MyMoney Hub: a podcast powered by MyBudget

MyBudget
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Money doesn’t have to be complicated, or stressful. In MyMoney Hub, our hosts take a MyBudget blog each episode and pull it apart: dissecting the key insights, sharing their highlights, and explaining how those lessons apply to real life. From budgeting for a baby to side hustles, Christmas spending to Buy Now Pay Later services, they make money talk practical, relatable, and easy to follow. Every blog comes with free resources, like personal budget templates, savings calculators, step-by-step guides, and handy checklists, so you can put the advice into action straight away. With over 25 years’ experience helping 130,000+ Australians, MyBudget knows what works. Tune in, take away the best tips, and see how MyBudget can help you pay off debt, grow savings, and live life free from money worries.

  1. 2d ago

    Spring clean your finances in Australia, 10 ways to get your money back on track

    When was the last time you gave your finances a proper spring clean? In this episode, our hosts unpack MyBudget's guide to spring cleaning your finances, sharing 10 practical ways to refresh your budget, cut unnecessary expenses, reduce debt and start building savings. They explore why spring is the perfect opportunity to reset your money habits, from reviewing your spending and cancelling forgotten subscriptions to comparing household bills, setting realistic financial goals and building an emergency fund. Our hosts also discuss the importance of a healthy money mindset, why small changes can make a big difference, and how to create financial habits that last well beyond spring. The episode takes a closer look at other opportunities to improve your financial wellbeing, including reviewing your superannuation, saving money through meal planning, checking your home loan and exploring ways to manage credit card debt. Along the way, our hosts explain how MyBudget helps Australians create personalised 12-month budgets, stay ahead of bills and work towards their financial goals with greater confidence. They also highlight the free resources linked in the article, including MyBudget's Personal Budget Template, Get a Better Deal Checklist, Meal Planning on a Budget Guide and Savings Calculator, all designed to help you put these money-saving strategies into action. 👉 Visit mybudget.com.au to read the full article, download the free tools and discover how MyBudget helps Australians reduce money stress, build savings and get their finances back on track. 📞 Ready to give your finances a fresh start? Speak with one of our expert Money Coaches in Australia on 1300 300 922 or New Zealand on 09 849 6285.

    Spring clean your finances in Australia, 10 ways to get your money back on track

  2. Sep 23

    Click Frenzy Australia 2026 - How to free up money for the sales

    Planning to shop the Click Frenzy sales this year? In this episode, our hosts unpack MyBudget's guide to Click Frenzy Australia 2026, sharing practical ways to prepare your budget, free up spending money, and make the most of the sales without creating financial stress.  They discuss how Click Frenzy works, the official 2026 sale dates, and why the best bargains are the ones you've planned for before the sales even begin. Our hosts also share practical strategies for creating a shopping fund, checking your available balance, spotting genuine discounts, and avoiding impulse purchases that can derail your financial goals. The episode also explores how to use Click Frenzy for Christmas shopping, why buy now, pay later isn't always the best option during sale events, and how forward planning can help you enjoy the savings while keeping your bills, repayments, and long-term goals on track. Along the way, they highlight the free resources linked in the article, including MyBudget's Personal Budget Template, budgeting tools, calculators, and practical guides designed to help Australians free up spending money while staying in control of their finances. 👉 Visit mybudget.com.au to read the full article, access the free tools, and discover how MyBudget helps Australians enjoy major sales without compromising their financial goals. 📞 Want to free up extra spending money before Click Frenzy? Speak with one of our expert Money Coaches in AU on 1300 300 922 or NZ on 09 849 6285.

    Click Frenzy Australia 2026 - How to free up money for the sales

  3. Sep 17

    Budgeting for a baby in Australia, what does the first year really cost?

    Expecting a baby? Along with the excitement comes one big question, how much does having a baby actually cost? In this episode, our hosts unpack MyBudget's comprehensive guide to budgeting for a baby in Australia, helping you prepare financially before your little one arrives. They discuss the real cost of having a baby during the first year, from upfront expenses like prams, cots and car seats to ongoing costs including nappies, feeding, childcare and healthcare. Our hosts also explore parental leave, government support, Family Tax Benefit, the Child Care Subsidy, and practical ways to manage the income gap while one parent takes time away from work. The episode also shares practical money-saving tips, including when it's worth buying second-hand, how to prioritise essential baby purchases, and why planning your cash flow before your due date can reduce financial stress once your family grows. Along the way, they highlight the free resources linked in the article, including the Personal Budget Template and Newborn & Baby Essentials Checklist, designed to help Australian parents build a realistic baby budget, plan ahead, and feel confident about the first year. 👉 Visit mybudget.com.au to read the full article, download the free planning tools, and discover how MyBudget helps Australian families prepare for life's biggest milestones with confidence. 📞 Planning for a growing family? Speak with one of our expert Money Coaches in AU on 1300 300 922 or NZ 09 849 6285.

    Budgeting for a baby in Australia, what does the first year really cost?

  4. Sep 6

    Debt consolidation in Australia, is it the right solution for you?

    Thinking about debt consolidation to simplify your finances? In this episode, our hosts unpack MyBudget's guide to debt consolidation, exploring how it works, when it can be an effective solution, and when another approach may be a better fit. They break down the different ways debt consolidation can work, including consolidating multiple repayments into one loan, the benefits and potential drawbacks, and the common mistakes Australians make when trying to manage debt on their own. Our hosts also discuss the key questions you should ask before applying for a debt consolidation loan, and why it's important to address the underlying causes of debt, not just the repayments. The episode explores alternative debt solutions too, including hardship arrangements, budgeting support, refinancing, and other options that may better suit your financial circumstances. Along the way, our hosts explain how MyBudget helps Australians understand all of their options, create a realistic 12-month financial plan, and work towards becoming debt free with confidence. They also highlight the free resources linked in the article, including debt guides, personal budget templates, calculators, and practical tools designed to help you understand your debt, compare your options, and build a clear path towards financial freedom. 👉 Visit mybudget.com.au to read the full article, access the free tools, and discover how MyBudget helps Australians reduce debt, lower financial stress, and regain control of their finances. 📞 Need help understanding your debt options? Speak with one of our expert Money Coaches on 1300 300 922.

    Debt consolidation in Australia, is it the right solution for you?

  5. Aug 19

    Don’t wait for your tax return, 5 money moves to reset your finances

    Waiting for your tax return to give your finances a boost? In this episode, our hosts unpack Tammy Barton's latest MyBudget article, exploring why lasting financial progress is more likely to come from everyday money habits than a once-a-year tax refund. They break down Tammy's five practical money moves to help you reset your finances for the year ahead, including reviewing where your money really went, checking in on your financial wellbeing, finding one expense to reduce, building an emergency fund, and setting one clear financial goal. Our hosts also discuss why consistent habits create more lasting results than relying on a single financial windfall, and share insights from MyBudget's latest client research on reducing financial stress, improving sleep, and building long-term financial confidence through better planning. Along the way, they highlight the free resources linked in the article, including MyBudget’s Personal Budget Template, Get a Better Deal Checklist, Savings Goal Calculator, and Goal Setting Template, all designed to help you put these money moves into action. 👉 Visit mybudget.com.au to read the full article, access the free tools, and see how MyBudget helps Australians build better money habits, reduce financial stress, and plan confidently for the next 12 months. 📞 Need help getting your finances back on track? Enquire online or speak with one of our expert Money Coaches on 1300 300 922.

    Don’t wait for your tax return, 5 money moves to reset your finances

  6. Aug 6

    Part 9 debt agreements explained, what to consider before you commit

    Considering a Part 9 debt agreement because your debts feel unmanageable? In this episode, our hosts unpack MyBudget’s guide to Part 9 debt agreements, explaining how they work, who may be eligible, and the long-term consequences to understand before making a commitment. They explore the difference between a Part 9 debt agreement, debt consolidation, informal hardship arrangements, structured budgeting support, and bankruptcy. Our hosts also discuss how formal debt agreements can affect your credit score, rental applications, employment options, refinancing, and your permanent listing on the National Personal Insolvency Index. The episode also breaks down MyBudget’s debt solution roadmap, helping listeners understand why the least restrictive option that can successfully resolve the problem is often worth exploring first. From contacting lenders and seeking financial counselling to building a structured 12-month budget, our hosts share practical ways to assess the full picture before moving into formal insolvency. They also highlight the free resources linked in the article, including the 10 Steps to Get Out of Debt eBook, personal budget templates, calculators, and practical debt guides designed to help you understand your options and map out a realistic way forward. 👉 Visit mybudget.com.au to read the full article, download the free debt guide, access the free tools, and see how MyBudget helps Australians explore their debt options before committing to formal insolvency.

    Part 9 debt agreements explained, what to consider before you commit

  7. Jul 29

    How to save electricity this winter and reduce your energy bill

    Does your electricity bill seem to jump every winter? In this episode, our hosts unpack MyBudget's guide to saving electricity and reducing your energy bill, sharing practical ways to stay warm without blowing your household budget. They discuss why electricity bills increase during winter, the biggest energy users around the home, and simple changes that can make a real difference to your power bill. From heating your home more efficiently and reducing hot water usage to switching to LED lighting and making the most of off-peak electricity rates, our hosts share the key takeaways that can help you lower your energy costs without sacrificing comfort. They also explore what to do if you're struggling to pay your electricity bill, including hardship programs, payment plans, concessions, and why looking at your overall household budget, rather than just one bill, can make a lasting difference. Along the way, they highlight the free resources linked in the article, including the Energy Saving Checklist, personal budget templates, budgeting tools, and practical guides designed to help Australians reduce household expenses and stay on top of rising living costs. 👉 Visit mybudget.com.au to read the full article, download the free Energy Saving Checklist, access the free tools, and discover how MyBudget helps Australians & New Zealanders reduce money stress and stay ahead of household bills. 📞 Need financial help right now? Speak with one of our expert Money Coaches on 1300 300 922 or if you are in New Zealand 09 849 6285.

    How to save electricity this winter and reduce your energy bill

  8. Jul 9

    Available balance explained: how much money can you safely spend

    Do you ever check your bank balance, see money sitting there, then wonder where it all went a few days later? In this episode, our hosts unpack Tammy Barton's latest MyBudget article, revealing why your bank balance isn't always the best indicator of what you can actually afford to spend. They explore the difference between your current balance and your real available balance, why so many Australians run out of money before payday, and how a lack of forward visibility, not a lack of discipline, is often the real problem. Our hosts also discuss Tammy's practical approach to calculating your true "safe-to-spend" money, helping you make confident spending decisions without second-guessing every purchase. Along the way, they explain how MyBudget's unique 12-month budgeting approach gives clients a genuine available balance by accounting for bills, savings, debt repayments, and future expenses before money is spent. It's a simple shift in thinking that can reduce financial stress and help you feel back in control of your finances. They also highlight the free resources linked in the article, including personal budget templates, budgeting tools, calculators, and practical guides designed to help you understand your cash flow and make smarter financial decisions. 👉 Visit mybudget.com.au to read the full article, access the free tools, and discover how MyBudget helps Australians confidently understand what they can safely spend. 📞 Need financial help right now? Speak with one of our expert Money Coaches on 1300 300 922.

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Money doesn’t have to be complicated, or stressful. In MyMoney Hub, our hosts take a MyBudget blog each episode and pull it apart: dissecting the key insights, sharing their highlights, and explaining how those lessons apply to real life. From budgeting for a baby to side hustles, Christmas spending to Buy Now Pay Later services, they make money talk practical, relatable, and easy to follow. Every blog comes with free resources, like personal budget templates, savings calculators, step-by-step guides, and handy checklists, so you can put the advice into action straight away. With over 25 years’ experience helping 130,000+ Australians, MyBudget knows what works. Tune in, take away the best tips, and see how MyBudget can help you pay off debt, grow savings, and live life free from money worries.

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