Feel and Act Money

A money podcast for expats

The podcast for global movers. We explore the emotional, psychological, and practical sides of managing finances after a move. Gain control, set goals, and build security and confidence anywhere. feelandactmoney.substack.com

Episodes

  1. Episode 6: A Personal Journey Through Debt

    Mar 26

    Episode 6: A Personal Journey Through Debt

    In this episode, of Feel & Act Money we, Maria and Danusia, explore the complex topic of debt, sharing personal stories, cultural perspectives, and practical strategies for managing debt responsibly. We discuss mental models, emotional triggers, and the importance of financial education to foster healthier relationships with money. The specific topics we cover include: * Our personal stories of debt and financial struggles * Methods for paying off debt: snowball vs avalanche * The emotional side of debt and money management * Legal and ethical considerations in debt negotiation * Cultural differences in attitudes towards debt If you like our content, it is publicly available. Help us sharing it with anyone who might find it valuable 🫶🏼 And if you want to navigate to specific parts of the episode, here are the topics by the minute: 00:00 Introduction to Money Management and Death 02:54 Understanding Debt: Perspectives and Emotions 05:45 Personal Stories: Navigating Debt and Financial Education 11:38 The Emotional Side of Money: Fear and Control 17:23 Practical Tips for Managing Debt and Finances 23:28 Universal Lessons on Debt Across Cultures 25:13 The Journey of Paying Off Debt 29:43 Understanding Debt Repayment Strategies 36:31 Navigating Debt Negotiation Companies 42:31 Cultural Perspectives on Debt 50:15 Final Thoughts on Debt Management This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit feelandactmoney.substack.com

    51 min
  2. Episode 5: Taxes! Oh, Taxes!

    Feb 10

    Episode 5: Taxes! Oh, Taxes!

    In this episode of the Feel and Act Money podcast we, Maria Lasprilla and Danusia Cerqueira, along with our guest Kaili Virma, delve into the emotional and practical aspects of taxes, particularly in the context of Estonia. We discuss the fears and misconceptions surrounding taxes, the importance of education in overcoming these fears, and the specific tax obligations for residents and e-residents in Estonia. The conversation also covers common mistakes people make with taxes, the benefits of understanding tax changes, and the various business structures available in Estonia, including the advantages of e-residency. We emphasize the need for transparency and education in financial management, particularly for immigrants and digital nomads. If you need help with your business accounting, personal tax declaration or business tax declaration in Estonia, you can reach out to tere@kailivirma.com or find her via LinkedIn. If you are more adventurous and appreciate an in-person meeting, you can also stop by the offices of Foreigners Help Coworking Space. And if you like this podcast, make sure to subscribe, comment and share with others so we know to keep doing this for you! Chapters 00:00 Introduction to Feel and Act Money Podcast 01:50 Meet the Guest: Kaili Virma 04:39 Understanding Taxes: Emotional Perspectives 09:49 Cash Transactions and Their Implications 11:43 Defining Taxes: A Systematic Approach 14:43 Common Tax Mistakes and Learning Experiences 21:50 Deep Dive: Tax Changes in Estonia for 2026 29:20 Income Tax Exemptions and Benefits 34:25 Navigating Tax Residency and International Moves 36:32 Understanding Tax Residency Across Countries 39:49 Benefits of Opening a Business in Estonia 42:59 Types of Business Structures in Estonia 47:37 The Ease of Tax Declaration in Estonia 52:04 Investment Income and Taxation in Estonia 56:10 E-Residency: Opportunities and Advantages This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit feelandactmoney.substack.com

    1h 2m
  3. Episode 4: Building Your Financial Safety Net

    Jan 13

    Episode 4: Building Your Financial Safety Net

    In this episode of the Feel and Act Money podcast we, your hosts Maria Lasprilla and Danusia Cerqueira, along with our first special guest, Shannon Kiprich, explore the concept of a safety net for expats. We discuss the emotional, spiritual, and cultural aspects of money management, emphasizing the importance of community support and personal empowerment. The conversation delves into practical steps for building a safety net, the impact of relationships on financial decisions, and the need to break limiting beliefs around money. If you want to go deeper, we will be hosting an in-person Masterclass on this topic of Building a Money Safety Net. The event will be hosted in the Co-Working Space Foreigners Help and it will take place on Wednesday 4 of February, 2026 at 17:30. The Event Facebook page has more details and if you feel decisive you can go straight to this link to buy your ticket. For any questions, send us an email to feelandactmoney [at] gmail.com or contact us in our Instagram accounts: Maria, Danusia and Shannon. Wealthily, Maria, Danusia & Shannon. Episode Chapters 00:00 Introduction to Feel and Act Money Podcast 03:03 Understanding the Safety Net 06:08 The Emotional and Spiritual Aspects of Money 09:01 Cultural Perspectives on Safety Nets 12:05 Practical Steps to Build a Safety Net 14:52 The Role of Relationships in Financial Decisions 18:03 Navigating Money Conversations in Couples 20:56 The Importance of Self-Awareness in Financial Management 29:57 The Importance of Reflection in Financial Decisions 31:49 Understanding the Balance Between Saving and Enjoying Life 34:47 The Role of Generosity in Financial Well-being 36:14 Navigating Information Overload in Financial Choices 38:04 Limiting Beliefs and the Expat Experience 42:19 Reconnecting with Humanity and Self in Financial Matters 45:10 Building a Safety Net: Step by Step 51:57 Identifying Cultural Ghosts in Financial Mindsets This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit feelandactmoney.substack.com

    56 min

About

The podcast for global movers. We explore the emotional, psychological, and practical sides of managing finances after a move. Gain control, set goals, and build security and confidence anywhere. feelandactmoney.substack.com