Arjun on real estate, commercial property, and building wealth with the right mindset Sheena sits down with Arjun from InvestorKit to unpack how he moved from banking into real estate, why he sees property as a wealth tool rather than an income tool, and how he thinks about risk, timing, and long-term investing. They also get into commercial property, market sentiment, and the mindset habits he recommends for people in their 20s.In this episode, Arjun shares why he chose real estate after seeing wealth hidden in plain sight inside the banking system, plus the lessons that shaped InvestorKit’s growth. The conversation covers residential and commercial strategy, current market conditions in Australia, and how to avoid getting stuck in “moment in time” thinking. Key topics Arjun explains how growing up around property conversations with family, plus working in banking, pushed him toward real estateHe talks about seeing how banks measure wealth by debt capacity, not just savings or cash, and why that changed his perspectiveWealth, in his view, is often unassuming, with examples of people who looked ordinary but held multi-million-dollar asset basesHe breaks down the transition from Commonwealth Bank to founding InvestorKit, using a worst-case planning mindset rather than blind optimismYear two was the real turning point for the business, when outside trust and client demand showed him the model could scaleArjun discusses how social media and follower counts are not the same thing as business impact, pointing to the firm’s revenue and client equity outcomes insteadHe challenges the idea that property should be treated as passive income, arguing that residential property is primarily a wealth-building assetHe says two to four investment properties can be enough to reach six-figure passive income targets, depending on the strategy and the broader asset mixCommercial property is becoming hotter, but he warns that it can be expensive to get wrong and requires the right team, deal size, and lease structureHe shares the idea that investors should avoid “moment in time” analysis and think in decades, not quarters, especially when sentiment is weakFor younger investors, he stresses three buckets: career, investing, and mindset, with a strong focus on understanding your leader’s KPIs and limiting outside noiseTimestamps 00:00 - Why the conversation starts with Arjun’s rise and InvestorKit’s momentum 00:50 - Family, banking, and the moment real estate clicked 01:47 - Why banks measure wealth by debt capacity, not just savings 03:59 - The unassuming millionaire who looked like a tradie 06:05 - The worst-case mindset behind quitting corporate life 08:29 - Why year two was the real business breakthrough 10:58 - Why followers are not the same as business impact 15:00 - The biggest property myth: thinking you need 8 to 10 properties 16:23 - Why property is a wealth tool, not an income tool 18:49 - Why commercial property is heating up and where people get it wrong 20:33 - Why wealthy people build teams instead of DIYing everything 23:59 - Why people are questioning investing after policy changes 24:47 - The danger of “moment in time” thinking 29:43 - Why smarter investors see opportunity when sentiment is weak 31:18 - Market examples: Victoria, Queensland, WA, NSW, and Tassie 34:31 - Career advice for people in their 20s: know your manager’s KPIs 35:58 - Why mindset gets harder in a noisy, opinion-heavy world 40:37 - What it means to pick a few voices and block out the rest Action items Stop judging property by short-term rent alone and think about equity growth over timeIf you are early in your career, learn your manager’s KPIs and align your work to themBuild a shortlist of a few trusted voices instead of consuming endless conflicting adviceAvoid trying to time the market perfectly and focus on long-term holding powerIf exploring commercial property, use the right team and be cautious about lower-quality assets Connect with Arjun and InvestorKit team in the links below: https://www.investorkit.com.au/ https://www.linkedin.com/in/propertybuyersagent/ Reach out to us! 💌 Support the show sheena@fireyfemmes.com
