Episode Summary The Mortgage Mates, Simon & Chantelle sit down with Jake Rose from ProYou to unpack everything you need to know about self-managed super funds (SMSFs) and more importantly, how they can be used to build long-term wealth. The chat dives deep into the real advantages of SMSF property investment, including tax benefits, common lending misconceptions, the importance of choosing the right asset, and why liquidity and exit planning are non-negotiable. Jake also lays out the legislative risks, estate-planning considerations, and the crucial role of having the right advisors around you. Whether you're SMSF-curious or already running one, this episode is packed with clear, accessible insights to help you make smarter decisions. Featuring: Jake Rose – Partner at ProYouGuest Details & Contact Information Jake Rose – Partner, ProYou Business Advisory jrose@proyou.com.au 📞 02 9064 1300 🏢 Level 3, 91 Phillip St, Parramatta NSW 2150🌐 www.proyou.com.au Jake specialises in business advisory and SMSF strategy, helping clients structure wealth, plan tax-effective investments and navigate the complexities of Superannuation. In this episode he breaks down SMSFs in a way every Aussie investor can understand. Key Takeaways SMSFs can be a powerful long-term wealth-building strategy.Tax advantages inside an SMSF - especially when selling—are significant.Many SMSF lending “rules” are misunderstood or misquoted.Choosing the right property type is critical for SMSF success.Investors should plan their exit strategy from day one.Liquidity matters more than most people realise.Legislative risk is real and needs monitoring.Estate planning must evolve when SMSFs are involved.Focus on current rules rather than “what if” future changes.A strong advisor team helps avoid costly mistakes.Chapters 00:00 – Understanding SMSF and Tax Benefits14:31 – Legislative Changes and Their Impact17:31 – Choosing the Right SMSF Property23:56 – Commercial Properties in SMSF29:12 – Exit Strategies for SMSF Investments36:22 – Estate Planning and Family Considerations46:50 – TMM YouTube Closer.mp4 Keywords SMSF, self-managed super fund, SMSF lending, SMSF property, property investment, commercial property SMSF, tax implications, tax benefits super, wealth building, retirement planning, exit strategy, liquidity, estate planning, financial advice, investment strategies, superannuation rules, SMSF setup, SMSF tips, Australian property investing, mortgage advice, ProYou, Jake Rose, Mortgage Mates podcast
