Organize Your Money With Theresa

Theresa Bartelle

Welcome to Organize Your Money with Theresa, the podcast for women who want to organize their money, budget better, get out of debt, save money, and finally feel in control of their finances. Hosted by Theresa Bartelle, Certified Financial Coach, Certified YNAB Coach, and Motivational Financial Speaker, this podcast helps women go from financial chaos to financial clarity with simple, practical money strategies. If you make good money but still feel stressed, disorganized, or unsure where it’s going, this podcast is for you. Theresa teaches women how to create a realistic budget, manage their household finances, stop living paycheck to paycheck, track spending, prepare for real-life expenses, and build financial peace without overwhelm. Each episode combines practical budgeting help, money organization systems, and faith-based financial encouragement to help you take control of your money and steward it well. You’ll learn how to give every dollar a purpose, reduce financial stress, build savings, pay off debt, and create a plan that actually works in real life. Whether you are trying to fix your budget, organize your money, or simply understand where your money is going each month, this podcast will help you take your next step with confidence. Listen weekly for clear, encouraging, and actionable financial guidance designed to help you organize your money and live within your means. Download the 10-Minute Budget Reset Guide https://hermoneywithreese.com/the-10-minute-budget-reset-322971 Grab Theresa’s book Living Within Your Means on Amazon at Amazon.com: Living Within Your Means: Embracing Financial Reality: Bartelle, Theresa: 9798320052342: Amazon.com: Books

  1. Buy Property Before Marriage? The Financial Truth That Could Change Your Future

    Apr 30

    Buy Property Before Marriage? The Financial Truth That Could Change Your Future

    Real estate before marriage, financial independence, and building wealth are not just smart ideas they can completely change your future. In this powerful episode of Bartelle’s Money Talk, we sit down with real estate investor and author Alex E. Edwards to uncover why getting your finances together before marriage is one of the most important decisions you can make. If you’ve ever wondered how to build wealth through real estate, avoid financial stress in marriage, or create long-term financial security, this conversation will open your eyes. Alex shares practical strategies on buying property before marriage, using FHA loans and down payment assistance programs, and how owning multiple properties can reduce financial conflict and create lasting stability. We also dive into real conversations about money and relationships—why finances are one of the top reasons for divorce, how financial independence protects women, and the importance of transparency, credit awareness, and planning before saying “I do.” This episode will challenge the way you think about love, money, and marriage. You’ll learn how to use real estate as a wealth-building tool, how to manage debt wisely, and why having a financial plan before marriage can lead to a stronger, more peaceful relationship. Alex also breaks down powerful concepts like prenups as protection, using life insurance to cover debt, and how even government programs can help you get started in real estate sooner than you think. If you’re serious about organizing your money, building wealth, and creating a life of financial clarity and peace, this episode is for you. 🎯 Ready to take your next step? If you want personal direction with your finances, click the link below to learn more about a Financial Clarity Consultation. For individuals: https://hermoneywithreese.com/financial-clarity-consultation--individual

    39 min
  2. You Make Too Much Money to Feel Broke

    Apr 23

    You Make Too Much Money to Feel Broke

    You make too much money to still feel this stressed, confused, and unsure where it all went and if you’re honest, it’s starting to feel frustrating, exhausting, and even a little discouraging. In this episode, I’m breaking down the truth most women never hear: this is not an income problem it’s an organization problem. Your money isn’t missing… it just doesn’t have a plan. I am Theresa, Certified Financial Coach, Certified YNAB Coach, and Motivational Financial Speaker, and my mission is to help women go from financial chaos to true financial clarity without shame, without pressure, and without needing to earn more money first. If you are a woman who pays her bills, makes good money, and still finds herself wondering “where did it all go?” this episode will show you exactly why that’s happening and how to fix it starting today. We walk through the powerful, practical system of zero-based budgeting (giving every dollar a job) so you can stop living paycheck to paycheck, eliminate financial stress, and finally feel in control of your money. This is not just about budgeting it’s about biblical stewardship. God has entrusted you with resources, and learning to manage them well is an act of obedience, discipline, and faith. In this episode, you’ll learn: Why making more money is NOT the solution to feeling brokeThe real reason your paycheck disappears every monthHow small, unnoticed spending habits are draining your financesHow to use a simple, proven system to organize your moneyWhat it means to “give every dollar a job” using the YNAB methodHow to begin breaking the paycheck-to-paycheck cycle for goodBiblical principles of stewardship that bring peace and clarityScripture reminds us in Luke 16:10 that if we are faithful over little, we will be trusted with much. Financial clarity doesn’t start when you make more it starts when you manage what you already have. 🎯 Your next step (don’t skip this): In the next 24 hours, download the YNAB app and begin assigning every dollar you currently have a job. This one step can completely change the way you experience money. You are not bad with money. You’ve just never been shown a system that works. It’s time to organize your money, steward it well, and finally walk in financial peace. 📥 Download my free guide: 10-Minute Budget Reset https://hermoneywithreese.com/the-10-minute-budget-reset-322971 📘 Read my book: Living Within Your Means: Embracing Financial Reality Living Within Your Means: Embracing Financial Reality: Bartelle, Theresa: 9798320052342: Amazon.com: Books 💬 Work with me one-on-one via Zoom If you’re looking for clarity, direction, and a calm plan for your finances, I offer Financial Clarity Consultations designed to meet you exactly where you are. • For Individuals: https://hermoneywithreese.com/financial-clarity-consultation--individual

    13 min
  3. Apr 11

    5 Money Mistakes Women Making Good Money Still Make (And How to Fix Them)

    Money mistakes, budgeting mistakes, saving vs investing, and financial stress are common even for women who make good money. If you’ve ever looked at your bank account and wondered, “Where did all my money go?” this episode is for you. In this episode of Her Money with Reese, certified financial coach and certified YNAB coach Theresa “Reese” Bartelle breaks down the 5 biggest money mistakes high-earning women make and how to fix them with simple, practical strategies. Many successful women are doing everything right on paper, earning a good income, paying bills, and managing responsibilities, but still feel financially scattered, overwhelmed, or behind. This episode uncovers why. You’ll learn: • Why not having a budget leads to income leakage and lifestyle inflation • The difference between saving vs investing and why it matters for long-term wealth • How bad debt quietly drains your income without a clear payoff plan • Why trying to handle your finances alone can slow your progress • The importance of having a long-term financial roadmap and emergency fund These are not personal failures; they are strategic mistakes, and each one has a clear solution you can start today. Financial clarity doesn’t come from working harder it comes from having a system. If you are a woman who earns good money but still feels financially disorganized, this episode will help you move from financial chaos to financial control with confidence and clarity.

    16 min
  4. How to Save Money on a Low Income (10 Practical Strategies That Actually Work)

    Apr 2

    How to Save Money on a Low Income (10 Practical Strategies That Actually Work)

    If you’re living on a low income and feel like your money disappears before you can get ahead, this episode is for you. You don’t need more income first you need a better plan for the money you already have. In this episode of Her Money with Reese, I walk you through practical, real-life strategies to help you take control of your finances without needing to earn more money first. This is not about perfection it’s about progress and making small, consistent decisions that create real financial stability. We’ll talk through simple but powerful habits that can help you reduce expenses, stop overspending, and finally create breathing room in your budget. From grocery store strategies and no-spend challenges to cutting subscriptions and turning clutter into cash, these are everyday tools you can start using immediately. You’ll also learn how to identify money leaks, prioritize saving, and shift your mindset so you can manage your money with confidence no matter your income level. If you’ve ever wondered where your money is going or how to make it stretch further, this episode will give you the clarity and direction you’ve been looking for. If you’re ready for personalized help organizing your finances, you can book a Financial Clarity Session with me using the link below. During our session, we’ll walk through your numbers together and create a clear plan for your money. Book your session here: https://hermoneywithreese.com/financial-clarity-consultation--individual Download your free 10-Minute Budget Reset Guide: https://hermoneywithreese.com/the-10-minute-budget-reset-322971

    17 min
  5. He Hid $100,000 in Debt Before Marriage: The Truth About Financial Infidelity

    Mar 26

    He Hid $100,000 in Debt Before Marriage: The Truth About Financial Infidelity

    Financial infidelity, hidden debt in marriage, and secret credit card debt are destroying relationships today. Many couples discover too late that one partner has been hiding massive financial obligations before or during marriage. What would you do if you discovered your husband had been hiding six-figure debt from you? Financial betrayal inside a marriage is more common than most couples realize. Secret loans, undisclosed credit cards, and hidden debt can quietly grow for years before the truth finally comes out. In this episode of Her Money with Reese, certified financial coach and certified YNAB coach Theresa “Reese” Bartelle discusses the painful reality of financial infidelity and the devastating moment when a wife discovers hidden debt. You’ll learn: • What financial infidelity really is • The warning signs a husband may be hiding debt • Why secret credit cards and loans spiral into massive balances • The one question every woman must ask before marriage about debt • How hidden debt impacts credit scores, mortgage approvals, and financial stability • Practical steps couples can take to rebuild trust and recover financially Money problems are consistently ranked among the top causes of divorce, yet many couples never talk honestly about debt before marriage. Financial transparency is not just about budgeting. It’s about trust, honesty, and building a life together on truth instead of secrecy. If you are dating, engaged, newly married, or rebuilding trust after financial betrayal, this episode will help you understand why open conversations about debt and finances are essential for a healthy marriage. Because love should never be built on secrets. If you’re ready to take your next step toward peace and clarity with your money, here are a few ways I can support you: 📥 Download my free guide: 10-Minute Budget Reset https://hermoneywithreese.com/the-10-minute-budget-reset-322971 📘 Read my book: Living Within Your Means: Embracing Financial Reality https://www.amazon.com/dp/9798320052342 💬 Work with me one-on-one via Zoom If you’re looking for clarity, direction, and a calm plan for your finances, I offer Financial Clarity Consultations designed to meet you exactly where you are. • For Individuals: https://hermoneywithreese.com/financial-clarity-consultation--individual • For Couples: https://hermoneywithreese.com/financial-clarity-consultation-couple Grab your free short scripture guide to help you pause, calm fear, and anchor your heart in God’s truth during a financial crisis https://hermoneywithreese.com/financial-emergency-scripture-anchor-5656 .

    19 min
  6. Why Your Budget Builds More Wealth Than the Stock Market

    Mar 19

    Why Your Budget Builds More Wealth Than the Stock Market

    If you’ve been told that the secret to building wealth is learning how to pick the right stocks or perfectly time the market, you’ve been told a lie. In this episode of Her Money with Reese, financial coach Theresa “Reese” Bartelle explains why true financial power does not come from predicting the stock market. Real wealth begins with something much simpler and much more powerful your budget. Many women believe they must become investing experts to build wealth. They feel pressure to find the perfect stock, predict market crashes, or chase financial trends. But this constant pursuit often leads to anxiety, decision fatigue, and financial confusion. Instead of trying to control the unpredictable stock market, Reese teaches why focusing on what you can control your income, your spending, and your debt is the real key to financial freedom. 📥 Download my free guide: 10-Minute Budget Reset https://hermoneywithreese.com/the-10-minute-budget-reset-322971 📘 Read my book: Living Within Your Means: Embracing Financial Reality https://www.amazon.com/dp/9798320052342 💬 Work with me one-on-one via Zoom If you’re looking for clarity, direction, and a calm plan for your finances, I offer Financial Clarity Consultations designed to meet you exactly where you are. • For Individuals: https://hermoneywithreese.com/financial-clarity-consultation--individual • For Couples: https://hermoneywithreese.com/financial-clarity-consultation-couple Grab your free short scripture guide to help you pause, calm fear, and anchor your heart in God’s truth during a financial crisis https://hermoneywithreese.com/financial-emergency-scripture-anchor-5656 The Faith & Finance Blueprint.pdf

    14 min

Ratings & Reviews

About

Welcome to Organize Your Money with Theresa, the podcast for women who want to organize their money, budget better, get out of debt, save money, and finally feel in control of their finances. Hosted by Theresa Bartelle, Certified Financial Coach, Certified YNAB Coach, and Motivational Financial Speaker, this podcast helps women go from financial chaos to financial clarity with simple, practical money strategies. If you make good money but still feel stressed, disorganized, or unsure where it’s going, this podcast is for you. Theresa teaches women how to create a realistic budget, manage their household finances, stop living paycheck to paycheck, track spending, prepare for real-life expenses, and build financial peace without overwhelm. Each episode combines practical budgeting help, money organization systems, and faith-based financial encouragement to help you take control of your money and steward it well. You’ll learn how to give every dollar a purpose, reduce financial stress, build savings, pay off debt, and create a plan that actually works in real life. Whether you are trying to fix your budget, organize your money, or simply understand where your money is going each month, this podcast will help you take your next step with confidence. Listen weekly for clear, encouraging, and actionable financial guidance designed to help you organize your money and live within your means. Download the 10-Minute Budget Reset Guide https://hermoneywithreese.com/the-10-minute-budget-reset-322971 Grab Theresa’s book Living Within Your Means on Amazon at Amazon.com: Living Within Your Means: Embracing Financial Reality: Bartelle, Theresa: 9798320052342: Amazon.com: Books