Lachlan's Take: Why This Is a "Line in the Sand" Moment03:39 Folio Sentiment Index: What 250+ Investors Are Saying04:43 The #1 Mistake Investors Are Making Right Now08:34 Breaking Down the 3 Investor Types & Their Strategies09:38 Strategy 1: First-Time Investors, Cash Flow & Wholesale Units12:33 Why House & Land Packages Are a Trap (Avoid This)17:10 Strategy 2: Mum & Dad Investors, What To Do Next18:35 The Syndicated Development Model Explained (With Numbers)24:24 Strategy 3: Sophisticated Investors, Units, Sites & Commercial27:05 Full Post-Budget Strategy Summary28:39 What's Coming Next + How To Stay AheadAbout the Follio Property Podcast Reece Beddall & Lachlan Delahunty break down the biggest conversations shaping Australian property investing. From market cycles to debt, strategy, and data, we make property simple.📍Visit Our Website: https://follio.com.au/📩 Contact Us: info@follio.com.au📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/ If you enjoy the episode, hit Like, Subscribe, and Comment to support the channel and join the conversation.#NegativeGearing #AustralianProperty #PropertyInvestmentAustralia #RealEstateAustralia #CGTChanges #PropertyMarket2026 #AustralianRealEstate #PropertyInvestor #FirstHomeBuyer #PropertyPortfolio #InvestmentProperty #FollioPropertyPodcast #HousingMarketAustralia #RealEstateInvesting #PropertyStrategyDisclaimer: This is for entertainment purposes - not financial advice. Speak to a qualified professional before making any financial or property decisions

    29 min
  5. May 21

    Australia's Property Market Just Split In Two (Here's Where Smart Money Is Going)

    Book Your FREE Investment Assessment 👉: https://follio.com.au/contact-us/📊 National Investment Report: https://441711975.hs-sites-ap1.com/follio-property-podcast-content-subscriber?utm_source=YouTube&utm_medium=newsletter&utm_campaign=Episode+67&utm_id=podcast While mum and dad investors freeze in fear, experienced property buyers are quietly loading up on Australian properties right now. In this episode, Reece Beddall and Lachlan Delahunty reveal exactly where smart money is flowing, which cities are at the bottom of the cycle, and why the current panic is the biggest opportunity in property investing Australia has seen in years.Australia's property market in 2025 is not one market. It is a story of two completely different economies playing out at the same time, and the investors who understand the data are already positioning themselves ahead of the curve.From the tightest vacancy rates in Perth's property history to Melbourne's record-breaking rental growth setting up a major price resurgence, the data tells a story that the headlines are getting completely wrong. For anyone serious about real estate Australia-wide, this is the intelligence you need before making your next move.Whether you are exploring property investment strategies Australia-wide, looking for your first investment property in Australia, or trying to understand how to invest in property in the current climate, this episode gives you the full picture. VALUE BREAKDOWN✅ Why experienced investors with multiple properties say this is one of the best buying windows in a decade ✅ Perth property market: 12% annual growth, 0.5% vacancy rate, and why the supply imbalance is not going away ✅ Melbourne at the bottom of the property cycle with the highest rental yields in Australia ✅ Brisbane and Adelaide are approaching peak signals and what that means for investors buying now ✅ Why yield and cash flow have overtaken capital growth as the top priority for Australian property investors ✅ How the Federal Budget shifted investor confidence in every state except one ✅ The 6 to 12-month rental-to-price correlation that predicts which markets are about to move ✅ Why Sydney auction clearance rates in the low 40s are a warning signal buyers must not ignore TIMESTAMPS: 00:00 Prices Are Falling, How Bad Will It Get?03:22 The Sentiment Data Nobody's Talking About05:12 Smart Money vs. First-Time Investors06:56 The Two-Speed Economy: Winners & Losers09:26 Adelaide Has Peaked, What Comes Next10:45 Melbourne's Surprise: Best Rental Market in Australia13:47 Why Yield Is Now King (And Sydney Is in Trouble)15:23 The 4% Yield Threshold Every Investor Needs to Know16:06 Investor Lending Up 40% And The Policy CrackdownAbout the Follio Property Podcast Reece Beddall & Lachlan Delahunty break down the biggest conversations shaping Australian property investing. From market cycles to debt, strategy, and data, we make property simple.📍Visit Our Website: https://follio.com.au/📩 Contact Us: info@follio.com.au📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/ If you enjoy the episode, hit Like, Subscribe, and Comment to support the channel and join the conversation.#AustralianPropertyMarket #NegativeGearing #RealEstateAustralia #PropertyInvestment #Budget2026 #RentCrisisAustralia #HousingAffordabilityAustralia #CapitalGainsTax #RealEstateInvesting #AustralianHousingMarket2026 #FirstHomeBuyer #PropertyPodcast #PropertyInvestor #FollioPropertyPodcast #InvestmentPropertyDisclaimer: This is for entertainment purposes - not financial advice. Speak to a qualified professional before making any financial or property decisions

    21 min
  6. May 19

    The ONLY Property Strategy That Survives Budget 2026 | Australian Property Experts

    🚨Aussie Property Investors: Get our free 2026 Budget Report covering what could happen next to rents, prices, and the property market (prepared by leading property researchers and investment experts.)Download free: https://441711975.hs-sites-ap1.com/follio-property-podcast-content-subscriber?utm_source=YouTube&utm_medium=newsletter&utm_id=Episode+66🚨 Budget 2026 just changed EVERYTHING for Australian property investors. Rents are about to surge 30%... and prices are about to explode.Negative gearing is gone. CGT is restructured. And if history repeats and the data says it will, the Australian property market is entering its most volatile period since 1985.In this episode, Reece Beddall and Lachlan Delahunty cut through the political noise with hard data and zero opinion. Drawing on $687M+ in real property transactions and two of the most powerful historical case studies in Australian real estate, the 1985 Hawke-Keating era and New Zealand's 2021 experiment, they reveal exactly who wins, who loses, and the only property investment strategy that survives Budget 2026.This isn't commentary. This is the data most property experts won't show you.The last time Australia scrapped negative gearing, rents surged 30% in capital cities within 2 years. Sydney and Brisbane prices jumped 60%. Perth hit 100%. New Zealand did the same in 2021, and rents rose 30% before the policy was reversed in 2023. The pattern is undeniable. For mum-and-dad investors relying on the old "buy, hold and hope" model, this budget is a wakeup call. The gap between sophisticated investors and passive ones just got significantly wider. The question is: which side are you on?VALUE BREAKDOWN✅ Why Budget 2026 is the single biggest shift in Australian real estate in 40 years✅ The New Zealand & 1985 Australia case studies and what they predict for rents and prices RIGHT NOW✅ Why outer fringe and new-build investors face the highest risk under the new rules✅ The death of the "buy, hold and hope" strategy and the sophisticated approach that replaces it✅ Why blue-chip locations (5–20km from CBD) are now non-negotiable for capital growth 🕐 TIMESTAMPS 0:00 Intro: Why Budget 2026 changes everything05:25 What actually changed: Negative gearing & CGT explained simply09:37 The New Zealand case study: 30% rent surge in 2 years11:32 The 1985 Australia case study: Sydney +60%, Perth +100%14:36 The danger zones: outer fringe and new builds18:42 Who will lobby to reverse this, and your investment timeline20:43 CGT deep dive: the $42K tax reality on a $700K gain24:38 The death of the lazy investor, what replaces buy, hold and hope25:09 The winning strategy: blue-chip, infill, landlockedAbout the Follio Property Podcast Each week, Reece Beddall & Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights, we make property simple, honest, and practical.📍Visit Our Website: https://follio.com.au/📩 Contact Us: info@follio.com.au📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/#AustralianPropertyMarket #NegativeGearing #RealEstateAustralia #PropertyInvestment #Budget2026 #RentCrisisAustralia #HousingAffordabilityAustralia #CapitalGainsTax #RealEstateInvesting #AustralianHousingMarket2026 #FirstHomeBuyer #PropertyPodcast #PropertyInvestor #FolioPropertyPodcast #InvestmentPropertyDisclaimer: This is for entertainment purposes - not financial advice. Speak to a qualified professional before making any financial or property decisions

    27 min
  7. May 14

    Negative Gearing, CGT & New Builds: Every Budget Question Answered | Property Experts

    📥 FREE DOWNLOAD: 2026 Budget Property Investor Report: https://441711975.hs-sites-ap1.com/follio-property-podcast-content-subscriber?utm_source=YouTube&utm_medium=newsletter&utm_campaign=Episode+65&utm_id=podcastThe 2026 Federal Budget just changed the rules for every property investor in Australia and most people have NO idea what it actually means for their borrowing power, their capital gains, or their next move in the investment property Australia game.The Federal Budget has delivered some of the most significant shifts to property taxes Australia has seen in decades, and if you own, plan to buy, or are currently building a Property portfolio, you need to understand what has changed and what it costs you.Negative gearing in Australia just got gutted for established properties. Capital gains tax on property in Australia now comes with a mandatory 30% minimum rate, replacing the old 50% discount with inflation-adjusted indexation. And for investors on a $150,000 salary? Your borrowing capacity just took a $350,000 hit.But here's what the headlines won't tell you: this budget doesn't kill Australian real estate investment, it reshapes it. Smart investors are already pivoting to units, infill developments, and the "accidental landlord" strategy that the budget accidentally made MORE powerful. Reece and Lachlan expose exactly where the opportunities are hiding, which markets are about to get smashed, and why the property market in Australia is about to split into two very different worlds, one for those who adapt, and one for those who don't.If you're a first-home buyer in Australia, a seasoned investor, or sitting on an existing portfolio, wondering what to do next, this is the most important 40 minutes you'll spend this year.In this episode, we’ll cover:✅ Why Labor's budget could slash your borrowing capacity by $200K-$700K✅ The END of negative gearing on established properties, what it really means✅ How the new 30% minimum capital gains tax rate targets retirees and self-funded investors00:00 The 3 Budget Changes That Hit Property Investors Hardest02:20 Grandfathering Rules Explained: Is Your Existing Property Safe?05:16 Who Are the Real Losers? The Serviceability Problem07:24 The New 30% Minimum Capital Gains Tax Rate08:06 How Retirees Just Got Blindsided by This Budget13:38 Existing Investors Grandfathered Indefinitely, Here's What to Do15:59 New Builds: Still Viable or a Construction Cost Trap?22:07 The Duplex & Infill Development Opportunity Nobody's Talking About32:23 Regional Markets Are Getting Smashed. Here's Why32:27 Why Units & Apartments Are Set to Outperform Houses34:40 The SMSF Loophole the Budget Left Wide Open35:18 Why You Need a Property Valuation Before July 2027About the Follio Property Podcast Each week, Reece Beddall & Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights, we make property simple, honest, and practical.📍Visit Our Website: https://follio.com.au/📩 Contact Us: info@follio.com.au📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/#AustralianPropertyMarket #InvestmentPropertyAustralia #FederalBudget2026 #NegativeGearingAustralia #CapitalGainsTax #AustralianRealEstate #PropertyInvestorAustralia #AustralianHousingMarket #PropertyTaxAustralia #FirstHomeBuyerAustralia #AustralianRealEstateInvestment #PropertyMarketAustralia #LabourBudget2026 #PropertyStrategyAustralia #WealthCreationAustraliaDisclaimer: This is for entertainment purposes - not financial advice. Speak to a qualified professional before making any financial or property decisions

    37 min
  8. May 12

    BREAKING: Negative Gearing Scrapped, And CGT Changed In Federal Budget 2026 (Live Reaction)

    The Federal Budget 2026 has just landed. Negative gearing on established property is gone, CGT changes are confirmed, and trust taxation is on the table. Reece and Lachlan watched it live, and this is their immediate, unfiltered reaction — what it actually means, who it really affects, and where the smart money goes from here.This isn't doom and gloom. It's a clear-eyed breakdown of a mixed budget, with early thoughts on how sophisticated investors adapt and where opportunity still exists.More detail is coming. A full Q&A episode drops Thursday. But if you want to understand the landscape before the noise takes over, start here.🎯 What's Covered In This Episode✅ What actually changed: negative gearing restricted to new builds, CGT indexation overhauled, trust taxation flagged✅ The grandfathering rules explained — if you've contracted a property before tonight, here's what it means for you✅ Why Lachlan believes negative gearing through company and trust structures may still be accessible — and what to watch in the next 48 hours✅ The borrowing capacity hit: how losing negative gearing could cost younger investors $200K to $700K in serviceability✅ Is this the end of the rentvestor strategy? Lachlan's answer might surprise you✅ Why CGT changes now apply across all asset classes — not just property — and what that means for Gen Z and millennial investors in shares and crypto✅ The flight to quality: why blue chip established property is set to outperform, and which markets are now at risk✅ Why regional and fringe investment areas like Townsville and Gladstone could be hit hardestTimestamps:00:00 Live Reaction: What Just Happened in the 2026 Budget01:30 Who Are the Winners and Losers?02:05 Grandfathering Explained — What It Means If You're Already in the Market03:45 Negative Gearing Restricted to New Builds: The Real Impact07:00 Can You Still Access Negative Gearing Through a Trust or Company?10:20 CGT Changes: Broader Than Expected, Hitting Every Asset Class12:20 The Borrowing Capacity Hit: $200K to $700K Less Serviceability15:00 Flight to Quality — Where Smart Money Moves Now17:30 The New Build Trap: Don't Get Spruiked18:30 What to Expect ThursdayKey Themes:🔸 Budget Reaction🔸 Negative Gearing Restricted🔸 CGT Overhaul🔸 Flight to Quality🔸 Borrowing Capacity Impact🔸 Smart Investor StrategyEach week, Reece Beddall & Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights, we make property simple, honest, and practical.About the Follio Property Podcast Each week, Reece Beddall & Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights, we make property simple, honest, and practical.📍Visit Our Website: https://follio.com.au/📩 Contact Us: info@follio.com.au📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/#AustralianPropertyMarket #RealEstateAustralia #FederalBudget2026 #PropertyInvestmentAustralia #FirstHomeBuyerAustralia #AustralianHousingMarket #NegativeGearing #CapitalGainsTaxAustralia #AustralianRealEstate #InterestRatesAustralia #AustralianPropertyInvesting #PropertyMarketAustralia #LaborBudget2026 #HousingAffordabilityAustralia #InvestmentPropertyAustraliaDisclaimer: This is for entertainment purposes - not financial advice. Speak to a qualified professional before making any financial or property decisionsTrack: MoodMode - Upbeat Hip Hop Boom Bap Background MusicMusic provided by MoodMode

    20 min

About

Sick of the same old property myths and bad advice? So are we. The Follio Property Podcast delivers real talk on the Australian property market, cutting through the noise to give you insights and education that actually matters. Hosted by property experts Lachlan Delahunty and Reece Beddall, we break down the latest market trends, expose industry topics, and give you the information needed to make smarter property decisions. Whether you're buying your first home, building a portfolio or just trying to make sense of the market, we've got you covered.

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