The Brad and Mike Show

Brad and Mike

Welcome to the Brad and Mike Show, where we talk crazy insurance stories and best practices when shopping for Medicare.

  1. 3d ago

    Medicare Part D Changes You Can’t Ignore: Check Your Meds First | EP 25

    Annual Medicare Enrollment is kicking off, and the biggest question is whether your prescriptions will be covered. In this episode, Brad and Mike walk through the 2027 Part D changes: a higher deductible, a higher out-of-pocket cap, shifting tiers and formularies, and 15 newly negotiated drugs. They also cover why pharmacy choice matters, what to look for in your ANOC (Annual Notice of Change) letter, and how to get a free, no-obligation Medicare plan review. Questions? Call 734-259-6750 or visit bradandmike.com. This podcast is for general informational purposes only and isn't personalized insurance advice. For guidance with your specific situation, contact us. Brad & Mike are licensed insurance agents specializing in Medicare, Health, and Life Insurance.

  2. Oct 15

    Your AEP Checklist: 4 Important Items to Check | The Brad & Mike Show | EP 24

    AEP runs October 15 – December 7, and the plan you choose sticks with you all year. Brad and Mike break down the four important items to review before you decide: your medications (formularies and drug tiers change every year), your providers (doctors can leave networks, so call their offices to confirm), your documents (bring your ANOC letter and current cards), and your budget (a $0 premium plan isn't always the cheapest option). They also share tips for snowbirds splitting time between Michigan and Florida, and explain why Medicare Supplement holders face fewer network worries. Need help choosing or comparing plans? Call 734-259-6750 or visit bradandmike.com. If you enjoy the show, follow and share it with someone new to Medicare. This podcast is for general informational purposes only and isn't personalized insurance advice. Contact us — we're licensed agents and can give guidance specific to your situation.

  3. Oct 1

    Medicare Scams Explained: Fake Calls, Spoofing & Plan Changes | The Brad & Mike Show | EP 23

    If someone calls asking you to verify your Medicare number, it's a scam. Brad and Mike break down the Medicare scams showing up as Annual Enrollment season gets going, and what to do if you've already been targeted. In this episode, they cover the difference between fraud and scams, why caller ID spoofing makes fake calls look real, and why Medicare Advantage agents can't cold call you. They also explain how to verify a real agent, how to read your Explanation of Benefits for double billing, and how to spot free medical equipment offers and call center enrollments that can switch your plan without you knowing. If you think you've given out your information, they walk through who to call: Medicare, the Office of Inspector General, your carrier, the credit bureaus, and the National Do Not Call Registry. Key numbers: Medicare: 1-800-633-4227 Office of Inspector General: 1-800-447-8477 National Do Not Call Registry: 1-888-382-1222 Brad & Mike: 734-259-6750 Visit us at bradandmike.com. If you enjoy the show, follow and share it with someone new to Medicare. This podcast is for general informational purposes only and isn't personalized insurance advice. Contact us — we're licensed agents and can give guidance specific to your situation.

  4. Sep 17

    Medicare ANOC (Annual Notice of Change) Letter Explained | The Brad & Mike Show | EP 22

    Your Annual Notice of Change (ANOC) letter is on its way — and it's more than junk mail. In this episode, Brad and Mike explain what's hiding inside it: premium and cost changes, doctor and hospital network shifts, drug formulary updates, and the extra benefits (dental, vision, OTC) that can quietly shrink. They also break down the 2026 Part D annual cap ($2,400), the new Medicare Prescription Payment Plan, and how OEP gives you one more chance to fix a bad plan choice between January and March. If you're on Medicare Advantage or a Part D plan, this is the episode to hear before AEP starts. 📞 Questions about your Medicare plan? Call (734) 259-6750 or visit our website to talk with Brad and Mike directly. This podcast is for educational purposes only and is not asolicitation for insurance.

  5. Sep 3

    Dental, Vision, & Hearing - Oh My! | The Brad & Mike Show | EP 21

    Dental, Vision, and Hearing — the three benefits everyonehas but nobody thinks about until they need them. On this episode, Brad and Mike break down what's really covered under these benefits on a Medicare Advantage plan, why network matters as much as the dollar amount, and a realclient story about what happens when you skip that step. They also dig into buy-up options, why crowns and implants can get expensive fast, the truth about cataract surgery and your vision plan, and what to expect when it comes to hearing aid coverage. With AEP approaching, it's the perfect time to check whether your current plan still fits your needs. 📞 Questions about yourplan? Call (734) 259-6750 or visit our website to talk with Brad and Mike directly.

  6. Aug 20

    Medicare Advantage vs. Medicare Supplement? Our#1 Question Answered | The Brad & Mike Show | EP 20

    It's the #1 question Brad and Mike get from clients turning 65: Medicare Advantage or Medicare Supplement — what's actually the difference? In this episode, they break down what each plan covers, how premiums and out-of-pocket costs stack up, how networks work (or don't), and what happens when you travel. This is the foundation everyone needs before they age into Medicare. Already familiar with the basics and want to know if you can switch plans later without getting stuck? Check out Episode 12 on Medicare trial rights. Questions about your own situation? Call Brad and Mike at (734) 259-6750.

  7. Aug 10

    Why Plan G Is the #1 Medicare Supplement: Coverage & Costs | The Brad & Mike Show | EP 19

    Why has Plan G become the #1 Medicare Supplement on the market?  In Episode 19, Brad and Mike break down exactly what Plan G covers and costs, then compare it against High Deductible Plan G and Plan N so you can see which one fits your budget and health needs. They cover deductibles, excess charges, guaranteed issue rules, and why rates climb every year — plus practical advice on weighing premium cost against coverage as you age. If you're approaching 65 or reevaluating your current plan, this episode breaks it down in plain English. 👍 Like, subscribe, and turn on notifications for more Medicare tips and guidance! 📞 Have questions about Medicare? Call us or visit our website to learn more. Call 734-259-6750. Connect with Brad & Mike: 🌐 Web: ⁠⁠https://bradandmike.com⁠⁠ 📅 Schedule a Medicare Consultation: ⁠ ⁠https://calendly.com/mikesbea/30-minute-medicare-meeting⁠ 📺 Watch on YouTube: ⁠https://www.youtube.com/playlist?list=PLv4jJdHf7Bl1HGOC9Po-8zET5CbtpeeNN⁠ #Medicare #MedicareSupplement #Medigap #PlanG #MedicareAdvantage #HealthInsurance #Retirement #MedicarePlanning

  8. Jul 23

    The 2-Year Lookback: Medicare’s Hidden Income Surcharge | The Brad & Mike Show | EP 18

    Medicare uses income from two years ago to help determine what you pay today, and that can lead to an unexpected income-related surcharge. In this episode, Brad and Mike explain how IRMAA can increase Medicare Part B and Part D costs, why the surcharge may apply to both spouses, and what financial events can push your income into a higher bracket. They also cover a story from real clients and how selling their business increased their surcharge. Other related topics explained: • How the two-year income lookback works • How Roth conversions and required distributions can affect premiums • When retirement or reduced work hours may qualify for an appeal • What to do if you receive an IRMAA notice Understanding these rules early can help you avoid surprises and better prepare for Medicare. 👍 Like, subscribe, and turn on notifications for more Medicare tips and guidance! 📞 Have questions about Medicare? Call us or visit our website to learn more. Call 734-259-6750. Connect with Brad & Mike: 🌐 Web: ⁠⁠https://bradandmike.com⁠⁠ 📅 Schedule a Medicare Consultation: ⁠ ⁠https://calendly.com/mikesbea/30-minute-medicare-meeting⁠ 📺 Watch on YouTube: ⁠https://www.youtube.com/playlist?list=PLv4jJdHf7Bl1HGOC9Po-8zET5CbtpeeNN⁠ #Medicare #IRMAA #MedicareCosts #MedicarePartB #MedicarePartD #RetirementPlanning #MedicareHelp

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Ratings & Reviews

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About

Welcome to the Brad and Mike Show, where we talk crazy insurance stories and best practices when shopping for Medicare.

Information

  • Creator
    Brad and Mike
  • Years Active
    2025 - 2026
  • Episodes
    25
  • Rating
    Clean
  • Copyright
    © Brad and Mike
  • Show Website
    The Brad and Mike Show