GEMs Uncut

GEMs Uncut
  • 4.6 (18)
  • INVESTING
  • UPDATED WEEKLY

Welcome to GEMs Uncut – the real, unfiltered side of women in finance. 💎 Hosted by financial advisors Heather and Mollie, this podcast peels back the curtain on money, mindset, and building true wealth as a modern woman. Whether you're a business owner, career professional, or just trying to make smarter money moves, GEMs Uncut delivers honest conversations, expert insights, and a dose of humor to help you grow your financial confidence and create a life you love. Strategy, Setbacks, Success Subscribe and join us weekly for uncut conversations that empower you to own your financial journey!

  1. APR 7

    Here's to Season 1 & What's to Come!

    In this episode, Heather & Mollie reflect on the first season of their podcast, GEMs Uncut, emphasizing the importance of building a strong financial foundation. They discuss the need for financial literacy and the role of financial advisors in helping individuals navigate their unique financial situations. The hosts also share their vision for the upcoming season, which will include guest experts to provide deeper insights into financial planning. CHAPTERS: 00:00 Welcome and Season One Recap 02:46 Building a Strong Financial Foundation 05:10 Looking Ahead to Season Two

    5 min

  2. MAR 30

    The 4 Buckets of Financial Planning & Asset Location

    In this episode of GEMs Uncut, hosts Heather and Mollie discuss the four buckets of financial planning and the importance of asset location. They emphasize the need for an emergency fund, the significance of understanding time horizons for investments, and the necessity of consulting with a financial advisor. The conversation also highlights the different tax treatments of investment accounts and the importance of a strategic approach to financial planning. CHAPTERS: 00:00 Introduction to Financial Planning Buckets 02:48 Understanding the Four Buckets of Financial Planning 05:02 Bridging the Gap to Financial Independence 11:40 The Importance of Emergency Funds 12:09 Exploring Asset Location Strategies 17:37 Tax-Free Investment Accounts and Their Benefits 21:19 Conclusion and Future Insights

    20 min

  3. MAR 23

    The Truth About Compounding Interest

    In this episode, Mollie & Heather break down the concept of compounding interest, illustrating why it’s often called the eighth wonder of the world. They emphasizes the importance of patience, consistency, and starting early to maximize your wealth growth, debunking common myths along the way.

    8 min

  4. MAR 16

    Why You Need To Think About Long-Term Care Now

    In this episode, the Mollie & Heather discuss the importance of long-term care planning, emphasizing that a significant percentage of individuals will require such care as they age. They debunk common myths surrounding long-term care, including misconceptions about Medicare and family support. The conversation also explores various long-term care options, including insurance policies and the financial implications of caregiving. They encourage listeners to start planning for long-term care early, ideally around the age of 50, to ensure they are prepared for future needs. CHAPTERS: 00:00 Understanding Long-Term Care 03:15 Debunking Myths About Long-Term Care 08:27 The Importance of Planning for Long-Term Care 12:48 When to Start Thinking About Long-Term Care

    14 min

  5. MAR 9

    Unprepared & Unprotected: The Real Cost of Disability

    In this episode of GEMs Uncut, hosts Mollie and Heather discuss the often-overlooked topic of disability insurance, emphasizing its importance as a financial safety net. They explore common misconceptions about disability, the differences between short-term and long-term coverage, and the real-life implications of being unprepared for income loss due to disability. The conversation highlights the necessity of understanding one's biggest asset—working ability—and the need for proactive financial planning to protect against unforeseen circumstances. CHAPTERS: 00:00 Understanding Your Biggest Asset 02:56 The Importance of Disability Insurance 05:45 Short-Term vs Long-Term Disability 08:54 Real-Life Impacts of Disability 14:59 Employer Benefits and Supplemental Coverage

    15 min

  6. MAR 2

    Life Insurance: What No One Tells You

    In this episode of GEMs Uncut, hosts Heather & Mollie discuss the essential topic of life insurance, addressing common myths, types of policies, and the importance of having life insurance for financial security and legacy planning. They emphasize the need for consulting with financial professionals to tailor life insurance to individual needs and goals, and highlight its role in both personal and business financial planning. CHAPTERS: 00:00 Introduction to Life Insurance 02:58 Debunking Myths About Life Insurance 05:45 Understanding Types of Life Insurance 12:10 Choosing the Right Life Insurance 17:49 The Importance of Life Insurance in Financial Planning 23:44 Life Insurance as a Tool for Wealth Building

    25 min

  7. FEB 23

    From Nordstrom to Nasdaq: A Shoppers Guide to Investing

    In this episode of GEMs Uncut, hosts Heather and Mollie dive into the concept of 'shopping' in the stock market, drawing parallels between traditional shopping and investing. They emphasize the importance of buying low and selling high, cautioning against the emotional pitfalls that often lead investors to buy high during market peaks. The conversation highlights the significance of having a plan when investing, much like having a shopping list when going to the mall. They advocate for working with a financial advisor to navigate market volatility and to ensure a strategic approach to investing, likening financial advisors to personal shoppers who help clients make informed decisions. CHAPTERS: 00:00 Introduction and Episode Overview02:41 Shopping in the Stock Market04:53 Emotional Investing and Market Volatility07:40 The Importance of a Financial Plan09:33 Reframing Mindsets and Dollar-Cost Averaging

    7 min

  8. FEB 16

    Good Debt VS Bad Debt

    In this episode of GEM's Uncut, hosts Heather and Mollie dive into the often misunderstood concept of good debt versus bad debt. They emphasize that not all debt is detrimental; in fact, some debt can be a strategic tool for building wealth and increasing income. The discussion begins with defining good debt, which includes student loans, mortgages, and business loans—debts that can appreciate over time or have low interest rates. Paying off low-interest debt too quickly can hinder wealth-building opportunities, encouraging listeners to consider the long-term benefits of certain debts. CHAPTERS: 00:00 Introduction to Good Debt vs. Bad Debt01:21 Defining Good Debt03:17 Identifying Bad Debt06:14 Assessing Your Debt Situation08:08 Seeking Professional Financial Advice

    9 min
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Trailer

4.6
out of 5
18 Ratings

About

Welcome to GEMs Uncut – the real, unfiltered side of women in finance. 💎 Hosted by financial advisors Heather and Mollie, this podcast peels back the curtain on money, mindset, and building true wealth as a modern woman. Whether you're a business owner, career professional, or just trying to make smarter money moves, GEMs Uncut delivers honest conversations, expert insights, and a dose of humor to help you grow your financial confidence and create a life you love. Strategy, Setbacks, Success Subscribe and join us weekly for uncut conversations that empower you to own your financial journey!

Information

  • Creator
    GEMs Uncut
  • Years Active
    2025 - 2026
  • Episodes
    20
  • Rating
    Clean
  • Copyright
    © GEMs Uncut
  • Show Website
    GEMs Uncut