Recorded live from the Equals stand at Money20/20 Amsterdam, Justin Hanna is joined by Jim McCarthy, CEO of Thredd, for a conversation exploring how card issuing infrastructure is evolving to support the next generation of fintechs, banks, and embedded finance providers. Jim shares his perspective on the transformation of the issuing landscape, why legacy technology continues to hold many organisations back, and how modern issuer processors are helping businesses launch and scale innovative payment experiences faster than ever before. The discussion explores embedded finance, programme management, global expansion, and the growing demand for flexibility across issuing and payment products. They also discuss the role of AI in financial services, the importance of resilient infrastructure in an increasingly real-time world, and how fintechs can balance innovation, compliance, and customer experience as they scale globally. Plus, Jim steps up for The Payments Shed’s legendary Shelf of Shame to nominate one thing in payments he'd happily banish forever. *** The Payments Shed Podcast is headline sponsored by Damisa. Damisa is a regulated cross-border payments and treasury infrastructure provider. Using a blend of traditional banking rails and stablecoin technology, Damisa helps businesses move money faster, cheaper, and more transparently across global markets. Its platform supports collections, settlements, disbursements, and liquidity management, while maintaining a strong compliance-first approach. Damisa is building the next generation of global payment infrastructure. Learn more at: https://www.damisa.xyz/ *** The Payments Shed Podcast is supported by PCN. PCN is a boutique recruitment agency rooted in Amsterdam, driven by a singular mission: connecting top talent with industry leaders. PCN specialises in five core pillars — Fintech, Cybersecurity, SaaS, E-Commerce, and Salesforce — backed by a global network across borders. Learn more at: https://teampcn.com/ *** Disclaimer: Any views or opinions referenced in this podcast episode are our own, or those of our respective guests, and they do not represent any views, opinions, or statements from our respective employers, or those of our guests. Additionally, any views expressed here are not intended as investment, legal, tax, or financial advice.