Wealth is a choice Podcast

James Studinger
  • 5.0 (1)
  • Investing

The Wealth is a Choice podcast is here to help you build a healthy relationship with money and make clear, confident financial decisions. Through candid interviews with estate planners, CPAs, and many other professionals in the financial industry, episodes will break down complex topics into practical takeaways you can actually use.

  1. 2d ago

    28 Joe Bamberger - Rethinking College, Careers, and the Future of Work

    What if the traditional path of high school, college, and then a career isn't the only route to success? In this episode of Wealth Is A Choice, James sits down with Joe Bamberger, Managing Partner at Emerge, a talent pipeline management firm helping students and young professionals explore career opportunities, develop skills, and connect with meaningful work experiences. Joe also shares insights from his work supporting career education initiatives and helping bridge the gap between employers and the next generation of talent. Together, James and Joe explore the changing landscape of education, workforce development, apprenticeships, skilled trades, internships, and the growing need for career exploration long before students make expensive educational decisions. They discuss why so many young people feel pressure to have their future figured out, the misconceptions surrounding college and skilled trades, and how students can better align their interests, strengths, and aptitudes with rewarding careers. Joe shares how Emerge approaches talent development, why self-awareness is one of the most important career skills, and how employers can improve hiring by focusing on authenticity, culture fit, and long-term growth potential rather than simply checking boxes. In this conversation, you'll learn: Why career exploration should start earlier than most people think • The difference between interests and aptitudes—and why both matter • How apprenticeships and alternative education pathways are growing • Why skilled trades deserve more attention and respect • How employers can find better talent through better interviewing • The hidden costs of choosing the wrong educational path • Why it's okay not to have your entire career mapped out at 18 Whether you're a student, parent, educator, employer, or simply someone thinking about the future of work, this conversation offers practical insights into building a career with intention and purpose. Learn more about Emerge: https://emergejobs.com/emerge-40-under-40/ Learn more about JPStudinger Wealth Advisors: https://www.jpstudinger.com/ Listen now and discover why success isn't about following a single path, it's about finding the path that fits who you are. #WealthIsAChoice #JoeBamberger #Emerge #CareerDevelopment #FutureOfWork #WorkforceDevelopment #SkilledTrades #Apprenticeships #CareerExploration #Leadership #Education #PersonalGrowth #FinancialPlanning #JPStudinger #CareerSuccess #MichiganBusiness #TalentDevelopment #WorkforceInnovation

    2h 14m

  2. 2d ago ·  Video

    27 Patrick Irwin — Building Community One Ride at a Time

    What started as a simple bike ride between friends has grown into one of Detroit’s most unique community movements. In Episode 27 of Wealth Is A Choice, James sits down with Patrick Irwin, founder of We Bike Detroit, to talk about biking, community, resilience, faith, health, and what it truly means to connect people across a city. Patrick shares the incredible story behind We Bike Detroit, a grassroots biking movement that now brings hundreds of riders together every month to explore Detroit neighborhoods, support local businesses, and create meaningful human connection through movement and shared experiences. But this conversation goes much deeper than cycling. Patrick opens up about: • Growing up in Southwest Detroit • The changing landscape of Detroit neighborhoods • Why biking can strengthen communities and improve health • His near-fatal widowmaker heart attack and recovery • The importance of kindness, forgiveness, and self-awareness • Lessons from Siena Heights and building opportunities for others • Why true wealth is about purpose, people, and giving back This is a powerful conversation about resilience, perspective, faith, community, and choosing to live intentionally. Learn more about We Bike Detroit here: https://www.facebook.com/groups/WBDetroit/ Learn more about JPStudinger Wealth Advisors: https://www.jpstudinger.com/ Listen now and discover why sometimes the greatest wealth comes from slowing down, connecting with others, and choosing kindness. #WealthIsAChoice #PatrickIrwin #WeBikeDetroit #Detroit #Cycling #DetroitCycling #Community #Health #Faith #Mindset #HeartHealth #DetroitMichigan #BikeDetroit #PersonalGrowth #Podcast #Resilience #Leadership #Kindness #DetroitLife #Mobility

    1h 21m

  3. 4d ago

    26 Todd Scott - Connecting Detroit Through Greenways & Mobility

    What does biking infrastructure have to do with economic growth, community health, tourism, safety, and quality of life? In this episode of Wealth Is A Choice, James sits down with Todd Scott, Executive Director of the Detroit Greenways Coalition, to discuss how Detroit has quietly become one of the most exciting cities in America for biking, running, greenways, and connected mobility. Todd has spent decades helping transform Detroit’s trail systems, bike infrastructure, and community connectivity — helping create safer streets, more accessible neighborhoods, and a stronger sense of community throughout the region. The conversation goes far beyond bikes. James and Todd discuss: • How Detroit became a national model for urban greenways • The Joe Louis Greenway and Gordie Howe Bridge pathway • Why connected trails improve tourism, local business, and public health • The surprising economic impact of mobility infrastructure • Bike safety, road design, and reducing pedestrian deaths • Why people are rediscovering Detroit through biking and running • The future of active transportation across Michigan • How experiences, health, and community all contribute to real wealth Todd also shares stories from decades of advocacy work and explains why long-term change requires persistence, collaboration, and vision. Whether you’re into biking, urban planning, community development, fitness, or simply want to hear a hopeful conversation about the future of Detroit, this episode delivers an inspiring perspective on what it means to build a healthier and more connected society. Learn more about the Detroit Greenways Coalition: https://detroitgreenways.org/ Learn more about JP Studinger Wealth Advisors: https://www.jpstudinger.com/ #WealthIsAChoice #ToddScott #DetroitGreenways #Detroit #BikeDetroit #UrbanPlanning #Cycling #Greenways #DetroitMichigan #CommunityDevelopment #Infrastructure #ActiveTransportation #DetroitTrails #JoeLouisGreenway #HealthAndWellness #Running #Biking #Michigan #Podcast #JPStudinger

    2h 15m

  4. 4d ago ·  Video

    25 Sylvia Santana - Why Compassion Matters in Government

    What happens when a legislator leads with empathy instead of division? In this powerful episode of Wealth Is A Choice, Michigan State Senator Sylvia Santana shares her remarkable journey from growing up in a family affected by incarceration and poverty to becoming one of the state’s most respected bipartisan leaders. Sylvia opens up about the personal experiences that shaped her passion for public service, why relationship-building matters in politics, and how listening to people’s real-life struggles can lead to better policy decisions. From voting rights and homelessness to corrections reform, education, affordable housing, and economic opportunity, this conversation dives into the human side of government in a way few political discussions ever do. James and Sylvia explore: • Why civics education has disappeared, and why it matters • The hidden challenges behind voter ID and homelessness • What rehabilitation should actually look like in America • How incarceration impacts families for generations • Why Michigan’s education system is critical to the state’s future • The realities of affordable housing and economic instability • How relationships across the aisle help get things done • Why “making things better” is her guiding philosophy Sylvia also shares her thoughts on Michigan’s future, the importance of keeping talent in the state, and why compassion, dignity, and understanding are essential ingredients for stronger communities. This is an honest, thoughtful, and deeply human conversation about leadership, public service, and the real challenges facing everyday people. Listen now and discover why wealth isn’t just about money — it’s about opportunity, connection, purpose, and choosing to care about one another. Learn more about JP Studinger Wealth Advisors here: https://jpstudinger.com/ #SylviaSantana #MichiganPolitics #WealthIsAChoice #PublicService #VotingRights #CriminalJusticeReform #MichiganSenate #Leadership #Civics #AffordableHousing #Education #Community #CorrectionsReform #Podcast #Michigan #Bipartisanship

    1h 39m

  5. 4d ago ·  Video

    24 Roop Raj - Human Connection in the Age of AI & Media

    In this episode of Wealth Is a Choice, James sits down with veteran journalist and FOX 2 anchor Roop Raj for a fascinating conversation about media, technology, human connection, politics, curiosity, and what it means to stay authentic in a rapidly changing world. Roop shares the incredible story of how he began pursuing journalism at just 14 years old, long before YouTube or social media existed, by walking into a public access TV station and creating opportunities for himself from scratch. Together, James and Roop explore: How AI is changing journalism, communication, and human behavior Why authentic human connection may become MORE valuable in a tech-driven world The dangers of misinformation and algorithm-driven outrage How social media shapes our perception of politics and society Why curiosity and listening are essential leadership skills The psychology behind attention spans, outrage culture, and online behavior How journalism has evolved from traditional broadcasts into live, interactive storytelling Why nature, community, and real conversations still matter deeply Roop also opens up about interviewing presidents, lawmakers, and political leaders over decades in journalism, explaining how he prepares for difficult conversations, identifies scripted talking points, and works to create authentic dialogue instead of conflict-driven interviews. One of the most powerful themes throughout the episode is the idea that despite what social media often suggests, most people have far more in common than they realize. James and Roop discuss how real-world interactions are often filled with kindness, respect, and cooperation — even among people with very different political beliefs. The conversation also dives into: The impact of AI on attention spans and modern news Why live, unscripted content is becoming more important The value of curiosity over certainty How young people can pursue their dreams earlier than ever before Why “wealth” may ultimately begin with awareness and consciousness As always, the episode closes with the signature question: Is wealth a choice? Roop’s answer is thoughtful and deeply human — centered around self-awareness, gratitude, growth, and the importance of understanding where we truly are in life before deciding where we want to go next. This is an insightful, honest, and timely conversation about media, politics, technology, relationships, and what it means to stay human in an increasingly digital world. Learn more about JP Studinger Wealth Advisors: https://www.jpstudinger.com/ #RoopRaj #WealthIsAChoice #Journalism #AI #HumanConnection #Media #FOX2 #Politics #SocialMedia #Curiosity #Podcast #Authenticity #FinancialWisdom #Leadership #Communication #AttentionSpan #Technology #IndependentThinking #Detroit #PodcastInterview

    1h 30m

  6. May 13 ·  Video

    23 Marty Fittante - Building the Future of Michigan’s Upper Peninsula

    In this episode of Wealth Is a Choice, James sits down with Marty Fittante, CEO of InvestUP, to discuss the future of economic development, manufacturing, talent retention, and long-term growth in Michigan’s Upper Peninsula. Marty has spent years working at the intersection of business, policy, and regional development, first in the Michigan legislature and now leading InvestUP, the Upper Peninsula’s private sector-led economic development organization. Under his leadership, InvestUP has helped launch major housing initiatives, innovation funds, workforce partnerships, and some of the largest economic development projects in U.P. history. The conversation explores: Why population decline and workforce shortages are some of Michigan’s biggest long-term risks The challenge of keeping young talent in rural communities The importance of housing, infrastructure, and entrepreneurship in economic growth Why domestic manufacturing, mining, forestry, and innovation still matter deeply to America’s future How small communities can compete in a rapidly changing economy Marty also shares insights into the realities of regional leadership, balancing economic opportunity, environmental stewardship, and long-term sustainability in communities that are often overlooked in national conversations. From attracting investment to creating opportunity in rural America, this episode is ultimately about one thing: How do you build places where people actually want to stay, work, and build a life? As always, the conversation closes with the deeper theme behind the show what wealth really means. Beyond money, wealth can mean opportunity, purpose, community, freedom, and building something meaningful that lasts for future generations. Learn more about JP Studinger Wealth Advisors: https://www.jpstudinger.com/ Learn more about InvestUP: https://www.investupmi.com/ #michigan #upperpeninsula #economicdevelopment #manufacturing #ruralamerica #leadership #workforcedevelopment #smallbusiness #investup #entrepreneurship #wealthisachoice #economicgrowth #michiganbusiness #communitydevelopment

    45 min

  7. May 13 ·  Video

    22 Gary Perala - Service, Grit & the Human Spirit of Tour Da Yoop

    In this episode of Wealth Is a Choice, James sits down with Gary Perala to explore the deeper meaning behind one of the most unique endurance events in the country: Tour Da Yoop, a 10-day, 1,200-mile cycling journey around Michigan’s Upper Peninsula. But this conversation quickly becomes about much more than cycling. Gary shares how Tour Da Yoop has evolved from an ambitious ride into something profoundly human. A place where people “start off as strangers and end up as family.” Together, James and Gary reflect on: The power of endurance events to transform people mentally and emotionally Why Tour Da Yoop celebrates humanity and support, not just speed or competition Stories of riders overcoming fear, self-doubt, injury, and impossible odds The incredible role of the SAG teams, volunteers, and Lions Club members who make the event possible How challenge, service, and community help people discover they are “capable of more than they realize” Gary also shares powerful insights about: Leadership through service The mission and culture of the Lions Club Why volunteering and helping others improves our own mental health and well-being The importance of positivity, resilience, and “love you for you” in today’s world Throughout the episode, the conversation returns to a core idea: The greatest victories in life are often not about finishing first, but about helping others finish at all. The episode is filled with incredible stories from the Tour Da Yoop community, including riders sacrificing their own performance to support others, emotional breakthroughs on Brockway Mountain, and the life-changing perspective that comes from doing something you once thought was impossible. As always, the conversation closes with the show’s signature question: Is wealth a choice? Gary’s answer is deeply rooted in health, mindset, relationships, and personal growth. He explains that while money matters, true wealth is also found in community, positivity, service, and having the health and perspective to enjoy life fully. If you’ve ever wondered what people are truly capable of—or how challenge and community can change lives—this is an episode you won’t forget. Learn more about JP Studinger Wealth Advisors: https://www.jpstudinger.com/ Learn more about Tour Da Yoop: https://www.tourdayoopeh.com/ #GaryPerala #TourDaYoop #WealthIsAChoice #Cycling #Endurance #HumanSpirit #Leadership #Service #LionsClub #Michigan #UpperPeninsula #MentalStrength #Community #PersonalGrowth #HealthIsWealth #Adventure #Volunteerism #Resilience

    55 min

  8. May 13 ·  Video

    21 Jennifer Watson Building Financial Confidence & Community Through Education

    In this episode of Wealth Is a Choice, James sits down with Jennifer Watson, CEO of Limestone Federal Credit Union, for a powerful conversation about financial literacy, entrepreneurship, volunteerism, and what it truly means to invest in a community. What starts as a discussion about small-town life in Michigan’s Upper Peninsula quickly becomes a deep exploration of how communities grow stronger when people choose to show up, give their time, and believe in young people. Jennifer shares the incredible story behind The Grind, the student-operated coffee shop and entrepreneurial project that involved more than 200 students over several years. Together, students, local businesses, engineers, contractors, and volunteers transformed a deteriorating building into a thriving business and real-world classroom. Throughout the conversation, Jennifer and James discuss: Why financial literacy must go beyond textbooks The importance of teaching students confidence, leadership, and entrepreneurship How volunteerism builds stronger communities Why “showing up” matters more than simply writing a check The power of experiential learning and real-world problem solving How small communities create opportunities for innovation and growth Jennifer also shares how Limestone Federal Credit Union continues to invest heavily in youth education through programs like: Financial Reality Fairs Adulting 101 Learn It, Plan It, Pitch It Student entrepreneurship initiatives Hands-on financial education programs in schools and colleges One of the most inspiring parts of the conversation centers around the creativity and potential of today’s students. Jennifer explains how programs like Learn It, Plan It, Pitch It give young people the confidence to turn ideas into real businesses, and how communities often underestimate the talent sitting inside their classrooms. The episode also dives into practical wealth-building principles: Why small financial decisions matter over a lifetime The importance of saving early Understanding the true cost of debt Building financial independence intentionally Why Jennifer encourages young workers to start contributing to retirement accounts immediately As always, the conversation closes with the signature question: Is wealth a choice? Jennifer’s answer is thoughtful and deeply aligned with Limestone’s mission of helping people build financial independence on their own terms. She explains that wealth looks different for everyone—but intentional choices, education, and community support can dramatically shape a person’s future. This episode is a reminder that real wealth is built not only through money—but through mentorship, service, relationships, education, and creating opportunities for others. Learn more about JP Studinger Wealth Advisors: https://www.jpstudinger.com/ Learn more about Limestone Federal Credit Union: https://limestonefcu.com/ #JenniferWatson #LimestoneFederalCreditUnion #WealthIsAChoice #FinancialLiteracy #Entrepreneurship #CommunityLeadership #Volunteerism #StudentSuccess #FinancialEducation #UpperPeninsula #SmallBusiness #CreditUnion #YouthLeadership #FinancialIndependence #TheGrind #LearnItPlanItPitchIt

    1h 12m
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About

The Wealth is a Choice podcast is here to help you build a healthy relationship with money and make clear, confident financial decisions. Through candid interviews with estate planners, CPAs, and many other professionals in the financial industry, episodes will break down complex topics into practical takeaways you can actually use.

Information

  • Creator
    James Studinger
  • Years Active
    2025 - 2026
  • Episodes
    28
  • Rating
    Explicit
  • Copyright
    © Copyright 2025 All rights reserved.
  • Show Website
    Wealth is a choice Podcast