Organize Your Money With Theresa

Theresa Bartelle
  • 5.0 (2)
  • Self-Improvement
  • Updated Weekly

Organize your Money with Theresa is a personal finance podcast for women who make good money but still feel broke, stressed, and stuck living paycheck to paycheck. If you avoid your bank account, struggle with budgeting, or feel anxious about debt, this podcast is for you. Hosted by Theresa “Reese” Bartelle, Certified Financial Coach and Certified YNAB Coach, each episode offers practical budgeting tips, debt payoff guidance, money mindset support, and simple tools to help you gain financial clarity, confidence, and peace—without shame or overwhelm.

  1. 11h ago

    Divorced and Starting Over? Here’s How to Rebuild Your Money

    The divorce is final , but now you're looking at your finances thinking, “How am I supposed to do all of this on my own?” A two household became one. Your income may have changed. The bills didn't disappear. Retirement may suddenly look different. And now every financial decision feels like it's sitting on your shoulders. Starting over financially after divorce can be overwhelming. But starting over does not mean starting from nothing. In this episode of Organize Your Money with Theresa, we're talking about what happens to your money after divorce, and how to begin rebuilding your financial life with clarity, confidence, and a plan. This isn't about beating yourself up over what happened in your marriage or wishing you had made different financial decisions. It's about what you do next. We'll talk about getting clear on your new financial reality, reorganizing your expenses, rebuilding savings, dealing with debt, and beginning to think about your future and retirement again. And we're bringing God into this new chapter too. Because divorce may have changed your circumstances, but it did not change God's ability to provide, guide you, and give you wisdom for what comes next. You may be rebuilding. You may be doing things financially that you never expected to have to do alone. And you may even be scared. But this chapter of your life can also be the chapter where you finally understand your money, take ownership of your financial future, and build something secure. Your financial story isn't over. 💛 Recently divorced or trying to rebuild your finances on your own? You don't have to figure out your next step by yourself. Book a complimentary 30-minute session with me. We'll talk about where you are financially, what you're trying to rebuild, and what your next step could look like. 👉 Book your complimentary session:https://bartellesfinancialcoaching.hbportal.co/public/6a71c7bf53aa544c395a4ea3 Follow Organize Your Money with Theresa on Spotify for weekly conversations about organizing your money, building financial security, preparing for retirement, and becoming a faithful steward of what God has placed in your hands. Peace starts with a plan.

  2. Oct 19

    Debt Is Stealing Your Peace and Here’s How to Take It Back

    You pay the bills. You make the payments. You keep going. But somewhere in the back of your mind, the debt is always there. It's there when you check your bank account. It's there when an unexpected expense comes up. It's there when you think about retirement, your future, or whether you'll ever finally feel financially free. And that's exhausting. In this episode of Organize Your Money with Theresa, we're talking about the part of debt that doesn't show up on a statement: the peace it can quietly steal from your life. Debt can make you feel ashamed, overwhelmed, and tempted to avoid your finances altogether. But ignoring it doesn't create peace but having a plan does. We're going to talk about how to face your debt without allowing shame to define you, how to begin creating a realistic path forward, and why your financial situation today does not have to be your financial story forever. Most importantly, we'll bring God into the conversation. Because financial freedom isn't simply about getting a balance down to zero. It's about becoming a faithful steward of what God has placed in your hands and learning to move forward with wisdom instead of fear. If you've been carrying debt silently while everyone around you thinks you're doing just fine, this episode is for you. You don't have to fix everything today. You just need to take the next right step. 💛 Ready to talk about what's really happening with your money? Book a complimentary 30-minute session with me. We'll talk about where you are financially, what's keeping you stuck, and what your next step could look like. 👉 Book your complimentary session:https://bartellesfinancialcoaching.hbportal.co/public/6a71c7bf53aa544c395a4ea3⁠ Follow Organize Your Money with Theresa on Spotify and share this episode with another woman who may be carrying the weight of debt quietly. Peace starts with a plan.

  3. Oct 12

    Why Money Makes You Anxious (Even When You’re Doing Well)

    You have a good job. You make decent money. You pay your bills. So why does money still make you anxious? Why do you hesitate to look at your bank account? Why does spending sometimes make you feel guilty? Why can one unexpected expense make you feel like everything is about to fall apart, even when you're doing better financially than you used to? Sometimes, fear around money isn't really about the money. In this episode of Organize Your Money with Theresa, we're getting underneath financial anxiety and talking about the experiences, beliefs, and fears that may be quietly shaping the way you handle money today. Because you can earn more, save more, and create the perfect budget, but if fear is still driving your financial decisions, you may never actually feel at peace. And sister, God did not call us to live controlled by fear. We'll talk about what it looks like to replace financial fear with wisdom, stewardship, a practical plan, and trust in God , so you can stop allowing yesterday's experiences to control today's money decisions. If you've ever thought, “I should feel more secure than I do,” this conversation is for you. You don't have to have everything figured out. But you can start building a healthier relationship with your money, one decision at a time. 💛 Want someone to talk through your financial situation with you? Book a complimentary 30-minute session with me. We'll talk about what's happening with your money, what you want to change, and what your next step could look like. 👉 Book your complimentary session:https://bartellesfinancialcoaching.hbportal.co/public/6a71c7bf53aa544c395a4ea3 Follow Organize Your Money with Theresa on Spotify so you don't miss our next conversation. And remember: Peace starts with a plan.

  4. Oct 5

    Why You Keep Overspending (Even When You Know Better)

    You make good money. You know you should be saving more. You know you didn't need that purchase. So why did you buy it anyway? The truth is, overspending isn't always about being irresponsible with money. Sometimes you're not buying the item at all, you're buying a feeling. In this episode of Organize Your Money with Theresa, we're getting underneath the spending to uncover what may actually be driving it: instant gratification, lifestyle and identity, and money beliefs you may have carried with you since childhood. I'll also teach you my simple 24-Hour Money Pause; a practical strategy that can help you interrupt emotional spending before it turns into another purchase you regret. And because financial peace isn't just about numbers, we're going to talk about what Scripture says about planning, stewardship, contentment, and trusting God with your money. If you've ever looked at your bank account and thought, “I make too much money to still be doing this,” this episode is for you. You don't need more shame. You need to understand the pattern, and build a plan that helps you change it. 🎧 Listen to the end and learn how to start breaking the overspending cycle one decision at a time. 💛 Ready to stop guessing and get clear about what's really happening with your money? Let's talk. Book a complimentary 30-minute Financial Clarity Conversation with me. This is a relaxed, judgment-free conversation where I can hear what's happening with your money, what you want to change, and help you determine your next step. 👉 Book your complimentary 30-minute session here:https://bartellesfinancialcoaching.hbportal.co/public/6a71c7bf53aa544c395a4ea3 And if this episode speaks to you, follow Organize Your Money with Theresa on Spotify and share it with another woman who needs to hear this message. Peace starts with a plan.

  5. Sep 28

    How a Single Woman Making $70K Builds $460,000 (No Partner, No Inheritance)

    You're making good money. You pay every bill. You show up every day. And somewhere in the back of your mind, there's a question you don't say out loud: "Am I ever actually going to get ahead?" Here's the lie keeping single women stuck: that financial independence requires a huge salary and a partner to split bills with. Do the math with me $70,000 a year, 15% saved, invested at 7% for 20 years and you land north of $460,000. No second income. No miracle. Just math, discipline, and time. In this episode, I'm walking you through the exact 3-phase roadmap: building your floor (your real number + a one-month buffer), building your engine (debt, emergency fund, investing), and accelerating into real wealth. Plus, why "I'm starting too late" is a lie even if you're starting at 45. If you've ever felt like financial independence was a club you weren't invited to, this episode is your invitation. 🎁 Free 7-Day Spending Reset https://bartellescoaching.com/wp-content/uploads/2026/08/2026-eBook-LINKED-3-Month-597-Offer-Where-Did-My-Money-Go-7-Day-Spending-Reset-Bartelles-Financial-Coaching.pdf   📞 Book a Financial Clarity Consultation https://bartellesfinancialcoaching.hbportal.co/public/6a75c191b7324cd1aeda0e4c

  6. Sep 21

    3 Bible Verses Christians Ignore About Money (And What They Actually Say)

    I loved God. I tithed every single week without fail. And I still sat in my car outside church one night, crying, because I didn't know how I was going to cover the check I'd just written. Nobody ever taught me what the Bible actually says about managing money, only what it says about giving it away. Then I found three verses that changed everything: Proverbs 21:20 on saving, Luke 14:28 where Jesus literally talks about budgeting, and Proverbs 31 where the "noble woman" evaluates and invests. In this episode: the $600 gap between what I thought I spent and what I actually spent, the stewardship shift that reframes saving from fear into faithfulness, and why "don't worry about tomorrow" and "build an emergency fund" aren't actually in conflict. If you've ever wondered whether being stressed about money means your faith is somehow lacking, this episode is for you. 🎁 Free 7-Day Spending Reset  https://bartellescoaching.com/wp-content/uploads/2026/08/2026-eBook-LINKED-3-Month-597-Offer-Where-Did-My-Money-Go-7-Day-Spending-Reset-Bartelles-Financial-Coaching.pdf   📞 Book a Financial Clarity Call — https://bartellesfinancialcoaching.hbportal.co/public/6a75c191b7324cd1aeda0e4c

  7. Sep 14

    How I Built a Year of Savings on ONE Income as a Military Wife

    My husband was deployed. two children. One income. A mortgage. And a calculator telling me the math didn't work. I saved 12 months of expenses anyway and today I'm breaking down the exact 3-part framework (plus 4 speed-up levers) that took me from $0 to a full year's cushion, and the same system I've now taught to hundreds of single women. In this episode: the "know your number" rule that changes everything, why separating your savings account tricks your brain into actually saving, the 48-hour rule that quietly added $300-400/month to my fund, and what to do if you're drowning in debt AND trying to save at the same time. If you've got a hum of anxiety about "what if something happens" this one's for you, sister. Dollar by dollar, you got this. 🎁 Free 7-Day Spending Reset https://bartellescoaching.com/wp-content/uploads/2026/08/2026-eBook-LINKED-3-Month-597-Offer-Where-Did-My-Money-Go-7-Day-Spending-Reset-Bartelles-Financial-Coaching.pdf   📞 Book a Financial Clarity Call - Bartelles Financial Coaching - Financial ClarityConsultation

  8. Sep 7

    The Real Emergency Fund Number for Single Women (It's Not 6 Months)

    Most experts say save 3-6 months of expenses. If you're single, that number could be dangerously low here's why, and what your real number should be instead. The "3 to 6 months" rule was built for two-income households and if you're single, following it to the letter could leave you exposed. In this episode, I break down why your real emergency fund number is closer to 9-12 months, the three reasons the standard advice falls short, and a simple step-by-step plan to build your fund without a heroic leap. Because your emergency fund isn't fear it's faithfulness. 🎁 Free resource: grab my 7-Day Spending Reset to get total clarity on where your money is going.https://bartellescoaching.com/#ebook    📞 Ready to go deeper? Book a Financial Clarity Session - https://bartellescoaching.com/clarity-call/

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About

Organize your Money with Theresa is a personal finance podcast for women who make good money but still feel broke, stressed, and stuck living paycheck to paycheck. If you avoid your bank account, struggle with budgeting, or feel anxious about debt, this podcast is for you. Hosted by Theresa “Reese” Bartelle, Certified Financial Coach and Certified YNAB Coach, each episode offers practical budgeting tips, debt payoff guidance, money mindset support, and simple tools to help you gain financial clarity, confidence, and peace—without shame or overwhelm.

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