From Corporate to Cash Flow

Andrea Cannon

We are Andrea Cannon and Liz Schwab, two pharmacists navigating the process of building time and financial freedom through real estate investing and lending while working our day jobs. Navigating this journey is difficult, but our podcast guests are experts in showing us how it's done. 

  1. Ep. 56: From $0 Down Cars to AI Agents: Creative Finance Blueprint with Mike Davis the Subto Car Guy

    4d ago

    Ep. 56: From $0 Down Cars to AI Agents: Creative Finance Blueprint with Mike Davis the Subto Car Guy

    In this episode of From Corporate to Cash Flow, Andrea Cannon and Liz Schwab sit down with Mike Davis, a former corporate finance professional turned real estate entrepreneur and AI innovator, to explore the intersection of creative finance, wealth building, and cutting-edge artificial intelligence. Mike's journey from "YouTube University" to launching SellFi.io, the world's first AI-driven creative finance platform for vehicles, reveals how strategic thinking, community collaboration, and AI leverage can compress years of learning into months of action. What You'll Learn:  **Mike's Corporate-to-Entrepreneur Transition (0:00–5:00)** — How a 2019 wake-up call led Mike to quit his Beverly Hills finance job and dive headfirst into real estate wholesaling during the pandemic, and why his first deal took longer than expected  **From Wholesaling to Co-Living Real Estate (5:00–15:00)** — Mike's evolution from wholesaling to buy-and-hold strategies, including his primary focus on co-living properties in Baltimore and Southern California, and how he identifies high-cash-flow deals  **The SubTo Vehicle Revolution (15:00–25:00)** — A deep dive into creative finance vehicles—the story of how Mike reverse-engineered car deals using Turo groups, discovered an underserved market, and turned a personal problem into a scalable business model that generates multiple income streams  **AI as Your Business Multiplier (25:00–35:00)** — How Mike leverages AI agents (custom-built with Claude Code) for real estate underwriting, deal analysis, legal research, & automation, plus his warning about the urgency of adopting AI now before the wealth gap accelerates  **Critical AI Adoption Advice (35:00–40:00)** — Why this is the "worst AI will ever be," the exponential curve we're on, & Mike's frank message: stop dabbling, start building AI agents into your business ecosystem TODAY  **Money Mindset & Financial Independence (25:00–30:00)** — Mike's philosophy on treating money as a tool (not a goal), building leverage, and deploying capital strategically to generate passive income streams  **Entrepreneurial Habits & Accountability (18:00–23:00)** — The non-negotiable routines Mike implemented after leaving corporate—morning rituals, time blocking, self-accountability, & why self-reflection is the overlooked secret to scaling businesses --- Key Takeaways: • Don't Go Alone — The fastest path to financial freedom involves community, collaboration, & reciprocity. Solo "YouTube University" learning costs you time & missed opportunities. • Money is a Tool, Not a Destination — Think of capital as soldiers going out to fight & bring back more money. Stop being emotionally attached to dollars & start leveraging them strategically. • AI Adoption is Non-Negotiable — The wealth gap between AI users & non-users is widening exponentially. Start with ChatGPT, graduate to AI agents, & automate your way to scale before your competition does. • Creative Finance Vehicles Unlock Accessibility — Through platforms like SellFi.io, you can buy vehicles (cars, trucks, boats, RVs) without bank approval, credit checks, or traditional lending—opening new doors for deal flow & cash flow. • Entrepreneurship = Intense Self-Accountability — Leaving corporate removes the safety net of external accountability. Success requires disciplined routines, early mornings, & the willingness to confront your worst habits in the mirror. --- Mentioned Resources:  SellFi.io — The world's first AI-driven creative finance platform for vehicles (no banks, no credit needed)  AIOS Blueprint — Get a fully autonomous AI agent to run your business (visit AISOBlueprint.com)     Connect with Mike Davis — Instagram & Facebook: @mikewillcloseit    Follow me on Instagram: https://www.instagram.com/theandreacannon    Subscribe to my YouTube Channel: https://www.youtube.com/@TheAndreaCannon

    45 min
  2. Ep. 55: How Cost Segregation Can Save You $249K in Taxes with Belinda Prattis, The Cost Seg Lady

    May 27

    Ep. 55: How Cost Segregation Can Save You $249K in Taxes with Belinda Prattis, The Cost Seg Lady

    Did you know you could slash your tax bill by hundreds of thousands of dollars, legally, using a strategy most real estate investors overlook? In this episode of From Corporate to Cash Flow, Andrea Cannon and Liz Schwab sit down with Belinda Prattis, aka "The Cost Seg Lady", to break down everything you need to know about cost segregation, the tax strategy that saved one hotel investor $249,000 in a single year. Belinda shares her remarkable journey from a Baltimore corporate job to launching a personal chef service (with Ray Lewis as her first paid client!) to living off-grid in the New Mexico desert — and ultimately becoming a specialist in one of real estate's most powerful tax tools. Whether you're a W-2 earner, a short-term rental owner, or a seasoned investor with a multi-unit portfolio, this episode will change the way you think about depreciation. ---  **In This Episode:** - What cost segregation actually is — and why every income-producing property qualifies - The short-term rental (STR) loophole for W-2 workers who can't claim Real Estate Professional status - Why mid-term rentals CAN be cost-segregated (despite what you may have heard) - Partial Asset Disposition (PAD) and how it can generate massive deductions on renovations - Which asset classes perform best: RV parks, marinas, mobile home parks, hotels, and hospitals - When NOT to do a cost seg study — and what to do instead - The minimum cost basis to qualify (~$150K–$160K) - How to avoid depreciation recapture with a 1031 exchange or proper entity structure - Belinda's advice for W-2 workers ready to take the leap to entrepreneurship ---  **Key Quotes:** - *"There's cash in your walls."* — Belinda Prattis - *"You have the key to the cage and it's locked from the inside."* — Belinda Prattis - *"Instead of eating one M&M a year for 39 years, you're now getting a bunch of M&Ms to eat at once."* ---     **Connect with Belinda Prattis:** Instagram: @thecostseglady https://instagram.com/thecostseglady  Facebook: www.facebook.com/costsegwithbelinda  Sub2 Community members: Find her directly inside the Sub2 Kajabi platform (preferred partner) ---    Follow me on Instagram: https://www.instagram.com/theandreacannon  Subscribe to my YouTube Channel: https://www.youtube.com/@TheAndreaCannon

    47 min
  3. Ep. 54: 1 Year of Podcasting: What We Learned From 52 Episodes with Andrea Cannon & Liz Schwab

    May 20

    Ep. 54: 1 Year of Podcasting: What We Learned From 52 Episodes with Andrea Cannon & Liz Schwab

    We made it! One full year and 53 published episodes of **From Corporate to Cash Flow** podcast — and we're sitting down (well, Andrea's literally on the floor of her new house) to celebrate, reflect, and share everything we've learned along the way. In this special anniversary episode, hosts Andrea Cannon and Liz Schwab pull back the curtain on the real behind-the-scenes of running a podcast while holding down demanding W-2 jobs, traveling constantly, building real estate portfolios, and doing private lending, all at the same time. No guests. Just the two of us getting real about what worked, what didn't, and where we're headed next.   --- **In This Episode:** - How the podcast got started over a conversation in Sedona a year ago - The real logistics: StreamYard, Podbean, a Google intake form, a shared calendar, and a VA - Why we hit publish on imperfect episodes (and why you should too) - The stat that will make you proud we're still here: 90% of podcasts never make it past 20 episodes - How doing this podcast has changed our real estate perspectives — and our investing strategies - Andrea's biggest mindset shift: why she was building **net worth** when she should have been building **cashflow** first - Liz on being an **introvert** who actually loves podcasting (and why it makes sense) - **Imposter syndrome** — Andrea's honest take on almost not starting as a podcast guest herself - The short-form content challenge: why clips over 20 seconds just don't get engagement - What we want to do differently in Year Two **Biggest Takeaways from Year One:** - *"It sounded so much more intense than it actually was — getting started and working through the thing IS the thing."* — Andrea - *"It's me talking to me from a year or two ago — not 15 years ago."* — the relatability principle - The cashflow-first vs. net worth-first framework (from Benjamin Wong's laundromat episode) - Every guest has said some version of: your network and community are everything - Defining success on YOUR terms — not Pace Morby's, not anyone else's ---   **We want your feedback!** If you've been listening — what do you want more of? Leave a comment below. We read every single one. --- **About From Corporate to Cash Flow** Hosted by Andrea Cannon and Liz Schwab — two pharmacists building time and financial freedom through real estate investing and private lending while working their day jobs. New episodes every week. **Subscribe** so you never miss an episode!    Follow me on Instagram: https://www.instagram.com/theandreacannon  Subscribe to my YouTube Channel: https://www.youtube.com/@TheAndreaCannon

    36 min
  4. Ep. 53: She Lost Everything at 40 — Then Built a Real Estate Business From Zero with Kristin Boekhoff

    May 13

    Ep. 53: She Lost Everything at 40 — Then Built a Real Estate Business From Zero with Kristin Boekhoff

    What do you do when you lose your company, your savings, your apartment, and your job — all on your 40th birthday? For Kristin Boekhoff, the answer was to start over, reinvent herself as a single mom by choice, and build a thriving real estate investing business from the ground up. In this episode of the From Corporate to Cash Flow Podcast, hosts Andrea Cannon and Liz Schwab sit down with one of the most extraordinary guests to grace the show. --- **WHAT YOU'LL LEARN IN THIS EPISODE:**  **[00:00 – 10:00]** Kristin's journey from PWC management consultant to NYU real estate master's graduate to VP managing $7 billion in real estate funds at Related Capital — by age 30.  **[10:00 – 14:00]** How a single Cornell lecture about global poverty led her to apply for a Fulbright Fellowship, quit her job, donate everything she owned to charity, and move to Bangladesh — a country she'd never visited.  **[14:00 – 19:00]** The hard truth about her eight-year project in Bangladesh: building an eco-resort, raising equity from the country's top businessmen, and ultimately losing everything when a key investor's wife died of brain cancer. What she learned about resilience, failure, and the real cost of education.  **[19:00 – 30:00]** Her path back to U.S. real estate, from commercial brokerage to a W-2 at a design-build firm, discovering the BRRRR strategy on BiggerPockets, and accidentally getting fired (and why she hugged the woman who let her go).  **[30:00 – 39:00]** The two habits that transformed her productivity as a full-time real estate investor: calendar time-blocking and building detailed SOPs from Day 1. Plus her buy box for fix-and-flip deals in Maryland and Central Florida. --- **KEY TAKEAWAYS:** - Don't wait until you have all the answers. Grit matters more than degrees. - Treat early losses as tuition, just don't bet your entire savings on your first deal. - If you have a W-2, don't get into flipping. Match your investment strategy to your time. - Save 10–20% of your income off the top before you do anything else. - Build SOPs from your very first deal — your future self (and your VAs) will thank you. --- Kristin is actively looking for:  Fix-and-flip deal flow in Baltimore County, Prince George County MD, and the Space Coast to Tampa corridor in Florida (ARV ~$650K, purchase at ~60% ARV)  Private money lenders for her flip properties ---  **From Corporate to Cash Flow** is hosted by Andrea Cannon and Liz Schwab — two pharmacists building time and financial freedom through real estate investing and lending while working their day jobs. Subscribe so you never miss an episode.  Leave us a review — it helps more people find the show! ---  Connect with Kristin:  Check out Kristin Boekhoff’s profile on LinkedIn https://www.linkedin.com/in/kristinboekhoff https://www.instagram.com/brightdoorhomes  https://www.tiktok.com/@brightdoorhomes  Follow me on Instagram: https://www.instagram.com/theandreacannon  Subscribe to my YouTube Channel: https://www.youtube.com/@TheAndreaCannon

    39 min
  5. Ep. 52: He Lost His W2 Mid-Deal — Then Made $31K and Never Looked Back with Trevor Hicks

    May 6

    Ep. 52: He Lost His W2 Mid-Deal — Then Made $31K and Never Looked Back with Trevor Hicks

    Andrea Cannon   Mon, Apr 27, 3:06 PM (1 day ago)     to me       He was three months away from hitting 10 years of nonprofit service (close enough to qualify for public student loan forgiveness) when he got let go from his physical therapy job. He had one fix & flip deal in mid-progress, a partner he'd just met, and a $31,000 check waiting on the other side. That check changed everything. In this episode of From Corporate to Cash Flow, Andrea Cannon and Liz Schwab talk with Trevor Hicks — physical therapist, fix & flip investor, hard money lender, wedding photographer, and adventure retreat founder — about his fast-moving first year in real estate and what he's building next. What you'll learn in this episode:  How Trevor's first deal came together through Facebook Messenger rapport-building — and the $31K profit that lit the match  How he moved from transactional funding → fix & flip → hard money lending — and why he realized lenders make money even when flippers don't  How he pulled $100K out of the stock market and rolled old employer IRAs into a self-directed IRA to fund his lending business  His buy box for fix & flips in Central Florida and why he now limits lending geography to states he can drive to  The Savannah deal that went sideways — from lender to accidental owner, breaking even after 10 months  His 2026 goals: buy a business, 6+ flips, 10 hard money loans, and launch adventure retreats  The dream he and his wife are finally chasing: an outdoor wedding venue with on-site cabins, epic views, and no drunk driving  Bucket list: Havasu Falls hike, World Cup 2026 in Seattle (their 12-year anniversary trip), adventure retreats in Zion   Connect with Trevor: https://www.instagram.com/trevor_ryan7  Fix & flip inquiries / capital: trevorAndrobert.com Adventure retreats: epicadventureretreat.com/zion    Follow me on Instagram: https://www.instagram.com/theandreacannon  Subscribe to my YouTube Channel: https://www.youtube.com/@TheAndreaCannon

    41 min
  6. Ep 51: 50 Wraps a Year: The Creative Real Estate Strategy Banks Don’t Want You to Know - Gina Weibel

    Apr 29

    Ep 51: 50 Wraps a Year: The Creative Real Estate Strategy Banks Don’t Want You to Know - Gina Weibel

    She's an engineer-turned-real-estate-investor who ran a music school and swimming school for 20 years and now she's buying subto properties and wrapping them in Florida at a pace of one deal per week. In this episode of From Corporate to Cash Flow, Andrea Cannon and Liz Schwab sit down with Gina Weibel, co-founder of Easy Dwell, to break down one of the most creative and legally bulletproof seller-finance structures in real estate today. What you'll learn in this episode:  How Easy Dwell acquires sub-to properties in Florida — and why they specifically target 3BR/2BA homes with PITI under $2,300  The Florida-specific LLC structure that replaces the traditional wraparound mortgage and eliminates the need to foreclose if a buyer defaults  The numbers: $250K–$350K home values, $20K–$25K average down payments, $700–$800/month cashflow per property  How their investment club model works: pool $500K, buy 8–10 homes, deliver 80% of cashflow + 20% of down payments back to investors (16% cash-on-cash in 2025)  The warning every real estate investor needs to hear: why incompetent operators are just as dangerous as malicious ones — and how to vet anyone you're considering investing with  Gina's unconventional productivity philosophy for ADHD-wired entrepreneurs: ditch time blocking and use an "intentions list" instead  Connect with Gina: https://www.instagram.com/easydwellhomes https://www.instagram.com/gweibel Facebook: Gina Moyes Weibel  Email: acquisitions@easydwell.com , thisisginayes@gmail.com  Follow me on Instagram: https://www.instagram.com/theandreacannon  Subscribe to my YouTube Channel: https://www.youtube.com/@TheAndreaCannon

    46 min
  7. Ep. 50: She Parks Semi-Trucks for Passive Income, Here's How with Becky Plaza Peace

    Apr 22

    Ep. 50: She Parks Semi-Trucks for Passive Income, Here's How with Becky Plaza Peace

    A college counselor and professor who moonlights as a semi-truck parking investor, land developer, and airport community dealmaker, Becky Plaza Peace is the definition of a compassionate capitalist. In this episode of From Corporate to Cash Flow, hosts Andrea Cannon and Liz Schwab sit down with Becky to unpack one of the most underrated, under-the-radar real estate niches you've probably never heard of: semi-truck parking facilities. Becky didn't start with a roadmap. She got into real estate when her husband was already investing, dove deep during COVID, discovered Bigger Pockets, found Pace Morby and Jamil Damji's community, and eventually had Pace point her out in front of 3,000 people at Squad Up Summit 2025 as the "self-storage go-to." That moment sent her down a rabbit hole that led her to semi-truck parking, and she hasn't looked back. In this episode, we discuss: - Semi-truck parking is a niche of self-storage with a low barrier to entry, you need flat land, gravel, fencing, lights, cameras, and bathroom facilities. - The ideal buy box: 10+ acres within 1 mile of a major highway or freeway. - California is a top semi-truck parking opportunity zone, a logistics hub with almost zero dedicated truck parking. - The 403(b) retirement account traps many educators, a self-directed IRA or solo 401(k) gives you far more investment flexibility. - "Compassionate capitalism" means building wealth in a way that also lifts others: Becky's mission is to help fellow educators get started in real estate. - The ADHD hack that Becky uses to balance a W2 and investing  Connect with Becky: https://www.instagram.com/BeckyPlazaPeace https://www.youtube.com/ ⁨@beckyplazapeace⁩   Email: BeckyPlazaPeace@outlook.com  Follow me on Instagram: https://www.instagram.com/theandreacannon  Subscribe to my YouTube Channel: https://www.youtube.com/@TheAndreaCannon

    34 min
  8. Ep. 49: From Military to Real Estate: Building Cashflow, Freedom, & Co-Living Income with Mike Davis

    Apr 15

    Ep. 49: From Military to Real Estate: Building Cashflow, Freedom, & Co-Living Income with Mike Davis

    What happens when a military veteran realizes his job is limiting his ability to actually show up when it matters most? In this episode of From Corporate to Cashflow, we sit down with real estate investor and veteran Mike Davis to talk about his unconventional path into investing, and how a few pivotal life moments completely shifted his priorities. Mike calls himself an “accidental investor,” getting started while moving from house to house during his time in the military. But everything changed when he went to sell a property with a 2.75% interest rate and discovered the power of creative financing just a little late. From being deployed to support efforts in Ukraine to getting called to assist after Hurricane Helene in North Carolina, Mike found himself in a position many high-income professionals face: he wanted to help, but didn’t have the financial freedom or time flexibility to step away from his job. That realization became the turning point. Now, Mike and his wife Rachel (she was a previous guest: https://youtu.be/Exwi49dgu1c?si=5R431jRHQA3d0Nbz) are on a mission to solve housing affordability in the Charlotte, North Carolina market through co-living, and they’re aiming to acquire four properties by the end of the year. On top of that, Mike has launched a marketing agency rooted in his background in psychological operations, bringing a unique, results-driven approach that sets him apart from traditional marketers. We also dive into: How to use creative financing to unlock deals in today’s market Why co-living could be one of the most overlooked real estate strategies How to find the right business partners using tools like CliftonStrengths And practical networking strategies that actually lead to deals If you’re a W2 professional looking to build income, create flexibility, and design a life on your terms, this episode is packed with real, actionable insights.    Connect with Mike: https://www.instagram.com/michael_davis1 https://www.linkedin.com/in/michael-jo-davis https://www.facebook.com/share/1DTzdViZr8/?mibextid=wwXIfr  Follow me on Instagram: https://www.instagram.com/theandreacannon  Subscribe to my YouTube Channel: https://www.youtube.com/@TheAndreaCannon

    46 min

About

We are Andrea Cannon and Liz Schwab, two pharmacists navigating the process of building time and financial freedom through real estate investing and lending while working our day jobs. Navigating this journey is difficult, but our podcast guests are experts in showing us how it's done.