Cousins, let’s talk MONEY, but let’s make it realistic! In Episode 47, Necia and Hailey sit down with Chris, founder of Financipation, for a relatable conversation about building and maintaining wealth in today’s economy. Chris shares gems from more than 20 years of experience in finance as we discuss REITs, Roth IRAs, index funds vs. mutual funds, good vs. bad debt, financial advisor fees, employer retirement matches, saving, investing, and creating multiple streams of income. But we also address a reality that sometimes gets left out of financial conversations: you can’t invest money you simply don’t have. We talk about living paycheck to paycheck, increasing income, developing valuable skills, advancing your education, reducing living expenses, and finding practical ways to create more room financially. We also get into why Chris considers marriage a potential wealth building cheat code when two people are truly aligned, while recognizing that marriage is about much more than finances. And somehow we went from REITs to relationships! Chris shares practical dating advice for men, Necia and Hailey share their perspective for women, and we discuss dating intentionally without spending a fortune. Whether you’re just starting your financial journey or already investing, this conversation is about making the most of what you have while working toward more. Cousins, what are you currently focused on most: increasing your income, eliminating debt, saving, or investing? Let’s talk in the comments! Shop Merch: goodgenespodcast.com Guest YouTube: @therealfinancipation Guest IG: Thereal_financipation Guest TikTok: Financipation Follow us on Social Media! Good Genes Instagram: @ GoodGenes.Podcast TikTok: @ GoodGenes.Pod Hailey: Instagram: @ImaKali_Girl TikTok: @ImaKali_Girl Necia: Instagram: @Iam_NeciaJ TikTok: @IamNeciaJ Apple Podcast: https://podcasts.apple.com/us/podcast/good-genes-podcast/id1858936488 Spotify Podcast: https://open.spotify.com/show/7mGjSLH8z6O2bNgP8qtBvh?utm_campaign=PB-sendgrid-emails&utm_medium=email&utm_source=sendgrid iHeart Podcast: https://www.iheart.com/podcast/1323-good-genes-podcast-311157867/?utm_campaign=PB-sendgrid-emails&utm_medium=email&utm_source=sendgrid