Legaciii Unlocked Podcast

Legaciii Academy

Welcome to the Legaciii Unlocked Podcast, where money meets mastery. Entertaining story driven financial insights designed to inform, engage, and elevate high achievers. No fluff. Just bold strategies to kill debt, stack wealth, and lock in your legacy.

  1. May 13

    Funeral Home Plans vs Traditional Life Insurance

    What if the plan you bought to protect your family from funeral costs is actually one of the riskiest financial decisions you'll make? In this episode, Morgan exposes the dark side of prepaid funeral plans, then flips the script entirely, breaking down why a fully underwritten life insurance policy does everything a prepaid plan promises and does it better. Follow on Instagram: @sovereignmorgan for more updates and content.

  2. May 6

    Phony Life Insurances

    What if the "life insurance" sitting in your benefits package has never actually been life insurance? In this episode, Morgan breaks down the four things Canadians mistake for real coverage and leaves your family empty handed, and why feeling covered and actually being covered are two completely different financial positions. This episode is the conversation most people have twenty years too late. Follow on Instagram: @sovereignmorgan for more updates and content.

  3. Apr 22

    Top things Insurance Agents Won't Tell You

    What if the life insurance policy you signed off on was structured around your agent's bonus trip to Cancún and not your family's future? In this episode, Morgan breaks down what the industry quietly protects: commission structures designed to sell, not serve, over-insurance dressed up as security, and the one underwriting mistake that can permanently close doors you didn't even know existed. High earners assume complexity equals protection. It doesn't, and the gap between being covered and being exposed is almost always the conversation that never happened. This episode is that conversation. Follow on Instagram: @sovereignmorgan for more updates and content.

  4. Apr 15

    Is Your Group Insurance Plan Enough?

    What if the benefits package you've been counting on is only covering a fraction of what you'd actually need when life stops going to plan? In this episode, Morgan exposes the dangerous gaps hiding inside group disability insurance and employer pensions and why high earners are often the most exposed when illness, injury, or burnout hits. Discover how to build real income protection that follows you, not your employer, before you need it. Follow on Instagram: @sovereignmorgan for more updates and content.

  5. Apr 8

    Do RRSP’S Even Work?

    What if the retirement account you've been maxing out for decades is quietly setting you up for your biggest tax bill yet? In this episode, Morgan breaks down the truth about RRSPs, and why blind contributions without a plan could hand the CRA up to half your retirement. Discover how to use RRSPs as the powerful deferral tool they were designed to be, not a trap you stumble into at 71. Follow on Instagram: @sovereignmorgan for more updates and content.

  6. Apr 1

    The Insurance Your Bank Loves

    What if the insurance you bought to protect your home is actually protecting the bank not your family? In this episode, Morgan unpacks the hidden risks of mortgage insurance and why so many homeowners assume they’re covered when they’re not, and how one overlooked detail can put your family’s home at risk when it matters most. Follow on Instagram: @sovereignmorgan for more podcasts updates and content.

  7. Mar 18

    The Life Insurance Decision Everyone Messes Up

    You’ve heard the arguments. “Term is a waste.” “Permanent is a scam.” If you’ve ever felt stuck in the middle of that debate, this episode is for you. Morgan breaks down why term vs permanent isn’t a one-time decision, how smart high earners still get this wrong, and how aligning life insurance with your life stage, not opinions can protect today while quietly building tomorrow. Follow on Instagram: @sovereignmorgan for more podcasts updates and content.

  8. Mar 4

    You Insure Everything Except This...

    You insure your phone. Your car. Your home. So why are you avoiding the one thing that protects your income, your family, and everything you’re building? In this episode, Morgan unpacks why high earning millennials delay life insurance, the real cost of waiting, and how timing, not fear, determines whether coverage is affordable, available, or gone. Follow on Instagram: @sovereignmorgan for more podcasts updates and content.

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About

Welcome to the Legaciii Unlocked Podcast, where money meets mastery. Entertaining story driven financial insights designed to inform, engage, and elevate high achievers. No fluff. Just bold strategies to kill debt, stack wealth, and lock in your legacy.

Information

  • Creator
    Legaciii Academy
  • Years Active
    2025 - 2026
  • Episodes
    49
  • Rating
    Clean
  • Copyright
    © Legaciii Academy
  • Show Website
    Legaciii Unlocked Podcast