Small Business Simplified

Karin Velez

I'm Karin Velez, a multi-passionate entrepreneur with 25+ years' experience in small business and founder of the Growth Table Small Business Collective. I help you manage the day-to-day tasks of running your operation, whether you’re a solopreneur doing it all on your own or have just a few employees or contractors. I take the tasks that weigh you down and simplify them, so you can spend more time working ON your business and doing the inspirational things that sparked that passion in the first place. Pull up a seat each Wednesday at the Growth Table and let's Simplify your Small Business.

  1. 2d ago

    How Many Holiday Emails Should a Small Business Send? - Ep. 37

    Most small business owners worry about emailing their list too much during the holidays, and the research says most of us are barely emailing at all. In this episode, Karin Velez walks you through what goes into a holiday email sequence that drips out over the whole quarter, from the first warm up email in October to the thank you that closes out the year. You'll learn the four phases of a holiday email drip and what to send in each one, a week by week rhythm for how many emails to send as the season builds, and how many to send during the Black Friday through Giving Tuesday sales push. Then Karin shares the real numbers on unsubscribes, spam complaints, and what shoppers say they want, plus four simple ways to stay welcome in the inbox. Let's get into it. Join our community: https://GrowthTableSBC.com References and Resources: 1. Validity, Holiday 2026 Consumer Survey (reported by MediaPost, September 30, 2026) Validity's survey of 1,000 consumers is the most current look at how shoppers feel about holiday email. https://www.mediapost.com/publications/article/418411/holiday-glut-shoppers-are-overwhelmed-with-commer.html 2. MailerLite, Email Marketing Benchmarks by Industry and Region for 2026 Drawn from 3.6 million campaigns, MailerLite's benchmark report provides the 0.22 percent median unsubscribe rate for 2025 and documents how Gmail's one click unsubscribe change raised the rate from 0.08 percent the year before. https://www.mailerlite.com/blog/email-marketing-benchmarks 3. SmartrMail, Email Frequency Statistics From Small and Medium Merchants SmartrMail's analysis of its own merchant base, mostly small and medium businesses, shows most merchants send one to four campaigns a month while the best open results come from four to eight a month. https://www.smartrmail.com/blog/?p=4526 4. Practical Ecommerce, How to Determine Email Frequency for Maximum Revenue (Return Path study) This article summarizes Return Path's study of 600,000 inboxes, which found subscribers receiving three emails a week instead of two opened 43 percent more emails in aggregate with a similar lift in revenue. It also recommends tracking unsubscribe rate as frequency increases. https://www.practicalecommerce.com/How-to-Determine-Email-Frequency-for-Maximum-Revenue 5. Attentive, Frequency. Data Backed Guidelines for BFCM Attentive's holiday sending guide recommends ramping email volume up gradually ahead of Black Friday and Cyber Monday, noting that sudden spikes in email carry more consequences than other channels, and that varied content justifies higher frequency. https://www.attentive.com/guides/frequency-data-backed-guidelines-for-bfcm 6. Klaviyo, Little Sleepies BFCM Case Study Klaviyo's case study documents how Little Sleepies sent email daily during its Black Friday sale, sent a second campaign on the first and last day only to engaged non-buyers, and grew BFCM email revenue 138.2 percent year over year. https://www.klaviyo.com/customers/case-studies/little-sleepies-bfcm 7. Omnisend, Black Friday and Cyber Monday Email Results Omnisend's BFCM report on its merchants found that automated emails such as welcome series and abandoned cart flows made up about 3 percent of November sends but accounted for 30 percent of email orders. https://www.omnisend.com/blog/early-bfcm-sales/ 8. Sender, New Google and Yahoo Rules for Bulk Email Senders This overview explains the Gmail and Yahoo sender requirements in effect since February 2024, including keeping spam complaint rates below 0.3 percent with 0.1 percent as the healthy target. https://www.sender.net/blog/new-google-rules-for-bulk-email-senders/

    How Many Holiday Emails Should a Small Business Send? - Ep. 37
  2. Oct 7

    How to Plan a Short Q4 - Ep. 36

    You probably have fewer working days left in 2026 than you think. When I counted mine, three months turned into thirty-eight days. In this episode, I walk you through a Real-Days Plan, a simple way to plan a short Q4 without overcommitting. You’ll learn how to count your real working days, pick the one number that matters most between now and the end of the year, choose two projects you can finish by December 18, and park everything else on a Not Until January list. Along the way, I share the research on why we underestimate our time and why writing down a plan helps our brains let go of unfinished goals. You’ll leave with a one-page plan that fits your real calendar and lets you rest over the holidays without the guilt. Pull up a seat and let’s get into it. Head to https://GrowthTableSBC.com and scroll to the bottom to get my newsletter! References and Resources: 1. Buehler, Griffin, and Ross (1994), Exploring the Planning Fallacy, Journal of Personality and Social Psychology This foundational study found that people consistently underestimate how long their own tasks will take, even when they remember similar tasks running late. https://doi.org/10.1037/0022-3514.67.3.366 2. Locke and Latham (2002), Building a Practically Useful Theory of Goal Setting and Task Motivation, American Psychologist This summary of 35 years of goal-setting research shows that specific, challenging goals lead to better performance than vague goals. https://doi.org/10.1037/0003-066X.57.9.705 3. C. Northcote Parkinson (1955), Parkinson’s Law, The Economist Parkinson’s original essay introduced the idea that work expands to fill the time available for it. https://www.economist.com/news/1955/11/19/parkinsons-law 4. Masicampo and Baumeister (2011), Consider It Done! Plan Making Can Eliminate the Cognitive Effects of Unfulfilled Goals, Journal of Personality and Social Psychology This series of experiments showed that unfinished goals create intrusive thoughts, and that making a specific plan for them reduces that mental pull. https://doi.org/10.1037/a0024192 5. Dai, Milkman, and Riis (2014), The Fresh Start Effect, Management Science This research shows that people are more motivated to pursue goals after temporal landmarks like the start of a new year. https://doi.org/10.1287/mnsc.2014.1901 6. Peter Gollwitzer (1999), Implementation Intentions, American Psychologist Gollwitzer’s work shows that deciding in advance how you will respond to a specific situation greatly increases follow-through. https://doi.org/10.1037/0003-066X.54.7.493

    How to Plan a Short Q4 - Ep. 36
  3. Aug 26

    Stop Guessing What Your Customers Want - Ep. 33

    Do you know what your customers want, or do you just think you do? In this episode, Karin Velez breaks down a simple, low-cost process for getting direct customer feedback, and why it might be the fastest way to grow a tiny business. You'll learn why your loudest customers and your best customers are rarely the same people, a ten-minute method for finding your true best customers in your own sales data, and the three questions that turn a ten-minute phone call into real marketing, product, and pricing insight. Karin also shares the story of a small business that discovered its actual customer base looked nothing like what the founder assumed, and what changed once she found out. Pull up a seat at the table and let's get into it. Get the newsletter: https://growthtablesbc.com References and Resources: 1. Richelle DeVoe, Entrepreneur, "Looking For A Million-Dollar Idea? This 3-Step Process Will Help You Find One" The primary source for the three-question customer interview process discussed in this episode, including the compression sock company example. https://www.entrepreneur.com/growing-a-business/how-to-survey-your-customers-to-understand-what-they-really/430260 2. Graham Kenny, Harvard Business Review, "Customer Surveys Are No Substitute for Actually Talking to Customers" Establishes why open-ended, in-depth customer interviews outperform multiple choice surveys for genuine insight, and why a small number of real conversations often reveals more than large-scale survey data. https://hbr.org/2019/01/customers-surveys-are-no-substitute-for-actually-talking-to-customers

    Stop Guessing What Your Customers Want - Ep. 33
  4. Jul 29

    The Power of Predictable Work Hours in Your Business - Ep. 31

    Working from home is a genuine advantage for your output and your budget, and this episode makes the research case for both. But that same freedom is exactly what makes consistent hours so easy to skip, and skipping them steadily feeds the burnout and decision fatigue we covered in the last two episodes of this series. Karin Velez walks through why consistent hours protect your productivity, your work-life balance, and your client relationships, even when your hours look nothing like a traditional 8 to 5. You'll hear the science behind chronotypes and why fighting your natural rhythm backfires. Pull up a seat at the table and let's get into it. Resources Newsletter sign up: https://preview.mailerlite.io/forms/1469082/175343432367081028/share Growth Table Small Business Collective: https://growthtablesbc.com References 1. Nicholas Bloom, Stanford University - Remote Work Productivity Research Bloom's ongoing research on remote and hybrid work, tracked since 2012, has found that fully remote employees complete individual tasks with fewer interruptions and greater environmental control than in-office counterparts. https://siepr.stanford.edu 2. Global Workplace Analytics - Remote Work Cost Savings Research Global Workplace Analytics has published widely cited estimates on the overhead savings available to businesses and individuals through remote work, including reduced commuting, food, and clothing costs, and the availability of home office tax deductions for the self-employed. https://globalworkplaceanalytics.com 3. James Clear - Willpower, Decision Fatigue, and Atomic Habits Clear's writing on decision fatigue, drawing on research into willpower as a depleting resource, informs the connection this episode draws between inconsistent hours and the daily accumulation of small, tiring decisions. https://jamesclear.com/willpower-decision-fatigue 4. American Psychological Association (APA) - Burnout and Recovery Research The APA's ongoing research on burnout among self-employed workers documents the cognitive and emotional costs of work without clear boundaries. https://www.apa.org/topics/healthy-workplaces/work-stress 5. Robin Waite - The Psychology of Client Trust in Professional Services This research-grounded piece on client trust in professional services establishes that credibility earns the first engagement, but consistency, including response times and dependable delivery, is what sustains client relationships over time. https://www.robinwaite.com/blog/the-psychology-of-client-trust-in-professional-services 6. UCLA Health - Chronotype and Circadian Rhythm Research UCLA Health's overview of chronotype research explains that a person's natural sleep and wake preference is tied to their circadian rhythm and determines their peak time for concentration and performance. https://www.uclahealth.org/news/article/early-bird-or-night-owl-how-your-chronotype-affects-your 7. Chronotype and Workplace Performance Research (Rolling Out) Reporting on chronotype research shows that night owls permitted to work during their natural peak hours perform as well as, or better than, their forced-early-schedule counterparts, and that forcing an early schedule onto a night owl chronotype is linked to worse health outcomes. https://rollingout.com/2025/12/26/night-owls-chronotypes/ 8. Ahead App - Chronotype and Productivity Research This piece summarizes research finding that a meaningful share of our productivity tendencies, roughly 40 percent, can be attributed to chronotype rather than discipline or motivation. https://ahead-app.com/blog/procrastination/night-owls-vs-early-birds-how-procrastination-and-sleep-patterns-connect

    The Power of Predictable Work Hours in Your Business - Ep. 31
  5. Jul 22

    AI for Tiny Business Owners, Beyond Captions and Email Replies - Ep. 30

    AI can hand a solopreneur back hours every week, but much of the advice out there for tiny businesses is still stuck on writing captions. In this episode, Karin walks through five real AI systems worth your setup time, including a monthly money review, a process audit that produces actual documentation, a client onboarding engine, a campaign build and post-campaign analysis, and a decision brief that cuts your research time to twenty minutes. Then she gets into the guardrails you need with AI as a tiny business owner: why you need a working idea of what good output looks like before you ask AI to produce it, and how to build that standard for yourself in about twenty minutes using the same tool. Let’s get into it! Resources: Wisprflow for easy and accurate voice note transcriptions: https://wisprflow.ai/r?KARIN347 The Growth Table Small Business Collective: https://growthtablesbc.com References: 1. Bainbridge, L. (1983). Ironies of automation. Automatica, 19(6), 775 to 779. The foundational paper on why automating a task leaves humans responsible for catching failures in work they no longer practice. 2. Parasuraman, R., and Riley, V. (1997). Humans and automation, use, misuse, disuse, abuse. Human Factors, 39(2), 230 to 253. The core review of how people over-trust and under-trust automated systems. 3. Skitka, L. J., Mosier, K. L., and Burdick, M. (1999). Does automation bias decision-making? International Journal of Human-Computer Studies, 51(5), 991 to 1006. Experimental evidence that people stop checking for errors when a system provides an answer. 4. Kruger, J., and Dunning, D. (1999). Unskilled and unaware of it, how difficulties in recognizing one’s own incompetence lead to inflated self-assessments. Journal of Personality and Social Psychology, 77(6), 1121 to 1134. Relevant to why low baseline knowledge makes it hard to spot weak output. 5. Brynjolfsson, E., Li, D., and Raymond, L. (2025). Generative AI at work. Quarterly Journal of Economics, 140(2). Field evidence on productivity effects across a large workforce, with the largest gains among less experienced workers. 6. National Institute of Standards and Technology (2023). Artificial Intelligence Risk Management Framework, AI RMF 1.0. NIST AI 100-1. A vetted practitioner standard covering validity, reliability, and the role of human review in AI-assisted work.

    AI for Tiny Business Owners, Beyond Captions and Email Replies - Ep. 30

About

I'm Karin Velez, a multi-passionate entrepreneur with 25+ years' experience in small business and founder of the Growth Table Small Business Collective. I help you manage the day-to-day tasks of running your operation, whether you’re a solopreneur doing it all on your own or have just a few employees or contractors. I take the tasks that weigh you down and simplify them, so you can spend more time working ON your business and doing the inspirational things that sparked that passion in the first place. Pull up a seat each Wednesday at the Growth Table and let's Simplify your Small Business.