Work with Taylor: https://www.demarsfinancial.com/start-here?utm_source=Youtube&utm_medium=Videolink&utm_campaign=46277 Download A Sample of Our $10,000 Retirement Plan: https://www.demarsfinancial.com/sample-plan?utm_source=Youtube&utm_medium=Videolink&utm_campaign=46250 Retirement can change a relationship in ways most couples never expect. In this video, Taylor shares five important lessons about retirement planning for couples and the things every couple should discuss before retirement. Preparing for retirement involves more than building a portfolio. It also means preparing for changes in your routines, roles, spending, identity, and relationship. One of the biggest surprises is the marriage friction that can develop when one spouse becomes the financial “pilot” and the other becomes the “passenger.” Many couples also enter retirement with a saver-versus-spender dynamic that can make everyday financial decisions feel much more significant. We’ll explore how couples can build a retirement routine they both enjoy, navigate different approaches to saving and spending, adjust to the loss of career identity, and give themselves permission to spend after decades of saving. We’ll also discuss how unspoken expectations can lead to disagreements and why both partners should feel confident managing important financial decisions independently. Taylor introduces the Retirement Tuesday Test, a simple exercise that helps you look beyond vacations and imagine what an ordinary week in retirement will actually feel like. We’ll also discuss the retirement honeymoon phase, the difference between retirement needs, wants, and wishes, and why every couple should have a surviving spouse retirement plan. These retirement blind spots are often overlooked because most retirement planning focuses on investments, taxes, and income projections. However, successful retirement planning for couples should also include honest conversations about time, purpose, independence, spending, expectations, and connection. The first year of retirement can bring major adjustments, but strong communication can make those changes easier to navigate. If you’re approaching retirement with your spouse or partner, these five retirement lessons can help you start the right conversations now and build a retirement that works for both of you. Resources: Website: https://www.demarsfinancial.com/ Phone: (509) 536-9556 Schedule an introduction call with Taylor: https://bit.ly/demarspodcast Check out Taylor's YouTube Channel: https://www.youtube.com/@TaylorMadeRetirement Taylor's Newsletter: https://demars-financial-group.kit.com/827c64fe0e Disclaimer: Since we don't know your specific situation, none of this information should be construed as tax, legal, financial, insurance, financial advice, or other advice and may be outdated or inaccurate. It is your responsibility to verify all information yourself. This content is prepared for entertainment purposes only. If you need advice, please contact a qualified CPA, attorney, insurance agent, financial advisor, or the appropriate professional for the subject you would like help with. Demars Financial Group, LLC or its members cannot be held liable for any use or misuse of this content. Advisory services offered through Demars Financial Group LLC, a Registered Investment Advisor. Demars Financial Group is not affiliated with LPL Financial.
