The Automatic Wealth Academy

Andrea van Schalkwyk

Welcome to Automatic Wealth Academy, where Andrea van Schalkwyk dives into personal finance, self-development, business, and investing with one clear goal: helping you achieve Financial Freedom. Financial freedom isn’t a dream. It’s a proven journey. No matter where you start, you can follow a simple, predictable path to move from survival mode to building real, lasting wealth. Subscribe now to the Automatic Wealth Academy and start building Financial Freedom, step by step.

  1. Aug 11

    When To Start Dividend Investing (And How To Build A Dividend Portfolio) - Part 2 | #Dividend- Ep. 22

    📥 FREE Interactive Budget Blueprint → https://www.automaticwealthacademy.com/the-interactive-budget-blueprint (Set up your personal 70-10-10-10 budget in 5 minutes. No guesswork, no confusion) ======================================================== When to start dividend investing, and how to build the portfolio, the complete framework, step by step. PART 2 of 2. In Part 1 we settled Dividend Kings vs Dividend Aristocrats and why neither crown is a buy signal. Today we go from knowledge to action. This video gives you the whole thing - three readiness checks to know when you're ready, then three pillars for actually building the portfolio. No hype, no stock tips, just the process. THE THREE READINESS CHECKS 1. Emergency fund - 3 to 6 months of essential expenses in cash first 2. Time horizon - 10 years plus, not 2 or 3 3. Emotional tolerance - could you sit through a dividend cut without panic selling?   THE THREE PILLARS 1. Read the numbers - yield vs the Treasury benchmark, payout ratio, dividend growth trend 2. Turn on the DRIP - let reinvestment compound quietly in the background 3. Build a real portfolio - diversify across sectors, cap position sizes, review twice a year   WATCH PART 1 FIRST (optional) Dividend Kings vs Dividend Aristocrats: The Difference Nobody Explains - https://youtu.be/zgnTY8VuSVs?si=UPIoz5A9FSrFhF9H  ======================================================== CHAPTERS ======================================================== 00:00 Recap: where Part 1 left off 01:23 The two ways people get this wrong 02:43 Check 1: The emergency fund 03:32 Check 2: Your time horizon 04:05 Check 3: Can you handle a dividend cut? 05:15 Pillar 1: Read the numbers 07:40 Pillar 2: The DRIP 08:32 Are reinvested dividends still taxed? 10:15 Pillar 3: Building the portfolio 12:13 The complete picture ======================================================== --- SUBSCRIBE HERE:    / https://www.youtube.com/@MyAutomaticWealthAcademy  WHO IS ANDREA VAN SCHALKWYK Andrea is an Italian–South African, born and raised in Lusaka, Zambia, and a Value Investor who believes managing money shouldn’t be stressful or confusing. After living in Italy for 20+ years and travelling through 60 countries, he has learned one thing: everyone deserves financial stability, even with a full-time job, a family, and very little free time. Through the Automatic Wealth Academy and articles published on major financial platforms, like Business Insider, Nasdaq, Yahoo Finance and GuruFocus, he helps people simplify their finances, stop living paycheck to paycheck, and finally build the kind of calm, predictable wealth that brings peace of mind. --- DO YOU WANT TO HAVE FINANCIAL FREEDOM? Download "The 5 Stages of Financial Freedom", and you will Receive the Practical Roadmap to Go from Survival to Wealth. https://www.automaticfinancialfreedom.com/the-five-stages-of-financial-freedom  Financial freedom is more than having money, it’s having control over your time, choices, and future. Understanding your current stage allows you to take targeted, effective steps to progress and achieve generational Wealth. --- CONNECT WITH ANDREA | SOCIALS & WEBSITE: 🌎 Website -  / https://www.automaticwealthacademy.com/ 𝕏 Twitter/X -  / https://x.com/awealthacademy/ 📸 Instagram -   / https://www.instagram.com/automaticwealthacademy/ 👨‍💼 Linkedin-   / https://www.linkedin.com/in/andreavanschalkwyk/ 🙂📘 Facebook -   / https://www.facebook.com/automaticwealthacademy/ --- DISCLAIMERS & DISCLOSURES:  This content is for educational purposes only and should not be considered personalized financial, investment, or tax advice. Always evaluate your own financial situation and conduct thorough research before making investment decisions. All investments carry inherent risks, and past performance doesn't guarantee future results.

  2. Aug 4

    Dividend Kings vs Dividend Aristocrats: The Difference Nobody Explains - Part 1 | #Dividend- Ep. 21

    📥 FREE Interactive Budget Blueprint → https://www.automaticwealthacademy.com/the-interactive-budget-blueprint (Set up your personal 70-10-10-10 budget in 5 minutes. No guesswork, no confusion) ======================================================== Dividend Kings vs Dividend Aristocrats - what actually separates them, and why neither crown is a buy signal. One title takes 50 straight years of dividend increases.  The other takes 25 - but adds a strict S&P 500 rulebook on top.  In this video I break down exactly what each label requires, who governs each list, where the two overlap, and the one check almost nobody runs before buying a so-called royal dividend stock. There are 69 Dividend Aristocrats today (a record high) and roughly 57 Dividend Kings out of nearly 6,000 US-listed companies - a success rate under 1%.  But longevity is a story about the past. It tells you nothing about next year's payout ratio, competitive position, or valuation. This is Part 1 of 2. Part 2 is the full three-part framework for actually building a dividend portfolio, step by step. ======================================================== CHAPTERS ======================================================== 00:00 Two Thrones: The Dividend Debate 00:52 Like & Subscribe 01:24 What You'll Learn 02:04 What Is a Dividend King? 02:48 How Rare Are Kings? (Less Than 1%) 03:57 What Is a Dividend Aristocrat? 04:15 The S&P 500 Requirement 04:49 Who Controls the List (And Why It Matters) 05:11 How a Company Loses Aristocrat Status 06:00 Kings vs Aristocrats: Head to Head 07:08 Governance: Index Rules vs Independent Research 07:36 The Overlap Most People Miss 08:03 The Warning: A Crown Isn't a Buy Signal 08:50 Payout Ratios & Financial Engineering 09:39 The 3 Checks to Do Before Buying 10:26 Key Takeaways 11:00 What's Coming in Part 2 ========================================================== --- SUBSCRIBE HERE:    / https://www.youtube.com/@MyAutomaticWealthAcademy  WHO IS ANDREA VAN SCHALKWYK Andrea is an Italian–South African, born and raised in Lusaka, Zambia, and a Value Investor who believes managing money shouldn’t be stressful or confusing. After living in Italy for 20+ years and travelling through 60 countries, he has learned one thing: everyone deserves financial stability, even with a full-time job, a family, and very little free time. Through the Automatic Wealth Academy and articles published on major financial platforms, like Business Insider, Nasdaq, Yahoo Finance and GuruFocus, he helps people simplify their finances, stop living paycheck to paycheck, and finally build the kind of calm, predictable wealth that brings peace of mind. --- DO YOU WANT TO HAVE FINANCIAL FREEDOM? Download "The 5 Stages of Financial Freedom", and you will Receive the Practical Roadmap to Go from Survival to Wealth. https://www.automaticfinancialfreedom.com/the-five-stages-of-financial-freedom  Financial freedom is more than having money, it’s having control over your time, choices, and future. Understanding your current stage allows you to take targeted, effective steps to progress and achieve generational Wealth. --- CONNECT WITH ANDREA | SOCIALS & WEBSITE: 🌎 Website -  / https://www.automaticwealthacademy.com/ 𝕏 Twitter/X -  / https://x.com/awealthacademy/ 📸 Instagram -   / https://www.instagram.com/automaticwealthacademy/ 👨‍💼 Linkedin-   / https://www.linkedin.com/in/andreavanschalkwyk/ 🙂📘 Facebook -   / https://www.facebook.com/automaticwealthacademy/ --- DISCLAIMERS & DISCLOSURES:  This content is for educational purposes only and should not be considered personalized financial, investment, or tax advice. Always evaluate your own financial situation and conduct thorough research before making investment decisions. All investments carry inherent risks, and past performance doesn't guarantee future results. #WealthBuilding #LongTermInvesting #FinancialFreedom #InvestmentTips #ValueInvesting #AndreaVanSchalkwyk #AutomaticWealthacAdemy

  3. Jun 30

    Why The Richest Man In Babylon Is Still The Best Money Book After 100 Years |  #Money- Ep. 20

    📥 FREE Interactive Budget Blueprint → https://www.automaticwealthacademy.com/the-interactive-budget-blueprint (Set up your personal 70-10-10-10 budget in 5 minutes. No guesswork, no confusion) --- Published in 1926, set in ancient Babylon - and still more useful than most money books written today. The Richest Man in Babylon by George S. Clason is a book I have recommended to more people than almost any other I own. Not because it is complicated, but because it strips away all the noise and gets straight to the fundamentals of building wealth in a way that is almost impossible to misunderstand. In this episode, I walk you through 9 timeless lessons from the book, across three themes: spending your money well, making your money grow, and protecting what you have built. For each lesson, I share exactly how I have applied it in my own financial life. Nine simple lessons. A lifetime's worth of results if you apply them. ========================== CHAPTERS ========================== 00:00 Introduction 01:16 Like and Subscribe 01:47 Overview: 9 Lessons in 3 Parts SPENDING YOUR MONEY 02:12 Part 1: Spending Your Money 02:22 Lesson 1: Pay Yourself First 04:23 Lesson 2: Control Thy Expenditures 06:16 Lesson 3: Enjoy Life While You Can MAKING YOUR MONEY 07:54 Part 2: Making Your Money 08:06 Lesson 4: Make Thy Gold Multiply 09:32 Lesson 5: Ensure a Future Income 11:20 Lesson 6: Increase Your Ability to Earn PROTECTING YOUR MONEY 13:02 Part 3: Protecting Your Money 13:09 Lesson 7: Guard Thy Treasures from Loss 15:03 Lesson 8: Seek the Counsel of Wise Men 16:50 Lesson 9: Cultivate Good Luck Through Action 18:11 Recap & Closing ========================== BOOK REFERENCED ========================== The Richest Man in Babylon - George S. Clason (1926) ========================== --- SUBSCRIBE HERE:    / https://www.youtube.com/@MyAutomaticWealthAcademy  WHO IS ANDREA VAN SCHALKWYK Andrea is an Italian–South African, born and raised in Lusaka, Zambia, and a Value Investor who believes managing money shouldn’t be stressful or confusing. After living in Italy for 20+ years and travelling through 60 countries, he has learned one thing: everyone deserves financial stability, even with a full-time job, a family, and very little free time. Through the Automatic Wealth Academy and articles published on major financial platforms, like Business Insider, Nasdaq, Yahoo Finance and GuruFocus, he helps people simplify their finances, stop living paycheck to paycheck, and finally build the kind of calm, predictable wealth that brings peace of mind. --- DO YOU WANT TO HAVE FINANCIAL FREEDOM? Download "The 5 Stages of Financial Freedom", and you will Receive the Practical Roadmap to Go from Survival to Wealth. https://www.automaticfinancialfreedom.com/the-five-stages-of-financial-freedom  Financial freedom is more than having money, it’s having control over your time, choices, and future. Understanding your current stage allows you to take targeted, effective steps to progress and achieve generational Wealth. --- CONNECT WITH ANDREA | SOCIALS & WEBSITE: 🌎 Website -  / https://www.automaticwealthacademy.com/ 𝕏 Twitter/X -  / https://x.com/awealthacademy/ 📸 Instagram -   / https://www.instagram.com/automaticwealthacademy/ 👨‍💼 Linkedin-   / https://www.linkedin.com/in/andreavanschalkwyk/ 🙂📘 Facebook -   / https://www.facebook.com/automaticwealthacademy/ --- DISCLAIMERS & DISCLOSURES:  This content is for educational purposes only and should not be considered personalized financial, investment, or tax advice. Always evaluate your own financial situation and conduct thorough research before making investment decisions. All investments carry inherent risks, and past performance doesn't guarantee future results. #WealthBuilding #LongTermInvesting #FinancialFreedom #InvestmentTips #ValueInvesting #AndreaVanSchalkwyk #AutomaticWealthacAdemy #PsycologyOfMoney #MoneyMindset #GeorgeClason #RichestManInBabylon

  4. Jun 17

    The Investor Who Beat the Market 30x — Here's What He's Buying Now | #Investing - Ep. 19

    📥 FREE Interactive Budget Blueprint → https://www.automaticwealthacademy.com/the-interactive-budget-blueprint (Set up your personal 70-10-10-10 budget in 5 minutes. No guesswork, no confusion) --- Most investors are chasing AI stocks and S&P index funds.  Meanwhile, Mohnish Pabrai, the man who turned every dollar into $30 over 27 years, is doing something completely different.  In this video I break down exactly what he said in a recent interview on “My First Million” Youtube Channel, where his money is going in 2026, and the mental models behind every single bet.   💡 What you'll learn in this video:  • Why Pabrai is completely ignoring AI, Bitcoin, GLP-1, and the S&P 500 right now  • His #1 position: a Turkish warehouse operator he bought for 3% of its liquidation value now up 90x  • The TAV Airports play where the currency collapse actually worked in his favour  • Why Constellation Software is the business nobody can clone and why he owns it  • The coal thesis: hated, unloved, cheap, and cash-flowing • The 3 principles behind every single one of his bets  • What YOU can take from his framework without copying his exact positions   ⏱ CHAPTERS 00:00 Introduction – The Investor Beating the S&P 500 for 27 Years 01:36 Who Is Mohnish Pabrai and Why Listen to Him? 03:23 Bet #1: RYSAS – The Turkish Warehouse Trading at 3% of Asset Value 05:24 Bet #2: TAV Airports – Earning Euros, Paying in Collapsing Lira 07:04 Bet #3: Constellation Software – The Boring Compounding Machine 09:30 Bet #4: Coal – Hated, Cheap, and Still Cash-Flow Rich 10:35 What Pabrai Is NOT Buying (AI, Bitcoin, S&P 500) 12:52 3 Principles Behind Every Pabrai Investment 12:57 Principle 1: Go Where Nobody Else Is Looking 13:39 Principle 2: Keep the Thesis Simple Enough for a 10-Year-Old 14:20 Principle 3: Set a Very High Bar for Action 15:05 Key Takeaway – Copy the Framework, Not the Stocks ► Source interview: "Forget S&P, Bitcoin & AI, here's where Mohnish Pabrai is putting his money in 2026" — My First Million  ► Watch it here: https://www.youtube.com/watch?v=FjWY1-gZ0Cs --- SUBSCRIBE HERE:    / https://www.youtube.com/@MyAutomaticWealthAcademy  WHO IS ANDREA VAN SCHALKWYK Andrea is an Italian–South African, born and raised in Lusaka, Zambia, and a Value Investor who believes managing money shouldn’t be stressful or confusing. After living in Italy for 20+ years and travelling through 60 countries, he has learned one thing: everyone deserves financial stability, even with a full-time job, a family, and very little free time. Through the Automatic Wealth Academy and articles published on major financial platforms, like Business Insider, Nasdaq, Yahoo Finance and GuruFocus, he helps people simplify their finances, stop living paycheck to paycheck, and finally build the kind of calm, predictable wealth that brings peace of mind. --- Financial freedom is more than having money, it’s having control over your time, choices, and future. Understanding your current stage allows you to take targeted, effective steps to progress and achieve generational Wealth. --- CONNECT WITH ANDREA | SOCIALS & WEBSITE: 🌎 Website -  / https://www.automaticwealthacademy.com/ 𝕏 Twitter/X -  / https://x.com/awealthacademy/ 📸 Instagram -   / https://www.instagram.com/automaticwealthacademy/ 👨‍💼 Linkedin-   / https://www.linkedin.com/in/andreavanschalkwyk/ 🙂📘 Facebook -   / https://www.facebook.com/automaticwealthacademy/ --- DISCLAIMERS & DISCLOSURES:  This content is for educational purposes only and should not be considered personalized financial, investment, or tax advice. Always evaluate your own financial situation and conduct thorough research before making investment decisions. All investments carry inherent risks, and past performance doesn't guarantee future results.

  5. May 26

    The 20/4/10 Rule: How to Buy a Car Without Going Broke | #Budget - Ep. 18

    📥 FREE Interactive Budget Blueprint → https://www.automaticwealthacademy.com/the-interactive-budget-blueprint (Set up your personal 70-10-10-10 budget in 5 minutes. No guesswork, no confusion) --- 🚗 The "monthly payment trap" — the single most dangerous question a car dealer will ever ask you, and why answering it hands them complete control of the deal. 📉 Negative equity explained — what it means to be "underwater" on your car, and why rolling debt into a new loan is one of the most common ways people stay financially stuck for life 💸 The $1,000,000 decision — what happens when you redirect a $700/month car payment into a simple index fund over 30 years (the number will surprise you) ✅ The 20/4/10 Rule — the single framework that protects you every time you buy a car ✅ How to walk into a dealership with your own financing already arranged — so you negotiate from strength, not hope ✅ Why a 2–3 year old used car is one of the best financial moves an ordinary person can make right now This isn't about driving a wreck. It's about understanding what the car payment is quietly preventing — the emergency fund you can't build, the retirement you keep pushing back, the financial breathing room your family deserves. ⏱ CHAPTERS 0:00 Introduction — The thing parked in your driveway2:15 The game being played against you at the dealership5:53 The monthly payment trap explained6:31 The hole that keeps getting deeper (negative equity)9:47 The invisible wealth builder — $700/month × 30 years11:36 Three rules to protect yourself every time (the 20-4-10 rule)15:00 Summary & final thoughts --- SUBSCRIBE HERE:    / https://www.youtube.com/@MyAutomaticWealthAcademy  WHO IS ANDREA VAN SCHALKWYK Andrea is an Italian–South African, born and raised in Lusaka, Zambia, and a Value Investor who believes managing money shouldn’t be stressful or confusing. After living in Italy for 20+ years and travelling through 60 countries, he has learned one thing: everyone deserves financial stability, even with a full-time job, a family, and very little free time. Through the Automatic Wealth Academy and articles published on major financial platforms, like Business Insider, Nasdaq, Yahoo Finance and GuruFocus, he helps people simplify their finances, stop living paycheck to paycheck, and finally build the kind of calm, predictable wealth that brings peace of mind. --- DO YOU WANT TO HAVE FINANCIAL FREEDOM? Download "The 5 Stages of Financial Freedom", and you will Receive the Practical Roadmap to Go from Survival to Wealth. https://www.automaticfinancialfreedom.com/the-five-stages-of-financial-freedom  Financial freedom is more than having money, it’s having control over your time, choices, and future. Understanding your current stage allows you to take targeted, effective steps to progress and achieve generational Wealth. --- CONNECT WITH ANDREA | SOCIALS & WEBSITE: 🌎 Website -  / https://www.automaticwealthacademy.com/ 𝕏 Twitter/X -  / https://x.com/awealthacademy/ 📸 Instagram -   / https://www.instagram.com/automaticwealthacademy/ 👨‍💼 Linkedin-   / https://www.linkedin.com/in/andreavanschalkwyk/ 🙂📘 Facebook -   / https://www.facebook.com/automaticwealthacademy/ --- DISCLAIMERS & DISCLOSURES:  This content is for educational purposes only and should not be considered personalized financial, investment, or tax advice. Always evaluate your own financial situation and conduct thorough research before making investment decisions. All investments carry inherent risks, and past performance doesn't guarantee future results. #WealthBuilding #LongTermInvesting #FinancialFreedom #InvestmentTips #ValueInvesting #AndreaVanSchalkwyk #AutomaticWealthacAdemy #PsycologyOfMoney #MoneyMindset #Car #Budget

  6. May 19

    These 8 Money Habits Are Costing You Thousands (Are You Doing Them?) | #MoneyMindset - Ep. 17

    📥 FREE Interactive Budget Blueprint → https://www.automaticwealthacademy.com/the-interactive-budget-blueprint (Set up your personal 70-10-10-10 budget in 5 minutes. No guesswork, no confusion) --- Last month I ran an experiment on myself: I went through every single payment that left my bank account, every subscription, every purchase, every direct debit and asked one question: Did I actually choose this, or did I just end up here? The answer unsettled me. In this video, I walk you through the 8 money habits that are quietly draining your wallet, not because they feel like mistakes, but because they feel completely normal. That's exactly what makes them so dangerous. We cover: ✅ Buying cheap (and why it's often the most expensive choice) ✅ Buying a bigger home than you need — the hidden $170,000+ trap ✅ Upgrading your phone every year (what I did instead with that money) ✅ Buying diamonds — the retail markup no one talks about ✅ Calling luxury purchases "investments" (confirmation bias at work) ✅ Extended warranties — why they're pushed so hard ✅ Weddings — starting marriage with financial stress baked in ✅ Streaming subscriptions — you're paying for options, not content None of this is about spending less on things you love. It's about the shift from defaulting to deciding — and that's where the real financial progress happens. 👇 Which one hit closest to home? Drop it in the comments. I read every single one. ⏱ CHAPTERS 00:00 Introduction — the experiment 02:17 Habit #1 — Buying cheap (sunk cost fallacy) 04:16 Habit #2 — Buying a bigger home than you need 07:03 Habit #3 — Upgrading your phone every year 09:22 Habit #4 — Buying diamonds 11:10 Habit #5 — Calling luxury purchases "investments" 13:17 Habit #6 — Extended warranties 14:49 Habit #7 — Weddings 16:51 Habit #8 — Streaming subscriptions 18:38 The real takeaway --- SUBSCRIBE HERE:    / https://www.youtube.com/@MyAutomaticWealthAcademy  WHO IS ANDREA VAN SCHALKWYK Andrea is an Italian–South African, born and raised in Lusaka, Zambia, and a Value Investor who believes managing money shouldn’t be stressful or confusing. After living in Italy for 20+ years and travelling through 60 countries, he has learned one thing: everyone deserves financial stability, even with a full-time job, a family, and very little free time. Through the Automatic Wealth Academy and articles published on major financial platforms, like Business Insider, Nasdaq, Yahoo Finance and GuruFocus, he helps people simplify their finances, stop living paycheck to paycheck, and finally build the kind of calm, predictable wealth that brings peace of mind. --- DO YOU WANT TO HAVE FINANCIAL FREEDOM? Download "The 5 Stages of Financial Freedom", and you will Receive the Practical Roadmap to Go from Survival to Wealth. https://www.automaticfinancialfreedom.com/the-five-stages-of-financial-freedom  Financial freedom is more than having money, it’s having control over your time, choices, and future. Understanding your current stage allows you to take targeted, effective steps to progress and achieve generational Wealth. --- CONNECT WITH ANDREA | SOCIALS & WEBSITE: 🌎 Website -  / https://www.automaticwealthacademy.com/ 𝕏 Twitter/X -  / https://x.com/awealthacademy/ 📸 Instagram -   / https://www.instagram.com/automaticwealthacademy/ 👨‍💼 Linkedin-   / https://www.linkedin.com/in/andreavanschalkwyk/ 🙂📘 Facebook -   / https://www.facebook.com/automaticwealthacademy/ --- DISCLAIMERS & DISCLOSURES:  This content is for educational purposes only and should not be considered personalized financial, investment, or tax advice. Always evaluate your own financial situation and conduct thorough research before making investment decisions. All investments carry inherent risks, and past performance doesn't guarantee future results. #WealthBuilding #LongTermInvesting #FinancialFreedom #InvestmentTips #ValueInvesting #AndreaVanSchalkwyk #AutomaticWealthacAdemy #PsycologyOfMoney #MoneyMindset

  7. Apr 28

    Most People Get Their Budget Wrong (Here's Why) | #Budgeting - Ep. 16

    📥 FREE Interactive Budget Blueprint → https://www.automaticwealthacademy.com/the-interactive-budget-blueprint (Set up your personal 70-10-10-10 budget in 5 minutes. No guesswork, no confusion) --- Most people think their money problem is a math problem. It's not. It's a mind problem — and once you see it, you can't unsee it. In this video, I show you the 70/10/10/10 framework — a simple, proven system that tells you exactly where every dollar should go the moment it arrives, before your brain gets involved and life gets in the way. No willpower required. No complicated spreadsheets. Just a clear structure that quietly builds wealth in the background while you live your life in the foreground. WHAT YOU WILL LEARN:  - Why giving yourself a raise doesn't solve the problem (and what actually does). - The ant and spider story that completely changed how I think about money - How I saved more in one month than in the entire previous year — using one simple change - The 4 buckets every dollar needs to go into, and exactly how to split them - Why investing even $300/month can build a $175,000 portfolio in 20 years - How to automate the whole system so it works without you thinking about it CHAPTERS: 00:00 Money Mindset Shift 00:55 Like and Subscribe Break 01:23 The Pen Line Trap 02:36 Testing Your Savings Limit 05:34 What Freedom Really Means 07:13 Why Budgets Fail 09:06 70 Percent Living Bucket 11:36 10 Percent Grow Income 13:35 10 Percent Invest Passively 15:23 10 Percent Giving Habit 16:50 Automate Your Buckets 18:37 Free Budget Blueprint --- SUBSCRIBE HERE:    / https://www.youtube.com/@MyAutomaticWealthAcademy  WHO IS ANDREA VAN SCHALKWYK Andrea is an Italian–South African, born and raised in Lusaka, Zambia, and a Value Investor who believes managing money shouldn’t be stressful or confusing. After living in Italy for 20+ years and travelling through 60 countries, he has learned one thing: everyone deserves financial stability, even with a full-time job, a family, and very little free time. Through the Automatic Wealth Academy and articles published on major financial platforms, like Business Insider, Nasdaq, Yahoo Finance and GuruFocus, he helps people simplify their finances, stop living paycheck to paycheck, and finally build the kind of calm, predictable wealth that brings peace of mind. --- DO YOU WANT TO HAVE FINANCIAL FREEDOM? Download "The 5 Stages of Financial Freedom", and you will Receive the Practical Roadmap to Go from Survival to Wealth. https://www.automaticfinancialfreedom.com/the-five-stages-of-financial-freedom  Financial freedom is more than having money, it’s having control over your time, choices, and future. Understanding your current stage allows you to take targeted, effective steps to progress and achieve generational Wealth. --- CONNECT WITH ANDREA | SOCIALS & WEBSITE: 🌎 Website -  / https://www.automaticwealthacademy.com/ 𝕏 Twitter/X -  / https://x.com/awealthacademy/ 📸 Instagram -   / https://www.instagram.com/automaticwealthacademy/ 👨‍💼 Linkedin-   / https://www.linkedin.com/in/andreavanschalkwyk/ 🙂📘 Facebook -   / https://www.facebook.com/automaticwealthacademy/ --- DISCLAIMERS & DISCLOSURES:  This content is for educational purposes only and should not be considered personalized financial, investment, or tax advice. Always evaluate your own financial situation and conduct thorough research before making investment decisions. All investments carry inherent risks, and past performance doesn't guarantee future results. #JimRohn #InvestingStrategy #StockMarket #WealthBuilding #LongTermInvesting #FinancialFreedom #InvestmentTips #ElizabethWarren #ValueInvesting #PortfolioManagement #andreavanschalkwyk #automaticwealthacademy #psycologyofmoney #Budgeting

  8. Apr 1

    Your Brain is Your Biggest Money Problem | #MoneyPsychology - Ep. 15

    📥 FREE Interactive Budget Blueprint → https://www.automaticwealthacademy.com/the-interactive-budget-blueprint (Set up your personal 70-10-10-10 budget in 5 minutes. No guesswork, no confusion) --- Once you see this, you can't unsee it.  Most people don't realize there's an invisible line around their entire financial life and they drew it themselves. This short but powerful lesson uses a simple experiment with an ant and a circle to reveal the one thing blocking most people from building real wealth.  It's not your income. It's not the economy. It's a mental limit you created, and you can erase it today. If you've ever told yourself "investing isn't for people like me" or "I just can't seem to save more"... this is the video that changes that. VIDEO CHAPTERS  00:00 Ant and Pen Trap 00:39 Spider Breaks the Line 01:41 Like and Subscribe Break 02:11 My Savings Limit Story 02:57 Automate 20 Percent Transfer 04:12 Circles That Block Wealth 05:41 What Financial Freedom Means 06:56 Take One Step Over 08:22 Erase the Circle Today --- SUBSCRIBE HERE:    / https://www.youtube.com/@MyAutomaticWealthAcademy  WHO IS ANDREA VAN SCHALKWYK Andrea is an Italian–South African, born and raised in Lusaka, Zambia, and a Value Investor who believes managing money shouldn’t be stressful or confusing. After living in Italy for 20+ years and travelling through 60 countries, he has learned one thing: everyone deserves financial stability, even with a full-time job, a family, and very little free time. Through the Automatic Wealth Academy and articles published on major financial platforms, like Business Insider, Nasdaq, Yahoo Finance and GuruFocus, he helps people simplify their finances, stop living paycheck to paycheck, and finally build the kind of calm, predictable wealth that brings peace of mind. --- DO YOU WANT TO HAVE FINANCIAL FREEDOM? Download "The 5 Stages of Financial Freedom", and you will Receive the Practical Roadmap to Go from Survival to Wealth. https://www.automaticfinancialfreedom.com/the-five-stages-of-financial-freedom  Financial freedom is more than having money, it’s having control over your time, choices, and future. Understanding your current stage allows you to take targeted, effective steps to progress and achieve generational Wealth. --- CONNECT WITH ANDREA | SOCIALS & WEBSITE: 🌎 Website -  / https://www.automaticwealthacademy.com/ 𝕏 Twitter/X -  / https://x.com/awealthacademy/ 📸 Instagram -   / https://www.instagram.com/automaticwealthacademy/ 👨‍💼 Linkedin-   / https://www.linkedin.com/in/andreavanschalkwyk/ 🙂📘 Facebook -   / https://www.facebook.com/automaticwealthacademy/ --- DISCLAIMERS & DISCLOSURES:  This content is for educational purposes only and should not be considered personalized financial, investment, or tax advice. Always evaluate your own financial situation and conduct thorough research before making investment decisions. All investments carry inherent risks, and past performance doesn't guarantee future results. #InvestingStrategy #MoneyMindset #WealthBuilding #LongTermInvesting #FinancialFreedom #InvestmentTips #ValueInvesting #PortfolioManagement #andreavanschalkwyk #automaticwealthacademy #thepsycologyofmoney #MoneyPsycology

About

Welcome to Automatic Wealth Academy, where Andrea van Schalkwyk dives into personal finance, self-development, business, and investing with one clear goal: helping you achieve Financial Freedom. Financial freedom isn’t a dream. It’s a proven journey. No matter where you start, you can follow a simple, predictable path to move from survival mode to building real, lasting wealth. Subscribe now to the Automatic Wealth Academy and start building Financial Freedom, step by step.