For Better and Worth

Chris and Ericka Young

0.0 (0)
RELATIONSHIPS
UPDATED DAILY

Chris and Ericka Young are the creators of For Better and Worth. Listen in to learn about why they are starting this ongoing conversation about relationships and money. It's fun, engaging, and worth the investment of your time. Stay tuned for more episodes dropping soon!

2D AGO · VIDEO

Ep 168: Ready to Launch? A Parent's Guide to Helping Your Get Ready Financially to Leave the Nest

Join us for a real and fun conversation about the transition from a full house to an empty nest. We share our personal experiences launching our daughters, covering everything from the importance of financial transparency to the practical skills every young adult needs. We discuss the anxieties kids face, the temptation for parents to shelter them, and the power of letting them put what you've taught them into practice. Discover how to build a strong foundation of budgeting, saving, and responsibility that empowers your kids to confidently step into their future. You don't want to miss it! When it happens: ol]:!pb-0 [&>ol]:!pt-0 [&>ul]:!pb-0 [&>ul]:!pt-0" value="1">[03:01] Building the Foundation: Why preparing your kids for the real world is a marathon, not a sprint. ol]:!pb-0 [&>ol]:!pt-0 [&>ul]:!pb-0 [&>ul]:!pt-0" value="3">[10:01] Money Talks & Roth IRAs: Diving into the financial tools—from budgeting to retirement—that will set them up for life. ol]:!pb-0 [&>ol]:!pt-0 [&>ul]:!pb-0 [&>ul]:!pt-0" value="4">[30:01] Manning Up vs. Stepping Up: A candid look at the different expectations we have for sons and daughters. ol]:!pb-0 [&>ol]:!pt-0 [&>ul]:!pb-0 [&>ul]:!pt-0" value="5">[40:01] Make It Worth It: The Emergency Fund Power Play: A game-changing tip to help your kids build a real financial safety net before they even leave home. ol]:!pb-0 [&>ol]:!pt-0 [&>ul]:!pb-0 [&>ul]:!pt-0" value="6">[45:15] Final Thoughts & Future Wins: The lifelong impact of open communication and intentional parenting. This one's for you, the parents of teens and young adults on the brink of independence! If you're wondering how to turn conversations about money from awkward to awesome and want to give your kids a launchpad for success (without them boomeranging back to your basement), you've come to the right place. Let's get them ready to soar! This Podcast is sponsored by American Heritage Credit Union. To learn more and open an account go to: www.AHCU.co/ForBetterandWorth Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung

40 min
MAR 4

Ep 167: Does Money Get in the Way of a Healthy Relationship?

Money can be a major source of stress in any relationship, but it doesn't have to be the thing that tears you apart. In this episode, we get real about the financial challenges that often lead to conflict and even divorce. With a staggering 50% divorce rate, it's more important than ever to build a strong financial foundation with your partner. We explore how issues like selfishness, power struggles, and a lack of transparency can create deep wedges in a marriage. It's not just about the numbers; it's about trust, partnership, and open communication. We share personal stories and practical insights on how to move from a mindset of control to one of collaboration. Who It's For This episode is for you if you're a married couple navigating financial discussions, a couple planning to get married and wanting to build a strong financial foundation, or anyone in a committed relationship who struggles with communicating about money. If you want to learn how to prevent financial disagreements from damaging your partnership, this conversation offers actionable advice and heartfelt encouragement. In This Episode: (01:50) Divorce and Money:** Financial disagreements often fuel the 50% divorce rate. (03:15) Trust from Day One:** Combining finances builds trust early in marriage. (05:30) Selfishness and Control:** Financial fights often mask deeper issues like power struggles. (07:30) Control vs. Partnership:** Earning more doesn't mean controlling the finances. True partnership is key. (09:05) Common Ground:** Aligning on goals, like paying off debt, fosters unity. (11:00) Playing to Strengths:** Use your unique skills to create a strong financial team. (15:45) No Financial Secrets:** Hidden purchases or debts damage trust—transparency is essential. (17:30) Tools for Accountability:** Shared apps like Monarch Money make finances clear and manageable. (21:40) Communication Ground Rules:** Listen without judgment to create a safe, honest space. (25:05) Listen to Connect:** Listening more than speaking is vital for tough conversations. (30:30) Don't Delay:** Address money issues early to avoid long-term damage. (35:15) Stronger Relationships:** Honest money talks build trust, connection, and a shared vision. This Podcast is sponsored by American Heritage Credit Union. To learn more and open an account go to: www.AHCU.co/ForBetterandWorth Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung

36 min
FEB 25

Ep 166: Secrets to Buying a Home When You Can't Afford It Alone

Feeling locked out of the housing market by skyrocketing home prices and rising interest rates? It's time to rethink homeownership and explore creative real estate strategies! In this episode, we shatter the myth that you have to go it alone. Learn how co-buying with friends, embracing multigenerational living, and supercharging your savings can help you build wealth and achieve your dream of owning a home. Whether you're a first-time homebuyer or someone looking to break into the real estate market, we've got actionable tips to inspire your journey. Key Discussion Points & Timestamps 00:00 - 08:00 | Co-Buying Homes with Friends Discover the growing trend of co-buying property with friends to share the financial load, tackle sky-high housing prices, and start building equity faster. 08:00 - 16:00 | Multigenerational Living Hear a real-life success story about families combining households. Learn how this shift is saving money, maximizing resources, and making real estate investment more achievable. 16:00 - 24:00 | Young Adults Staying Home to Save Staying with family longer isn't a step back—it's a financial power move! We discuss how to save for your down payment faster and turn your time at home into a springboard for homeownership. Who This Is For ol]:!pb-0 [&>ol]:!pt-0 [&>ul]:!pb-0 [&>ul]:!pt-0" value="1">First-Time Home Buyers: Struggling with housing affordability? Get fresh, actionable ideas to make homeownership possible in today's market. ol]:!pb-0 [&>ol]:!pt-0 [&>ul]:!pb-0 [&>ul]:!pt-0" value="2">Young Professionals: Looking to build equity but can't save enough for a 20% down payment on your own? We've got you covered. ol]:!pb-0 [&>ol]:!pt-0 [&>ul]:!pb-0 [&>ul]:!pt-0" value="3">Families: Interested in multigenerational living to pool resources, save on childcare, or support aging parents? Learn how this can be a game-changer. ol]:!pb-0 [&>ol]:!pt-0 [&>ul]:!pb-0 [&>ul]:!pt-0" value="4">Aspiring Homeowners: Currently living at home? Use this time to prepare financially and take your first step into the real estate market. Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung

35 min
FEB 18

Ep 165: What is True Good Fortune?

In this episode, we are diving deep into the mindset behind wealth, happiness, and what it truly means to be fortunate. We kick things off by reviewing the movie Good Fortune, using it as a springboard to discuss a question we all face: Would a massive financial windfall truly solve all your problems? We explore the stark realities of the gig economy, the allure of the lottery, and why waiting for a "lucky break" is often a distraction from the power of intentional financial planning. We believe that money doesn't fundamentally change who you are; it simply amplifies your existing traits. Whether you are currently hustling to make ends meet or are focused on long-term retirement planning, the goal is to build a life of substance, not just status. Join us as we unpack why true wealth starts with a healthy money mindset and why choosing progress over perfection is the key to a fulfilling future. Key Takeaways ol]:!pb-0 [&>ol]:!pt-0 [&>ul]:!pb-0 [&>ul]:!pt-0" value="1">Money Amplifies Character: A windfall won't fix your internal struggles. If you aren't a giver when you have little, you likely won't be a giver when you have millions. ol]:!pb-0 [&>ol]:!pt-0 [&>ul]:!pb-0 [&>ul]:!pt-0" value="2">The Trap of Comparison: Envy and the "if only" mindset rob you of satisfaction in your current journey. ol]:!pb-0 [&>ol]:!pt-0 [&>ul]:!pb-0 [&>ul]:!pt-0" value="3">The Reality of the Gig Economy: While side hustles like Uber or DoorDash can be great supplements, relying on them without a stable foundation can lead to financial anxiety. ol]:!pb-0 [&>ol]:!pt-0 [&>ul]:!pb-0 [&>ul]:!pt-0" value="4">Planning vs. Luck: Betting on the lottery is a game of chance; financial planning is betting on yourself. ol]:!pb-0 [&>ol]:!pt-0 [&>ul]:!pb-0 [&>ul]:!pt-0" value="5">Progress Over Perfection: You don't need to have it all figured out today. Just take the next right step. Popular Keywords ol]:!pb-0 [&>ol]:!pt-0 [&>ul]:!pb-0 [&>ul]:!pt-0" value="1">Financial planning ol]:!pb-0 [&>ol]:!pt-0 [&>ul]:!pb-0 [&>ul]:!pt-0" value="2">Gig economy ol]:!pb-0 [&>ol]:!pt-0 [&>ul]:!pb-0 [&>ul]:!pt-0" value="3">Money mindset ol]:!pb-0 [&>ol]:!pt-0 [&>ul]:!pb-0 [&>ul]:!pt-0" value="4">Character development ol]:!pb-0 [&>ol]:!pt-0 [&>ul]:!pb-0 [&>ul]:!pt-0" value="5">Retirement planning Key Segments & Timestamps ol]:!pb-0 [&>ol]:!pt-0 [&>ul]:!pb-0 [&>ul]:!pt-0" value="1">00:00 – Intro: Surviving the snowstorm and getting back to max capacity. ol]:!pb-0 [&>ol]:!pt-0 [&>ul]:!pb-0 [&>ul]:!pt-0" value="2">03:15 – Movie Review: Breaking down the themes in Good Fortune and Trading Places. ol]:!pb-0 [&>ol]:!pt-0 [&>ul]:!pb-0 [&>ul]:!pt-0" value="3">08:45 – The Gig Economy: Hustle culture, stability, and the pursuit of "more." ol]:!pb-0 [&>ol]:!pt-0 [&>ul]:!pb-0 [&>ul]:!pt-0" value="4">15:20 – The Lottery Mentality: Why we dream of windfalls instead of doing the work. ol]:!pb-0 [&>ol]:!pt-0 [&>ul]:!pb-0 [&>ul]:!pt-0" value="5">22:30 – Does Money Change You? The importance of maintaining your character. ol]:!pb-0 [&>ol]:!pt-0 [&>ul]:!pb-0 [&>ul]:!pt-0" value="6">28:00 – "Make It Worth It": Generosity, legacy, and finding joy in what you have right now. Resources Mentioned ol]:!pb-0 [&>ol]:!pt-0 [&>ul]:!pb-0 [&>ul]:!pt-0" value="1">Movie: Good Fortune (2024) ol]:!pb-0 [&>ol]:!pt-0 [&>ul]:!pb-0 [&>ul]:!pt-0" value="2">Movie: Trading Places (1983) Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung

35 min
FEB 11

Ep 164: Beyond the Box of Chocolates

Have you felt the commercial pressures of Valentine's Day? We do! In this episode, we pull back the curtain on the expectations and anxieties that often come with February 14th. We explore how this one day can feel like a manufactured obligation to spend money rather than a genuine expression of love. Join us as we shift the focus from grand, one-time gestures to the beautiful, consistent ways we can show love and appreciation every single day. We believe love is a year-round celebration, best expressed in ways that truly resonate with the people we care about most. Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung

32 min
FEB 4

Ep 163: When Peer Pressure Paid Off

In this special episode, we're coming to you live from Miami, still buzzing from the Indiana Hoosiers' historic national championship victory! Fresh off the excitement of the game, we dive into the real-life financial decisions that come with once-in-a-lifetime moments. Join us as we break down the magnetic pull of peer pressure and the fear of missing out (FOMO) when your closest friends are all heading to the big game. We share our personal journey of navigating sky-high ticket prices, last-minute travel plans, and the emotional debate of whether to spend thousands of dollars on a single event. Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung

27 min
JAN 28

Ep 162: Are You Too Proud to Be Rich?

Have you ever caught yourself thinking, "I've got this all figured out," only to realize later that you were missing a crucial piece of the puzzle? You aren't alone. Pride is incredibly sneaky, and it often creeps into our lives right where we can least afford it: our finances. In this episode, we are getting real about the "I can do it myself" mindset. We explore how overconfidence and complacency can actually stifle your financial growth and lead to unnecessary burnout. But this isn't just about pointing out the problem—it's about empowering you to find the solution. We share our own journeys as "money nerds" who still rely on a team of pros, and we show you why asking for help is actually the ultimate power move. If you are ready to let go of the stress of managing everything alone and start building a financial dream team, this episode is for you! Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung

35 min
JAN 21

Ep 161: No Pennies for Your Thoughts

What happens when the smallest coin in your pocket is no longer part of your daily life? The U.S. Mint officially stopped producing pennies for circulation in November 2025, marking a significant shift in our nation's currency. In this episode, we explore the end of an era and dive deep into what this change reveals about our relationship with money, value, and history. We'll uncover the economic reasons behind the decision, from the rising cost of production to the practicalities of rounding cash transactions. More than just a financial change, this is a cultural moment. We will explore the central question: How does the penny's disappearance affect how we view the value of money itself and how we use it? Join us as we navigate this transition and all that it entails. Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung

34 min

Chris and Ericka Young are the creators of For Better and Worth. Listen in to learn about why they are starting this ongoing conversation about relationships and money. It's fun, engaging, and worth the investment of your time. Stay tuned for more episodes dropping soon!

Creator

Chris and Ericka Young
Years Active

2025 - 2026
Episodes

168
Rating

Clean
Copyright

© 2023
Show Website

For Better and Worth